Smile SmileMore Current Account Reviews

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4.3 stars
Average rating for this product is: 4.3 out of 5

From 0 ratings and 6 reviews

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy benefits such as, free annual European travel insurance plus receive a share of £50 when you recommend a friend.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a

Average Ratings for Smile SmileMore Current Account

  • Ease of use4.6 stars
  • Customer Service4 stars
  • Overall rating4.3 stars

6 Reviews For Smile SmileMore Current Account

  • bluecoffeeman1 11th May 2009

    Reviewer rating: 4 stars


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    Bad Points: If it is a joint accoun t it is very easy to get locked out and then you have to go through the process of both phoning in to re set the passwords


    General comments: SmileMore Current Account compares well to the other providers. The website is easy to use, making payments etc. Can view a number of accounts on the same page, including credit card.

    The accounts are well laid out.

    Secure messages is a good way of dealing with the bank.

    Customer services very helpful

  • Morgo444 Rank: Corporal 26th Nov 2008

    Reviewer rating: 5 stars


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    In todays economic myre, moving to a co-operative owned bank is a great idea. You actually become a member of the business and recieve annual cash bonuses if you use a co-op card and collect points at any of the co-op businesses (travel/supermarkets/pharmacys). Theres also rumour that Britannia Building Society (also member owned) are to join forces to make the two a very strong presence in the banking sector! Get on board now!

  • Guest 27th May 2008

    Reviewer rating: 5 stars


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    Been with smile for 7 years now and intend to stay - was formerly with Natwest who disappointed me.
    Excellent response times, great cashback credit card and gold card with a low APR, good saving account and easy to use web site - easy to manage your money/transfers/payments etc.

  • hoggylisa 8th Apr 2008

    Reviewer rating: 5 stars


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    Smile SmileMore Current Account is good value all for £10 per month you also get the first £260 of your overdraft interest free then the rest at a reduced rate of interest worth the money

  • monkeytrousers 29th Sep 2005

    Reviewer rating: 5 stars


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    My whole experience with Smile has been a happy one. Great customer service, money transferred quickly, customer emails responded to as quick as a flash, and when I did go overdrawn, the charge they made was so very low compared to most other banks. They also upped my overdraft limit so that I didn't get charged in the future. I highly recommend Smile and their current account. It has been far superior to the service I have received in the past from the likes of Natwest, HSBC and Halifax.

  • alexandkate Rank: Lance Corporal 5th Aug 2005

    Reviewer rating: 2 stars


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    Started off ok but as soon as I queried an overdraft charge (charged even though I had money in their savings account) they didn't want to know, they were happier to see me leave than try to offer me incentives to stay.
    No longer impressed, will be banking elsewhere in future.