Egg Loans Reviews

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★★☆☆☆
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103
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Latest Reviews

★☆☆☆☆

“ROTTEN EGG”

Written on: 15/04/2016 by McDaniel37 (1 review written)

FALSE HOPE WITH THEIR RATINGS AFTER THEY SEND AN PRE-APPROVAL SHOWINGS RATES AS LOW 4.99 AND LENDING TREE IS THE SAME JERK… Read Full Review

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★★★★★

“Re-establishing Credit”

Written on: 31/03/2016

went through a bankruptcy 7 yrs ago due to medical bills. trying to build my credit and its tough when you only make 34000/yr. interest rate is up there but... I am concentrating on increasing my credit score. Shawn was great to work with!! He was very calm, I didn't feel pressured to move ahead. Much appreciated!… Read Full Review

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★☆☆☆☆

“Misrepresented Offer - Don't do it”

Written on: 15/02/2016 by DixieKehoe115 (1 review written)

I received a preapproved offer for $40,000 at a low rate. Applied and was then only approved for $10,000 at 29%. Why would anyone do such a thing. I only wanted to consolidate some debt and do some home improvements but not at this rate. My current credit cards are nowhere near this rate so why would I consolidate. Also there is a $500.00 processing fee, etc. Just a bait and switch to get my information I guess. Not what the preapproval offered, by the way I have good credit so this was… Read Full Review

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Dquitog's Comment

Written on: 24/02/2016

So when you got your loan what did you do just cancel it?

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★☆☆☆☆

“Bad Egg”

Written on: 05/02/2016 by expert1349 (1 review written)

I wanted to give a neutral review of this company. I have a credit score of 800 so I can pick and choose who I want to use. I was interested in getting a rate quote from this company because they sent me a preapproved letter every other week. I could not get a straight answer from them so I went with Discover Loans an hour after talking to them and got a great rate. Unfortunately they got my phone number and sold it to every business you don't want. Some good advise if you have good credit. Run… Read Full Review

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★★★★★

“Fast & Easy”

Written on: 18/01/2016 by pcastro (1 review written)

I received a pre-approval letter, applied and provided information requested. Was approved and had funds within a few days at a good interest rate… Read Full Review

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★☆☆☆☆

“High rates/ offer said 4.9 ya right!!!”

Written on: 20/11/2015 by Randall192 (1 review written)

So got this pre approved deal in the mail and said 4.9 rates. So I'd like to consolidate my debt. Sounded great ! So went through the process which was quick and approved me but at 18.99% . So at that rate why would You do it???? I make 100000 grand a year with 25000 debt . Cc is 9.9 and rv is 5.9. So 18.99% doesn't help anyone . Just waiting to see if checking on my pre approved thing hits my credit for checking. Says it doesn't so we shall see. I'll up date if it does hit credit !!!… Read Full Review

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★★★☆☆

“Loan went through, but had some headache.”

Written on: 09/10/2015 by KylieMcKinley (1 review written)

I received a mail flyer, called, and was not satisfied with the rate quoted. I asked to be deleted and was told it would take a month for that to go through. About 3 weeks later another flyer came in and I decided to try the online process. I was quoted $17,000 loan at 4.99% for 3 years. Great. I realized that after their fee, I actually wanted $18,000. I called to try and change that. It couldn't be changed without a second pull which would affect my credit unless I waited an additional… Read Full Review

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★☆☆☆☆

“big egg sucks”

Written on: 08/10/2015 by 212Jorgensen (1 review written)

big egg does not live up to there word you must read fine print witch you will not get by telephone call back and less you stay on there backs all the time… Read Full Review

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★☆☆☆☆

“Stay Away!”

Written on: 04/10/2015 by Carlu426 (1 review written)

Any and all good reviews of best egg are put on here by best egg to off set all the true negative reviews. Please read all reviews before you do business with them. Do your self a favor and stay away! There is nothing good about this company. Just Google BBB reviews on Best egg and see… Read Full Review

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★☆☆☆☆

“Would Never Do Business With Best Egg”

Written on: 02/10/2015 by Jordanum315 (1 review written)

I received a pre-approval letter for an unsecured personal loan through Best Egg. The letter stated that I could qualify for a loan up to $25,000 with an interest rate as low as 6.99%. I had been contemplating consolidating my credit card debt and thought this was the perfect opportunity to do so. I called Best Egg for a $5,000 loan and was approved but at an interest rate of 21%, DOUBLE the interest rate of my credit cards. I declined. I then applied for a loan in the same amount through… Read Full Review

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★☆☆☆☆

“Deceptive Lending Practices and awful customer service”

Written on: 24/09/2015 by AngelShort430 (1 review written)

I submitted a prequalified loan application with Best Egg My initial application (debt consolidation) was for $25,000 although they counter-offered with a $10,000 approval (at an astonishing 28.99% interest rate for a 5 year term with a $307 monthly payment). Upon completion, a copy of my passport and voided check were sent (as requested). That afternoon, I received a call from one of their representatives asking to verify some personal information (including data from my credit report), he… Read Full Review

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★☆☆☆☆

“Never Applied!”

Written on: 16/09/2015 by grokmaster (1 review written)

I NEVER applied for a loan and was rejected dispite 787 credit score. I don't know how they obtained my personal information and as a result of theier inquiry, Experian and TransUnion have LOWERED my credit score… Read Full Review

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★★☆☆☆

“nothing available at this time”

Written on: 14/09/2015

Rejected, I have worked my entire life and can not get out of debt. Always pay my bills on time and go without just to pay bills. Why send these Pre-Approved forms out when I always get rejected. It is very disappointing… Read Full Review

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★☆☆☆☆

“No Guarnatee”

Written on: 10/09/2015

Applied and approved for a loan. A customer service rep on day 1 stated there would NOT be an origination fee and that he would check into this to ensure that the origination fee that I was seeing would be taken away. Day 2 spoke with another customer service rep who stated that "I will guarantee you the origination fee will NOT apply to you and I guarantee you this will be taken care of ASAP." Received a call from another rep again, stating the same thing, "We do not want to lose your… Read Full Review

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Rjsrjs's Comment

Written on: 12/01/2016

Thank you for your review...I will throw all offer letters away from BestEgg when I get them in the future. Why don't businesses realize that nowadays customers can read reviews such as yours and many others and make their final decisions about an awful lot of things if they do the proper research!! Anyways Thanks again! I will look elsewhere for a loan.

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★★★★★

“Best Egg So Underrated but the best of the BEST!”

Written on: 17/08/2015

After having two unauthorized accounts opened in my name, I had a 690 credit score after having at least 750+ for most of my long life. Both Prosper and Lending Club, after receiving numerous pre-approved ads via direct mail, denied me. My intention was to pay off all my current cards and carry on to improve my score. Both Prosper and Lending Club, after weeks trying to explain my situation to both, was denied. And neither handled customer service very well. i,e; emails unanswered, phone… Read Full Review

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★☆☆☆☆

“preapproved?”

Written on: 07/08/2015 by KieraOlson (1 review written)

we have a credit score of 805 make 76000 own 2 house and have a mortgage on a third (27000) but after 30 letters to us we applied and they had no offer… Read Full Review

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★☆☆☆☆

“Pre-Approval doesn't mean much for self-employed”

Written on: 23/07/2015 by Kent361 (1 review written)

I was impressed with their rates and reviews. I have a great credit score, good income on my income taxes, a good income from my small business--and I live rent free because I housesit for a family working out of the country. After supplying 10 documents to Best Egg including W-2s, tax income statements, bank statements and business government documents (which they asked for repeatedly even after receiving), they couldn't help me because I had been self-employed for “too short a time.” I… Read Full Review

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★★★★★

“Best Egg is THE BEST!”

Written on: 22/07/2015 by ouHackett428 (1 review written)

I recently needed a loan for 25k and after being denied by a credit union, I signed on to lending tree. they gave me offers that I qualified for. I went with lightstream because they had an interest rate of 6%, they denied me. Best Egg was one of the offers that was extended to me, but at a higher rate of 12.99%. THEY CALLED me to follow up on their offer! I didnt want to keep searching for loans and getting denied as I needed to do repairs on my house. Once they told me I was approved, I… Read Full Review

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★☆☆☆☆

“Does anyone see anything wrong with this?”

Written on: 15/07/2015 by geHanna1964 (1 review written)

Written on: 10/03/2015 by Isabela468 (1 review written) I found this automatically date stamped review below and found this very very odd. Have you guessed the issue? Today is 07/15/2015 so how can a review be written 3 months in the future. This was written by a paid Reviewer. WOW maybe you should know your months before scamming people… Read Full Review

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Fritzw's Comment

Written on: 12/09/2015

Well.. your's says it was written on 15/7/2015.. ever hear of such a date? :) Think about it next time before you accuse someone of being something they aren't. the dates on this system are DD/MM/YYYY.. not the Standard MM/DD/YYYY

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★☆☆☆☆

“Run Away!”

Written on: 12/06/2015 by fmMcCleary65 (1 review written)

They say your pre approved, all we need is "x" to verify. I wasted 2 weeks providing all the info requested (and I have a good credit score) only to be declined. Oh, and I had to call to find out as no one told me… Read Full Review

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