Nationwide Cash Reward Credit Card Reviews

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2.6 stars
Average rating for this product is: 2.6 out of 5

From 0 ratings and 13 reviews

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%
MBNA Platinum Rewards Visa0.00%3 months13 months 2.90% fee3 months15.90%

Average Ratings for Nationwide Cash Reward Credit Card

  • Customer service2.3 stars
  • Value for Money2.4 stars
  • Overall rating2.6 stars

13 Reviews For Nationwide Cash Reward Credit Card

  • osborne17 22nd Jan 2009

    Reviewer rating: 2 stars


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    Good Points: No foreign exchange commission charges


    General comments: I was distressed to find out that the credit limit on my Nationwide Cash Reward Credit Card had been slashed without my knowledge. The limit, despite my payments being up to date, left me with £20 available credit for 3weeks. I only discovered this when an attempt to make a payment by CC was rejected by Nationwide. The limit set was less than monthly repayment levels.

  • von1 9th Jan 2009

    Reviewer rating: 0 stars


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    poor customer service. I tried desperately to pay my bill on time on the internet over christmas but it kept just giving me the 'due' date for it to go in which was no good. Paid the balance anyway, and went into the branch when it was open and paid the minimum amount to try and avoid the late payment fee. With Halifax you can pay on the day in branch and it will clear. Got a late payment fee and they refused to remove it despite me asking them to help me out as we are struggling. She said ...

  • kooldos Rank: Corporal 23rd Dec 2008

    Reviewer rating: 3 stars


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    I've had my Nationwide Cash Reward card for 2 years now without any probs. However, I found out last week that my card was declined when I tried to use it. Was told when I phoned up customer service that my account was now closed! No phone call, no email or letter - zilch! So now I'm without a credit card and now I have to apply for a new one without an automatic transfer. Totally apalled to be treated like this. When I phoned up they couldn't tell me why the account was closed, etc. I'm current ...

  • ricoeliso 26th Mar 2008

    Reviewer rating: 1 stars


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    Ok , so you get the cash reward and it doesn't cost to take cash out abroad, BUT...

    1. There is no interest free period, so even if you have it set up as a direct debit (like i do) you still manage to pay interest over the month, even when it isn't your fault
    2. trying to speak to someone on their team is near impossible, even at 9am when their offices open
    3. i have had no end of problems where for months i kept getting charged interest because they hadn't set up my direct debit correctly, did ...

  • chanshir Rank: Corporal 27th Oct 2007

    Reviewer rating: 4.5 stars


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    Nationwide Cash Reward Credit Card is a fantastic card for foreign travels. However cash reward for this card is min. Also does not apply to foreign transaction. If your main reason for using this card is cash reward, then you might want to choose other credit card.

  • Lance4999 27th Aug 2007

    Reviewer rating: 5 stars


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    A nice company to deal with, but there has been some belt tightening as regards rewards.

  • sclapham 15th May 2006

    Reviewer rating: 4 stars


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    I would definitely recommend the Nationwide Cash reward credit card, both generally and for anyone going abroad. There are no commission charges - I took mine when I went round the world for 6 months, and I have saved SO much.
    Customer services are generally helpful, and they seem to get it right first time, and they're in the UK so you can understand them.

  • MrsGrey Rank: Lance Corporal 25th Mar 2006

    Reviewer rating: 1 stars


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    I got the Nationwide Cash Reward Credit Card for the no extra charge on cash withdrawals abroad, and it has been useful for that. BUT it took me a while to realise that there is NO interest free period at all. i.e. as soon as you pay for goods or services, interest starts to pile up, even before you get the bill! I don't know any other card that does that, and it nullifies the cash reward.

    Also their period allowed to pay is far too short, which is impossible over Christmas etc. unless you pa ...

  • richard45210 Rank: Captain 24th Jan 2006

    Reviewer rating: 5 stars


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    I have had the Nationwide Cash Reward credit card since last May, and I have found it very good and easy to use, and on December 31st I had the cash reward that built up during the year credited to my account - nice one!

  • theobot2000 Rank: Lance Corporal 8th Aug 2005

    Reviewer rating: 0 stars


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    I applied for a Nationwide card online nearly three months ago, and still have yet to receive a card or even a credit agreement from them, despite being told whenever I chase them that I've been approved, and the paperwork's on its way. Sending an electronic message to Nationwide seems impossible, and phoning them involves long waits and smeem to be being passed from one clueless person to another. Pathetic!

  • Leblur 6th Apr 2005

    Reviewer rating: 2.5 stars


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    This card used to be so convenient..... until the Nationwide reduced the payment due date by 10 days. As I use this card for business expenses it is now unworkable. I shall be looking for another card and another online bank account.

  • douglasginn 5th Feb 2005

    Reviewer rating: 1.5 stars


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    The Nationwide Cash Reward credit card eas a very good card but not any longer with swinging reductions in benefits which were sneaked in a small leaflet enclosed with the last bill. I am now looking for a new card.

  • hudsteve Rank: Lance Corporal 3rd Dec 2004

    Reviewer rating: 4 stars


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    You cant pay the payments off the Nationwide Cash Reward Card over the phone only in by using the bank giro. Although I have a flex account so I can pay online, you just have to pay money to them when you get your bill in the post, dont be too eager to pay them. I had no intro rate, but good if you can pay it off monthly.