The Kennel Club Pet Insurance Reviews
Latest Reviews
★☆☆☆☆
“kennel Cub pet insurance - a big mistake ”
Written on: 12/12/2012
I' took out KC insurance 8 years ago when i first brought my two spaniels home,, it was highly recommended by the breeder and most comprehensive insurances on the market. A huge mistake - I would never insure with them again, Joining was easy, they telephone customer service excellent etc (which it still is). It's easy to be impressed by such a professional looking company - but this changes when it comes to renewals and claims. despite the high premiums when i joined i thought it was... (read more)
★★☆☆☆
“Huge price increases”
Written on: 25/10/2012
I have insured my Golden Retriever with the Kennel Club since recieving the first 4 weeks free from the breeder as a pup, now he's 11 years old and my premium renewal has just come in at £165.18 a month near on £2000 a year, not forgetting I have to pay for the first £150.00 of any claim made and then they only pay 90% of the remaining costs. I've experienced 50% increases in premium costs every year for the last 4 years-I seriously don't know how they sleep at night, knowing they are... (read more)
★☆☆☆☆
“Kennel Club Pet Insurance?”
Written on: 21/09/2012
Have paid my Premiums since I got my dog, not cheap probably one of the more expensive Pet Insurance Companies so expected a Premium Service. That has been an utter Joke came to claim for Vet Bill in early September contacted them to be told they hadn't received the forms, sent a second set to them, contacted them again to be told that they hadn't received the forms yet again. On the basis of their performance with this claim they don't deserve one star and as for Insurance providing peace... (read more)
★★★★☆
“So easy!”
Written on: 12/09/2012 by rodtrott2252
I Had Kennel Club 4 weeks free insurance from breeder of my labrador intially, then started shopping around however what I didnt realise was that I could continue straght away and any illnesses would be covered and its lifetime cover too! Even better, it obnly took a few minutes using the puppy's registration number - simply chose my cover (you can tailor it)/excess and card details and that was it! I've read some negative comments here, but so far so good and their English customer... (read more)
★☆☆☆☆
“Will not use again”
Written on: 19/04/2012
This review relates to 2005. I bought my English Cocker Spaniel puppy and the breeder told me she had wormed them the day before and they all had the runs. I was back and forth to the vets over several weeks and nothing was found to be wrong, the same was the case with the rest of the litter. The 2 weeks free insurance refused to pay out, saying it was a pre-existing condition. They kept sending me e-mails to continue insuring with them and I said pay up and i'll think about it. (they... (read more)
★☆☆☆☆
“DON'T GO THERE!”
Written on: 03/11/2011
This was a big mistake on my part, after getting the recommended leaflet in my Kennel Club pet registration documents I decided to sign up with them. £38 per month. I called to make my claim and they sent me a form, I had the vets fill it in and send it off for me. 4 weeks after sending it off I get a call from a very smarmy consultant from the Kennel Club Insurance who couldn't have sounded more pleased if she tried to continue to tell me I was not covered for my claim! The excuse was... (read more)
★☆☆☆☆
“Wont settle claims-with massive premium increases”
Written on: 24/08/2011
Avoid complete nightmare of an insurance company- Had a claim in 2008 for Gastro enteritus take ages to settle claimed again when dog suffered similar symptoms and was hospitalised 3 years later, vets couldnt get to the bottom of it but diagnosed again as possible Gastro enteritus. Agria didtn even write to tell us refused only established when called them -they said it was a repeat occurence and not covered!!! Our vet wrote them a letter to say that there is not a possibility that an... (read more)
★★★★★
“No problems here....pleasantly surprised by renewal quote”
Written on: 07/07/2011
Wow, i must have been a lucky one. My dog was diagnosed with meningitis at 7 months old. Since then we've had over £4, 500 of claims - a large chuck for diagnostics and then on going costs each month. My policy renewed at the end of last month and i was worried! Well, the excess is the same, no % imposed, £10k vet fees limit reinstated for the next year (which is important as hers is a lifelong condition) adn the best news....my premium went up £6 over the whole year. I pay less... (read more)
★☆☆☆☆
“Those of you who have marked high stars - you have...”
Written on: 25/03/2011 by madlymo (1 review written)
Those of you who have marked high stars - you have been very lucky - my 3 years with them has been a nightmare. I took up the insurance after the free 6 week period supplied by the breeder. Too much to talk about here, but if anyone is reading this avoid them like the plague!!!!!! They have changed me to their new policy last month and doubled my premium. I do consider I was missold their insurance 3 years ago when they assured me it was 'cover for life', which is was not. Only a... (read more)
Guest's Response to madlymo's Review
Written on: 22/07/2011
hi,
i have my dog with kc and she gets 10,000 per condition and her policy also due to go on the new one and they say all conditions she has are covered by new one and the amount goes up to £10,000 a year so once used up tops up the next year,that is lifelong you get a certain amount in that pot for the condition and once used up well your buggered, but i cant understand why you arent benefitting from new policy as whatever your pot amount should top up each year with new policy, mind you they have put some clauses in.
Reply to this comment
★★★★★
“We have a dog that had serious heart condition 6 years...”
Written on: 16/02/2011 by michaelderc (1 review written)
We have a dog that had serious heart condition 6 years into his life we have had him insured with The Kennel Club from the start,we have never had a problem with the service we find it always first class they have always paid out never a quibble he is now on medication for the rest of his life and they pay for it every month, so they deduct 10% of the bill so what like everything you get what you pay for and if you are a responable dog owner then you need to have your dogs insured.
We are...
(read more)
Madlymo's Response to michaelderc's Review
Written on: 25/03/2011
You have been very lucky - my 3 years with them has been a nightmare. Too much to talk about here, but if anyone is reading this avoid them like the plague!!!!!! They have changed me to their new policy last month and doubled my premium. I do consider I was missold their insurance 3 years ago when they assured me it was cover for life, which is was not. Only a certain 'pot' for each condition and once that had run out NOTHING!!! A disc operation last year wiped out nearly all the 'pot' so as he is only 3 years old I have nothing left if he has another problem with it. I have been in dispute with them and am about to go to the Financial Ombudsman Service. They left me 6 months without answering my letters/emails and have now dismissed my complaint. They have admitted to me in an email that their business has been in trouble, hence the new policy and the hyped up charges to try and recoupe some of their losses.
<br/>
<br/>Believe me - use Pet Plan I have for years with my pets and wish to God I never heard of The Kennel Club Pet Insurance.
Reply to this comment
See next 10 reviews
Showing 1 - 10 of 31 Reviews
★★★★☆
“I recently posted a scathing review of how the premium...”
Written on: 26/01/2011
I recently posted a scathing review of how the premium had doubled in December! However I have just had a letter confirming there was an error with premiums quoted and have had an apology and revised quote which I am very happy with.
I do find their customer service excellent but am glad I complained about the premium increase as did many of their customers as that is how this issue was investigated and now hopefully resolved.
(read more)
★☆☆☆☆
“Avoid like the plague. My premiums were DOUBLED (From...”
Written on: 21/01/2011
Avoid like the plague. My premiums were DOUBLED (From £300 to £600 per annum)from one year to the next and the customer service is arrogant and unhelpful. I am happy to pay a premium for a premium service, however it is clear that Agria are charging a premium just to benefit from the Kennel club name. I recommend any other clients in a similar situation take this right through the complainst process and ultimately to the onbudsman.
(read more)
★☆☆☆☆
“Completely agree with many of the comments already...”
Written on: 20/01/2011
Completely agree with many of the comments already made. They are happy taking your money when you don't claim but as soon as you do, the policy goes up by exactly 100% in our case. Because you have already had treatment, that illness won't then be covered by another insurer so they think that you have no option. Wrong! I've just cancelled and will take the chance thanks very much! (read more)
★☆☆☆☆
“What a shocking way to treat old customers!! I'm...”
Written on: 11/01/2011
What a shocking way to treat old customers!! I'm another who's premium has double on renewal as they are changing the policy. I'm pretty stuck as my dog has had various problems already.
What makes me mad is that a new customer can adapt their policy to their needs. But not us who are already with them. I know my premium would half if I took off the parts I didn't need.
Awful way to treat customers. I always found them helpful before this. I would never recommend them now.
(read more)
★☆☆☆☆
“At the 1st renewal with the dog being only 12 months...”
Written on: 30/12/2010
At the 1st renewal with the dog being only 12 months old they doubled my premium to £814 a year, added a percentage contribution and an excess. When I rang them, they said they had improved the policy, hence the increase.
Whilst I really wanted to have a single provider through the dog's life to avoid previous illness exclusions I have been forced to change after only 12 months.
Very disappointed as I expected that the Kennel Club would have been the organisation that had a consistent and...
(read more)
Charliethedog's Comment
Written on: 27/01/2011
LATEST UPDATE: Just received a letter to say that they had installed a new computer system and it incorrectly calculated the new premium (which was at 100% increase), they have apologised and the new premium is now 25% above the previous year's high end premium. This new premium is still 40% higher than my new insurer John Lewis which seem to offer a very strong policy and 10 grand a year cover.
<br/>
<br/>Whilst they have offered me the option to extend my policy, which I had already cancelled I will decline this offer, luckily I didn't have a bunch of pre-conditions which would have tempted me back, and then I would have had to pay off the whole of the other new policy.
<br/>
<br/>I can only assume that given a few years that their premium would have continued to increase to an unacceptable level, and I'm now glad that I had an early shock that pushed me to move now and save some money.
Reply to this comment
★★☆☆☆
“Wow. Just got my renewal letter - insurance for our 6...”
Written on: 17/12/2010
Wow. Just got my renewal letter - insurance for our 6 year old labrador is going to cost £1159!
This is over 100% increase on last year, when it was £564!
Our dog has had a couple of illnesses & we have claimed & had no problem - but £1159? That's twice what it costs to insure both our cars!
(read more)
★☆☆☆☆
“Very expensive andnot worth paying the extra money...”
Written on: 13/12/2010
Very expensive andnot worth paying the extra money when you can find much cheaper quotes, if I didn't have to click on a star rating i would not have given them 1 (read more)
★☆☆☆☆
“My dog has just turned 10 years old and as a result my...”
Written on: 08/12/2010
My dog has just turned 10 years old and as a result my premium has leapt up over 40% to £84/month! I felt physically sick when I openend the renewal letter. They really do have you by the short and curlies. Considering cancelling my 2 policies with them (no reduction for second dog either).
You almost wish yuo didn't have your pets.
(read more)
Guest's Comment
Written on: 31/05/2011
just read how much kennel club is im with them and pay seventy five pounds myself per month nine year old springer been with them from six weeks old considering changing but think my dog poss arthritis never had claim .
Reply to this comment
★★★★★
“Reading through other's reviews there seems to be a...”
Written on: 02/06/2010
Reading through other's reviews there seems to be a misunderstanding that it is a monthly policy. It is an annual policy and the full year's premium is due even if you cancel part way through the year because for instance your dog dies. I have had both dogs insured with them for over 9 years, although both have now passed away. £0000's claimed over the period and always paid up without question. Although the premiums might be higher than other Co's you get cover for life and I have never... (read more)
★☆☆☆☆
“These guys take an age to respond and were very...”
Written on: 27/04/2010
These guys take an age to respond and were very unhelpful when I needed help in other areas from the kennel club. I wouldnt recommend using as its like pulling teeth. Ive given them 1 star in each section but thats only because I didnt know if you were allowed to give nothing on each. This organisation really needs to work on its customer service skills to try and get customers to use them. (read more)
See next 10 reviews
Showing 11 - 20 of 31 Reviews
★★★★☆
“I took up the insurance after the 6 week puppy deal,...”
Written on: 23/04/2010
I took up the insurance after the 6 week puppy deal, knowing that Bullmastiffs can have serious joint problems so wanted very comprehensive cover. From 12 -24 months he had both elbows and knees reconstructed and they paid out over £12,000. No quibble.
That was 3yrs ago so maybe things have changed, but I'm staying with them to get the lifetime cover for conditions
(read more)
☆☆☆☆☆
“Our dog had been insured for 8 years. Unfortunately...”
Written on: 05/06/2009 by curlykay (1 review written)
Our dog had been insured for 8 years. Unfortunately my policy was renewed on 27 Jan but retriever was diagnosed with a tumour in his stomach and there was no positive outcome resulting with him being put to sleep. Even though the policy was quite expensive we had insured him with the kennel club since a pup and were happy in the knowledge that if anything occurred we were covered. Since Feb we have had endless problems. The policy premiums had to be paid for the remainder of the year. ... (read more)
☆☆☆☆☆
“We bought our Shar pei puppy at 8 weeks old. The...”
Written on: 24/02/2009 by hedgehog69 (1 review written)
We bought our Shar pei puppy at 8 weeks old. The breeder told us he had a chest infection at 2 weeks but it was cleared up with antibiotics in no time. One the first day we took him to the vets for worming and a check up, becuase of noisy breathing. Vet said that was usual for the breed. Overnight he had a bad reaction, we think to the worming tablets and was quite poorly, ending up staying at the vets and a £900 bill. Claimed on The Kennel Club Pet Insurance free 6 week policy, for it to... (read more)
☆☆☆☆☆
“We took the 6 weeks free that was offered with a puppy...”
Written on: 03/01/2009 by PhiltheBear (3 reviews written)
We took the 6 weeks free that was offered with a puppy which fell ill shortly afterwards. The puppy lived until it was 19 weeks - we got it at 8 weeks, got 6 weeks free and then had it for 5 weeks under the 'paid' insurance. They deduct the whole year's premium from the payout - plus £50 - plus 10%. I would NEVER use them again. (read more)
Curlykay's Response to PhiltheBear's Review
Written on: 22/06/2009
I agree with this review because...I have had a similar dealing with them.
Reply to this comment
★☆☆☆☆
“I was keen to insure my pets with the Kennel Club - I...”
Written on: 03/07/2008 by Flower 123
I was keen to insure my pets with the Kennel Club - I liked their values and felt I would get an excellent service. As other pet owners have identified, I object to having to pay 10% of all vet fees as well as pay a £50 excess. I have cancelled both my policies. I have decided to pay the £75 per month insurance fees into a special bank account to meet any veterinary fees I may incur. (read more)
★☆☆☆☆
“I was obliged to take out this expensive policy due to...”
Written on: 05/02/2008 by navygirl (1 review written)
I was obliged to take out this expensive policy due to the fact that my puppy became lame during the 6 week free period. The Kennel Club are slow to pay, I kept getting fobbed off with 'it's being dealt with'. I don't beleive that they should be able to contact the breeder to verify claims either as this is a priveledge that no other company has. I'll say it again, this policy is SO expensive! (read more)
Trekkiemo's Response to navygirl's Review
Written on: 01/05/2009
I am a breeder who was contacted by KC insurance regarding a puppy I sold nearly 4 months ago,I found they were very offensive and asked if puppy was healthy when sold and details of my vet.They would not give details of puppies illness and I felt they were just looking for an excuss to refuse claim. On reflection I told my vet to withhold info as whole litter was healthy .My vet agreed they shouldn`t get info on my bitch and litter as said puppy had passed health test as new owners vet as well as mine.What made me mad was they wouldn`t tell me if it was a something I had already screened for under BVA test s<br/>I will be using pet plan for my puppies in future.
Reply to this comment
★★☆☆☆
“We have our golden retriever insured by them for just...”
Written on: 03/09/2007 by golddie (1 review written)
We have our golden retriever insured by them for just under 7 years. We have good service but the premium just keeps increasing. It was fair value at the time and since it's "the" kennel club, I did not look much further (my fault!). And then they suddenly introduce the extra 10% of the claim amount on top of the excess you have to pay. Still, not much we can do since our Golddie has a pre-existing skin allergy (even though now we have managed very well (touch wood) with just piritons,... (read more)
★☆☆☆☆
“I set up a payment to them. They say that the payment...”
Written on: 10/10/2006 by elliebellie (1 review written)
I set up a payment to them. They say that the payment wasn't received in May 2006 due to a change of card. The card was changed in March 2006, but payment was given in March and April through this new card, but not in May apparently. No letters have been received, and they didn't phone me, even though they asked for a contact number. (read more)
★★★★☆
“In my case, my dog has had over £4,000 of vet and...”
Written on: 20/07/2006 by jeanlyon (7 reviews written)
In my case, my dog has had over £4,000 of vet and specialist fees, so I was glad to have The Kennel Club pet insurance policy. It is a lot more per year than other policies, and I'm not sure there is any advantage, but I have always had good service when I have telephoned and you can download claim forms from the web. (read more)
★★★★☆
“Although The Kennel Club Pet Insurance is an expensive...”
Written on: 09/11/2005 by gavin1
Although The Kennel Club Pet Insurance is an expensive policy, I've been with them for 4 years - it covers the dog for LIFE. Their correspondence is efficient, and I receive my renewal notices on time without fault. (read more)
See next 10 reviews
Showing 21 - 30 of 31 Reviews
★★☆☆☆
“The Kennel Club Pet Insurance excess is £50 plus 10%...”
Written on: 27/09/2005 by Sallyjane17
The Kennel Club Pet Insurance excess is £50 plus 10% of cost of vets fees. I bought this on the false assumption that the Kennel Club would offer good quality insurance. Last year my dog was referred to a behaviourist. I then discovered that this was one of the few insurers who would not pay for behaviour treatment! They have corrected this now but is it expensive and the excess is high. I am now looking elsewhere! (read more)
Wowsa's Response to 211663_Sallyjane17's Review
Written on: 28/04/2006
The Majority of Pet Insurers do not cover behavioural conditions.
Reply to this comment
overview
MoneySupermarket
Top 5 Pet Insurance
To calculate the top 5's we take the following factors into account:
Top 5 Pet Insurance
To calculate the top 5's we take the following factors into account:
• All the star ratings the company/product has received,
• The number of reviews
• How recent the reviews are
As rated by real users
-
1. Pet Plan UK Pet Insurance www.petplan.co.uk
251 reviews read latest review -
2. VetsMedicover - www.vetsmedicover.co.uk
43 reviews read latest review -
3. Healthy Pets Pet Insurance - www.healthy-pets.co.uk
81 reviews read latest review -
4. More Than Pet Insurance www.morethan.com
46 reviews read latest review -
5. Marks and Spencer Pet Insurance
131 reviews read latest review
Useful Info
-
Frequently Asked Questions
Hot Stuff in
Latest Reviews in Pet Insurance
-
Pet Plan UK Pet Insurance www.petplan.co.uk
"At a horrible time they where ..." Read More
-
PetPals Pet Insurance
"Do not use these pet insurance..." Read More
-
Animal Friends Pet Insurance - www.animalfriends.org.uk
"No problems" Read More
-
Argos Pet Insurance www.argos.co.uk
"From £300 to £1,000 per year" Read More
-
Marks and Spencer Pet Insurance bank.marksandspencer.com
"Dreadful - huge Hike in premi..." Read More
Latest items in Pet Insurance
Michellesummerbell's Response to rodtrott2252's Review
Written on: 25/10/2012
That's just what I thought when I insured my golden retriever with them from a pup, now he's 11 years old and my premium renewal has just come in at £165.18 a month near on £2000 a year, I've experienced 50% increases in premium costs every year for the last 4 years-I don't know how they sleep at night, knowing they are pricing their customers out of insurance for their beloved pets!!