Compare the Marks and Spencers Store Card today. Whether you are looking for a great interest rate or discounts off purchase, why not read or write reviews on the advantages and disadvantages of holding this card. Make comments and help others and yourself to shop around for the best store card avaiable.
Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month.
Written on: 10/01/2011 by coopergordon (2 reviews written)
The interest rates are over 20%. Miss a payment and there is a 12 pound late payment fee added automatically. I paid in full in the store, they state it takes five days to get credited... I find this totally unacceptable. Is it just to increase their charges for late payments?
My payment was received late and the 12 pound charge levied. I phoned to complain, the M&S dumbo who eventually answered the phone kept saying "that is the system" and "we haven't received your payment yet" Where was my… Read Full Review
Written on: 15/03/2010
This isn't a true "Store Card" its just a credit card thats badged uo as a store card! Remove it from the store card list!!!!
It is just a credit card and not is not competative with other CCrds… Read Full Review
Written on: 23/07/2009
I have had a Marks & Spencer card for several years. I have always paid my statement on time, maybe late by a day or two once. I consider myself a very good customer. Recently received a letter from Marks and Spencer, not sure if this is a standard letter, or one just meant for me, but the letter told me that they were increasing their interest from 17.9% to 20.9%. I was horrified and immediately wrote and complained. I'm waiting for a reply. The letter continues to say that I had a choice, of… Read Full Review
Written on: 01/01/2009 by anniesaz (1 review written)
Extra points vouchers confusing and short dated.
M & S Claimed they didn't receive the cheque in the post paying the full outstanding payment on my account which I pay without fail every month by return of post. (My post is taken into the post office) therefore they charged me an extra £28 on my statement; When I queried this they were not very helpful at all and this caused me a lot of stress and time trying to get the charges dropped, however they flatly refused. They would not even put me… Read Full Review
Written on: 14/10/2008 by marshallj56 (1 review written)
Excellent promotions and reward schemes. Can also be used in their travel exchange bureau for travellers cheques or currency and not charged as a cash withdrawal… Read Full Review
As rated by our community of reviewers
" So hard to use " Read More
" The vouchers for June 2010 have not been issued. This is because t... " Read More
Written by Tommo781
" Out of date " Read More
" Be aware when applying for this card " Read More
" Unsufficient info about usage " Read More