Egg Loans Reviews

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★★☆☆☆
2.1 / 5
34% of users recommend this
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Latest Reviews

★☆☆☆☆

“Just read all the reviews here and decided to hit...”

Written on: 17/03/2015 by Xzavier186 (1 review written)

Just read all the reviews here and decided to hit Apply. 5.9% turned into 14.9% for 3 years and 20.99% for 5 years. You can get cheaper financing on the streets of Brooklyn. … Read Full Review

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★☆☆☆☆

“DON'T DO IT.....BUYER BEWARE!!!”

Written on: 10/03/2015 by 270Byrne (1 review written)

This is to weed out the desperate people who need loans. I have a 795 credit score, been with my employer for 20 years. Make 65K year, debt ratio very good. These clowns offered me $2,000 at 26% interest. I didn't even know there was such an interest rate. Who buys $2000 and pays $3000 for it? I certainly have never paid that much interest in my life. I called the company thinking there must be some mistake....run around insued and well, just don't go near them… Read Full Review

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★★★★★

“Excellent, supremely efficient experience!”

Written on: 10/03/2015 by Isabela468 (1 review written)

While paying bills several days ago I came across this offer in the mail from My Best Egg. Due to the odd name I initially ignored the letter then decided to look into the offer. I believe I have very good credit, in the high 700's, and decided to go forward with the application process that took all of about five minutes at best. The offer came back approved within seconds for the requested amount of $30K. This was a Sunday. On the morning of the very next day a quite pleasant and… Read Full Review

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★☆☆☆☆

“you have to be desperate to use them”

Written on: 07/03/2015 by johndoe17 (1 review written)

I have and excellent credit rating and payment history and they offered me half of what I asked for at a high rate. Just another money making scheme for the one's in need… Read Full Review

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★☆☆☆☆

“Do not use My Best Egg!!!!!”

Written on: 05/03/2015

I have a FICO score in the 800's and they have the nerve to want charge me 10.99% interest for a $10,000 loan? to be paid back in 3 years Consolidate your loans to another credit card (many to choose from) with 0% interest for the 1st 15- 18 months with no transfer fee. Couple that come to mind are CitiCard and Chase Slate. My Best Egg has been overcooked. … Read Full Review

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★☆☆☆☆

“rotten egg”

Written on: 21/02/2015 by JayleePruitt (1 review written)

The app was easy and fast, but I have a 801 credit score and the interest rate they gave me was 26%, Thanks but no thanks, I am retired but I draw $82,000. per year, the credit cards I wanted to pay off were only 9.99%. What happen to the 5.99% in the add. better off to balance transfer to a card with 0% for 12 to 18 months. I canx the loan and throw add away… Read Full Review

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Bill7483's Comment

Written on: 02/03/2015

My experience was similar to yours. I know I have great credit and DTI and not only did the rate suck, they were charging roughly 4% up front fees.

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★★★★☆

“Very quick, very painless, very happy”

Written on: 20/02/2015 by KarenMeier197 (1 review written)

I read some not so good reviews of Best Egg before applying, but went forward anyway. I wanted to pay off a credit card as I am sick of paying every month on a suffocating bill that never goes away. I want that credit card to go away! And I wanted a little extra also, for some home repair. So glad I did; received an approval for $12k within a few minutes and after uploading necessary documents, a phone call from the company within an hour. The money was in my account within 16 hours and credit… Read Full Review

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★☆☆☆☆

“Please don't apply”

Written on: 30/01/2015 by wmHarris-Alt21 (1 review written)

received pre approved letter then was denied. the process for applying was fast, however it did not allow you to back up to see if mistakes were made in typing or and not going back to review your answers, No reason why no way to discuss with anyone and called the ## to only get automatic messages.. I am extremely disappointed, a lot of people are getting their hopes up thinking this is the light at the end of their tunnel all to have the it blown out. I would not recommend to anyone… Read Full Review

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★★★★★

“Best thing I have done ”

Written on: 26/01/2015 by Malakil406 (1 review written)

Best thing I have ever done , great online loans… Read Full Review

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★☆☆☆☆

“Pre Approved This Company sucks”

Written on: 24/01/2015 by Haganal46 (1 review written)

Received PRE APPROVED LETTER today but they say at this time they cannot give me a loan. why send out letters !!! Do not waste your time on this site… Read Full Review

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★★★★★

“Worked for me”

Written on: 22/01/2015 by nzLyons307 (1 review written)

I got the $20k requested fast and easy. The interest rate is reasonable based on my research. My FICO is mid-700's. I am happy that I chose this company for my loan… Read Full Review

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★★★★☆

“Very Easy”

Written on: 15/01/2015

I too have read a lot of negative comments on here. I can only speak for myself, but the process was fast and easy for me. I was approved for less than requested (asked for 20k, approved for 17k). Decent interest rate and monthly payment amt. I suppose it isn't for everyone. I have a credit score in the mid 700s however. I have not had an inquiry in years so I figured it was worth the risk. I was approved and funds were deposited within 4 days. Hope this helps… Read Full Review

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★☆☆☆☆

“Liars”

Written on: 07/01/2015 by AbramHutchison54 (1 review written)

Yeah I did what everyone did after getting so many of these letters from this loan outfit. Yeah and guess what I was turned down for a loan, no huge surprise there. Stop telling me I'm pre approved when I'm not you jerks… Read Full Review

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★☆☆☆☆

“Save your time”

Written on: 23/12/2014 by creed236 (1 review written)

Was contacted via mail a half dozen times by this company. Finally said I will give it a shot. Pre-Approval letter was for up tp $35,000. I had approx $18,000 in credit card debt. I applied for only $10,000. My credit score was 681 and I never had a late payment, collection, BK, short sale, exct. Score was lower because of the debt I was carrying which was the sole reason they reached out to me. I was declined for a high debt to income ratio. Did't make sense being I could prove my… Read Full Review

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★★★★★

“Fantastic Approval Process”

Written on: 15/12/2014 by KRS123 (1 review written)

Wish I could give this company 6 stars or more. I applied on-line on Sunday, faxed the needed documentation to the company Monday morning and had the loan approval by 2pm Monday afternoon. Interest rate is in line with all other companies that I researched… Read Full Review

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★☆☆☆☆

“A complete scam”

Written on: 08/12/2014 by mammapo (1 review written)

Received pre approved offer, but was quickly denied even though my credit has only improved since the time the offer was sent. I am especially annoyed since now I will have an inquiry on my credit report from this company… Read Full Review

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★☆☆☆☆

“DECEITFUL!!”

Written on: 01/12/2014 by Alexia392 (1 review written)

I GET 1 OF THESE OFFERS EVERY WEEK SO I DECIDED TO FILL ONE OUT. THEY DECLINED ME WHICH I THOUGHT WAS FUNNY. ESPECIALLY SINCE THEY HAVE BEEN BEGGING ME TO FILL OUT ONE OF THESE OFFERS. I DID NOT LIKE THAT THEY SEEMED SO WILLING TO HELP WHEN THEY WERE NOT. I DID NOT LIKE A THING ABOUT THE OFFER. WOULD HAVE BEEN BETTER TO AT LEAST LET YOU KNOW WHAT YOU DID QUALIFY FOR… Read Full Review

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★☆☆☆☆

“Not good enough”

Written on: 22/11/2014 by NorahReyes (1 review written)

I keep on getting these offers....decided to try to see if I could save any money, and as I expected, they were not willing to give me the amount I needed. Also, they were going to charge me a higher interest rate than any of the credit cards that I was trying to pay off! If I am able to make the payments on my current credit cards every month, why would I not be able to make the payment on a consolidation loan? Never could understand their "logic"… Read Full Review

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★★☆☆☆

“Use only if Debt Consolidation loan options are few”

Written on: 11/11/2014 by BentleyRobles (1 review written)

I received the offer in the mail that everyone else has and checked them out. Although their is not an application fee, they do charge a fee for origination of the loan. Not a small amount mind you, but for me I was quoted 3% which on a large amount would be significant, and to my dismay this amount is deducted from your proceedings. Another item is the rate they were offering me. I currently have a 760 FICO score and my Debt to Income Ratio including my mortgage/cars is 48% and they… Read Full Review

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★☆☆☆☆

“Higher interest rate than appropiate for credit score”

Written on: 07/11/2014

My credit score is on the high side of 700 (760-780) and they offered me the maximum amount but at a 20.5% rate. What!? So, they want me to consolidate my average 12% credit card balances with a loan at 20.5%? Why would anyone do that? I don't need their loan, but since they sent the offer with a 5.65% teaser, I figured why not. Now, I've got an inquiry that will drop a few points off my credit score for no reason… Read Full Review

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