Egg Loans Reviews

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Latest Reviews

★★★★★

“Best Egg So Underrated but the best of the BEST!”

Written on: 17/08/2015

After having two unauthorized accounts opened in my name, I had a 690 credit score after having at least 750+ for most of my long life. Both Prosper and Lending Club, after receiving numerous pre-approved ads via direct mail, denied me. My intention was to pay off all my current cards and carry on to improve my score. Both Prosper and Lending Club, after weeks trying to explain my situation to both, was denied. And neither handled customer service very well. i,e; emails unanswered, phone… Read Full Review

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★☆☆☆☆

“preapproved?”

Written on: 07/08/2015 by KieraOlson (1 review written)

we have a credit score of 805 make 76000 own 2 house and have a mortgage on a third (27000) but after 30 letters to us we applied and they had no offer… Read Full Review

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★☆☆☆☆

“Pre-Approval doesn't mean much for self-employed”

Written on: 23/07/2015 by Kent361 (1 review written)

I was impressed with their rates and reviews. I have a great credit score, good income on my income taxes, a good income from my small business--and I live rent free because I housesit for a family working out of the country. After supplying 10 documents to Best Egg including W-2s, tax income statements, bank statements and business government documents (which they asked for repeatedly even after receiving), they couldn't help me because I had been self-employed for “too short a time.” I… Read Full Review

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★★★★★

“Best Egg is THE BEST!”

Written on: 22/07/2015 by ouHackett428 (1 review written)

I recently needed a loan for 25k and after being denied by a credit union, I signed on to lending tree. they gave me offers that I qualified for. I went with lightstream because they had an interest rate of 6%, they denied me. Best Egg was one of the offers that was extended to me, but at a higher rate of 12.99%. THEY CALLED me to follow up on their offer! I didnt want to keep searching for loans and getting denied as I needed to do repairs on my house. Once they told me I was approved, I… Read Full Review

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★☆☆☆☆

“Does anyone see anything wrong with this?”

Written on: 15/07/2015 by geHanna1964 (1 review written)

Written on: 10/03/2015 by Isabela468 (1 review written) I found this automatically date stamped review below and found this very very odd. Have you guessed the issue? Today is 07/15/2015 so how can a review be written 3 months in the future. This was written by a paid Reviewer. WOW maybe you should know your months before scamming people… Read Full Review

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★☆☆☆☆

“Run Away!”

Written on: 12/06/2015 by fmMcCleary65 (1 review written)

They say your pre approved, all we need is "x" to verify. I wasted 2 weeks providing all the info requested (and I have a good credit score) only to be declined. Oh, and I had to call to find out as no one told me… Read Full Review

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★☆☆☆☆

“Mybestegg, my @#$!”

Written on: 10/06/2015 by Marissa234 (1 review written)

Everytime I am pre-approved, I really am. There may be restrictions or fine print according to my financial circumstances but I can accept or decline any offers. With mybestegg, I was "pre-approved" until I contacted them. I got the no rates available (you are declined) message so I called to make sure their decision didn't affect my credit report. My credit has been improving over the last few years so I don't really need them and will make sure their correspondence with me from now on stays… Read Full Review

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Handydandyx's Comment

Written on: 10/06/2015

same thing happened to me, they take your vital info and then turn around and resale it. beware ! they make money off you with a so called offer that is bull #@$%#@

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Abutter58's Comment

Written on: 18/06/2015

Thank you for the review. You saved me a lot of time and effort. Don't throw the offer away. Open it up and send it back to them in their prepaid envelope with a note to remove you from their mailing list. They have to pay the postage. LOL!

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Smarterthentheyare's Comment

Written on: 30/06/2015

Yes, thank you to all of the above for taking the time to share your experience.....I was thinking of completing the application to see if this was a valid offer, I have a FABULOUS credit rate, I will be moving elsewhere!!
My junk folder will have a new member...

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★★★★★

“Smooth transaction”

Written on: 07/06/2015 by kwikie (1 review written)

Applied for the loan 7000 5yrs approved and funded 2 days 5.99%… Read Full Review

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★☆☆☆☆

“Checked Reviews First”

Written on: 29/05/2015

Nearly all reviews were not good. decided to go to bank… Read Full Review

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★★★★★

“Great!!! No Hassle.”

Written on: 28/05/2015 by nwebb01 (1 review written)

After reviewing other comments, I was hesitate. However this have been a smooth transition. I receive my loan money with in two days and got a great interest rate and low monthly payments… Read Full Review

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★☆☆☆☆

“They are liars stay away ”

Written on: 27/05/2015 by Dnewton102031 (1 review written)

They are good sales people intill they get your information after that very rude don't return calls was approved for 35k signed paper work & everything Then few days later still didn't fund loan then they said I was fraud again after they got all my information… Read Full Review

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★★★★★

“Very Satisfied”

Written on: 21/05/2015 by RolandoLawrence354 (1 review written)

I learned this loan a couple of weeks ago through a pre-approved letter I received and just like many of you, I was skeptical and tossed it aside. Last night while I was sorting my mail, I saw it again and I decided to apply on line.Thank God because it was expiring by next Monday. I asked for $10 K loan and after 60 seconds, I got approved for $25 K with 17.99% interest. I have a 680 credit score, a good income but with very high debt ratio. With the amount that I was approved for, I can pay… Read Full Review

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★☆☆☆☆

“did not get my rates ”

Written on: 21/05/2015 by Ogle1983 (1 review written)

after getting many mail offer from them, looking to consolidate my credit cards debt. the letter states Check your rates by using your unique Offer Code. checking your rate will not affect your credit score. after I finish supplying the require information. The answer I got was the application system was down. I should not have provide my personal information. I will contact them by phone and hope my credit score was not affected. Better to stay with local banks or credit unions… Read Full Review

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★☆☆☆☆

“no stars if I could...”

Written on: 16/05/2015 by Fishersd360 (1 review written)

I applied for the loan online after getting some info about their loans in the mail and when I saw that the interest rate was substantially more than my credit cards currently are I stopped my application. I have really good credit a decent amount of money - just wanted to consolidate my cards. After my application I received a phone call per day until I blocked them from calling me - hopefully they will stop now! Each time I answered and said I was not interested, but they continued to call. I… Read Full Review

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★☆☆☆☆

“If you still apply after seeing 90% of the people rate...”

Written on: 14/05/2015

If you still apply after seeing 90% of the people rate 1 star, you deserve to get declined. I have over 750 fico, exactly $10K debt, monthly expenses of only $500, and income over $120,000 and DECLINE. Unprofessional letters called Preapproval… Read Full Review

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★☆☆☆☆

“No rates at this time? ”

Written on: 11/05/2015 by Blakeka406 (1 review written)

I just applied this morning to see what interest rate we would receive. I received this message at the end of the process: Thank you for your interest in Best Egg. Unfortunately we don't have any rates for you at this time. Please note that you will receive a letter in the mail that will provide further detail on why we don't have any rates available for you and will include a number to call if you have any questions. … Read Full Review

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★☆☆☆☆

“Pre-approved my backside!”

Written on: 10/05/2015 by VanessaHayes388 (1 review written)

Like so many others, I received a letter telling me I was pre-approved for $50,000. I am retired with a very good fixed income, and I have a great credit score. After filling out the application, I was told that they had no rates for me, meaning that I was denied. This is insane. If having checked this out effects my credit score I will be screaming bloody murdsr. Beware these letters telling you that you are "pre-approved."… Read Full Review

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★☆☆☆☆

“Cautionary tale”

Written on: 06/05/2015

Here's a cautionary tale for anyone considering this service. Yesterday, I applied for a $20K loan and was approved. A decent rate - 10.17%, to be repaid over three years. Later in the day, after reviewing additional info and considering other variables, I decided to borrow much less - only $6K. I called back and was told they would have to cancel the original loan agreement and start the process all over again. Okay, no problem. Or so I thought. The rate on the new, much lower loan, was $13.99… Read Full Review

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★☆☆☆☆

“DECIDED TO READ THE REVIEW FIRST. IT WAS A TURN OFF...”

Written on: 17/04/2015

DECIDED TO READ THE REVIEW FIRST. IT WAS A TURN OFF 22%NEVER… Read Full Review

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★☆☆☆☆

“Interest Rate not as stated”

Written on: 13/04/2015 by Moss58 (1 review written)

my credit score is in the 700's and the interest rate was 12.82% for 5 years or 9.99 for 3 years , the payments were quite high aslo. A waste of my time checking on this and certainly not anywhere near the 5.9% advertised… Read Full Review

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