Egg Loans Reviews

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★★☆☆☆
2.2 / 5
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Latest Reviews

★★★★★

“Best thing I have done ”

Written on: 26/01/2015 by Malakil406 (1 review written)

Best thing I have ever done , great online loans… Read Full Review

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★☆☆☆☆

“Pre Approved This Company sucks”

Written on: 24/01/2015 by Haganal46 (1 review written)

Received PRE APPROVED LETTER today but they say at this time they cannot give me a loan. why send out letters !!! Do not waste your time on this site… Read Full Review

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★★★★★

“Worked for me”

Written on: 22/01/2015 by nzLyons307 (1 review written)

I got the $20k requested fast and easy. The interest rate is reasonable based on my research. My FICO is mid-700's. I am happy that I chose this company for my loan… Read Full Review

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★★★★☆

“Very Easy”

Written on: 15/01/2015

I too have read a lot of negative comments on here. I can only speak for myself, but the process was fast and easy for me. I was approved for less than requested (asked for 20k, approved for 17k). Decent interest rate and monthly payment amt. I suppose it isn't for everyone. I have a credit score in the mid 700s however. I have not had an inquiry in years so I figured it was worth the risk. I was approved and funds were deposited within 4 days. Hope this helps… Read Full Review

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★☆☆☆☆

“Liars”

Written on: 07/01/2015 by AbramHutchison54 (1 review written)

Yeah I did what everyone did after getting so many of these letters from this loan outfit. Yeah and guess what I was turned down for a loan, no huge surprise there. Stop telling me I'm pre approved when I'm not you jerks… Read Full Review

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★☆☆☆☆

“Save your time”

Written on: 23/12/2014 by creed236 (1 review written)

Was contacted via mail a half dozen times by this company. Finally said I will give it a shot. Pre-Approval letter was for up tp $35,000. I had approx $18,000 in credit card debt. I applied for only $10,000. My credit score was 681 and I never had a late payment, collection, BK, short sale, exct. Score was lower because of the debt I was carrying which was the sole reason they reached out to me. I was declined for a high debt to income ratio. Did't make sense being I could prove my… Read Full Review

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★★★★★

“Fantastic Approval Process”

Written on: 15/12/2014 by KRS123 (1 review written)

Wish I could give this company 6 stars or more. I applied on-line on Sunday, faxed the needed documentation to the company Monday morning and had the loan approval by 2pm Monday afternoon. Interest rate is in line with all other companies that I researched… Read Full Review

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★☆☆☆☆

“A complete scam”

Written on: 08/12/2014 by mammapo (1 review written)

Received pre approved offer, but was quickly denied even though my credit has only improved since the time the offer was sent. I am especially annoyed since now I will have an inquiry on my credit report from this company… Read Full Review

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★☆☆☆☆

“DECEITFUL!!”

Written on: 01/12/2014 by Alexia392 (1 review written)

I GET 1 OF THESE OFFERS EVERY WEEK SO I DECIDED TO FILL ONE OUT. THEY DECLINED ME WHICH I THOUGHT WAS FUNNY. ESPECIALLY SINCE THEY HAVE BEEN BEGGING ME TO FILL OUT ONE OF THESE OFFERS. I DID NOT LIKE THAT THEY SEEMED SO WILLING TO HELP WHEN THEY WERE NOT. I DID NOT LIKE A THING ABOUT THE OFFER. WOULD HAVE BEEN BETTER TO AT LEAST LET YOU KNOW WHAT YOU DID QUALIFY FOR… Read Full Review

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★☆☆☆☆

“Not good enough”

Written on: 22/11/2014 by NorahReyes (1 review written)

I keep on getting these offers....decided to try to see if I could save any money, and as I expected, they were not willing to give me the amount I needed. Also, they were going to charge me a higher interest rate than any of the credit cards that I was trying to pay off! If I am able to make the payments on my current credit cards every month, why would I not be able to make the payment on a consolidation loan? Never could understand their "logic"… Read Full Review

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★★☆☆☆

“Use only if Debt Consolidation loan options are few”

Written on: 11/11/2014 by BentleyRobles (1 review written)

I received the offer in the mail that everyone else has and checked them out. Although their is not an application fee, they do charge a fee for origination of the loan. Not a small amount mind you, but for me I was quoted 3% which on a large amount would be significant, and to my dismay this amount is deducted from your proceedings. Another item is the rate they were offering me. I currently have a 760 FICO score and my Debt to Income Ratio including my mortgage/cars is 48% and they… Read Full Review

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★☆☆☆☆

“Higher interest rate than appropiate for credit score”

Written on: 07/11/2014

My credit score is on the high side of 700 (760-780) and they offered me the maximum amount but at a 20.5% rate. What!? So, they want me to consolidate my average 12% credit card balances with a loan at 20.5%? Why would anyone do that? I don't need their loan, but since they sent the offer with a 5.65% teaser, I figured why not. Now, I've got an inquiry that will drop a few points off my credit score for no reason… Read Full Review

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★★★★☆

“Fast, Easy, No Hassle”

Written on: 06/11/2014 by Landene287 (1 review written)

I am reading alot of negatives on here, but for me it was simple, easy and fast. I called on November 4th and got the process started. The interest rate was higher than I may have wanted, I was approved for $18,000 (credit score is 712). But to have one payement instead paying on 3 credit cards and to get it paid off faster was key. On the 4th, I sent 3 pieces of documention they needed, was approved that day and money was in my account on the 6th. May not be for everyone but it worked… Read Full Review

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★★★★★

“Easy and fast!”

Written on: 31/10/2014 by jenjen47 (1 review written)

I got an offer in the mail from Best Egg and it looked too good to be true so started checking reviews and was a little skeptical. I decided to try it since I only wanted $10,000 not the $35,000 that was their max. Within a week, I hadn't heard anything so I called them and they quickly found my info and approved me over the phone in less than 10 minutes. I was given the lowest interest rate of 5.32% for a 3 year loan of $10,000(payments-$301.15 origination fee only $100). They told me I could… Read Full Review

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★☆☆☆☆

“Very misleading-Bait and switch tactics”

Written on: 28/10/2014 by Zaria110 (1 review written)

I received a letter at two different times stating that I was "PRE-APPROVED for a fixed-rate, no-collateral loan". I wanted to consolidate a few credit cards for a lower interest rate, so I called and gave them my personal information. They declined to loan me any money and said they will send me a letter with more information. I have had my same job, mortgage and credit cards, so I asked why did they sent me two "Pre-approval" letters, and what was the criteria they used to screen who they… Read Full Review

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★★★☆☆

“I am content”

Written on: 23/10/2014 by smathew523 (1 review written)

Was originally offered 5.99%, filled app and offered $35K at 12.99%. So YES, it is misleading. In all honesty, it is better than my combined debt %. Now let's see if I get the money. I will save $5K more than me paying off with my current APR. Most of all, it is all on 1 payment each month which I can easily swing. Most of the negative comments on here were given APR's at 19% or higher. I can see how that would not sit well with you all. In a time where loans are hard to come by, this is a true… Read Full Review

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★☆☆☆☆

“Ridiculos”

Written on: 23/10/2014 by JadynVega477 (1 review written)

Got a mail offer and after I fill the application the rate they offer was higher than a Credit Card. Waist of time… Read Full Review

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★★★★☆

“A Reasonable Deal”

Written on: 18/10/2014

Like others, I read over some reviews but decided to give them a call. The person with whom I spoke was very friendly. After providing the information she asked for, I was informed that I was approved for a $20k loan with a 10.17% interest rate plus a 3% origination fee. My credit score is 800 and we have a good income, so I was initially expecting a lower rate. After I shopped around a bit, I decided to go with Best Egg because their repayment terms best fit our needs. When I accepted their… Read Full Review

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★☆☆☆☆

“Ridiculous”

Written on: 28/09/2014 by Marlon431 (1 review written)

Absolutely ridiculous. Apparently these people go by your credit history to give you your APR and they really believe we're not suppose to know our own credit history? How does someone who normally gets approved for 6-12 percent interest rate have a credit report rating of 24.99% at best? I fear these people have a way to use the information you would have to submit to get your rates, be careful, otherwise they must really be...RIDICULOUS… Read Full Review

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★☆☆☆☆

“Offer looks good but read fine print.”

Written on: 26/09/2014 by Galloway353 (1 review written)

Would not recommend was sent an offer in the mail looked really good thought I would close out some debt until the interest rates came back holy buckets was more for one payment then Was paying on two of my cards.. Really make sure this is a last resort for consolidation… Read Full Review

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