Written on: 24/04/2010
Natwest is actually one of the best banks i've come across. They are fair, honest and upfront. The terms & conditions regarding overdraft charges, fees, etc is clearly noted both on the website and on their leaflets. It's not their fault people choose not to read them.
Written on: 29/07/2009
I don't get why people have rated natwest so low. I personally have not had a bad experience. With online banking I can check my statements at anytime, I am a shopalic so I have not been paying it off monthly but I think the interest is very low and fair!! (read more)
Written on: 05/04/2009 by redjedisquirrel (1 review written)
Natwest Student Credit Card is the worst bank card ever.... many many costly problems.. and the staff aren't helpful but rude when you go there now you have this stupid card (read more)
Written on: 17/07/2008
Since opening a Natwest student account I ' ve had nothing but problems. The staff don't know what they're talking about and then make me feel like a terrible customer when I go to make a payment on my credit card without the slip at the bottom, bearing in mind I ' m a student who doesn't carry bank statements round everyday and who doesn't drive so if I ' m passing a Nat West bank and I ' ve got my card I might just want to nip in and make a payment. The problems started last july when I... (read more)
Written on: 27/02/2008 by Linda shih
I applied for NatWest credit card when I was student, and hold it for around 1.5 yr. I get a credit limit for £350 but this limit isn't enough for me when I travel (I use it to buy airtickets). I've been charged by 'Overlimit Fee' £12 several times, and have requested to increase my credit limit but was refused without a reasonable reason. Therefore, I have to treat this credit card as a 'Debit Card': I deposit fund to increase my credit limit. However, even so, I receive bill of 'Overlimit... (read more)
Written on: 14/01/2008 by redmonkey
I applied for a student Natwest credit card at the same time as applying for a student current account with Natwest. Since i had been banking with natwest for four years before that i had no trouble with the process. i had overdraft facilities for my account before but never went into them so i think they knew me and knew i was okay handling finances hence why i was approved the credit card.
this is my very first credit card and im an undergrad student.
have used my card every month but each... (read more)
Written on: 10/05/2007 by AWILLIA (1 review written)
I am first year student and just applied for a credit card from Natwest with a credit limit is £250. Unfortunately I was over limit on my fifth month by £22. Before I even know it, I got £43 fine. I called the Customer Service to find out what has happened and the answer is ...?
£12 over limit for the fifth month
£12 for late payment
£ 7 for interest rate
£12 over limit for the sixth month (even though I was only late for one day )
Now I asked how come the advert said 56 interest free... (read more)
Written on: 27/07/2006 by Laur
I applied for a Natwest credit card, as my student account is with them. I received the first statement and paid it in full. Then just before I received the second statement I received a letter saying the card had to be cut up and returned without any explanation as to why. Pretty confused as to what I had done wrong, I phoned them, only be to told they had changed their criteria and I no longer fitted it. They refused to discuss what the actual problem was. The limit on the credit card was... (read more)
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