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Average Ratings
Value for Money6.5/10
Reviewer Rating5.8/10
Overall Rating5.8/10 Based on 13 ratings
55% Recommended6 out of 11 Reviews
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11- ING Direct Savings Account Reviews

  • Full review by
    Guest.
    on 11th May 2008


    User Rating : 10
    Respect : 0

    Good Points: No minimum balance, easy-to-use site, you can watch the money you make in interest go up daily :)

    Bad Points: Took a few days to get account verified.

    General comments: Although it did take a couple of days to get the account started (which you would not have to deal with at a regular bank) the interest you earn from this account is worth it. If you can afford to transfer money weekly/monthly/quarterly, this account is right for you!
    Guest.'s review and ratings
    | 76 words

  • Review by
    Tuck123 Rank: Lance Corporal
    on 13th Feb 2008


    User Rating : 7
    Respect : 0

    I opened the account about 3 year's ago. I've used the website and phone banking. Both have been fine, no problems to mention. I've moved house and they have changed my details without any problems. The ISA I recently opened was simple to set up and I've had no problems. A good, easy to use bank. It is let down by their interest rate.
    Tuck123's full review
    | 96 words

  • Review by
    Guest.
    on 11th Jan 2008


    User Rating : 0
    Respect : 0

    After my bank was closed, my funds were transferred to ING Direct. During this transition, a cheque bounced even though funds were available in the account. The customer service department at ING Direct were not helpful or empathetic to my difficulties. They are not refunding NSF fees that have been assessed even after I faxed extensive documentation of their error. I would not recommend this bank to my worst enemy.
    Guest.'s full review
    | 73 words

  • Review by
    edd123
    on 10th May 2007


    User Rating : 0
    Respect : 0

    ING Direct Savings Account is the worst bank I ever worked with. I've set up a new account, deposit $50 and tried to enter my wife into the system, so she can also withdraw money without me. After 3 weeks I tried to set up an automatic saving plan, so $100 every month will be deposited automatically from my own BOA account. But I could not. Then I figured out I can not do anything on the web site. It always gives me the same error, to call the customer service. I've called the customer service ...
    edd123's full review
    | 466 words

  • Review by
    lesliew
    on 24th Apr 2007


    User Rating : 3
    Respect : 0

    I have been waiting for more than two weeks to get my money. Each day I call I get a different answer. It will be going on three weeks with no interest gained, as interest stops when you call to close the ING Direct Savings account. They will make more than that $25 they offered me to open up the account. If they do this to thousands, they make millions by default; all by creating policies that stop the interest earned. That bit more of interest is simply not worth the aggravation!
    lesliew's full review
    | 99 words

  • Review by
    jilltara Rank: Lance Corporal
    on 19th Oct 2006


    User Rating : 10
    Respect : 0

    I love ING Direct. It's got the best savings program that I've found. You earn 4.4% interest on your savings without having to lock up your money in a CD! It's easy to use, VERY secure and extremely convenient! Customer Service is just a toll free call away, and they have always been friendly and ready to help me resolve any issues I was encountering - which has rarely been the case! I can't say enough good things about this banking system. Referrals earn $25 just for opening a new a ...
    jilltara's full review
    | 112 words

  • Review by
    AverageJoe
    on 4th Mar 2006


    User Rating : 5
    Respect : 0

    From my former experience, I had never been able to make any money transfers or withdrawals after following required procedures to open a savings account with the amount of $100 US dollars with ING Direct for about three months or so. Within months of earning a tiny amount of interest from them, they finally sent me an e-mail stating as follows: Dear .... Customer Number: XXXXXXX745 At ING DIRECT, we strive to deliver services that are simple and efficient so we can provide the best pos ...
    AverageJoe's full review
    | 420 words | 1 comment added.

  • Review by
    ChloeB
    on 15th Dec 2005


    User Rating : 9
    Respect : -1

    My partner and I have a joint savings account with ING. We're very happy with the access to the account and the fact that you get monthly interest on your savings. You can withdraw or close the account at anytime without incurring a cost. We're thinking of moving accounts at the moment though, just because the interest rate is dropping quite quickly, as of January it's going to be 4.5%.
    ChloeB's full review
    | 77 words

  • Review by
    Sue Linge
    on 2nd Oct 2004


    User Rating : 10
    Respect : +1

    ING Direct Savings Account are quick to inform you of changes of interest rates and seem quick to change them too. I've not had any problems with my account whatsoever so have had no need to telephone them. Emails have been dealt with quickly and efficiently. Competitive interest rates.
    Sue Linge's full review
    | 91 words

  • Review by
    elkcat Rank: Lance Corporal
    on 14th Jun 2004


    User Rating : 0
    Respect : -2

    ING Direct Account opening appeared easy online until after 10 days I received my cheque returned (as there is no electronic transfer facility) because the christian name on bank account - Tony - did not correspond with the account name - Anthony - which they insisted on in the application. Call centre was a nightmare and staff were unhelpful and aloof even after I pointed out that I had not been called back as promised and lost 10 days interest on £72,000. They simply advised that 48-72 ...
    elkcat's full review
    | 95 words | 3 comments added.

  • Review by
    Verdantian Rank: Corporal
    on 10th Apr 2004


    User Rating : 10
    Respect : +5

    The ING Direct account is simple to run, offers arguably the most competitive interest rates for any savings account currently on the market and you have instant access to your money. You can have up to 10 accounts all with the same high rate of interest and each can be given "nicknames" to save you trying to remember which account number is for what purpose. A great bank with easy access and friendly people at the end of the phone, just in case you can't get to your computer to move your ...
    Verdantian's full review
    | 145 words


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