Yes Car Credit Reviews

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Yes Car Credit
★☆☆☆☆
1.0
17.0% of users recommend this
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Latest Reviews

“omg ”

★☆☆☆☆

written by lpForbes7 on 23/12/2014

Ppl at yes car credit 4880 colonial dr orlando sell bad cars give u hard time on fixing the car u bought not even a month ..car sparks almost caught on fire but it's ok keep driving it ..then the finance company tells u if u return car goes on as repo it's not even a month too many issues but I'm stuck with a piece of nada..take car trade in get new one I'm over it don't beat to yell scream or anything cuz u wasting breath..yes car credit sucks I give 0 on dealership and even that too good

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“BEST EXPERIENCE AND MY CREDIT IS GOING UP HYPER FAST”

★★★★★

written by on 20/08/2014

I PASSED BY THE OFICE AND GOT A CAR. ALL OF THEM WERE FANTASTIC AND NOW I CHECKED MY CREDIT AND IS GOING UP FASTER THAN I THOUGHT. BESIDES, MY VEHICLE IS QUITE GOOD AND WE ARE ALL HAPPY AT HOME. THANK YOU GUYS FOR THAT GOOD EXPERIENCE AND THANKS FOR REBUILDING MY CREDIT WHICH FOR TWO YEARS WAS LESS THAN FAIR. WISH YOU ALL SUCCESS. SINCERELY. ONE OF YOUR CUSTOMERS

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“Go there with good credit”

★★★☆☆

written by Pagehl96 on 24/04/2014

I got approved for a car but the interest rates are outrageous and I got the cheapest of the cheap cars,roll down windows,no trunk opener,and mirror in the car, but that's what I get for being black.

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Ally217's Comment

Written on: 11/06/2014

nooo, thats what you get for having bad credit, the race card has no place here.....I'm black too

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“Horrendous! Never ever ring this company! Was on the...”

★☆☆☆☆

written by on 05/10/2010

Horrendous! Never ever ring this company! Was on the phone for an hour, have no idea who I last spoke to?! Very clever tricky people if they're still trading - will cost anyone £69.50 if you don't think quicker than you did when giving them your card details - advise anyone who rung this company to cancel your bank card straight after giving your details over the phone - get in quick though before they've processed the payment. Sinful business their one, do they sleep at night?

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“Im not going to give this company any stars !!! ”

★☆☆☆☆

written by on 08/04/2010

Im not going to give this company any stars !!!
Please don't use this company, the take your £69.50 telling you you've been accepted for a loan, you then get put through to someone else and they offer you a loan with extortionate interest or tell you you haven't been accepted, you then ask for are refund of your £69.50 and you have got more chance of flying. I are asked to write in for your refund and that's after being over an hour on the phone holding on to speak to someone. I believe they have already been warned by the financial ombudsman.
No matter how desperate you are to borrow some money, please don't use this company

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“Don't ever use this company. They charged me £70 to...”

★☆☆☆☆

written by on 26/03/2010

Don't ever use this company. They charged me £70 to arrange a loan, messed me around big time and I'm still waiting for the refund of the loan fee.
I've tried writing, they ignore the letters, and as for the phone calls - it's cost me an absolute fortune as they constantly put you on hold.

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“0 stars. Charged me £70 broker fee for loan that did...”

★☆☆☆☆

written by on 08/02/2010

0 stars. Charged me £70 broker fee for loan that did not materialise. I worte to get my money back. They called me trying to push their service. I asked for money back they put me through to the correct 'dept' and hung up. DO NOT WASTE YOUR TIME OR MONEY CROOKS

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“ ”

★☆☆☆☆

written by RussellLodge on 18/11/2009


If one word summed up Yes car credit the word would be SUSPECT, from arriving at the showroom and finding no cars with any prices on i then waited approx 7 hours trying to get a price on the car and a deal on the payments, the first quote was £360.00 i said it was to much and the salesman went away to come back with £320.00 etc etc etc, this went on until finally i got the car at £170,00 a month, i paid a deposit cash and then had to call a number and tell them that i had part ex'd as full deposit and not cash. i was so desperate for the car that i didnt walk away at that point, more fool me.

The vehicle was the worst car i have ever driven let alone bought, after 15monthe the engine blew after spending hundreds of pounds trying to keep it on the road, YES car credit is possibly the worst used car company in the UK and they prey on the needy who have difficulty in obtaining credit. avoid these bandits at all costs or you will pay the price probably plus 276% as i almost did!!

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“I have had a bad experince with yes car credit loans, ...”

☆☆☆☆☆

written by television on 27/03/2009

I have had a bad experince with yes car credit loans, i enquired about a loan to buy a car and was told by the advisor that I had to pay an administor fee of £59.50 which they said they was refundable. I decided that I did not want to go through with the loan and I am still waiting for my deposit, I've been waiting since october2008. If any one thinking of taking out a loan please just think and do not take out a loan with these con artist because that's all they are.

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“I made a tentative enquiry regarding a loan. After...”

☆☆☆☆☆

written by davidbrown on 12/09/2008

I made a tentative enquiry regarding a loan. After speaking, (struggling) to understand the foreign linguist at the call centre I just said, send the paperwork, then intending to throw it in the bin. The company subsequently sold my details to other financial companies who started credit checks, damaging my credit rating. I phoned the centre back and they proceeded to put me on hold and pass me round the office. Stay well clear of this company, and hopefully they will go into liquidation.

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“DO NOT deal with ACF Car Finance, the latest...”

☆☆☆☆☆

written by pontiacriver on 06/09/2007

DO NOT deal with ACF Car Finance, the latest reincarnation of the totally discredited YES/Provident/ Direct Auto Finance group.
Oh, did I mention the cars? Fine if you like fleet Vectra's and Corsa's and Hyundai's and summary other bangers bought at auction (for all you know - and ACF, they're looking for CHEAP, not NICE - thrashed within an inch of imploding), then go ahead.

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“Myself and my partner bought a Ford Focus estate '51...”

☆☆☆☆☆

written by markywarky on 13/08/2006

Myself and my partner bought a Ford Focus estate '51 reg in February 2005. We contacted Yes car Credit within the 7 day (no quibble return policy) return period, as we wanted to return the car and pay no more to it, as we had lots of problems with it. They kept fobbing us off saying they'd get back to us, so in the end we drove to the TEAM VALLEY branch where we picked the car up from, and we just dropped it off. They refused to sign the V5 document at first. And now, over 1 year on, we are receiving threatening letters from a debt collection agency demanding £8000! And Yes Car Credit sold the car to someone else, because they sent us the proof of sale! We are now going through a long and tiring court case.

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“With hindsight I should not have bought from Yes Car...”

☆☆☆☆☆

written by sarahlew on 01/08/2006

With hindsight I should not have bought from Yes Car Credit. Now I'd rather catch the bus!

I bought the extra warranties and insurances which are worthless. My vehicle surely wasn't inspected as I have had to have a new exhaust, brakes and discs put on my vehicle, which is not covered by the warranty. If you get into arrears, they will phone you about 12 times a day right up until 9pm.

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“Back in feb 2005 we were looking to find a used 4-5...”

★☆☆☆☆

written by on 20/06/2010

Back in feb 2005 we were looking to find a used 4-5 year old car to replace our old one which was doomed to the scrappy. We were interested in a 1999 t-reg renault clio and went into the office, where my father handed in proof of his ID (drivers license). We asked how much the clio was, and they had the nerve to tell us they wouldnt say until we signed to buy it(!). After we understandably declined they refused to hand over his license. When we started warning other potential buyers about this they hesitantly handed it back.
Even though we had a parkers hand guide and hpi'd the vehicle as a July 1999 model they insisted it was july 2000, but that made little difference as we would never ever have bought it. Eventually the paperwork they showed for the car cleared up WE were right.

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“We bought a car through Yes CC in 2005 as we were...”

★★★★☆

written by jellybabe on 30/07/2007

We bought a car through Yes CC in 2005 as we were getting married and needed a bigger car for family that were coming here. We originally were looking for a Vauxhall. They were very friendly and took us to the office where they talked over the paper work and explained to us all the details of the agreement. We made sure we understood all the jargon. They didn't press us to take out insurance with them, we just told them we want to switch from our existing insurance onto the new car. When we told them the car we wanted, they worked out that our budget for a car was not enough. They showed us what we can afford but none of the cars were want we had in mind. We saw a Ford Mondeo and we asked them about that. The person showing us the cars went through a great deal to try and negotiate with the finance manager to get us a Ford. In the end we were got it for less than our original budget, which was £209. Now we pay £189 p/m. We had a problem with the aircon in the beginning but the car was under warranty and they fixed it. They took our old car as part exchange, without even asking about the condition of the car, (and it was in bad condition!). Overall, they were very helpful and friendly and we are still happy with our car. We are halfway through our agreement without any problems.

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“I bought a car from Yes Car Credit back in October and...”

☆☆☆☆☆

written by vauxhallomega1 on 05/05/2006

I bought a car from Yes Car Credit back in October and what a disapointment. The car was ok but when I decided to terminate the agreement after I found out that they went bust, wat a parlava. I sent them a letter to stating I was terminating the agreement. They sent me a letter asking me what I ment, What part of "Come and collect your car I am terminating the credit agreement" didn't they understand.? anyway eventually they collected the car. They then sent me a letter asking for £1255, when I contacted them I asked what it was for. They replied " For the warranty, gap and ppi" this as far as I was concerned was already paid for from the part exchange I gave in, which they gave me £2100. This wasn't the case. Therefore never buy anything from these people and be vey careful if you decide to terminate your agreement.
The moral of this story is don't buy from people like this until you have done your homework.

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“I bought a car from Yes Car Credit in October this...”

☆☆☆☆☆

written by clevelandskippy on 09/02/2006

I bought a car from Yes Car Credit in October this year and it is nothing but trouble and the warrenty company does not want to know about it at all. They are now going to take the car back , but I can say I am not bothered with that as the car has not been used for over 2 months and is parked up in the garage. But the bottom line is they sell poor cars and they say they buy all cars on good faith and don't do any HPI checks. I found out that my car had been a Cat C Write off and was not even told about this at the point of sale, Misleading under the Trade Descriptions Act and the Sale of Goods Act I think. I found out about this car when I did my own after too many things to list here went wrong with this car.

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Diylauren123's Response to 229296_clevelandskippy's Review

Written on: 27/04/2006

i bought a car from yes car credit last april, although i think the interest on their cars are very high, my car has been very reliable and have had no problems with it whatsoever so overall am very pleased. i did however need a new gearbox stabiliser when it recently had a service and enquired to the people who do the warranty but they couldn't help me as it wasn't covered but it turned out to only cost £40 anyway. i dont mind paying that sort of money once a year for repairs when i constantly am using the car!

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“I had to pay for insurance even though I didn't have...”

☆☆☆☆☆

written by mags15 on 27/12/2005

I had to pay for insurance even though I didn't have the car paid to half way mark then they asked for an extra 2,500 pounds which I have just finished paying why was I paying Yes Car Credit for gap and payment protection when I gave them the car back.

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Stu5499's Response to mags15's Review

Written on: 12/01/2006

Couldn't agree more. However it is explained by their finance people when buying a car about the GAP insurance. Recently I got a car allowance from work but when I phoned YCC they said that I would have to bring the car in and a cheque for £3500! CRAZY!!! Be cheaper to get the thing written off!

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Vauxhallomega1's Response to mags15's Review

Written on: 12/05/2006

I can't agree more with you. I bought a car from YCC, sent the car back after paying just over £6000 (with £6000 to go) and then they sent me a letter asking for £1222.00 for the GAP, Warranty and PPI, the thing is I gave them a car I PX'ed and they gave me £2100 for it. £600 was a deposit and the other £1500 was to pay for the extra's. Since they asked me for this extra money to pay the oustanding balance it has come to my attention that the £1500 DIDN'T pay off the insurance's. They are con merchants and they pull the wool over your eye's and don't tell the truth on what your money pay's for. I have told them to either give me my £1500 or my car back I PX'ed with them they said NO so I said take me to court!!!!!!!!

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“I bought a Rover 75 from Yes Car Credit which lasted 4...”

★☆☆☆☆

written by icanfixit on 13/12/2005

I bought a Rover 75 from Yes Car Credit which lasted 4 miles before the engine gave way.

Next day they gave me another one, disel, Mangaging Director of Yes Car Credit in Belfast was driving it, lovely, but since I bought it under 3 months ago I found out that the :
Wheel Alignment was not done,
Head light Alignment was off totally.
Brake Pads worn down to bottom
Heater plugs not firing up the engine in the cold mornings

Fed up having to pay for parts for this so called new car, which is lovely, but no one seems to care.

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“I bought a 1.8 Toyota Avensis from the Edinburgh...”

★★★☆☆

written by BigGav on 25/10/2005

I bought a 1.8 Toyota Avensis from the Edinburgh branch of Yes Car Credit, and I would state that although I didn't initially go looking for a Toyota, I am more than happy with it.
I was advised on initial contact with the company that I would be able to put down a deposit of 350 and drive away that day. I requested either a Focus or Vectra as my car choices, but was told that I would not be able to get either of these unless I doubled the deposit. I was offered the Avensis, a Mitsubishi Carisma or a Fiat Stillo (automatic).
I finally decided to go for the Avensis, and have to admit that although the cost of the car is high, I have had it in for its first service and it was given a clean bill of health from my garage. The only complaint I have had, was that I only got 1 Key for the car, and when going to the Toyota Garage they charged £180 for the spare key.
The payments are high, but this is only because I chickened out and took all the extra insurances. These are all OPTIONAL, but they do give you the peace of mind.
If anybody asks my opinion, if you don't mind the payments then I would suggest you do it.
As far as people slating the company, all I would say is ALL garages are a lottery as to whether you get a good car or a complete lemon!!

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