The GM Platinum Credit Card Reviews

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1.3 stars
Average rating for this product is: 1.3 out of 5

From 0 ratings and 4 reviews

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%

Average Ratings for The GM Platinum Credit Card

  • Customer service1.6 stars
  • Value for Money1.5 stars
  • Overall rating1.3 stars

4 Reviews For The GM Platinum Credit Card

  • Guest 10th Apr 2009

    Reviewer rating: 0 stars


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    Good Points: none


    General comments: - GM limits the points you can apply, in my case I have $3500 of points earned but I can only apply $1000.
    - The savings does not work with the GM discount. I understand that at a 5% point accumulation percentage that it is too high for it to work directly with the GM discount but when I asked if my earned points could be tranferred at 1% (i.e. 1/5 of my $3500 or $900) I was told no.

    Overall it is very disappointing.

    Get another credit card. GM limits the amount of points you can put towards a vehicle and the credit card does not allow you to transfer any portion of your earned points to another credit card.

  • mofarmer 27th Dec 2007

    Reviewer rating: 0.5 stars


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    I have accumulated several thousand points on my card due to using this card in my business. With a new GM pickup, GM will only allow me to use $1500 worth of earnings.

  • shadoh12 14th Aug 2007

    Reviewer rating: 0 stars


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    In short they we poor, not recommended at all!

  • Hank Rank: Colonel 4th Aug 2005

    Reviewer rating: 4.5 stars


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    My favourite feature of the GM Capital Credit Cards is the reward points. These 'rebate' points can turn into potentially huge discounts on a Vauxhall or Saab car!

    There are other additional award points than can be obtained and you can transfer your points to others - or even better - they can transfer them to you! So get your grandparents signed up! With 0% balance transfers as well it gets the job done.