Yes Car Credit Reviews

Click here if this is your business
★☆☆☆☆
0.8 / 5
14% of users recommend this
Click here if this is your business
  • Speed Of Loan

  • Customer service

  • Value For Money

? Ask our helpful community of experts about this product or company
Yes Car Credit - Ask a question now

Media Gallery for Yes Car Credit

Yes Car Credit
Yes Car Credit

Refine your search

Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month.

Latest Reviews

★★★☆☆

“Go there with good credit”

Written on: 24/04/2014 by Pagehl96 (1 review written)

I got approved for a car but the interest rates are outrageous and I got the cheapest of the cheap cars,roll down windows,no trunk opener,and mirror in the car, but that's what I get for being black… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Ally217's Comment

Written on: 11/06/2014

nooo, thats what you get for having bad credit, the race card has no place here.....I'm black too

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review Read 1 Comment
★☆☆☆☆

“Horrendous! Never ever ring this company! Was on the...”

Written on: 05/10/2010

Horrendous! Never ever ring this company! Was on the phone for an hour, have no idea who I last spoke to?! Very clever tricky people if they're still trading - will cost anyone £69.50 if you don't think quicker than you did when giving them your card details - advise anyone who rung this company to cancel your bank card straight after giving your details over the phone - get in quick though before they've processed the payment. Sinful business their one, do they sleep at night?… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Im not going to give this company any stars !!! ”

Written on: 08/04/2010

Im not going to give this company any stars !!!
Please don't use this company, the take your £69.50 telling you you've been accepted for a loan, you then get put through to someone else and they offer you a loan with extortionate interest or tell you you haven't been accepted, you then ask for are refund of your £69.50 and you have got more chance of flying. I are asked to write in for your refund and that's after being over an hour on the phone holding on to speak to someone. I believe they… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Don't ever use this company. They charged me £70 to...”

Written on: 26/03/2010

Don't ever use this company. They charged me £70 to arrange a loan, messed me around big time and I'm still waiting for the refund of the loan fee.
I've tried writing, they ignore the letters, and as for the phone calls - it's cost me an absolute fortune as they constantly put you on hold.
Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“0 stars. Charged me £70 broker fee for loan that did...”

Written on: 08/02/2010

0 stars. Charged me £70 broker fee for loan that did not materialise. I worte to get my money back. They called me trying to push their service. I asked for money back they put me through to the correct 'dept' and hung up. DO NOT WASTE YOUR TIME OR MONEY CROOKS… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“ ”

Written on: 18/11/2009 by RussellLodge (2 reviews written)


If one word summed up Yes car credit the word would be SUSPECT, from arriving at the showroom and finding no cars with any prices on i then waited approx 7 hours trying to get a price on the car and a deal on the payments, the first quote was £360.00 i said it was to much and the salesman went away to come back with £320.00 etc etc etc, this went on until finally i got the car at £170,00 a month, i paid a deposit cash and then had to call a number and tell them that i had part ex'd as full… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“I have had a bad experince with yes car credit loans, ...”

Written on: 27/03/2009 by television (1 review written)

I have had a bad experince with yes car credit loans, i enquired about a loan to buy a car and was told by the advisor that I had to pay an administor fee of £59.50 which they said they was refundable. I decided that I did not want to go through with the loan and I am still waiting for my deposit, I've been waiting since october2008. If any one thinking of taking out a loan please just think and do not take out a loan with these con artist because that's all they are… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“I made a tentative enquiry regarding a loan. After...”

Written on: 12/09/2008 by davidbrown (1 review written)

I made a tentative enquiry regarding a loan. After speaking, (struggling) to understand the foreign linguist at the call centre I just said, send the paperwork, then intending to throw it in the bin. The company subsequently sold my details to other financial companies who started credit checks, damaging my credit rating. I phoned the centre back and they proceeded to put me on hold and pass me round the office. Stay well clear of this company, and hopefully they will go into liquidation… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“DO NOT deal with ACF Car Finance, the latest...”

Written on: 06/09/2007 by pontiacriver (1 review written)

DO NOT deal with ACF Car Finance, the latest reincarnation of the totally discredited YES/Provident/ Direct Auto Finance group.
Oh, did I mention the cars? Fine if you like fleet Vectra's and Corsa's and Hyundai's and summary other bangers bought at auction (for all you know - and ACF, they're looking for CHEAP, not NICE - thrashed within an inch of imploding), then go ahead… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“Myself and my partner bought a Ford Focus estate '51...”

Written on: 13/08/2006 by markywarky (1 review written)

Myself and my partner bought a Ford Focus estate '51 reg in February 2005. We contacted Yes car Credit within the 7 day (no quibble return policy) return period, as we wanted to return the car and pay no more to it, as we had lots of problems with it. They kept fobbing us off saying they'd get back to us, so in the end we drove to the TEAM VALLEY branch where we picked the car up from, and we just dropped it off. They refused to sign the V5 document at first. And now, over 1 year on, we are… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“With hindsight I should not have bought from Yes Car...”

Written on: 01/08/2006 by sarahlew (1 review written)

With hindsight I should not have bought from Yes Car Credit. Now I'd rather catch the bus!

I bought the extra warranties and insurances which are worthless. My vehicle surely wasn't inspected as I have had to have a new exhaust, brakes and discs put on my vehicle, which is not covered by the warranty. If you get into arrears, they will phone you about 12 times a day right up until 9pm… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Back in feb 2005 we were looking to find a used 4-5...”

Written on: 20/06/2010

Back in feb 2005 we were looking to find a used 4-5 year old car to replace our old one which was doomed to the scrappy. We were interested in a 1999 t-reg renault clio and went into the office, where my father handed in proof of his ID (drivers license). We asked how much the clio was, and they had the nerve to tell us they wouldnt say until we signed to buy it(!). After we understandably declined they refused to hand over his license. When we started warning other potential buyers about this… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★★☆

“We bought a car through Yes CC in 2005 as we were...”

Written on: 30/07/2007 by jellybabe (1 review written)

We bought a car through Yes CC in 2005 as we were getting married and needed a bigger car for family that were coming here. We originally were looking for a Vauxhall. They were very friendly and took us to the office where they talked over the paper work and explained to us all the details of the agreement. We made sure we understood all the jargon. They didn't press us to take out insurance with them, we just told them we want to switch from our existing insurance onto the new car. When we… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“I bought a car from Yes Car Credit back in October and...”

Written on: 05/05/2006 by vauxhallomega1 (1 review written)

I bought a car from Yes Car Credit back in October and what a disapointment. The car was ok but when I decided to terminate the agreement after I found out that they went bust, wat a parlava. I sent them a letter to stating I was terminating the agreement. They sent me a letter asking me what I ment, What part of "Come and collect your car I am terminating the credit agreement" didn't they understand.? anyway eventually they collected the car. They then sent me a letter asking for £1255, when I… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“I bought a car from Yes Car Credit in October this...”

Written on: 09/02/2006 by clevelandskippy (1 review written)

I bought a car from Yes Car Credit in October this year and it is nothing but trouble and the warrenty company does not want to know about it at all. They are now going to take the car back , but I can say I am not bothered with that as the car has not been used for over 2 months and is parked up in the garage. But the bottom line is they sell poor cars and they say they buy all cars on good faith and don't do any HPI checks. I found out that my car had been a Cat C Write off and was not even… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Diylauren123's Response to 229296_clevelandskippy's Review

Written on: 27/04/2006

i bought a car from yes car credit last april, although i think the interest on their cars are very high, my car has been very reliable and have had no problems with it whatsoever so overall am very pleased. i did however need a new gearbox stabiliser when it recently had a service and enquired to the people who do the warranty but they couldn't help me as it wasn't covered but it turned out to only cost £40 anyway. i dont mind paying that sort of money once a year for repairs when i constantly am using the car!

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review Read 1 Comment
☆☆☆☆☆

“I had to pay for insurance even though I didn't have...”

Written on: 27/12/2005 by mags15 (1 review written)

I had to pay for insurance even though I didn't have the car paid to half way mark then they asked for an extra 2,500 pounds which I have just finished paying why was I paying Yes Car Credit for gap and payment protection when I gave them the car back… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Stu5499's Response to mags15's Review

Written on: 12/01/2006

Couldn't agree more. However it is explained by their finance people when buying a car about the GAP insurance. Recently I got a car allowance from work but when I phoned YCC they said that I would have to bring the car in and a cheque for £3500! CRAZY!!! Be cheaper to get the thing written off!

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Vauxhallomega1's Response to mags15's Review

Written on: 12/05/2006

I can't agree more with you. I bought a car from YCC, sent the car back after paying just over £6000 (with £6000 to go) and then they sent me a letter asking for £1222.00 for the GAP, Warranty and PPI, the thing is I gave them a car I PX'ed and they gave me £2100 for it. £600 was a deposit and the other £1500 was to pay for the extra's. Since they asked me for this extra money to pay the oustanding balance it has come to my attention that the £1500 DIDN'T pay off the insurance's. They are con merchants and they pull the wool over your eye's and don't tell the truth on what your money pay's for. I have told them to either give me my £1500 or my car back I PX'ed with them they said NO so I said take me to court!!!!!!!!

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review Read 2 Comments
★☆☆☆☆

“I bought a Rover 75 from Yes Car Credit which lasted 4...”

Written on: 13/12/2005 by icanfixit (1 review written)

I bought a Rover 75 from Yes Car Credit which lasted 4 miles before the engine gave way.

Next day they gave me another one, disel, Mangaging Director of Yes Car Credit in Belfast was driving it, lovely, but since I bought it under 3 months ago I found out that the :
Wheel Alignment was not done,
Head light Alignment was off totally.
Brake Pads worn down to bottom
Heater plugs not firing up the engine in the cold mornings

Fed up having to pay for parts for this so called new car, which is… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★☆☆

“I bought a 1.8 Toyota Avensis from the Edinburgh...”

Written on: 25/10/2005 by BigGav (1 review written)

I bought a 1.8 Toyota Avensis from the Edinburgh branch of Yes Car Credit, and I would state that although I didn't initially go looking for a Toyota, I am more than happy with it.
I was advised on initial contact with the company that I would be able to put down a deposit of 350 and drive away that day. I requested either a Focus or Vectra as my car choices, but was told that I would not be able to get either of these unless I doubled the deposit. I was offered the Avensis, a Mitsubishi… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★★★

“Brought a car from Portsmouth branch of Yes Car...”

Written on: 14/09/2005 by psychi (1 review written)

Brought a car from Portsmouth branch of Yes Car Credit. Treated me with repect and with manners. Fully explained all details, and referred to small print which is important from the text. People need to remember that They have guidelines, and we must read small print. Very good… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“I bought a Rover 618 from the Coventry branch of Yes...”

Written on: 06/09/2005 by russew (1 review written)

I bought a Rover 618 from the Coventry branch of Yes Car Credit for my partner to use on the school run. The sales person talked us into this one by saying "that it was a good reliable car for the money". As we have poor credit, we felt that this was the only option open for use, and reluctantly decided to go ahead.
The only time that this car gave us no trouble was the day we got shot of it. The central locking broke after 2 weeks. The electric windows stopped working after 3 days. The… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
overview