Tesco Personal Loans Reviews

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Media Gallery for Tesco Personal Loans

Tesco Personal Loans
Tesco Personal Loans
Tesco Personal Loans
Tesco Personal Loans

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Latest Reviews

★★★★★

“Great service and amazingly quick”

Written on: 24/09/2016 by Salvatore341 (1 review written)

I applied for a top up to my existing loan on Thursday pm and after courier delivered and collected signed documents Friday (timed to suit my work commitments) the money is in my account today Saturday am!! Very helpful staff and a very low 3.5% int rate so very happy all round - well done Tesco!! … Read Full Review

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★☆☆☆☆

“Very unhelpful ”

Written on: 23/03/2016 by Leidjames (1 review written)

I've has a load with Tesco for a few years now always paid on time never had a problem until I had an accident at work and was of for a few months, Tesco agreed to help me for a while by lowering the payments, but then as soon as I went back to work they would not allow me to pay pack what I owed over a payment plan but insisted that I paid the £2000 back immediately or they were going to blacklist me even though I hadn't even had a pay check yet and was struggling because I've been out of… Read Full Review

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★★★★★

“Tesco Personal Loan - Excellent Service”

Written on: 24/02/2016 by Morse1970 (1 review written)

I do not normally write reviews but I am so impressed by my experience with Tesco I thought I needed to. I wanted to consolidate some existing borrowing as I have 2 current loans with other providers, I also wanted to have something left over as I am going to Florida in the summer, as Tesco would say, every little helps! So I looked around for a loan of £20,000 and with Tesco I was able to get this over a 10 year period, which works for me. I also wanted to be able to make additional… Read Full Review

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★★★★★

“Tesco Personal Loan”

Written on: 16/01/2016 by Dougherty130 (1 review written)

I don't usually write reviews but we applied for £8500 online. We were approved and received a rate of 3.6% the next day. Signed the agreement and sent it back on a Friday morning. The money was in my account by midday the next day. First class service by tesco. We know have our mortgage and car insurance with them too!… Read Full Review

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★★★★★

“first class service at 3.6%. money in account in 6 days!”

Written on: 24/12/2015

I applied for £9000 over 4 yrs on 19th Dec. I was accepted straight away at a rate of 3.6%. Total interest is £665. Paperwork received on 23rd Dec, I signed it and sent it back by special delivery. The money was lodged into my account on Christmas Eve. Brilliant service. I'm a Tesco Credit Card holder with excellent credit rating. Didn't need any more info or bank statements etc. Would highly recommend… Read Full Review

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★★★★★

“Best service ever ”

Written on: 04/11/2015 by KeiraBishop377 (1 review written)

I can't understand why tesco receive such negative comments and wonder if most is a case of you get treated how you treat others, any way moving it along I'm a clubcard holder since tesco began, I then took out car insurance , followed by current account and credit card, now I won't say it went without hitches because it did not on each one I encountered 1 problem each, however there fb and twitter pages are fab and staff sorted it for me, even there customer service phone line is helpful and… Read Full Review

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★★★☆☆

“Stuck in the dark ages”

Written on: 15/08/2015 by djpreston (2 reviews written)

The rates may be attractive but their processes and procedures are out of the dark ages. Applied for a loan. Approved: "Documents will be sent out from our printers, please sign and return" Why not email populated documents to the email address on the application that you have just checked? "We can't do that." Why not use electronic signatures? "We can't do that" Sigh.... Why not send royal mail guaranteed overnight rather than charge £50 for a courier? "We can't do that". Wait… Read Full Review

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★★★★★

“FANTASTIC AND SUPER QUICK 10/10”

Written on: 13/08/2015

WELL WHAT CAN I SAY applied on Monday and received the application on Wednesday and sent it back the same day and Tesco bank received it Thursday morning and money in my bank by 2pm the same day. That's what you call a top service and interest A.p.r over 10 years is by far the best. Thank you Tesco bank for such a fantastic service . Please ignore the bad reviews as it a load of nonsense… Read Full Review

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Amjems's Comment

Written on: 08/04/2016

Which bank you have account with and what is your credit score ?

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★★☆☆☆

“slow service”

Written on: 30/07/2015 by Corcoran416 (1 review written)

We applied for a loan on 16th July via internet and were accepted, then received a text on 23rd July to say good news, your loan has been approved subject to some final checks, please sign and return the paperwork. The same text came through again on the 30th July. But with no sign of any paperwork. In the end I cancelled the application as I really could not wait much longer. Also beware they charge 28 days interest before you even start to repay the loan. It would have helped to know how… Read Full Review

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★☆☆☆☆

“Loan customer for 5 years rate quoted twice that of others”

Written on: 10/07/2015 by ybot1983 (3 reviews written)

10k Loan customer for 5 years after loan was coming to the end. I rang the existing loan line for a quote, usual BS about 3.9 %, real quote 9%. They sent paperwork. Out of curiosity applied to Sainsbury online not phone, same amount, quoted 5% with record as new customer. As these companies use computers rather than people, they have no loyalty so the customers dont. Also they didnt even chase for the paperwork when i didnt send it back, so they failed twice… Read Full Review

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★★★★★

“Really quick service”

Written on: 29/06/2015 by Reynoldsbf105 (1 review written)

Applied for a loan on Tuesday 23rd june and was accepted straight away online. Recieved paperwork through in the post on Friday the 26th and signed and returned same day registered post. To my suprise on Sunday 28th i checked my bank account and the money was already processed and in my account which i never expected so quick. Excellent service by tesco bank and everything they had quoted ie interest rates and monthly payments, were exactlt what they had been advised when i applied online… Read Full Review

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★☆☆☆☆

“UNFAIR”

Written on: 12/06/2015 by AGA24 (1 review written)

APLICATION RALLY FAST PAS BUT....I WANTED TO BAROW 8000 FOR 2 YEARS (I DO USED THEIR CALCULATOR ) AND THE CALCULATOR SHOW ME-3,8PROCENT IT WAS 346.45 WHEN I FEELED APLICATION FORM THEY CHANGE FOR 11PROCENT WHERE IS DIFFERENCE BECOUSE AMOUNT IS 370,93 SO IT IS 24,48 EVERY MONTH.I CALLED THEM BUT THEY SAID IT IS THE HIGHEST AMOUNT. I THINK IS UNFAIR AND THEY SHOULD CHANGE THIS . WHEN THEY GIVE YOU CALCULATOR YOU SHOULD HAVE PROPLY AMOUNT WHAT YOU CAN PAY BACK. THANK YOU… Read Full Review

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Dfkfkfkgmfmvfv's Response to AGA24's Review

Written on: 04/02/2016

Not as unfair as your grammar. It's appalling.

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★★★★★

“excellent service”

Written on: 06/06/2015 by Jordan326 (1 review written)

took just over 7 days for funds to reach account, no documents needed excellent service… Read Full Review

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★★★★★

“fast even when self empolyed”

Written on: 18/05/2015 by Rolandz1947 (1 review written)

Really happy with Tesco loans, they answer the phone right away and always friendly and helpful. Applied over the phone as im self employed was refereed to under writers for this reason. Had a call the next day to say was approved in principle and that i would need 3 months bank statements. Papers came 3 days later signed and returned same day. Money was sent over 2 days later without any more requests for information or problems. Very good service and good rate offered for self employed… Read Full Review

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★★☆☆☆

“Book well in advance”

Written on: 11/05/2015 by foxcraft (1 review written)

Don't expect efficiency from this bank. Paid £50 for the Tesco courier in the hope that it might speed things up. 48 hours later no contact from them, despite several phone calls from me. Pointless, might as well relayed on the Royal Mail . So, whilst it has a modern internet website the 1970's customer support undermines it all. I know the rate is low but if you're expecting normal standards of administrative efficiency look elsewhere… Read Full Review

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★★★★★

“Fantastic Service. Would Highly Recommend”

Written on: 08/05/2015 by 367Smith (1 review written)

I don't normally write reviews however considering the negative reviews I felt that I should share my own experience. I applied for a £5,000 loan on Tuesday evening at around 5pm and received a call shortly after confirming I had been approved at the headline rate of 5.7%. I received the loan agreement Thursday morning which I signed and returned straight away (I wasn't asked to send any further documentation in). Got a call today (Friday) confirming paperwork received and the money would be… Read Full Review

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★★★★★

“excellent service tesco”

Written on: 27/04/2015 by ttBlake76 (1 review written)

After reading the reviews I didn't expect much, but no complaints, applied online got we are happy to offer loan and 7 days later had money, took 2 days longer than expected due to my error of entering address wrong but tesco sent nee paperwork straight away and had money in bank on the Sunday 2days after returning new signed documents, very happy with me Tesco! Lol… Read Full Review

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★★★★★

“Great: Service, Application Process, Speedy deposit”

Written on: 27/03/2015 by tgMcCleary80 (1 review written)

As everyone out there, have a bit of Outstanding Balances . Namely, NW 2 credit cards with balances of 1) £280/1200 2) £1370/2500 + Barclaycard 3) £3270/8200 + Catalogues a) £190/1250 b) £220/1050 & Personal Loan £2570/4500 taken almost 3 years ago for a length of 5 years. The above, aside from 2 Mobile Contracts of £23 & £31pcm respectively. Without getting too much into details, you could imagine the average APR on them being between 18-22% PA. Thus, had to look for an alternative… Read Full Review

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★★★★★

“Ab Fab”

Written on: 25/03/2015 by BraydenAllen1976 (1 review written)

Following a rejection from my own bank I was slightly concerned. As a household we earned more than 3 times the requested loan amount. We have open, long standing and well maintained credit cards with nominal balances. Pondering the refusal from my bank I therefore applied for a copy of my credit file from Credit Expert to find my score was 992 and Excellent. I Googled loans and Tesco came top of best buy tables. I therefore applied online and was given an immediate acceotance. I requested the… Read Full Review

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★★★★★

“Tesco what a life saver!”

Written on: 24/03/2015 by brigitab (1 review written)

When after university I had £10k in credit cards debt charging me 34.9% APR I applied for a loan to refinance those and my own bank rejected my application even after I was managing my finances quite well for 6 months and got a rather well paid job. I had no hope as I was continuously paying off something that won't get paid off. I constantly felt under pressure. I started looking for alternative ways to borrow and Tesco Bank came very well reviewed. The process was very easy and… Read Full Review

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