Alliance And Leicester Young Worker Current Account Reviews
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Average Ratings for Alliance And Leicester Young Worker Current Account
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1 Review For Alliance And Leicester Young Worker Current Account
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o2guy
11th Jan 2007
On average, people found this review very helpful
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Good Points: Very friendly staff on the phone, easy to use website and excellent communication from them by mail and phone.
Bad Points: Confusing letters stating you have been issued with a different card than you actually have.
Staff in branch who do not really know the details of the account you have opened.
General comments: When my bank announced they were merging with Barclays, I decided I did not want to continue banking with them, due to dealings I have had with Barclays Bank in past. Anyway, I had heard good reports from friends and colleagues about Alliance and Leicester, so I applied for a Premier Current account online, and they emailed me to tell me my application had been declined based on my credit score, which was not a huge surprise to me, as it is pretty awful, and they advised me to call them and see if they may have another product which may suit me. So, I called and explained that all I really wanted was a current account with direct debit and standing order facility, and also internet and telephone banking. I wasn't bothered about an overdraft or cheque guarantee card. They suggested the Young Worker account. At first I wasn't impressed by the sound of it, it conjured up images of kiddies' accounts with piggy banks and special badges. But once the advisor explained the account in more detail, I was very impressed. She explained the account was for 16-24 year olds who credit over £500 per month and they didn't offer a huge rate of interest like the premier accounts did, or the extras like free travel insurance, etc.; but other than that, it was exactly the same and offered more services than my current bank. She said that the card issued was either a Visa Delta or Visa Electron, and which one was offered was based on credit scoring, so she predicted that I would be issued with Electron, but as long as I ran my account well for about 6 months, that may be upgraded to a Visa Delta later on, but that really doesn't concern me, as everywhere I shop, accepts Electron. She offered to run through the application on the phone, but I didn't have time, so I elected to apply online again. This time, my application was successful, and I recieved all my letters and passwords/pin numbers within a week, followed by my Electron card which also had the new Visa logo on it. Finally I got my paying in book and cheque book through. I went online and set up my internet banking, and also discovered that I had a savings account attatched to the current account, something I wasn't told, but a bonus all the same. You transfer monies between the current and saving accounts online, and the money is available within 24 hours. All very impressive. Overall, so far I have been very impressed by Alliance and Leicester, and I hope they will continue to do so.
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Current Account Comparison with Money Lizard - Best Buy Current
Looking After Your Money - Bank Accounts ... What account is the most suitable account for you? If you are a student or young worker, there may be accounts available which are specified to your needs.
www.moneylizard.co.uk -
Savings Accounts Comparison with Money Lizard - Best Buy Savings
Looking After Your Money - Bank Accounts ... Do you have the most suitable account for you? If you are a student or young worker, there may be accounts available which are specified to your needs.
www.moneylizard.co.uk -
Telephone Banking from Alliance & Leicester
Our service also allows you to check your balances and make transactions on your Alliance & Leicester Premier Direct Current Account, ... Find out more about our Award Winning Current Accounts
www.alliance-leicester.co.uk -
Legal information: General product specific - Alliance & Leicester.
Alliance & Leicester plc (a company registered in England and Wales with its registered office at Carlton Park, ... For Mortgage, Personal Loan and Current Account products: We shall use credit
www.alliance-leicester.co.uk -
Independent' teens follow parents to bank
Simon Ripton, manager of current accounts at Alliance & Leicester, ... The Young Worker Current Account caters for those who can pay at least £100 into the account each month, and the opening offer
www.myfinances.co.uk -
Banking from crib to college | Money | guardian.co.uk
HSBC's Young Savers Account pays 4%, ... According to Alliance & Leicester, 72% of 16-24-year-olds have not shopped around for their bank account. ... This is essentially the bank's normal, adult current account,
www.guardian.co.uk -
Just the facts about basic bank accounts
Alliance & Leicester: Basic Cash Account 16 None No Direct debits only £25 No standing orders No Undischarged bankrupt, record of fraud; Bank of Ireland: Basic Cash Account;
www.youngscotlaunchpad.org -
Article Banking from crib to college
HSBC's Young Savers Account pays 4%, ... According to Alliance & Leicester, 72% of 16-24-year-olds have not shopped around for their bank account. ... This is essentially the bank's normal, adult current account,
www.findjobs3k.com -
Graduate from your student bank accounts
Initially launched in 2004 as the Young Worker Account for 16-24 year olds, Alliance & Leicester has made the decision to re-vamp and re-launch the account as Premier 21, ... Best bank accounts
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Just the facts about basic bank accounts
How basic bank accounts work; A basic bank account allows you to receive money and pay bills. It can be a first step towards opening a current account later on.
www.moneymadeclear.fsa.gov.uk










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