Nationwide Cash Reward Credit Card Reviews

Click here if this is your business
★★★☆☆
2.8 / 5
36% of users recommend this
Click here if this is your business
  • Customer service

  • Value For Money

? Ask our helpful community of experts about this product or company
Nationwide Cash Reward Credit Card - Ask a question now

Media Gallery for Nationwide Cash Reward Credit Card

Nationwide Cash Reward Credit Card

Refine your search

Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month.

  • Average Rating Over Time
  • Within the last month ***** (From 0 reviews)
  • Within the last 6 months *** (From 0 reviews)
  • Within the last 12 months * (From 0 reviews)

Latest Reviews

★★★★★

“Great to deal with ”

Written on: 12/03/2013

Just written a really bad report for Tesco so had to balance this with the brilliant service form Nationwide I like many am struggling but they have always stayed in touch been polite and kind and that means a lot… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★☆☆☆

“I was distressed to find out that the credit limit on...”

Written on: 22/01/2009 by osborne17 (1 review written)

I was distressed to find out that the credit limit on my Nationwide Cash Reward Credit Card had been slashed without my knowledge. The limit, despite my payments being up to date, left me with £20 available credit for 3weeks. I only discovered this when an attempt to make a payment by CC was rejected by Nationwide. The limit set was less than monthly repayment levels… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“poor customer service. I tried desperately to pay my...”

Written on: 09/01/2009 by von1 (2 reviews written)

poor customer service. I tried desperately to pay my bill on time on the internet over christmas but it kept just giving me the 'due' date for it to go in which was no good. Paid the balance anyway, and went into the branch when it was open and paid the minimum amount to try and avoid the late payment fee. With Halifax you can pay on the day in branch and it will clear. Got a late payment fee and they refused to remove it despite me asking them to help me out as we are struggling. She said… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★☆☆

“I've had my Nationwide Cash Reward card for 2 years...”

Written on: 23/12/2008 by kooldos (5 reviews written)

I've had my Nationwide Cash Reward card for 2 years now without any probs. However, I found out last week that my card was declined when I tried to use it. Was told when I phoned up customer service that my account was now closed! No phone call, no email or letter - zilch! So now I'm without a credit card and now I have to apply for a new one without an automatic transfer. Totally apalled to be treated like this. When I phoned up they couldn't tell me why the account was closed, etc. I'm… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Ok , so you get the cash reward and it doesn't cost to...”

Written on: 26/03/2008 by ricoeliso (1 review written)

Ok , so you get the cash reward and it doesn't cost to take cash out abroad, BUT...

1. There is no interest free period, so even if you have it set up as a direct debit (like i do) you still manage to pay interest over the month, even when it isn't your fault
2. trying to speak to someone on their team is near impossible, even at 9am when their offices open
3. i have had no end of problems where for months i kept getting charged interest because they hadn't set up my direct debit correctly… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★★★

“Nationwide Cash Reward Credit Card is a fantastic card...”

Written on: 27/10/2007 by chanshir (3 reviews written)

Nationwide Cash Reward Credit Card is a fantastic card for foreign travels. However cash reward for this card is min. Also does not apply to foreign transaction. If your main reason for using this card is cash reward, then you might want to choose other credit card… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★★★

“A nice company to deal with, but there has been some...”

Written on: 27/08/2007 by Lance4999 (1 review written)

A nice company to deal with, but there has been some belt tightening as regards rewards… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★★☆

“I would definitely recommend the Nationwide Cash...”

Written on: 15/05/2006 by sclapham (1 review written)

I would definitely recommend the Nationwide Cash reward credit card, both generally and for anyone going abroad. There are no commission charges - I took mine when I went round the world for 6 months, and I have saved SO much.
Customer services are generally helpful, and they seem to get it right first time, and they're in the UK so you can understand them… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“I got the Nationwide Cash Reward Credit Card for the...”

Written on: 25/03/2006 by MrsGrey (3 reviews written)

I got the Nationwide Cash Reward Credit Card for the no extra charge on cash withdrawals abroad, and it has been useful for that. BUT it took me a while to realise that there is NO interest free period at all. i.e. as soon as you pay for goods or services, interest starts to pile up, even before you get the bill! I don't know any other card that does that, and it nullifies the cash reward.

Also their period allowed to pay is far too short, which is impossible over Christmas etc. unless you pay… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Mcb's Response to MrsGrey's Review

Written on: 23/07/2006

No interest free period ?
<br/>
<br/>The only time you will incur a interest charge is if you dont make a full balance payment, so for instance you pay the minimum payment you will incur a interest charge,
<br/>
<br/>If you make a full balance payment then you wont incur interest but this must be over 2 consecutive statements if you have previously not paid the full balance off due to interest accuring till the day you make the payment. the remaining interest charge is placed on your next statement. if full payments are kept up you wont recieved any interest. - unless of course you perform a balance transfer or withdraw cash.

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Fonatic's Response to MrsGrey's Review

Written on: 07/08/2007

I don't know what you are used to. But all my credit cards issued in the UK or even in South-East Asia where I was formerly resident of charge interest as soon as you withdraw cash from an ATM.
<br/>
<br/>It's all in the long-boring terms and conditions if people actually read it beforehand.

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Mrsgrey's Response to MrsGrey's Review

Written on: 24/07/2006

Well yes that is what I would have thought. However, I always pay my balance of in full, in time, and thus I was amazed at the interest being charged. I rang them and asked is this really what happens, and repeated the question in different words to be sure and yes, that is what they say they do. Interest is charged on all purchases, from the date of the transaction. I even asked-- " so the amount of interest will depend on when in the month you make the purchase-- if I buy something 27 days before the statement is sent to me, then I will pay more interest than if the putchase is just before the statement date?" Answer-- yes. I have stopped using the card, but after your message I may call again to make sure!

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review Read 3 Comments
★★★★★

“I have had the Nationwide Cash Reward credit card...”

Written on: 24/01/2006 by richard45210 (24 reviews written)

I have had the Nationwide Cash Reward credit card since last May, and I have found it very good and easy to use, and on December 31st I had the cash reward that built up during the year credited to my account - nice one!… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
☆☆☆☆☆

“I applied for a Nationwide card online nearly three...”

Written on: 08/08/2005 by theobot2000 (2 reviews written)

I applied for a Nationwide card online nearly three months ago, and still have yet to receive a card or even a credit agreement from them, despite being told whenever I chase them that I've been approved, and the paperwork's on its way. Sending an electronic message to Nationwide seems impossible, and phoning them involves long waits and smeem to be being passed from one clueless person to another. Pathetic!… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★☆☆

“This card used to be so convenient..... until the...”

Written on: 06/04/2005 by Leblur (1 review written)

This card used to be so convenient..... until the Nationwide reduced the payment due date by 10 days. As I use this card for business expenses it is now unworkable. I shall be looking for another card and another online bank account… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★☆☆☆

“The Nationwide Cash Reward credit card eas a very good...”

Written on: 05/02/2005 by douglasginn (1 review written)

The Nationwide Cash Reward credit card eas a very good card but not any longer with swinging reductions in benefits which were sneaked in a small leaflet enclosed with the last bill. I am now looking for a new card… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★★☆

“You cant pay the payments off the Nationwide Cash...”

Written on: 03/12/2004 by hudsteve (1 review written)

You cant pay the payments off the Nationwide Cash Reward Card over the phone only in by using the bank giro. Although I have a flex account so I can pay online, you just have to pay money to them when you get your bill in the post, dont be too eager to pay them. I had no intro rate, but good if you can pay it off monthly… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
overview