Tesco Personal Loans Reviews
Latest Reviews
★☆☆☆☆
“Poor service.”
Written on: 16/05/2013
Never been turned down for a loan in my life,they phoned me and asked for a missing statement I told them I sent it... Then after 10 mins on hold told me that they had statement. Then told me I do not match criteria... Thanks but no thanks will never use tesco stores loans bank nothing.... Terrible customer service...:) (read more)
★★★★★
“Excellent Service”
Written on: 06/05/2013 by AngelJC (1 review written)
I read the posted reviews on this website and they were pretty much 50/50 so I thought I would give Tesco a try and I'm glad I did. I applied to borrow £15000 over 60 months for debt consolidation. I was informed that I was approved in principle and needed to submit one month's bank statement, which I did. The money was in my account today! Bank Holiday Monday! All within a week. Well done Tesco, very speedy and professional service. (read more)
★☆☆☆☆
“Very Frustrating”
Written on: 03/05/2013
I applied for a loan from Tesco Bank at the beginning of April and this was agreed on principle. I supplied copies of my bank statements, then a letter from my employer as my income did not match what I had claimed - I had payrise - so I supplied a letter and a copy bank statement from the end of April showing the increased amount. I work for a Holding company and the name next to my salary on the bank statement does not match my employers name hence the employers reference. I was then... (read more)
★☆☆☆☆
“loan sharks”
Written on: 01/05/2013 by lordan
Applied for a loan all through the application it said i was receiving 5.1% interest trate then had a problem completing on line so phoned tesco and was told the loan had been approved but it was now 12.5% interest rate i asked for the reasons why there was such an increase but none was given i was then was told by the advisor that 50% of applicants receive the 5.1% loan so the rest have to pay increase tesco they should say up front that only 50% will receive the loan also the customer... (read more)
★★★★☆
“very happy!”
Written on: 22/04/2013
applied for loan for new car and to refinance existing credit cards. we 8.9% for the full £25k (best we'd been quoted) Tesco were very quick, approved in principal online and had to send 1months statement which was sent on fri 19/4 and money was in account Mon 22/4 afternoon no queries or hassle. Only issue we had was with our own bank in trying to get statement as we have changed to 'paperless' statements so had to order them which took 6days and the branch refused to stamp & sign ones... (read more)
★★★★★
“Very Satisfied customer!!”
Written on: 19/04/2013
I applied for a loan from my bank of over 20 years - Halifax. I have a good credit rating/disposable income etc and the rate I was offered by Halifax was a shocking 15.5% APR. My loan was for Home Improvements as I had recently moved at the end of last year. The Loan amount was £14k over 7 years. I decided to try online for other options and came across the great rate offered by Tesco at 5.1% - after another online application and to my delight this time round it went through as a... (read more)
★☆☆☆☆
“Time Wasters”
Written on: 07/04/2013 by everylittleHURTS
Applied for a top up loan on Thursday morning with Tesco and was advised that Experian could not give them a full report so check would have to be done manually!. I was then asked if I would like a 2 month payment break! The operator said not to worry about the manual check as it was happening all the time lately and that if I didn't hear anything in the next 24-48 hours I would receive my welcome pack in the post. Saturday morning came and I still had not heard anything so gave them a call.... (read more)
★★★★★
“Super quick, super service, super rate!”
Written on: 02/04/2013 by Dandubz (1 review written)
After clearing a lot of bad debt last year (various high intrest cards and other loans) I decided to try and get a home improvement loan for a much needed new central heating system. My first application was with my own bank of 7 years, Santander. I was surprised that they even said yes to be honest, given that my credit rating was in a bad state last year with the now cleared debts. The rate offered was 12% and considerably higher than advertised (as exteceted). I thought that I'd at least... (read more)
★★★★★
“great service!”
Written on: 24/03/2013
I applied for a loan of £12,000, as the final payment of my car was due. I visited a number of high street banks and although all were willing to offer me the full loan the APR was extremely high, some even quoted me 13.9% - despite the fact i have an excellent credit rating. I went online and noted Tesco were offering 5.2% apr. I applied online, paperwork arrived at my house within 2 working days and once it was signed and returned the money was in my account the following day! cannot... (read more)
★★★★★
“Can't complain”
Written on: 16/03/2013
I don't' usually write reviews but i was so happy with there service i feel i have to. I applied for the loan on Sunday was sent the paper work Wednesday and money was in my bank by Friday. I have a £3000 over a year at 12.7%. I went to Lloyds as they said they could do something for me, after wasting an hour with them to tell me they can give me a loan at over 20%. i went to barclays and they said they could price match and give me £50 cash back, they also wasted an hour of my time and... (read more)
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Showing 1 - 10 of 96 Reviews
★☆☆☆☆
“Tesco doesn't DO WHAT THEY SAY”
Written on: 15/02/2013
We applied for Consolidation Loan as they nicely advertised : Tesco: It could be a good idea to consolidate your debt into an affordable loan. If carefully managed, a short term personal loan could help to ease your monthly financial burden. And if the interest rate of the loan is fixed, then you know what you are paying each month regardless of changes to interest rates" TOTAL RUBBISH They didn't approve our application, because we have few Credit cards, which we wanted to... (read more)
★☆☆☆☆
“Tesco loans - Computer says no!”
Written on: 13/02/2013 by 1974nc
just applied for a loan with tesco after paying off a previous loan 2 years early. For the first time in my life I have no debt apart from mortgage and plenty of disposable income. Been in my job 3 years and excellent experian credit history, even when I had lots of credit cards years ago I always got offered the headline rates and paid them back on time. This time was the first time I have ever been refused flat out for credit! I am astonished and all I got from tesco was 'you failed our... (read more)
★★★☆☆
“early repayment rip off”
Written on: 18/01/2013
I have just managed to pay off my loan from tesco 16 months early on a 60 month loan but found the early repayment to be very high compared to my calculations, i decided to ask a member of their loans team why it was so high, it turns out that they run their loans on high interest payments at the beggining of the loan and low at the end meaning i had already paid them most of the interest so i got a small £120 pound off the early settlement instead of £560 like i would of got with all... (read more)
★☆☆☆☆
“Absolute scam on Interest rate”
Written on: 16/01/2013 by pialisen2000
Though I have a good credit history, the interest rate that they have offered for a 15k loan was very very high than the 5.2% shown in the website. This is just a trap in to high interest with Tesco Bank. (read more)
★☆☆☆☆
“TESCO LOANS ARE FRONT LOADED - UNFAIR TO CONSUMERS - AVOID”
Written on: 05/01/2013 by JennyHappensfield (1 review written)
I've just realised that the tesco loan I took out is old school front loaded. This means they collect all the interest up front so if you pay the loan off early like most people do. You will have paid a much higher interet rate! I took my £10,000 loan out 4 months ago and when I called today for a pay off figure, they told me £10,036!!!! Tesco loans are a total scam. My bank managwr told me than no-one lens like this anymore and sch practice is very unfair. Calling WatchDog on Monday. (read more)
Boris1985's Response to JennyHappensfield's Review
Written on: 18/01/2013
I too have had this issue after paing mine off early i lost about £500 in interest i wouldnt of paid if i had gone to a normal lender not using this practice
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987-Experian's reply to Boris1985's Comment
Written on: 18/01/2013
Well, it's time Tesco finance loans are called to account. A collegue of mine, actually supported his start-up invention businesses through unsecured lending and he told me that Tesco Loans are completely misleading and just like PPI and bank charges, they will on be hld to account. He did a calculation and as a Tesco loan are front loaded, if you took out a 60 month loan and then paid it off in 18 months, you would have paid 94.1% of the interest already so no point in paying it off! If you paid off in 8 months you would be disadvantaged by over £2300! vs a conventionally calculated bank loan!! ***Do not listen to other "positive" comments from people who were simply elated they actually got their hands on the money***
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★☆☆☆☆
“Tesco Loans Scam”
Written on: 16/12/2012 by 987-Experian (1 review written)
As my user name infers, my Experian credit Scott is 987 and my Equifax near the max as well. Tesco loans quoted me 5.7% but then asked me to pay 9.9%. I am reporting to the Financial Ombudsman. In addition, tesco loans splashed a larger than life imprint on my credit file out lining the term I applied for, amount, the estimated payments etc. I also learned that if you take the incorrectly quoted tesco loan, then tesco put the total current balance incorrectly as the amount you would pay if... (read more)
★★★★★
“quick and easy”
Written on: 11/12/2012 by mufcjmc (1 review written)
im 22 and needed to consolidate my overdraft and family debts... Tesco made it quick and easy.. it took 5 days to get the loan and only had to send a bank statement..highly recommend...I borrowed £5,000 over 3 years.. Was constantly kept updated and excellent customer service. don't listen to the bad reviews. Take with a pinch of salt.. Thanks Tesco. (read more)
★★★★★
“Self Employed, No Hassle Transaction”
Written on: 23/11/2012
I am self employed with a varied monthly income, and applied for a £25k loan from Tesco over 10 years. Once the form was completed I received an instant decision approving the application in principle. They sent out the pack within a few days and asked for my last three months' bank statements. I was worried that as my account was in constant overdraft (although within the agreed limits), and as my income shown was not exactly as per the application given that it was varied, the loan would... (read more)
Deputydog's Comment
Written on: 24/11/2012
can i ask what your loan was for, because i wanted the same deal as yourself but was declined as they didnt lend for a holiday home.
kind regards
Paul
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Selfemployedworrier's Comment
Written on: 26/11/2012
It was for home improvements.
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★★★★★
“Fantastic, let's party.”
Written on: 18/11/2012 by Sekemele (1 review written)
I applied on 10.11.2012 for 15.000 over 5 years. I hv been aproved in principly. Tesco asked me for 3 months bank statement. Send them back with sign documents and get money on acc on 17.11.2012. APR 7.6 % That was joint application. We hv 38k year earnings, with experian excellent and good credit score. We hv another loan with Lloyds bank and 1 year left to clear. Tips: make application over the phone. Well done Tesco Thank you. (read more)
★☆☆☆☆
“Tesco ripoff”
Written on: 03/11/2012 by obercorn1
Please let me start by stating that I have been a Tesco customer for a number of years, I have had two previous loans (at a very good rate) and always paid them back on time. I applied for a loan with them (at the stated 5.7% apr) I thought it was a forgone conclusion that my loan would be accepted, being that I have an excellent credit score and have been a loyal and good customer in the past. To my disgust I too received an offer of a loan but at an increased rate of 9.9% apr, and the... (read more)
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Showing 11 - 20 of 96 Reviews
★★★★★
“Excellent service”
Written on: 01/11/2012 by Wozer1967 (1 review written)
Applied online on thursday 25 oct , applied for the maximum 25000 online & was accepted straight away , received the documents to sign on tuesday 30 october returned them same day & the money was in my account the following morning!! , tesco never asked me for bank statements , wage slips etc & the whole thing took just 7 days, highly recc no fuss service (read more)
Maqqie's Response to Wozer1967's Review
Written on: 03/02/2013
I wish to apply for the same amount for consolidation of credit cards and home improvement. what was your loan for and did you have other debts?
much appreciate your reply
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★☆☆☆☆
“WASTE OF TIME!!”
Written on: 31/10/2012
I have a perfect credit score on experian. It took two weeks for them to get back to me after I sent full bank statements proving I could easily afford the loan. Finally they get back to me stating they would offer me the loan at 9.9% ...why would I accept that when I applied for 5.7%! I don't understand why they advertise that rate when they do not offer it to people its very misleading and everytime you apply for a loan it impacts on your credit score, which is very unfair. (read more)
★★★★★
“Simple, quick and easy”
Written on: 25/10/2012 by loanjunior (1 review written)
Needed £5k to finish off my home improvement. I made an application on-line on Saturday morning, received the papers on Tuesday and the funds were received into my account on Thursday. Only 4 working days and the job was done! Great service, very quick and hassle-free. Would recommend anytime. Alex (read more)
★☆☆☆☆
“Perfect Experian score and advertised rate not offered!”
Written on: 11/10/2012 by smudgeheart
Mt credit score on experian is at the highest end of excellent. I applied for a Tesco loan at 5.7% APR on the last day it was advertised. I received a call asking for more info and provided it. I got an offer through the post of just under 10% interest! They refused to say why! My understanding is that they are supposed to offer 55% of applicants the advertised rate in order to comply with Financial Services Regulations. I am not totally convinced that they do, or if they do I wonder... (read more)
★★★★★
“Fast friendly competitive”
Written on: 01/10/2012 by Paulab1238
Applied online on the Monday and straight away approved. Documents received in 2 days which I signed and returned the same day. I got a phone call the next day saying I'd put the wrong date (doh) they sent me out more documents which I received the next day! I sent them back that day and the money was in the bank the same day . Excellent service from start to finish. Have a 4 star credit rating so prob why faster than others. (read more)
★★★★★
“Excellent Service from Tesco ”
Written on: 20/09/2012
Having applied for a personal loan of £15,000 on (14/09/12) I was told that I had been accepted. After receiving the paperwork on (18/09/12) I sent the documents back and the cash was in my account today (20/09/12). - The service unlike in store was excellent, the person I spoke to on the phone was very polite and professional. - The rate was 6.9% not the rate advertised (but this is clearly stated when applying that they will look at your personal circumstances first) 10/10 Tesco :-) (read more)
★★★★★
“Tesc loan”
Written on: 15/09/2012
I applied on 4/09/12 on line was accepted document arrived on Friday 14/09/12 returned first class on Friday afternoon funds in my account the next day didn't have to send any payslips etc as c redit check was done as soon as I applied on line great service would highly recommend my credit score was 916 if that's of any relevance I have a car loan and two credit card which I am going to consolidate and I will be 300quid a month better off thanks tesco the only negative I didn't get the... (read more)
★☆☆☆☆
“Don't use tesco they are rubbish!!!”
Written on: 07/09/2012
Applied for a loan off tescos online they offered us a completely different rate that was advertised. They then kept sending letters asking for more information. We sent everything they asked for and they still contact us for more info. After over 3 weeks we have today cancelled our application and are going elsewhere as we feel they are messing us about. Cannot believe such a big company can be so incompetent . VERY POOR SERVICE (read more)
★☆☆☆☆
“Advertised 5.9% but documents say 9.6% - SCAM!!!”
Written on: 01/09/2012 by kdesouza7 (2 reviews written)
Papers got lost twice in the post and once I got my copy the interest rate was NOT 5.9% as advertised but 9.6%. (read more)
★★★★★
“Excellent Product”
Written on: 18/08/2012
Unsure why so many low score or negative feedback. Completed online loan application very recently (August 2012). Advised accepted & paperwork would follow. Paperwork received 3 working days later. Signed agreement & returned by post the same day (Tuesday). Funds deposited into my bank account the same day the paperwork was received back at Tesco (Wednesday). The whole process took 6 working days from start to finish. I did not have to send in any additional proof of earnings, id etc... (read more)
Loannovice's Comment
Written on: 30/08/2012
I have just completed an application online at it said they were happy to offer/approve my loan. The paper work is to be delivered by courier in the next few days. Having just looked online I have seen a few people mention that they have still had loan rejected after sending paperwork back? A bit concerned now, however, it definitely said approved and not approved in principle. Is there a difference?
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Loannovice's Comment
Written on: 30/08/2012
I have just completed an application online at it said they were happy to offer/approve my loan. The paper work is to be delivered by courier in the next few days. Having just looked online I have seen a few people mention that they have still had loan rejected after sending paperwork back? A bit concerned now, however, it definitely said approved and not approved in principle. Is there a difference?
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Audi2011's Comment
Written on: 31/08/2012
I was approved on line & when the paperwork arrived for signature it was confirming all that had been agreed/offered in principle on line. Some people have had their loans rejected or offered a different APR when the confirmation rate has been confirmed in writing. I can only assume that this is due to credit rating checks etc. On line it also indicates that you have to to provide id & proof earnings etc...again I can only assume that this is also requested depending on the outcome of the credit checks carried out. If you ring the call centre they will confirm if the loan has been pre-approved & simply awaiting the return of your paperwork or if there is any additional info' required.
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Showing 21 - 30 of 96 Reviews
★☆☆☆☆
“Scam? Apply for 6% APR & get 13% APR instead!!”
Written on: 08/08/2012
I applied for a 6% APR Tesco personal loan for a home improvement. A few days later I received a loan agreement document ready for me to sign...the only thing is the APR rate had changed from 6 to 13 % APR!! Thnk God I read it and did not just assume it was what I had applied for!! I find this very misleading. I called customer services to tell them that this is not what I applied for and was told that I did not qualify for the best rate. I ask for a list of criteria to be met for the 6%... (read more)
★☆☆☆☆
“Big con”
Written on: 03/08/2012
I needed a personal loan to purchase a car. Prior to making an application, I credit scored myself online. The result of this check classified me as having an excellent rating. I was then attracted to the Tesco loan primarily by the APR advertised at 6.0%. This compared favourably to other competitors. I then applied for a loan by phone. The customer services advisor was rather abrupt, and on informing me that my application was successful, she said that I did not qualify for the advertised... (read more)
★★★★★
“WOW Impressive”
Written on: 25/07/2012
my 18 year old son was quoted 60% with guarantoor by other loan company tesco approved at 6.9% and money in account withn 24 hoursof posting bank statement.in all only 3 working days from online application to in bank account. Thank god we didnt go with other company and thank you tesco just saved £2k on £5K loan (read more)
★★★☆☆
“Courier service used with mixed results”
Written on: 19/07/2012 by Kitcaboodles (1 review written)
I needed a loan fast for a new car as my old one has finally died. Applied online on Sunday and was approved there and then, opted for the courier service which was £50 - usually I wouldn't have considered this but time was of the essence and this meant I could arrange a 2 hour window in which to receive the documents, the courier waits outside whilst you sign and then he takes them back on next day delivery. I received a call on Monday afternoon to set my delivery time and was advised... (read more)
★☆☆☆☆
“Redicilous tesco loan”
Written on: 18/07/2012 by dontliketesco
I applied for a tesco loan and was offered it at 9.6%, then sent all my documents through but for some reason they wanted bank statements for previous months also- i had not recieved a call or message to say documents were missing or they require further statements. I sent these documents after calling tesco loans myself and asking what had happened and why i hadn't heard from them. Today after waiting a week i contanted them and asked what the hold up was and also the outcome to be told... (read more)
★☆☆☆☆
“was it worth the effort...”
Written on: 17/07/2012 by antuk1977 (1 review written)
I checked my credit score and it showed 'Excellent', which I assumed it was. I applied for a loan with Tesco that was well within my capability (Credit card debt consolodation) and it was a loan that I had actually been recommended by my credit file agency. The application locked up halfway through, so I had to do it again. At the end of the application I got a message to advise that it was being processed and someone would be in touch for more information. I received a call from a witheld... (read more)
★★★★★
“Quick and Fast ”
Written on: 14/06/2012
I applied for a £5000 loan on Tues 5th June, got approved in principle and recieved my agreement in the post on Friday 8th June, (standard delivery) they asked for one months bank statement, which i posted with the agreement on the same day i recieved (Friday 8th June), i posted it by Special Delivery cost me £5.90, got a call today (Tuesday 12th June)@ 08:30am from Tesco asking about a transaction on my statement which was for £852 me paying off my credit card at the beginning of May,... (read more)
★☆☆☆☆
“Absolutely useless”
Written on: 23/05/2012 by Itoystory
I applied for a loan at 6% online it accepted my loan in principal I received the paperwork which said the loan will actually be 10% and we only require 1 bank statement. I sent the bank statement in which by the way has more money in than the actual loan! they then said a week later that they want more proof of income, I then sent 3 pay slips and a letter from my employer which they said they would need! Then I received a call 4 days later expecting them to say you loan is accepted and the... (read more)
★★★★★
“Funds in Account within 4 Days”
Written on: 23/04/2012 by papah76
Unbelieveably quick £16.5k Home improvement loan at a rate of 8%. Applied on 16/04/2012 online, received paperwork on 17/04/2012. Posted back on 19/04/2012 with payslip and funds in account 23/04/2012 I simply cannot fault. Well done (read more)
★★★★★
“brilliant service”
Written on: 19/04/2012 by yorkielady
I applied on line last Wednesday received the paperwork on Tuesday of the following week and the money was in my account on the Wednesday , all the customer service team were really helpfull and couldn't ask for better !! (read more)
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Showing 31 - 40 of 96 Reviews
★☆☆☆☆
“tesco calls credit score of 999 adverse !!! ”
Written on: 06/04/2012
I applied for a loan for home improvements.I got rejected outright online - it stated I had adverse credit history. It described I'd get a letter with more detail. I did get a letter but it simply stated I had adverse credit history according to Experian. Quite worried, I signed up for Experian credit report. Several days later, I accessed my Experian report and my score was 999 - the highest there is ... So, Tesco had me worried for 4-5 days as to why my credit history was adverse only to... (read more)
★★★★☆
“Good rate but slow process”
Written on: 05/03/2012 by scottishsr (1 review written)
I initially applied for a loan online to see if I would be successful as I wanted to purchase a new car. It came back that I was, to clarify I called up to be told that even though it says that online, I had to send the paperwork back and then they would decide. I said to go ahead and send out the paperwork which took a week to arrive, I sent it back on the Friday and had the money on the Monday - only found this out by checking my bank account, no phone call to inform of this. Tesco do... (read more)
★★★★★
“Not the quickest but, the best rate!”
Written on: 20/02/2012
I wanted a loan for a new car. I went to my bank (Halifax) who I have been with for many many years with a pristine history. The wanted 17.22%!!! Thanks for nothing and great to have my credit score appreciated!!! So, I thought why not try TESCO. They had the lowest rate online. I filled out the online form on Tuesday(7th). However, because I didn't enter an amount for council tax (my Wife pays it) it caused a slight problem on their system. I recieved a phone call on the Thursday(9th) and... (read more)
★★★★★
“So quick and stress free!!”
Written on: 02/02/2012 by Phnormal
Applied for a loan online on a Wednesday, got accepted at 6.1%. Paperwork was sent out which I returned through normal post same day. Money was transferred into my account 2 days later!! Can't believe how easy and stress free it was. Such a quick turnaround. No need to pay for £50 courier service! Well done to tesco fantastic service!! (read more)
★★★★★
“Quick, efficient service”
Written on: 19/01/2012
Applied for tesco loan over the phone on Monday and by the following monday funds had been cleared in my account. After applying for the loan i received a call on the tuesday advising me the loan was approved at 6.1% - the documents to sign arrived on the wednesday, returned to tesco on the thursday by signed postage. I wouldn't use the courier service as it doesn't speed the application up and costs £50 - I didn't use it and everything was sorted within one week ( i do agree however, if... (read more)
★★★★★
“Top-up loan”
Written on: 12/01/2012 by Katieb1985
I applied for a Top Up loan with Tesco. My first one was taken over 5 years and I had 2 years left to pay. I topped up by and extra 6k. Did application over the phone and then was told I had to wait a couple of days for a descion. I rang them back the next day and it had been approved. Woohoo :) Applied on the Thursday called them on the Friday for there descion and had the paperwork by Tuesday morning (I didn't bother paying the extra 50 quid that you could for special courier). I filled in... (read more)
Bryanwilson's Response to Katieb1985's Review
Written on: 20/04/2012
Well good choice for you. But how about the interest rate? Did they offer good service and the loan rate in casual basis? When it comes to payday loans, looking at APR is unfair; payday advance loans only last for a couple of weeks and customers do not have a problem with the high yearly interest since it makes sense for the loan. If the lenders did not charge the rate, they would not make any cash. A pastor is trying to limit the APR of the loans, which could really hurt the industry and make the loans obsolete. Get more information at: Payday Loan.
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★☆☆☆☆
“Left scratching my head.”
Written on: 09/01/2012
What a nightmare. Applied for a Tesco loan, went through the phone application, and was declined. No mortgage, perfect credit reports, 45k a year with very little outgoings and was turned down. No reason given apart from them saying that they use Experian. My Experian credit report is perfect. Now i have a search on my files which will no doubt impede me applying elsewhere. Stick to selling fruit and veg Tesco,i will go to a proper bank. (read more)
★★★★☆
“Recommend calling reather than online,”
Written on: 19/12/2011
Well to start i searched the net to see what was the best deal, and narrowed it down to Tesco's, After i decided to go ahead with an application i called tescos bank reather than going online - im still not comfortable filling so many bank details over the net... I would recommend calling before 5pm on a week day as i called on a friday night at 6pm and after all the information was proived i had to wait until monday to see if i was approved... the guy on the phone never told this me so... (read more)
★☆☆☆☆
“EXTREMELY SLOW - They are reviewing app for 2 weeks now”
Written on: 16/12/2011
Its been 2 weeks and every time i call customer service, they state that my aplication is being reviewed. I also sent them back all the documents they had requested. A rate of 8.7% APR was intially principally agreed before further checks are made Atleast a decision should be made if my loan is agreed or not rather than making me wait. DONT RECOMMEND THIS TO ANYONE. Better to apply elsewhere at a slightly higher rate if you get the money soon (read more)
★☆☆☆☆
“Very little response - did they want our business?”
Written on: 31/10/2011 by een6rs
My wife and I put a deposit on a car last weekend (8.5k). We completed the online tesco application, at a rate of 6.3% APR. We completed it in her name, as I pay all of our bills etc with my wages. Her outgoings are therefore 0 (should have perhaps entered something for this - however it is true). So, after no approval/decline online, we got told we would receive a call. After no call, we phoned and chased, to be told the case was with the underwriters, and they would come back. Days... (read more)
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Showing 41 - 50 of 96 Reviews
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Top 5 Personal Loans
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Top 5 Personal Loans
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Emsbyx's Comment
Written on: 25/02/2013
same happened to us and they declined me on affordability and agreed i could afford the loan but not with current debts although i wanted to consolidate them made no sense argued and got no where