Accord Mortgage Reviews
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From 0 ratings and 12 reviews
42% of users recommend this product
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12 Reviews For Accord Mortgage
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Guest 12th Nov 2009
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Do not use accord . My wife and I were made redundant and found new jobs but our salary was less
we asked for help from accord with regard to mortgage ( we never defaulted on payment ) we were told sorry no help available . We then decided to sell our property port the mortgage to a cheaper property and pay of part of the mortgage with our equity . Guess what sorry we can't do that and you don't meet the lending criteria for our mortgages .the story goes on with yet more negative and in my opinion unprofesional conduct from accord This is the worst mortgage lender I have ever used . I would not reccomend them .
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Guest 5th Nov 2009
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My husband and I are pensioners and were put in touch with Accord by our financial advisor. We firstly had a standard variable rate mortgage, which, although it was not a cheap as some building societies, was O. K. We have now been put on a 3 year fixed rate of 4.99%. Other building societies would not deal with us because we wanted an interest only and also because of being pensioners. We found the service and courtesy of all staff, whenever we have rung them, to be of a very high standard, and ...- Read Guest's review (100 words)
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Guest 16th Oct 2009
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Andy64,
well well I think you should go and take a pill. This company does NOT help you at all. See what your rate is now there gone down but yours has not!
Wait until you miss a couple of payments start into court! bye bye house as they can not do any thing or offer any help.- Read Guest's review (58 words)
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Guest 10th Oct 2009
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April 2006 started a mortgage with Accord at £1,045 per month. They increased the charge to £1,291 per month.
Imagine my joy when in February 2009 their MD wrote to me telling me at the end of my first 3 years I was going to be paying £804.00 per month if I stayed on with them!!
WRONG!! After receipt of that I got another letter telling me that I would be paying £1,151.42 per month.
I wrote to them asking about the offer from their MD - " A mistake" and that I would in fact be payi ...- Read Guest's review (354 words)
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jan78worsfold 10th Jul 2009
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we were sold a mortgage on a fixed rate iwth accord mortagages. unfortunately my husband lost his job almost at the end of the fixed rate and we fell behind 2 months and have since bought it up to be very quickly but because of this they have refused to let us go onto another rate and with the market being as it is, it is difficult to move with every lender restricting lending. their standard variable rate still remains at 5.35% and they have not passed on hardly any rate cuts. i have complai ...- Read jan78worsfold's review (168 words)
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kilimax 13th Feb 2009
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I took out a 2 year fixed rate repayment mortgage with Accord in November 2007 on the advice of my FA and at thae time, the 5.44% rate was very attractive. I have little to complain about. Just received my 1st year statement and overall, I am very happy with them.I plan to move house in summer 2010 so I'll need to think about going across to SVR for a few months or look around but I will consider Accord for any future borrowing.- Read kilimax's review (109 words)
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chrsH 10th Feb 2009
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I rang Accord Jan. 09 to ask if my mortgage could be re-calculated to take accounts of all interest rate falls. Was told yes and the helpful lady re-calculated it whilst on phone. Asked her and was assured calculation was correct and so my payments fell by approx, £150. quite a slice and I was very pleased. Then yesterday received Mortgage Statement they should have sent in Dec. 08 but they've sent out late and it showed different rate. When I rang they told me it was My mistake, I should ...- Read chrsH's review (164 words)
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steamraiser2 16th Oct 2008
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I've found Accord to be very good in all my dealings with them. Competitive, efficient and helpful. Way better than the high street bank who provided my previous mortgage. I'm likely to use them again in the future.- Read steamraiser2's review (43 words)
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seanellis 22nd Apr 2008
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We found our Accord Mortgage deal through London and Country and we're over the moon...Excellent service all round, a great 3-year fixed-rate deal and very attentive customer service.- Read seanellis's review (30 words)
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jamiller
22nd Aug 2007
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Accord Mortgages are very pragmatic lender that takes account of unusual personal circumstances. I was able to gain a loan through a financial adviser from this lender at a rate that at the time could only have been beaten (marginally) by two well known High Street lenders but they would not take account of my particular circumstances (confirmed by another independent adviser). Having been through an intermediary initially I am now able to speak to help-line staff who are really helpful. Annual ...- Read jamiller's review (243 words)
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ddkhome 16th Apr 2007
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1000 comments all bad
BEWARE anyone taking a mortgage out with Accord you will have money taken from your account when your term ends I have been waiting a month nearly for £550.00 taken from my account. I was also get charged extra interest on my mortgage I paid.
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On average, people found this review somewhat helpful
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As a first time buyer, I put a lot of trust into the financial adviser who recommended my mortgage with Accord. Tracking against the American base rate, I was assured was the way to go, and so I began to pay £750 per month, which was within my £800 a month budget. Within 1 year the monthly payments had risen to over £1,000, putting me in jeopardy of losing my house, so I decided to move mortgages. To now cut a story which has lasted 4 months short, I was told by 2 separate advi ...- Read HarleyC's review (170 words and 3 comments)
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