Egg Loans Reviews

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★★☆☆☆
2.1 / 5
81
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Latest Reviews

★☆☆☆☆

“Checked Reviews First”

Written on: 29/05/2015

Nearly all reviews were not good. decided to go to bank… Read Full Review

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★★★★★

“Great!!! No Hassle.”

Written on: 28/05/2015 by nwebb01 (1 review written)

After reviewing other comments, I was hesitate. However this have been a smooth transition. I receive my loan money with in two days and got a great interest rate and low monthly payments… Read Full Review

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★☆☆☆☆

“They are liars stay away ”

Written on: 27/05/2015 by Dnewton102031 (1 review written)

They are good sales people intill they get your information after that very rude don't return calls was approved for 35k signed paper work & everything Then few days later still didn't fund loan then they said I was fraud again after they got all my information… Read Full Review

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★★★★★

“Very Satisfied”

Written on: 21/05/2015 by RolandoLawrence354 (1 review written)

I learned this loan a couple of weeks ago through a pre-approved letter I received and just like many of you, I was skeptical and tossed it aside. Last night while I was sorting my mail, I saw it again and I decided to apply on line.Thank God because it was expiring by next Monday. I asked for $10 K loan and after 60 seconds, I got approved for $25 K with 17.99% interest. I have a 680 credit score, a good income but with very high debt ratio. With the amount that I was approved for, I can pay… Read Full Review

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★☆☆☆☆

“did not get my rates ”

Written on: 21/05/2015 by Ogle1983 (1 review written)

after getting many mail offer from them, looking to consolidate my credit cards debt. the letter states Check your rates by using your unique Offer Code. checking your rate will not affect your credit score. after I finish supplying the require information. The answer I got was the application system was down. I should not have provide my personal information. I will contact them by phone and hope my credit score was not affected. Better to stay with local banks or credit unions… Read Full Review

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★☆☆☆☆

“no stars if I could...”

Written on: 16/05/2015 by Fishersd360 (1 review written)

I applied for the loan online after getting some info about their loans in the mail and when I saw that the interest rate was substantially more than my credit cards currently are I stopped my application. I have really good credit a decent amount of money - just wanted to consolidate my cards. After my application I received a phone call per day until I blocked them from calling me - hopefully they will stop now! Each time I answered and said I was not interested, but they continued to call. I… Read Full Review

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★☆☆☆☆

“If you still apply after seeing 90% of the people rate...”

Written on: 14/05/2015

If you still apply after seeing 90% of the people rate 1 star, you deserve to get declined. I have over 750 fico, exactly $10K debt, monthly expenses of only $500, and income over $120,000 and DECLINE. Unprofessional letters called Preapproval… Read Full Review

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★☆☆☆☆

“No rates at this time? ”

Written on: 11/05/2015 by Blakeka406 (1 review written)

I just applied this morning to see what interest rate we would receive. I received this message at the end of the process: Thank you for your interest in Best Egg. Unfortunately we don't have any rates for you at this time. Please note that you will receive a letter in the mail that will provide further detail on why we don't have any rates available for you and will include a number to call if you have any questions. … Read Full Review

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★☆☆☆☆

“Pre-approved my backside!”

Written on: 10/05/2015 by VanessaHayes388 (1 review written)

Like so many others, I received a letter telling me I was pre-approved for $50,000. I am retired with a very good fixed income, and I have a great credit score. After filling out the application, I was told that they had no rates for me, meaning that I was denied. This is insane. If having checked this out effects my credit score I will be screaming bloody murdsr. Beware these letters telling you that you are "pre-approved."… Read Full Review

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★☆☆☆☆

“Cautionary tale”

Written on: 06/05/2015

Here's a cautionary tale for anyone considering this service. Yesterday, I applied for a $20K loan and was approved. A decent rate - 10.17%, to be repaid over three years. Later in the day, after reviewing additional info and considering other variables, I decided to borrow much less - only $6K. I called back and was told they would have to cancel the original loan agreement and start the process all over again. Okay, no problem. Or so I thought. The rate on the new, much lower loan, was $13.99… Read Full Review

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★☆☆☆☆

“DECIDED TO READ THE REVIEW FIRST. IT WAS A TURN OFF...”

Written on: 17/04/2015

DECIDED TO READ THE REVIEW FIRST. IT WAS A TURN OFF 22%NEVER… Read Full Review

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★☆☆☆☆

“Interest Rate not as stated”

Written on: 13/04/2015 by Moss58 (1 review written)

my credit score is in the 700's and the interest rate was 12.82% for 5 years or 9.99 for 3 years , the payments were quite high aslo. A waste of my time checking on this and certainly not anywhere near the 5.9% advertised… Read Full Review

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★☆☆☆☆

“Best Egg, Worst Egg”

Written on: 06/04/2015 by loCarney356 (1 review written)

Fico in mid 700"s, Denied, went to credit union approved, read reviews and peoples actual interest rate with Best Egg before applying, stop sending junk mail Best Egg!!… Read Full Review

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★☆☆☆☆

“Just read all the reviews here and decided to hit...”

Written on: 17/03/2015 by Xzavier186 (1 review written)

Just read all the reviews here and decided to hit Apply. 5.9% turned into 14.9% for 3 years and 20.99% for 5 years. You can get cheaper financing on the streets of Brooklyn. … Read Full Review

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★☆☆☆☆

“DON'T DO IT.....BUYER BEWARE!!!”

Written on: 10/03/2015 by 270Byrne (1 review written)

This is to weed out the desperate people who need loans. I have a 795 credit score, been with my employer for 20 years. Make 65K year, debt ratio very good. These clowns offered me $2,000 at 26% interest. I didn't even know there was such an interest rate. Who buys $2000 and pays $3000 for it? I certainly have never paid that much interest in my life. I called the company thinking there must be some mistake....run around insued and well, just don't go near them… Read Full Review

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★★★★★

“Excellent, supremely efficient experience!”

Written on: 10/03/2015 by Isabela468 (1 review written)

While paying bills several days ago I came across this offer in the mail from My Best Egg. Due to the odd name I initially ignored the letter then decided to look into the offer. I believe I have very good credit, in the high 700's, and decided to go forward with the application process that took all of about five minutes at best. The offer came back approved within seconds for the requested amount of $30K. This was a Sunday. On the morning of the very next day a quite pleasant and… Read Full Review

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★☆☆☆☆

“you have to be desperate to use them”

Written on: 07/03/2015 by johndoe17 (1 review written)

I have and excellent credit rating and payment history and they offered me half of what I asked for at a high rate. Just another money making scheme for the one's in need… Read Full Review

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★☆☆☆☆

“Do not use My Best Egg!!!!!”

Written on: 05/03/2015

I have a FICO score in the 800's and they have the nerve to want charge me 10.99% interest for a $10,000 loan? to be paid back in 3 years Consolidate your loans to another credit card (many to choose from) with 0% interest for the 1st 15- 18 months with no transfer fee. Couple that come to mind are CitiCard and Chase Slate. My Best Egg has been overcooked. … Read Full Review

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★☆☆☆☆

“rotten egg”

Written on: 21/02/2015 by JayleePruitt (1 review written)

The app was easy and fast, but I have a 801 credit score and the interest rate they gave me was 26%, Thanks but no thanks, I am retired but I draw $82,000. per year, the credit cards I wanted to pay off were only 9.99%. What happen to the 5.99% in the add. better off to balance transfer to a card with 0% for 12 to 18 months. I canx the loan and throw add away… Read Full Review

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Bill7483's Comment

Written on: 02/03/2015

My experience was similar to yours. I know I have great credit and DTI and not only did the rate suck, they were charging roughly 4% up front fees.

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★★★★☆

“Very quick, very painless, very happy”

Written on: 20/02/2015 by KarenMeier197 (1 review written)

I read some not so good reviews of Best Egg before applying, but went forward anyway. I wanted to pay off a credit card as I am sick of paying every month on a suffocating bill that never goes away. I want that credit card to go away! And I wanted a little extra also, for some home repair. So glad I did; received an approval for $12k within a few minutes and after uploading necessary documents, a phone call from the company within an hour. The money was in my account within 16 hours and credit… Read Full Review

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888Mikey's Comment

Written on: 20/04/2015

I HAD THE SAME GOOD EXPERIENCE. I WOULD RECOMMEND THEM. I HAVE RECOMENDED THEM. IT WAS VERY QUICK, VERY PAINLESS AND IM VERY HAPPY. THANKS BEST EGG.

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