Halifax Mini Cash ISA Reviews
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From 1 rating and 6 reviews
33% of users recommend this product
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- Information
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Average Ratings for Halifax Mini Cash ISA
- Customer Service
- Value for Money
- Reviewer Ratings
- Overall Rating
6 Reviews For Halifax Mini Cash ISA
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Ramzee 16th Aug 2008
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Good Points: Easy to set up, tax free, branch savings account.
Counter service makes for easy deposits and withdrawals.
Higher rate (3.06%) than standard pass book (0.10%).
No need for regular monthly income (ie. £1000 pm for the High Interest Current Account).
Bad Points: £3600 cash ISA limit mean it's not suitable for regularly paying in and withdrawing large amounts (ie. for Holidays and Christmas).
Online ISA Saver Direct offers a better rate (5.00%), but isn't as convenient.
Better rates elsewhere (ie. Abbey 3.60%).
General comments: When Halifax discontinued their Liquid Gold rate my branch advised me to transfer to this Cash ISA and I enjoyed the tax free advantage and higher rate.
When (after 4 years) I cleared my credit cards and personal loans the annual ISA limit ( £3600) became a problem when I started trying to use the account to save and pay for christmas and holidays.
I have now switched to a High Interest Current Account (into which my wages are paid) and the online ISA Saver Direct (for it's better rate).
It can only be with an eye to profit that Halifax customers with another account can't use counter services for ISA Saver Direct transfers.
I am still looking for a high interest, instant access account for christmas and holiday savings!
- Read Ramzee's full review and ratings (201 words)
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SAK04 26th Jul 2008
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I wasn't told in the branch that if I opened the ISA acct online that the interest rate would differ. I only noticed this when I saw ads for the ISA I'd opened with a much better rate. Once queried at my local branch, they immediately switched me to an on-line ISA account with a more attractive rate. Online banking system is a breeze to use.- Read SAK04's review (96 words)
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B Davies 27th Apr 2008
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I have just received the interest on my Halifax Cash Isa for 2007-8, which paid a 4.025% interest. I have been with Halifax since 2002 and have never received prior information on the final interest for any year. Having queried the rate for 2008-9, I am told that it will be 3.51%.
I cannot get my money out quick enough !!- Read B Davies's review (57 words)
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ltulloch 3rd Mar 2008
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Halifax provided one of the highest rates of interest (5.25 % AER with the ISA Saver Direct Account) when I opened my ISA in 2005. Despite recent Bank of England base rate rises by ISA still has an interest rate of 5.25 % AER, a little lower than some banks, but still higher than many others.
The Saver Direct account is only accessible via internet (and possibly phone?) banking which is why this account has a higher rate of interest than the Saver account (which is accessible in any branch). ...- Read ltulloch's review (113 words)
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Guest 3rd Feb 2008
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Although well run the rates offered are poor at the moment with a balance in excess of £9000 I am getting only 3.9 % it has never been above 4.2 and they could not wait to bring it down at the last rate cut. all in all a poor account and one that I am getting out of- Read Guest's review (64 words)
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dombrookes's review has yet to be rated - Be the first!
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When I asked for Halifax Mini Cash ISA statements in order to apply for a mortgage, they said it would take 7 - 10 working days, but they never arrived. I called to find out why. Their system couldn't tell if one had been sent out, so all they could do was re-order (another 7 - 10 working day wait). These also never arrived. I complained about this and about the standard long wait to receive a statement - I compared it to Lloyds' 3 - 5 day wait. They angrily said I couldn't compare "I'm sorry b ...- Read dombrookes's review (299 words)
Web Links
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Halifax Mini Cash ISA Review in Cash ISA at Review Centre
Read Trusted and Unbiased reviews of Halifax Mini Cash ISA in Cash ISA Compare Halifax Mini Cash ISA in Bank and Savings Accounts at Review Centre. ... Halifax Mini Cash ISA Reviews
www.reviewcentre.com -
Halifax Mini Cash ISA Review - Cash ISA. Review of 224688
Halifax Mini Cash ISA in Cash ISA / Bank and Savings Accounts reviews at Review Centre. Review of 224688 ... When I asked for Halifax Mini Cash ISA statements in order to apply for a mortgage,
www.reviewcentre.com -
Halifax - Guide to Mini Cash ISA
Guide to ISAs - Mini Cash ISAs ... Guide to Mini-Cash ISAs ... Fixed rate Halifax ISA Saver offers tax-free interest at a guaranteed rate
www. bankofscotlandhalifax .co.uk -
Best Mini Cash ISA Tax Free Savings Accounts for 2008 :: The Market
Selection of the Current Best Cash ISA accounts (Jan 08) ... Currently the best 2 year fixes are with Halifax at 6.25% and the Cheshire at 6.25% , with the added bonus of allowing transfers in.
www. marketoracle .co.uk -
Best Mini Cash ISA Tax Free Savings Accounts - September 2007 :: The
The CASH ISA accounts are TAX FREE, and do not have to be entered onto any tax returns. ... For longer term, the Halifax 2 year fix at 6.25% and the Derbyshire 2 year fix at 6.30% look good,
www. marketoracle .co.uk -
Cash ISA Survey
4 - Halifax 4 Year £3823.20 Fixed Rate. ... Notes: Terms stated are those applicable as at 6 April 2008. Projected value of Cash ISAs as at 5th April 2009, assuming that the ... Cash ISA Surve
www.moneyfacts.co.uk -
Direct (online)Mini Cash isa in The AnswerBank: Business & Finance:
Can anyone recommend an online mini cash I S A ; Not, though, the Halifax Bank of Scotland, or any of their subsidiaries. Many thanks in anticipation.
www. theanswerbank .co.uk -
Mini cash ISA s Transfer in The AnswerBank: Personal Finance
The direct ISA from NSI doesn't allow transfers - that's the one you set up by phone, etc. The mini cash ISA (that you can open at a Post Office) does - but pays less interest
www. theanswerbank .co.uk -
BBC News | MONEYBOX | Mini Cash ISA survey
We do advise that you contact Mini Cash ISA providers for full details. The survey was compiled on 19 April 2002. ... Halifax; Name of Account: Fixed Rate Halifax ISA Saver; Current Rate of
news.bbc.co.uk -
Best Mini Cash ISA Tax Free Savings Accounts - Nov 2007 :: The
Selection of the Current Best Cash ISA accounts (Nov 07) ... Currently the best 2 year fixes are with Halifax at 6.25% and the Derbyshire at 6.30% , with the added bonus of allowing transfers in.
www.marketoracle.org













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