Alliance & Leicester Credit Card Reviews

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Alliance & Leicester Credit Card
1.4 stars
Average rating for this product is: 1.4 out of 5

From 0 ratings and 9 reviews

Thumb down 11% of users recommend this product

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%
MBNA Platinum Rewards Visa0.00%3 months13 months 2.90% fee3 months15.90%

Average Ratings for Alliance & Leicester Credit Card

  • Customer service1.7 stars
  • Value for Money1.2 stars
  • Overall rating1.4 stars

9 Reviews For Alliance & Leicester Credit Card

  • 97SmithS Rank: Corporal 17th Apr 2009

    Reviewer rating: 4.5 stars


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    Good Points: Gave a good credit limit,Good customer service,Easy to use website,Reasonable interest rates.


    Bad Points: None really but as always there are better cards on the market


    General comments: Have had a Alliance & Leicester Credit Card for about a year, now got a good credit limit the moneyback rewards are a nice feature (though not an exclusive one) and the interest is'nt to bad either. Customer service is good too. Overall not a bad bit of plastic.

  • NJR73 17th Mar 2009

    Reviewer rating: 0.5 stars


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    Have held a Alliance & Leicester credit card for over ten years now and the service i have received in the last few months has been shocking. Been in steady decline for a number of years now.

  • Reefboy 19th May 2008

    Reviewer rating: 0 stars


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    I have been with A&L now for a number of years, never over impressed with their service (on average wait about 40 minutes anytime of day or night to get through)! But I guess I was just too lazy to look around! Also used to have my current banking with them up to about four years ago and changed for the same reason, communication. In April 06 I thought about changing my visa account and spoke with a A&L Cust Service Agent. I was paying 22.5% apr and thought it too high. I was offered a rate of 1 ...

  • Guest 16th Jan 2008

    Reviewer rating: 1.5 stars


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    I have used this card for years and stayed with it - even when the cashback rate reduced.
    I assumed that cashback on other cards was similarly calculated until I compared some of the newer ones on offer.
    I was amazed that I could double the amount I was earning - by just switching cards.
    Interest rates and charges don't bother me - I always clear my balance in full.

  • LESANNE Rank: Lance Corporal 26th Oct 2007

    Reviewer rating: 1 stars


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    When using the Alliance & Leicester cash machines on a Saturday the money is debited instantly, but when paying for your credit card it takes four days resulting in late payment charge!! When credit is placed before statement date they ignore it after statement date and charge for 'late payment'

  • bonzo26 Rank: Staff Sergeant 28th Mar 2007

    Reviewer rating: 1 stars


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    As stated in another review, this used to be a good value credit card operated well by Alliance and Leicester. It was sold to MBNA, who promised that there would be no deterioration in benefits.

    MBNA quickly reduced the money-back benefits and increased the interest rates, and provided a lower quality of service. Current interest rates are excessive at 24.9%, but if you complain you can get them to reduce the rate for a period, but they delight in quoting interest rates in different forms - ...

  • davewirral Rank: Corporal 22nd Jan 2007

    Reviewer rating: 1 stars


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    Their cashback is not as competitive as that offered by the American Express Platinum credit card. They also send too many rubbish marketing leaflets with statements.

    Not much to recommend the Alliance & Leicester credit card.

  • NuttySandy Rank: Corporal 25th Jun 2005

    Reviewer rating: 1 stars


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    I have had an Alliance and Leicester Credit Card since 2001 and I used to be very happy with it until MBNA took it over.

    Since then the interest rate as rocketed! In October of last year in went from 18.9% to 19.9% then in Febuary it went up to a stagering 24.9%.

    After speaking to MNBA and asking them how they can justify charging me so much I was told it could be because of one of the following three reasons.

    1. Bank interest charges. I was quick to ask if that was the case how come ot ...

  • bacchae Rank: Sergeant 3rd Apr 2004

    Reviewer rating: 2 stars


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    I have been with the Alliance & Leicester bank and credit card for over 10 years, but I am about to cut up their credit card.

    They have recently sold out to MNBA and it shows.

    In the past, I have had overdue charges refunded out of sheer customer relations from Alliance & Leicester but now I feel as if you are a number and nothing more.

    I have started getting telephone calls offering to put money in my bank by creating a debt on my credit card. I am ex-directory and always ask not to be ...