Egg Loans Reviews

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★★☆☆☆
2.1 / 5
34% of users recommend this
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Latest Reviews

★★☆☆☆

“Use only if Debt Consolidation loan options are few”

Written on: 11/11/2014 by BentleyRobles (1 review written)

I received the offer in the mail that everyone else has and checked them out. Although their is not an application fee, they do charge a fee for origination of the loan. Not a small amount mind you, but for me I was quoted 3% which on a large amount would be significant, and to my dismay this amount is deducted from your proceedings. Another item is the rate they were offering me. I currently have a 760 FICO score and my Debt to Income Ratio including my mortgage/cars is 48% and they… Read Full Review

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★☆☆☆☆

“Higher interest rate than appropiate for credit score”

Written on: 07/11/2014

My credit score is on the high side of 700 (760-780) and they offered me the maximum amount but at a 20.5% rate. What!? So, they want me to consolidate my average 12% credit card balances with a loan at 20.5%? Why would anyone do that? I don't need their loan, but since they sent the offer with a 5.65% teaser, I figured why not. Now, I've got an inquiry that will drop a few points off my credit score for no reason… Read Full Review

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★★★★☆

“Fast, Easy, No Hassle”

Written on: 06/11/2014 by Landene287 (1 review written)

I am reading alot of negatives on here, but for me it was simple, easy and fast. I called on November 4th and got the process started. The interest rate was higher than I may have wanted, I was approved for $18,000 (credit score is 712). But to have one payement instead paying on 3 credit cards and to get it paid off faster was key. On the 4th, I sent 3 pieces of documention they needed, was approved that day and money was in my account on the 6th. May not be for everyone but it worked… Read Full Review

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★★★★★

“Easy and fast!”

Written on: 31/10/2014 by jenjen47 (1 review written)

I got an offer in the mail from Best Egg and it looked too good to be true so started checking reviews and was a little skeptical. I decided to try it since I only wanted $10,000 not the $35,000 that was their max. Within a week, I hadn't heard anything so I called them and they quickly found my info and approved me over the phone in less than 10 minutes. I was given the lowest interest rate of 5.32% for a 3 year loan of $10,000(payments-$301.15 origination fee only $100). They told me I could… Read Full Review

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★☆☆☆☆

“Very misleading-Bait and switch tactics”

Written on: 28/10/2014 by Zaria110 (1 review written)

I received a letter at two different times stating that I was "PRE-APPROVED for a fixed-rate, no-collateral loan". I wanted to consolidate a few credit cards for a lower interest rate, so I called and gave them my personal information. They declined to loan me any money and said they will send me a letter with more information. I have had my same job, mortgage and credit cards, so I asked why did they sent me two "Pre-approval" letters, and what was the criteria they used to screen who they… Read Full Review

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★★★☆☆

“I am content”

Written on: 23/10/2014 by smathew523 (1 review written)

Was originally offered 5.99%, filled app and offered $35K at 12.99%. So YES, it is misleading. In all honesty, it is better than my combined debt %. Now let's see if I get the money. I will save $5K more than me paying off with my current APR. Most of all, it is all on 1 payment each month which I can easily swing. Most of the negative comments on here were given APR's at 19% or higher. I can see how that would not sit well with you all. In a time where loans are hard to come by, this is a true… Read Full Review

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★☆☆☆☆

“Ridiculos”

Written on: 23/10/2014 by JadynVega477 (1 review written)

Got a mail offer and after I fill the application the rate they offer was higher than a Credit Card. Waist of time… Read Full Review

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★★★★☆

“A Reasonable Deal”

Written on: 18/10/2014

Like others, I read over some reviews but decided to give them a call. The person with whom I spoke was very friendly. After providing the information she asked for, I was informed that I was approved for a $20k loan with a 10.17% interest rate plus a 3% origination fee. My credit score is 800 and we have a good income, so I was initially expecting a lower rate. After I shopped around a bit, I decided to go with Best Egg because their repayment terms best fit our needs. When I accepted their… Read Full Review

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★☆☆☆☆

“Ridiculous”

Written on: 28/09/2014 by Marlon431 (1 review written)

Absolutely ridiculous. Apparently these people go by your credit history to give you your APR and they really believe we're not suppose to know our own credit history? How does someone who normally gets approved for 6-12 percent interest rate have a credit report rating of 24.99% at best? I fear these people have a way to use the information you would have to submit to get your rates, be careful, otherwise they must really be...RIDICULOUS… Read Full Review

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★☆☆☆☆

“Offer looks good but read fine print.”

Written on: 26/09/2014 by Galloway353 (1 review written)

Would not recommend was sent an offer in the mail looked really good thought I would close out some debt until the interest rates came back holy buckets was more for one payment then Was paying on two of my cards.. Really make sure this is a last resort for consolidation… Read Full Review

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★☆☆☆☆

“False Advertising ”

Written on: 26/09/2014 by FrancisChurchill (1 review written)

Got the same solicitation in the mail. Called and gave information. Big charges. Phonies. Don't bother… Read Full Review

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★☆☆☆☆

“Scary”

Written on: 25/09/2014 by Peterson16 (1 review written)

Beware of pre-approved offers. They have orugination fees and are unlikely to prove the low reader interest rates quoted in their letter… Read Full Review

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★☆☆☆☆

“False Rate Advertising”

Written on: 25/09/2014 by Louisd343 (1 review written)

Received the mail piece loans starting a 5.99% Filled out application online and was approved for 10K loan. Noticed the interest rate on my newly approved loan was over 14 % Called them at 1-855-282-6353 and told them I have perfect credit and why the false advertising about interest rates. I got the run around and then asked them if they do not lend to people with good credit then who do they lend to. I could hear birds chirping in the forest while waiting for her to look up the answer. … Read Full Review

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★★★★★

“Worked great for me”

Written on: 23/09/2014 by alexthegreat1545 (1 review written)

Got the pre-approval flyer in mail. Went online, filled in everything. Got a call a few hours later. Approved for $15k at 12% and a small fee for a 3 yr loan. Not bad. Would recommend to anyone. Not sure why some of these folks are stating big rates unless they may really have lower credit scores? My credit score around 730. Not sure I would have changed anything. Was a little scary in handing out personal info but it was a secure web site and was believable. Good process and very fast… Read Full Review

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★☆☆☆☆

“Exorbitant interest and an origination fee on top of that!”

Written on: 09/09/2014 by Beck1960 (1 review written)

These people sent a preapproved offer in the mail extolling their virtues for providing low cost loans for various purposes. I get these things in the mail all the time and I usually toss them unopened into the trash can. But I decided to see what they were really all about, and I found out! They are a rip off group, that are every bit as bad or worse than the payday loan trolls and far, far worse than any credit company I have ever known. They quote interest rates above twenty percent in most… Read Full Review

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★☆☆☆☆

“Waste of time”

Written on: 09/09/2014 by Scarlet281 (1 review written)

Thank you for all your information I will not even consider them now. … Read Full Review

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★☆☆☆☆

“Well, THAT was a close one”

Written on: 04/09/2014 by SaintDogbert (1 review written)

If you go out on a date with a pretty girl and she starts asking about how much you make, that's a big red flag. If you get a pre-approved letter in the mail and go online to investigate and right up front they start asking for your social security number that's a big red flag on an even bigger red truck. I am so glad I took the time to look for reviews on this lender before giving them any info whatsoever. 30 some odd reviews and 20 of them are negative! Yeah. Don't think I am using this… Read Full Review

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★☆☆☆☆

“I wasted my time & have 850 score !”

Written on: 01/09/2014

I have 8% credit card with 10K available for use and was offered 16% by Best Egg. The foolish name and the bad reviews was a sign but I had to know for myself. I highly recommend the Lending Club! They provided a loan more adequate for my credit score… Read Full Review

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★☆☆☆☆

“Don't waste your time”

Written on: 29/08/2014 by Aydana461 (1 review written)

They offered my 14.9% on a $9,000 loan. This was to pay off my existing personal loan at 10.9%... I make $80k/yr and 825 credit score. Guy on the phone was friendly and to the point though… Read Full Review

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★★★★★

“Glad I did it !”

Written on: 28/08/2014 by AbrilMacGregor (1 review written)

We got a loan with no problem we got a pre approval letter. They were very fast and nice people to talk to. They said that we were approved and we would get it within 2 to 3 days and we did. This loan will be paid in 5yrs with a low interest loan and yes they took a 1000.00 of the top for there service but we will not have to pay the rest of our life on cards. We have good credit and I would tell others about this company… Read Full Review

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