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Average Ratings
Customer Service5.5/10 Based on 9 ratings
Value for Money6/10
Reviewer Rating5.5/10
Overall Rating4.5/10 Based on 16 ratings
54% Recommended7 out of 13 Reviews
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13- RAC Car Insurance Reviews

  • Full review by
    Guest.
    on 15th Feb 2008


    User Rating : 0
    Respect : 0

    Good Points: None

    General comments: DO NOT INSURE WITH THE RAC. Agree with someone else's comment identifying the RAC are great for breakdown but they should stop there. I was in a non-fault accident while insured with the RAC and they settled despite me requesting they fight the case. They said it was not in there best interests to fit the case (cheaper to settle!) Nevermind my best interests eh!! I took it to the Insurnace Ombudsman who investigated the RAC and agreed they were in the wrong and instructed them to reinstate my non-claims. They couldnt even do this right. It took three phone calls to sort this out. The whole process from the accident to this letter took 2 years. Yes, 2 years of complete upset. You ring and they don't know whats going on, put you on hold for ever and ever and ever and its not a free phone number! And if you get someone that speaks english considering yourself doing well! I do not have a positive word to say about RAC insurance. I feel for anyone that needs to make a claim, regardless of fault.
    Guest.'s review and ratings
    | 185 words

  • Review by
    catherine1
    on 14th Feb 2008


    User Rating : 0
    Respect : 0

    DO NOT INSURE WITH THE RAC. Agree with someone else's comment identifying the RAC are great for breakdown but they should stop there. I was in a non-fault accident while insured with the RAC and they settled despite me requesting they fight the case. They said it was not in there best interests to fit the case (cheaper to settle!) Never mind my best interests eh!! I took it to the Insurance Ombudsman who investigated the RAC and agreed they were in the wrong and instructed them to reinstate my n ...
    catherine1's full review
    | 186 words

  • Review by
    andysanz1
    on 3rd Jan 2008


    User Rating : 1
    Respect : 0

    We insured our evo 6 with RAC 2 yrs ago after getting a quote through confused.com,they had the lowest premium than any we had been quoted (and we had already owned the vehicle 4yrs) 18 months ago I was driving the car on an island where I noticed someone had stopped for no apparent reason blocking the lane off in front of me,I gave them good time to move which they didn't so i started to drive around them,at this point they decided to move and drove into the drivers side of the car. RAC have ...
    andysanz1's full review
    | 370 words

  • Review by
    hangover
    on 17th Oct 2007


    User Rating : 1
    Respect : 0

    My car was stolen and has not been recovered as yet, phoned the claims line and spoke to a lovely young lady. That was 4 weeks ago and im still waiting for the loss adjuster to forward my statement. My advice is don't use RAC for anything.
    hangover's full review
    | 53 words

  • Review by
    MATT112
    on 24th Jun 2007


    User Rating : 1
    Respect : 0

    Might be good to rescue a breakdown, don't let em loose on your car insurance. Take my word for it, RAC are utterly useless.
    MATT112's full review
    | 105 words

  • Review by
    cheekypea76
    on 18th Jan 2007


    User Rating : 10
    Respect : 0

    I had a great experience with RAC car insurance. I didn't expect them to be that cheap, but I realised from some of the online stuff I've read, that because I don't use my car much and drive off peak, then I saved much more with them. I bought breakdown cover from them last year, and I ended up with a further £25 off my price, which was a nice touch!
    cheekypea76's full review
    | 76 words

  • Review by
    tcsr205 Rank: 2nd Lieutenant
    on 16th Jan 2007


    User Rating : 10
    Respect : 0

    I had to add a quick review as I was so impressed with the quote I just got from them. I received my renewal last week from Norwich Union. They wanted £399. I used Confused.com to hunt for a better quote, and I was happy to find the AA offering the same thing for £349. I actually bought that insurance. However, just on the off chance this morning I checked the RAC (which Confused.com had not checked) and I was gob smacked. The RAC offered me the same insurance for £249. That is ...
    tcsr205's full review
    | 167 words

  • Review by
    gazza1 Rank: Lance Corporal
    on 13th Oct 2006


    User Rating : 10
    Respect : 0

    RAC was the only company I found that covered the factory sat nav, and gave me a discount for having it. They also came in with the cheapest quote.
    gazza1's full review
    | 33 words

  • Review by
    timking1 Rank: Lance Corporal
    on 5th Oct 2006


    User Rating : 10
    Respect : 0

    RAC car insurance came back as the cheapest quote for me on a search engine (less that £180), and I have always paid £300 - £400 before. I called them to check that this was correct, to which they confirmed. The customer service agent went through all the details with me, added a couple of extras on, and it was still less that £200. That was the deal for me, and I am very happy with the service they gave, and the price I'm paying.
    timking1's full review
    | 92 words

  • Review by
    mediamogul6965 Rank: Corporal
    on 5th Oct 2006


    User Rating : 10
    Respect : 0

    Very good so far. Granted it's early days yet, having only just made the switch, but they have ticked all the right boxes so far. RAC Car Insurance are cheap, efficient, friendly and helpful, and it is the first time in a good while that I haven't objected (too much) in paying my car insurance. 10/10.
    mediamogul6965's full review
    | 108 words

  • Review by
    ginniem
    on 22nd Aug 2006


    User Rating : 9
    Respect : 0

    I have had my car insurance with the RAC for 9 years, and I have only needed to call them twice in the last year, one of which was covered by the other vehicle's insurance. Their customer service I found to be very efficient and courteous, and the call-out man was extremely nice, and I can not fault their service, BUT I received my last fee subscription and found it had increased by £31. I phoned Customer Services and they said it was because I had lost my discount because I called them ou ...
    ginniem's full review
    | 213 words

  • Review by
    ROBERT OBYRNE
    on 11th Jul 2006


    User Rating : 0
    Respect : 0

    Calls are not answered by RAC Car Insurance, and if they are, you will probably wait about 20 minutes. I cancelled my policy after the premium doubled for no apparent reason. I've got ten years no claims bonus, a clean licence and I have changed to a lower powered car. Customer service is very bad, and I am still waiting after three weeks for a refund after they said the standing order was cancelled at their end. I have phoned 5 times. So far, each call lasted about 15 to 25 minutes. So now I ...
    ROBERT OBYRNE's full review
    | 122 words

  • Review by
    Sekhemet Rank: Captain
    on 5th Aug 2005


    User Rating : 10
    Respect : +1

    My wife's car insurance is with the RAC but I am the one who organises it all for her. She has been with them for the past two years and each time the premium has been lower than what other companies are willing to offer. All of the certificates and letters arrive first class and when they say they would and I am confident that if I did ever have a need to make a claim there would not be any problems.
    Sekhemet's full review
    | 82 words


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Resources