Marbles Credit Card Reviews

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0.6 stars
Average rating for this product is: 0.6 out of 5

From 4 ratings and 42 reviews

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%

Average Ratings for Marbles Credit Card

  • Customer service0.9 stars
  • Value for Money0.7 stars
  • Reviewer Ratings0.6 stars
  • Overall Rating0.6 stars

42 Reviews For Marbles Credit Card

  • Guest 5th Nov 2009

    Reviewer rating: 1 stars


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    Used this card for several years. Over last year raised interest rate fr.14.9% to 23.9% Altered terms & conditions, reduced my credit limit from £9K to 2.9K Caused muddle, stress and confusion, which they denied.All this hassle, way too many pieces of paper each month. My credit record is excellent and payment has always been made on time
    It would appear the credit card industry have become the "new loan sharks" in addition to their other dubious banking practices which are now common knowledge. TIME FOT THE GOVERNMENT TO ACT WITH URGENCY TOCAP THE INTEREST RATES to a level which reflects and adjusts the excessve interest rates up to now

  • Guest 29th Oct 2009

    Reviewer rating: 1 stars


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    just received their latest letter with ever increasing hiking of rates - now increasing to 37.95%!!!!!!! from Jan 2010 - won't be with them that long - what a bunch of sharks these Aviemore bunch are (supported by Bank of Scotland) so BoS can also kiss goodbye to my Halifax current & savings account also. BoS? Bag of Sh..! If I could give them zero I would.

  • Guest 21st Oct 2009

    Reviewer rating: 1 stars


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    This company, Marbles, is screwing its loyal long term customers who never default and always pay on time.

    What price loyalty? A 33.9% interest rate is your distinctly unpalatable loyalty bonus!

    My advice to anyone in this position is GET RID NOW. I am paying mine off ( along with MBNA who are charging nearer 35% ) in full. If you can't do that, make a balance transfer or take out a loan to pay it off.( Bear in mind there is no 3% balance transfer fee when you take out a loan and if you can ...

  • Guest 2nd Oct 2009

    Reviewer rating: 1 stars


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    Customer Service?bought concert tickets nov 2008 for concert in oct 2009 on internet with beneficial visa transpired vendor was previous bankrupt ticket tout.confirmed in guardian newspaper and bbc watchdog programme.I tried to cancel payment with benificial who stated that the vendor had to have opportunity to provide tickets,but would make comment on my accountfor future reference. Feb 2009 Marbles take over account, tickets arrive 5 days before event not what originally ordered and costing ...

  • Guest 7th Sep 2009

    Reviewer rating: 1 stars


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    I had this Marbles Credit Card for many years. They keep hiking up the interest rate virtually with every statement, up to a number around 35%. Just a thought: a rate such as this would constitute a criminal offence in major European countries suh as France and Germany. I got out now. It is the most appalling business - let alone their non-existent customer service - I have ever experienced.

  • Guest 6th Sep 2009

    Reviewer rating: 1 stars


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    Really terrible. Was shattered when it moved from Beneficial (who also weren't brilliant but had quite good balance transfer rates) and they shot the rate up from 15.9% to 29.5%!!! I had 2 Marbles Credit cards and have paid them both off. Never again!

  • Guest 9th Aug 2009

    Reviewer rating: 1 stars


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    Avoid Marbles Credit Card like you would avoid swimming in shark infested waters with a bleeding leg and thrashing about alot. Just checking my statement and Iam being charged 33.94% for purchases (a rubber dinghy would be good) and 38.92% for cash...Horrendous...at least Dick Turpin wore as mask!

  • Guest 5th Aug 2009

    Reviewer rating: 1 stars


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    I initially took out the Marbles Credit Card on a 0% interest offer which was great but was shocked when a recent statement informed me in small print that the interest rate would be increasing to over 30% as of July 1st 2009. Needless to say I transferred the balance ASAP. My advise is if you can get a good 0% interest deal with Marbles go for it but remember to transfer any outstanding balances before the term is up. With interests rates at their lowest, this is nothing but greed and expl ...

  • Guest 17th Jul 2009

    Reviewer rating: 1 stars


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    Absolutely useless!!!!
    I have had nothing but problems with them I havent used this card for 3 years. I asked Marbles to claim back some money for a breakdown recovery which had been wrongly taken from this card (under the instruction of the insurance company) this disputed payment amount remained on my card which is why the account was never closed. When marbles changed companys i had a letter stating that this disputed payment had been resolved. When the statement came they had not only left ...

  • rook 19th Jun 2009

    Reviewer rating: 0 stars


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    Marbles Credit Card is probably the worst credit card i have ever had, the service they provide is appalling and the interest rate is crippling. have now paid off. never again

  • Guest 15th Jun 2009

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    Marbles is a greedy, grabbing, worthless bank. How dare they casually rip us off. Having completely messed up themselves and been saved by tax payers they then turn on their own customers.

  • Guest 12th Jun 2009

    Reviewer rating: 0 stars


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    I am glad to have found this site as I have been staggered by Marbles recently. Firstly they withdrew my available credit limit from aroun 6k to 800 pounds. On the basis that I hadn't used this available credit, although the reason for this was that I had paid off the card, but did want to continue to use it. I rang them but got nowhere.

    Secondly my interest rate is now 34%!! Crikey that is ridiculous! Ii have now paid off the card in full transferring the balance. I cannot understand how now ...

  • Guest 15th May 2009

    Reviewer rating: 0 stars


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    Marbles card transferred from Beneficial in February. Did not activate it but asked for it to be changed to a signature card on 3rd March. They would contact me with response. Two months on I asked again with the same result - they would contact me. Shortly after I got a letter telling me that the interest rate would be increased to more than 38% and that I could cancel if I so wished. No mention of the request to change it to a signature card. Guess what I will be doing. For all the year ...

  • Drumpark 11th May 2009

    Reviewer rating: 0 stars


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    Marbles? Who makes up their policies?? Its about time the Government stepped in to tighten up credit card company tactics. They wrote to me to say they had increased my maximum amount limit....then 3 wqeeks later write to say the interest rate has been hiked to 30%. I hadn't activated the new card, so maybe this annoyed them!I'll be aiming to pay off my balance as soon as possible now, as no other lending I have comes anywhere near this shocking interest rate - I'd almost get better rates from ...

  • Guest 8th May 2009

    Reviewer rating: 0.5 stars


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    Just received letter from Marbles Credit Card informing me of new interest rate 19.95% (not as high as some reviews - however significantly higher than most others). As I only put a minimal amount on the card and paid in full, I will pay off in full and not use again in protest at this action when bank rate is so low.

  • Damocles the first 6th May 2009

    Reviewer rating: 0.5 stars


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    I do not understand why the Government has not stepped in to curb the ever increasing rise in Marbles interest rates; especially as they are linked to the Bank of Scotland. There is no legislation which can prevent their actions as the government has long supported mismanagement of financial markets and their constant increase in interest is a good example.

    It appears to me that Aviemore Funding Limited is out to make as much money from the customers they dragged into their system by taking ove ...

  • Guest 3rd May 2009

    Reviewer rating: 0 stars


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    I had not activated my replacement Marbles Credit Card from Marbles because the interest rates were excessive. When I received a mail from them saying the rates were to increase even further, to almost 30%, I phoned to cancel. The operator was quick to deal with the request and asked if it was due to the latest rate increase. His manner indicated it wasn't the first call of the day. Get rid of this card if you can would be my advice. There are even store cards that offer better rates than th ...

  • Guest 1st May 2009

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    Had my Beneficial Card account transferred to Marbles in Feb 09 - May 1st 09 get a letter from Marbles to say that they are increasing the interest rate from 22% to 31.95% rate - rang to tell them where they ccan stick their card. Always pay my card in full each month so it doesn't really effect me , but with base rates @ less than 1% why does Marbles need to hike the APR by nearly 50%.Don't do business with this company hit them where it hurts in the corporate pocket.

  • Guest 29th Apr 2009

    Reviewer rating: 0 stars


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    I've had no problems with Marbles until they changed to Aviemore. Since then I got charged £12 for being overdrawn even though I paid on time but the payment protection is taken out at a different time so took me over my limit, which they didn't tell me until I complained. Also my interest rates went from 11.9% for purchases to 22.9%, for cash withdrawalls from 14.9% to 29.9%. The way they use your payments to pay off the interest has also changed, they now pay off the lowest rate of inte ...

  • Tonymarbles47 23rd Apr 2009

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    Interest rate on my Marbles Credit Card has gone thru the roof, I'm now paying more interest than my minimum monthly payment. How do I get out of it. Phoned them to ask why they just said 2.5% of balance, 2.465% per ? = 33% APR. Why are these people so much more than any other credit card company.