Egg Loans Reviews

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★★☆☆☆
2.2 / 5
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Latest Reviews

★☆☆☆☆

“thank you thank you thank you”

Written on: 24/07/2014 by McDaniel168 (1 review written)

So glad a took the time to review this offer. Just got it today,7/22/2014, "pre-approving" me for a $35,000 loan making it look like a 5.99% interest rate. Your responses have obviously saved me from making that leap from one frying pan to another!… Read Full Review

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★☆☆☆☆

“ THANK YOU to all who write reviews!!!!!”

Written on: 21/07/2014 by Bennettvr1947 (1 review written)

I was really considering applying to consolidate a couple of credit cards. I'm so glad I read your reviews, as bad as your experiences were I appreciate you taking the time to warn others… Read Full Review

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★☆☆☆☆

“STAY AWAY!!!!!”

Written on: 18/07/2014 by STAYAWAY2014 (1 review written)

I THANK YOU ALL FOR YOUR SINCEREST COMMENTS, I GOT A PRE APPROVED LETTER ON THE MAIL AND I WAS ABOUT TO APPLY. I JUST WANTED TO CONSOLIDATE MY BILLS IN ONE SINGLE PAYMENT BUT READING YOUR FROM EXPERIENCES I THINK ITS BETTER FOR ME TO GO TO MY CREDIT UNION AS MANY OF YOU OPTED OUT. IF THIS PEOPLE WANTS TO MAKE MONEY THEY GONNA HAVE TO START BY RESPECTING THE CUSTOMERS AND TREATING THEM FAIRLY… Read Full Review

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★☆☆☆☆

“Waste of time!”

Written on: 15/07/2014 by AsherHayes (1 review written)

complete waste of time. don't even suffer the hit to your credit with them checking your credit don't even bother if you have a credit score of 800 like I do it's better to hold off and wait for discover personal loan which are 7.99 percent interest not like these idiots almost 16 to 19 percent with a great credit score… Read Full Review

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★☆☆☆☆

“What a joke”

Written on: 10/07/2014 by PedroLaw131 (1 review written)

My credit score is 790. I make $60,000 a year and have 2 loans. One for an RV with a monthly payment of $200 @ 2.75% and a Discover personal loan with a monthly payment of $260 at 10.9%. My house and cars are paid for, no credit cards. NO NEGATIVE ANYTHING ON MY REPORT, 1 INQUIRY. I got the approval from Egg Loans for up to $35k @ 5.9 for 3 years. So I thought, "Why not?" That's almost 1/2 the interest on the Discover. These M-O-R-O-N-S at Egg Loans came back with 19.9% for 3 yrs on a $12,000… Read Full Review

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★☆☆☆☆

“TERRIBLE! Preapproved for "up to $35.000" was denied”

Written on: 05/07/2014 by attman49 (1 review written)

I should have listened to the other reviewers. Received a pre-approved letter, not pre-qualified but PRE APPROVED! Nothing in my credit has changed since they mailed the letter I'm sure, I monitor it and credit is fine, could get a loan for anything, just thought a pre approval made sense, seemed quick and easy. I don't have a lot of credit card debt but thought maybe it would be a good idea to consolidate and pay off sooner. Who pre-approves and denies credit to so many people? Total bull, DO… Read Full Review

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★☆☆☆☆

“prescreened offer for nothing”

Written on: 04/07/2014 by Jensenun193 (1 review written)

okay so I have an 803 credit score and wanted to consolidate. They had sent me a prescreened approval offer and I did not get approved not sure what they are looking for and it is not worth applying to get your credit pulled without being approved. waste of time… Read Full Review

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★☆☆☆☆

“Glad i read the reviews,now i know to stay away.Thanks...”

Written on: 02/07/2014

Glad i read the reviews,now i know to stay away.Thanks to the people who know from experience… Read Full Review

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★★☆☆☆

“Interest too high”

Written on: 30/06/2014 by Kaydend261 (1 review written)

I went into this knowing that they were probably just collecting and reselling my personal information. I haven't used credit cards in more than eight years. Our personal loans are already paid off. The pre 2008 higher interest/no equity mortgage is still running (every payment on time). With an 800+ credit score and not a single bad mark on our credit report in more than 15 years, I would have expected more. We applied for the $35,000 at 5.99% and were approved for $25,000 at… Read Full Review

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★☆☆☆☆

“fake, fake, fake!!!”

Written on: 25/06/2014 by Gustafsonbr427 (1 review written)

They contacted me, after a while I decided to fill out the offer, but didn't pull the trigger because I was concerned with the interest rate. After some weeks, I called them back as I had been called by a customer service representative. I was shocked when the rep came back and said my offer had been withdrawn and I will get a letter in the mail. I said just like that and she said yes. Conclusion, they are fake. I'm just not sure why they put people through this… Read Full Review

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★☆☆☆☆

“Wait until you see the surprise at the last part of...”

Written on: 17/06/2014

Wait until you see the surprise at the last part of this loan process. Approved so you can pay a $698.00 "loan origination fee" deducted from the amount disbursed. AND you will be paying at least 14% interest on this loan origination fee. Interestingly enough, my beacon is 810 but I never was offered the lower advertised rate. They are looking for desperate customers who will take any terms. My advice? Call Discover Financial, they are not sharks… Read Full Review

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★☆☆☆☆

“BS”

Written on: 13/06/2014 by ueMcDaniel455 (1 review written)

QUIT TEMPTING PEOPLE TO APPLY FOR THIS LOAN....GOT A OFFER IN THE MAIL...APPLIED ON LINE THEN DENIED... TOTALLY BULL… Read Full Review

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★☆☆☆☆

“Horrible”

Written on: 05/06/2014 by 69Jenkins (1 review written)

We received an invite code so we applied. We got the approval for 35k instant at either 17% for 3 years or 22% for 5 years with a payment of with 920 or 1118 per month. We picked the 5 year but planned to try to pay the 3 year payment so we could be done quicker with our bill consolidation. We submitted the paperwork even giving more then what was required. We continued to receive emails you have not submitted your paperwork but the email said to wait 2 or 3 days if you had sent the paperwork… Read Full Review

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Hawaii96734's Comment

Written on: 11/06/2014

You should do a complaint with the CFPB. There rates and marketing materials are deceptive

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★☆☆☆☆

“Pharmc760”

Written on: 18/05/2014 by JoeFraser357 (1 review written)

Hello! gcffcbg interesting gcffcbg site! I'm really like it! Very, very gcffcbg good!… Read Full Review

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★☆☆☆☆

“Pharmd774”

Written on: 18/05/2014 by AmandaParks (1 review written)

Hello! adcgdak interesting adcgdak site! I'm really like it! Very, very adcgdak good!… Read Full Review

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★☆☆☆☆

“Pharmb532”

Written on: 06/05/2014 by Madelynn425 (1 review written)

Hello! dedbgee interesting dedbgee site! I'm really like it! Very, very dedbgee good!… Read Full Review

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★☆☆☆☆

“Entrapment to high interest rates”

Written on: 03/04/2014 by Payne261 (1 review written)

They encourage you to apply for the highest amount of $35,000 and then tell you that you cannot lower the loan amount. I make $110,000 annually, and was just looking to consolidate $20,000 - $25,000 of credit card debt. I have a 755 cerdit score, and they offered me a 12.99% rate + 3% up front cahrge on the loan. This is a rip off and I would not recommend it to anyone who has a decent financial picture, this is designed to prey on the individuals with no other ability to get credit. Horrible… Read Full Review

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Hawaii96734's Comment

Written on: 11/06/2014

I agree this service is bad and meant to target those that don't understand. I would file a report with the CFPB. I already based on my experience that was similar.

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★★★★★

“5 stars for the wrong reasons”

Written on: 14/06/2013 by momoney1 (4 reviews written)

I had a loan from egg a few years ago and was sold PPI cover that was totally unsuitable for me at the time. I complained at the time but was told everything was in order so they would not refund my money - irritating but I assumed they were correct and forgot all about it. I forgot all about it until about a month ago when a letter came from Eggs owners which said they had reviewd the ppi cover on my loan and discovered that I had actually been misold the policy. They told me they owed me over… Read Full Review

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★★★☆☆

“no more time wasting ”

Written on: 22/10/2009

no more time wasting
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★★★★★

“I took out my Egg loan to pay for some home...”

Written on: 06/09/2005 by OrangeThoughts (3 reviews written)

I took out my Egg loan to pay for some home inprovements and consolidate a few other little debts. Have nothing but praise for Egg. They gave me an instant decision, the money arrived swiftyly once all paper work had been signed and returned and also reduced the interest rate after a called them back the following day when they had reduced their rate by .2% - OK not the greatest reduction, but they didn't have to as I had returned all the paperwork at the original rate!

There was no hard… Read Full Review

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