Halifax Personal Loans Reviews

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Halifax Personal Loans
4.8 stars
Average rating for this product is: 4.8 out of 5

From 0 ratings and 2 reviews

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No

Average Ratings for Halifax Personal Loans

  • Value for Money4 stars
  • Overall rating4.8 stars

2 Reviews For Halifax Personal Loans

  • dnixon 10th Apr 2007

    Reviewer rating: 5 stars


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    Good Points: Accepted via principle over the net
    Phone call following day to agree terms
    Good connections between couriers
    Decent rate for an unsecured loan
    After applying on-line, the money was in my account 9 days later and this was over Easter too
    No early penalty for paying up early.


    Bad Points: Honestly, there were none.


    General comments: The Halifax website is an easy way to apply for a personal loan. It is simple and straightforward and you are accepted or rejected in principle a few hours later. The rate was competitive and you could pay over 5 years. They were not very pushy with their loan protection policies but obviously they were offered to you. Once you said no, they pretty much didn't ask you again.

    The person that I spoke to over the phone was very polite and helpful. He checked over the phone that I was happy with the terms.

    The courier that was sent to my house with the forms gave me twenty minutes to read the t&c's and sign the forms before taking them back to me. There was nothing for me to post. The couriers gave me a 2 hour window of when they would come and Halifax rang me back up to check that the courier had been in touch.

    Overall they left me with a positive experience. I would definitely borrow from Halifax again.

  • slatercath Rank: Lance Corporal 31st Dec 2005

    Reviewer rating: 4.5 stars


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    I asked for a loan from Halifax Loans of $5000. The internet application was easy to use and quick to do. I was accepted in principle on the net, and had an immediate phone call to agree terms. I got a good rate, and the people were very helpful. I would recommend this loan service.

Related categories

  1. Loans