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| Customer service | 5.2/10   |
|---|---|
| Value for Money | 5.4/10 |
| Overall rating | 5.7/10 |
Full review by
ricoeliso
on 26th Mar 2008
User Rating : 2
Respect :
0
Good Points: Cash reward (though minimal) free withdrawal abroad
Bad Points: No interest free period!! (what is the point in having a credit card)
General comments: Ok , so you get the cash reward and it doesn't cost to take cash out abroad, BUT...
1. There is no interest free period, so even if you have it set up as a direct debit (like i do) you still manage to pay interest over the month, even when it isn't your fault
2. trying to speak to someone on their team is near impossible, even at 9am when their offices open
3. i have had no end of problems where for months i kept getting charged interest because they hadn't set up my direct debit correctly, didn't help that i was away travelling so came back to a nice sizable sum outstanding, great!
overall, ok if your away, but otherwise look elsewhere
ricoeliso's review and ratings | 141 words
Review by
chanshir
on 27th Oct 2007
User Rating : 9
Respect :
0
Nationwide Cash Reward Credit Card is a fantastic card for foreign travels. However cash reward for this card is min. Also does not apply to foreign transaction. If your main reason for using this card is cash reward, then you might want to choose other credit card.
chanshir's full review | 87 words
Review by
Lance4999
on 27th Aug 2007
User Rating : 10
Respect :
0
A nice company to deal with, but there has been some belt tightening as regards rewards.
Lance4999's full review | 67 words
Review by
sclapham
on 15th May 2006
User Rating : 8
Respect :
+2
I would definitely recommend the Nationwide Cash reward credit card, both generally and for anyone going abroad. There are no commission charges - I took mine when I went round the world for 6 months, and I have saved SO much.
Customer services are generally helpful, and they seem to get it right first time, and they're in the UK so you can understand them.
sclapham's full review | 80 words
Review by
MrsGrey
on 25th Mar 2006
User Rating : 2
Respect :
-1
I got the Nationwide Cash Reward Credit Card for the no extra charge on cash withdrawals abroad, and it has been useful for that. BUT it took me a while to realise that there is NO interest free period at all. i.e. as soon as you pay for goods or services, interest starts to pile up, even before you get the bill! I don't know any other card that does that, and it nullifies the cash reward.
Also their period allowed to pay is far too short, which is impossible over Christmas etc. unless you pa ...
MrsGrey's full review | 129 words | 3 comments added.
Review by
richard45210
on 24th Jan 2006
User Rating : 10
Respect :
0
I have had the Nationwide Cash Reward credit card since last May, and I have found it very good and easy to use, and on December 31st I had the cash reward that built up during the year credited to my account - nice one!
richard45210's full review | 50 words
Review by
theobot2000
on 8th Aug 2005
User Rating : 0
Respect :
-1
I applied for a Nationwide card online nearly three months ago, and still have yet to receive a card or even a credit agreement from them, despite being told whenever I chase them that I've been approved, and the paperwork's on its way. Sending an electronic message to Nationwide seems impossible, and phoning them involves long waits and smeem to be being passed from one clueless person to another. Pathetic!
theobot2000's full review | 79 words
Review by
Leblur
on 6th Apr 2005
User Rating : 5
Respect :
0
This card used to be so convenient..... until the Nationwide reduced the payment due date by 10 days. As I use this card for business expenses it is now unworkable. I shall be looking for another card and another online bank account.
Leblur's full review | 61 words
Review by
douglasginn
on 5th Feb 2005
User Rating : 3
Respect :
0
The Nationwide Cash Reward credit card eas a very good card but not any longer with swinging reductions in benefits which were sneaked in a small leaflet enclosed with the last bill. I am now looking for a new card.
douglasginn's full review | 64 words
Review by
hudsteve
on 3rd Dec 2004
User Rating : 8
Respect :
0
You cant pay the payments off the Nationwide Cash Reward Card over the phone only in by using the bank giro. Although I have a flex account so I can pay online, you just have to pay money to them when you get your bill in the post, dont be too eager to pay them. I had no intro rate, but good if you can pay it off monthly.
hudsteve's full review | 114 words
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