| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Rate | Overdraft Limit | ||||||
 | Premier Current | SWITCH TODAY AND RECEIVE £100 CASHBACK. OFFER ENDS 8th NOVEMBER 2009. T's & C's apply. | Monthly | 0.50% | 0.00% | £2,000.00 |  |
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 | |
 | Natwest Current Plus Account | A free day to day bank account with an overdraft facility to give your finances some breathing space. | Monthly | 0.10% | N/A | | |
Average Ratings for Halifax Extras Current Account
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1 Review For Halifax Extras Current Account
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mattybboy100
22nd Jun 2009 Reviewer rating:
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Good Points: Arranged Overdraft of £300 with no charge. Obviously gets you into more debt, something I wish to avoid.
£5 paid into account if you deposit £100 a month. Not sure if this has to be one deposit of £1000 or comulative amounts.
Bad Points: £12.50 a month fee, £7.50 if you take off the £5 payment for a deposit of £100.
General comments: I applied to Halifax after 10 years of having their Visa Electron account. I have a bad credit history and everytime I have been in the bank (I do most of my banking online) I am always offered to upgrade my account but due to poor credit have never been successful. Last month there was an "upgrade this account" button on the website so I clicked it. It took all my details then about 4 days later there was a new account online. I got a letter from the Halifax stating that to upgrade, I had to send them proof of ID and proof of signature. I also have to deposit £100 in the account before they will send me a debit card.
It states if you deposit £1000 in the account per month you will receive £5. That sounds all well and good, but the account costs £12.50 a month.
There are so called benefits such as travel insurance etc, discount from a florist and the list goes on, many things which I probably wouldn't use and even if I did, I could probably get cheaper prices online i.e. without the bank receiving some kind of comission for being the middle man!
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As I say this is a dirty trick on existing customers, so I recommend all existing halifax current account customers call the bank and get thier account swtich to high interest !
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