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Picture courtesy of Cowcalves.
| Value for Money | 7.7/10  |
|---|---|
| Overall rating | 8/10 |
Full review by
KCorlett
on 16th Mar 2007
User Rating : 10
Respect :
0
Good Points: Been with them a long time great
Bad Points: Do not try to move your mortage.
General comments: Moved mortage, I was refunded a payment £297.43 by mistake (after the mortage was moved) they admitted that this was their error , I was given 30 days to return this, the 30 days are not up yet, payment has already been returned, the same day, they blacked my credit rating. Now I am fighting the Alliance & Leicester to get my credit rating put right. With not much help from them.
KCorlett's review and ratings | 81 words
Review by
OB ONE
on 14th Feb 2006
User Rating : 5
Respect :
+1
The £295 redemption administration charge on an Alliance & Leicester Mortgage is the highest in the market and you will have to pay this if you move mortgage any time during the term (e.g 25 years), not just the original deal (e.g 2 year fixed).
Also, its valuation fees are out of line with the rest of the market.
Always be wary of abnormally low rate products, as the provider will have to recoup money from elsewhere, even if this is trying to sell you more products (e.g Halifax bomb ...
OB ONE's full review | 103 words | 1 comment added.
Review by
2 Jags
on 4th Aug 2005
User Rating : 9
Respect :
-1
When moving house I decided to opt for a fixed rate mortgage from Alliance and Leicester. As usual when I make a decision - good choice.
As part of the 'up-sizing' process I needed a company that would help and guide me every step of the way. They did and it's left me a happy customer.
I wouldn't hesitate to recommend the fixed rate option - it allows you to stay in control and as a result you know where you stand.
2 Jags's full review | 84 words
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