Tesco Personal Loans Reviews

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★★★☆☆
3.0 / 5
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Media Gallery for Tesco Personal Loans

Tesco Personal Loans
Tesco Personal Loans
Tesco Personal Loans
Tesco Personal Loans

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Latest Reviews

★★★★★

“Fast and Easy”

Written on: 20/12/2014 by Zanderd304 (1 review written)

Applied for this loan to consolidate £8,000 of debt. paperwork was received 2 days after applying, returned documents next day (100% worth sending guaranteed 1pm next day delivery signed for to ensure paperwork doesn't get lost - that's £6 with royal mail, NOT the £50 courier service they offer) and they received my paperwork on Saturday and money was paid into my account that day. And that day was a Saturday. It was surprising how fast this happened considering it is also 5 days before… Read Full Review

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★★★★★

“Fantastic service”

Written on: 21/11/2014 by ljDonaldson110 (1 review written)

I would just like to say I couldn't be anymore happier with this service!! Me and my partner needed a loan to consolodate a large amount of debt and after been turned down by our own bank was feeling helpless. I just happened to notice tesco loans online and decided to try 1 more option I'm so please we did. We asked to borrow £25k and was approved straight away but after reading other reviews I was extremely sceptical. We received the documents 2 days later which only needed to be signed no… Read Full Review

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★★★★☆

“Speedy and easy”

Written on: 20/10/2014

Applied for a joint application for a £10.000 online on Sunday night. Approved in principle. I wasn't hopeful we was going to get the loan, as it was such a lot of money. My credit rating was poor as I wasn't on the electoral role (just being updated though) my husbands was fair. The loan is for a car. Well we Received paperwork on Tuesday, asking for 6 weeks worth of bank statements. I sent them off Thursday morning. Checked my bank tonight (mon) and the funds are in my bank. Can't believe… Read Full Review

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★★★★★

“Quick and Friendly Service”

Written on: 13/10/2014 by Mich848 (1 review written)

I have had 2 loans from tesco, one last year and a new one this year. The customer service is the best I have ever experienced! All the staff that I spoke to were helpful, friendly and cared a lot. The application was quick and easy, response quick, even when I did have a referral on my second loan. The staff kept me up to date along the way and then confirmed when the monies had been transferred. I have honestly never experienced such a good customer service anywhere as I have with Tesco… Read Full Review

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★☆☆☆☆

“False advertising! Unfair decisions!”

Written on: 08/10/2014 by Johnmc1878 (1 review written)

I applied for a tesco loan to consolidate my other loan and credit cards due to the low advertised rate of 4.1%. I applied online but was told they needed extra time to consider my application and would be in touch. 4 days later I received my paperwork stating the loan had "been agreed In principal" at a rate of 11.2%!! I know rates are sometimes approved at favourable rates considering credit scores etc so I obtained my credit report. It states my credit score is excellent and I have 0… Read Full Review

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★★☆☆☆

“Had me waiting around for nothing! ”

Written on: 07/10/2014 by Atkinson107 (1 review written)

I applied for a loan with Tesco using their online application. Took me around 20 minutes to fill it in - then within two days I received the documents through the post which stated my loan was approved but that they need some valid documents to prove proof of address and only 4 weeks bank statements (no problem) sent them off two days later. 5 days later I received a letter saying 'returning documents, we will be in contact shortly'. Now still 8 days later still none the wiser and haven't… Read Full Review

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★★★★★

“So happy!!”

Written on: 10/09/2014 by NaomiSellars (1 review written)

I applied online, and got approved straight away. I was told my credit agreement would be with me in 5 days, which it only took 3 days. I read through, signed, and posted them back off the same night. My loan was in my account less than 48 hours after sending them back off. Brilliant rate, I thought it was too good to be true. Ignore the bad reviews, I would recommend to anyone. Now I can go buy my new car :-D… Read Full Review

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★★★★★

“Excellent”

Written on: 21/08/2014 by Emzie89 (1 review written)

Applied for a loan on Monday evening and paid for the courier service that arrived on Wednesday. Received my loan the next day. Excellent customer service. Would highly recommend… Read Full Review

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★★☆☆☆

“Good Apr but terrible customer service”

Written on: 20/08/2014 by BaronRussell (1 review written)

Applying online was the easiest part, paid extra for the courier service, the next available time was a monday morning (the same day the original papers arrived) after that £50 well wasted, the courier man said they would recieve it the next day and they will deposit in then, tuesday evening came and still no money so I ring up to see if they had recieved the paperwork ok. woman on the phone said they had and it will be in my account in the next few hours. Wednesday morning comes and still no… Read Full Review

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Rb14's Comment

Written on: 28/09/2014

Hi , i applyed for a loan five days ago & still have not heard anything !! Plz tell me how long it takes Thanks

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★★★★★

“Surprisingly Great Service”

Written on: 10/08/2014 by vyBullock495 (1 review written)

I was looking for a loan and saw the great rate advertised. Applied online and was approved in principle. I then received my documents 2 days later and all they requested was a months bank statement. I sent that back and the money was in my account two days later. A smooth hassle free service with a great rate… Read Full Review

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★★★★★

“what a brilliant service, dnt let bad reviews put u off ”

Written on: 17/06/2014

im 24 years old and decided to apply for a 10,000 loan over 5 years at a advertised rate of 4.5% . i was on comparethemarket and saw tescos great rate and thought id never qualify, however I applied on wed 11.06.14 received my agreement on sat 14.06.14.. I was fully approved and was offered the same advertised rate as online. I sent my agreement back and it was received today 17.06.14 ( I called as I felt anxious) they told me the money would be transferred within 48 hours and at 5pm today here… Read Full Review

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Senerade's Comment

Written on: 17/07/2014

Could you advise which credit agency Tesco used to do credit check. I'm awaiting final checks however was approved but can't find Tesco on any credit report which makes me think they have yet to carry out credit check.

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★☆☆☆☆

“Tesco Loans do not deserve any stars!”

Written on: 30/05/2014 by Connolly406 (1 review written)

I applied for Tesco Loans on 18th April and was duly accepted, I was delighted as the repayments were £44 less a month than a loan I wanted to repay for my lovely new car. I waited for my paperwork, it arrived very quickly considering the Easter break, I posted it back on 25th April and awaited my money. Feeling very happy with myself, as a working mum the loan was put to the back of my mind, I had done everything I'd been asked to do. By 10th May I paid as other large installment on my… Read Full Review

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★★★★★

“Fast Service!! Very happy”

Written on: 25/05/2014 by Tuckernp257 (1 review written)

I received my application on Thursday and sent it off the same night, the following afternoon it was paid in. Thank you Tesco Loans, what a great service you gave me and a great rate… Read Full Review

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Anaismia's Comment

Written on: 25/05/2014

Can I ask..... Did they notify you first? Or was it just automatically paid in? Thankyou.....

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★★★★★

“Gave us a chance”

Written on: 14/05/2014 by JamesG24 (1 review written)

Hi, my name is James and I'm 24 years old and in steady employment. My fiancé is a pub manager but earns cash in hand (still pays tax). Now we tried applying for a loan with our bank before and they declined us for whatever reason, it was to pay off overdrafts, credit cards and personal family loans, leaving some nice money left over for a few bits for the house (rented) and maybe a night out or two. Now as I said before our banked declined us and told us to do so much and come back in a… Read Full Review

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★☆☆☆☆

“Pharma687”

Written on: 06/05/2014 by Chavez261 (1 review written)

Hello! dcbfdda interesting dcbfdda site! I'm really like it! Very, very dcbfdda good!… Read Full Review

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★★☆☆☆

“APR is not as advertised”

Written on: 21/04/2014 by 333Ashworth (1 review written)

Applied for a £7,500 loan over 3 years at 4.5% APR. You go through the rigour of filling forms assuming you are applying for the product advertised. Apply, but to be accepted for a different product at 8.1% APR! I wanted 4.5%... not 8.1%! I could have gone elsewhere and had one less credit search against my name… Read Full Review

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★★★★★

“Quick easy and professional !”

Written on: 20/04/2014 by GlennAndersen (1 review written)

Applied for 25k - sorted within 1 week . Money was put in bank on a bank holiday ! Thanks Tesco… Read Full Review

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★★★★★

“Fantastic.Wow that was fast with no hassle.”

Written on: 31/03/2014 by MarkusOrr (1 review written)

I have applaied for 8500£ Tesco loan on Wednesday evening,got approved in principal.Recived letter on Friday,did send back signed agreement along with one month bank statement.Just looked today on Monday afternoon at account to see money already there.Fantastic service.Thx… Read Full Review

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Tonilee1991's Comment

Written on: 04/04/2014

Hi just wondered if you knew what they look for on statement were the same as you exactly they want a copy of statement and proof of I'd the down side is we never leave money in bank always take out and put into savers

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★★★★★

“Tesco Loan in the bank within 7 days at headline rate”

Written on: 21/03/2014 by Olliemoandbo (1 review written)

I applied on a Monday evening online, fully expecting a rejection as I have little credit history other than my current account. However I was fully 'approved' (not even the dreaded approved in principle!) they would send the documents out by courier for £50 or standard post for no charge- I was still sceptical so opted for postal delivery incase it was £50 and I didn't end up with the loan. The documents arrived on Friday which in a rural area wasn't bad, they asked me to sign and return… Read Full Review

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★★★★☆

“Got the loan I needed and I am happy”

Written on: 10/03/2014

I applied on the Tesco loan website 06/03/14 and I needed to borrow 7500 because I am moving home. I have recently purchased a house for the same price as I've just sold my house so I need that money to cover solicitor fees, estate agents fees and removals. Now when I did the online application I came across a bit that ask why I need the loan and I choose "setting up home" and then fully finished the application it checked my credit rating and I was approved outright. Which was their highest… Read Full Review

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