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Picture courtesy of Ben Fuller.
| Customer Service | 5.7/10   |
|---|---|
| Value for Money | 2.9/10 |
| Reviewer Rating | 3.8/10 |
| Overall Rating | 4.4/10 |
If you have invested in an HSBC ISA we would love to hear your opinions on the service you received and the good and bad financial implications of investing in an HSBC Mini Cash ISA. Read the reviews and add your own thoughts.
Full review by
Guest.
on 23rd May 2008
User Rating : 5
Respect :
0
Good Points: Instant access ISA branch close to home instant access ISA internet banking
Bad Points: Low interest ISA
General comments: Banking with HSBC for 23 years as a whole good service.
Guest.'s review and ratings | 25 words
Review by
Guest.
on 31st Mar 2008
User Rating : 2
Respect :
0
HSBC Mini Cash ISA have clearly dropped the rate again - I get interest Monthly and it's gone down - so time to switch. I've got 10.5 in there and the 3.6 to add after April 5th. I'm moving it to Lloyd's TSB who are offering 6.5 % for 12 Months. I'll switch after that if needs be but loyalty clearly doesn't pay!
Guest.'s full review | 149 words
Review by
Guest.
on 31st Mar 2008
User Rating : 1
Respect :
0
I wish that HSBC would have told me about the changing of mini cash isa's as I have only just created one. Now that they are changing, i would like more guidance. They do NOT offer the best interest rates, so I will be looking elsewhere.
Guest.'s full review | 71 words
Review by
Poe Bird
on 18th Mar 2008
User Rating : 3
Respect :
0
HSBC knows it can offer great customer service and an old familiar name that people recognize as a symbol of security. This may sound like a good thing, but it also means they can take advantage of peoples mistrust of other banks and building societies by giving customers like myself a low 4.75% interest rate (variable) on our ISA's. Now, you may not go for that top of the line ISA but still, most other companies can do better than that. The only one I've seen that's worse is Virgin at 4.5%. Mos ...
Poe Bird's full review | 172 words
Review by
Jen Collins
on 6th Feb 2008
User Rating : 5
Respect :
0
I know the interest has dropped and know it is poor compared to other ISAs but what exactly is the rate - I can't seem to find it anywhere. In internet lists of top ISAs it never figures - what is it?
Jen Collins's full review | 58 words
Review by
Guest.
on 24th Jan 2008
User Rating : 2
Respect :
0
I asked for some information about my account and they told me to wait until the my next yearly statement come out to me. Not happy with the service. Although a good rate when I first put the money in, now not very good at all. Not comparable with the rest of the market.
Guest.'s full review | 59 words
Review by
filo
on 24th Oct 2006
User Rating : 2
Respect :
0
It was a good interest rate last year, but when HSBC dropped their rates, they also dropped a cover over their rate charts in their branches, so that customers would not see the drop and move their money. The rate of the HSBC Mini Cash ISA dropped by .25%, while the BOE rate went UP .25%. A loss of .5% to the investors. HSBC shares have now soared through the £10 barrier. I think we now know where HSBC loyalties are. My wife and I transferred all our tax-free savings in 2 years ago (£ ...
filo's full review | 102 words
Review by
bb111
on 30th Aug 2006
User Rating : 9
Respect :
0
This is a great account, and it is really handy for savings, and got easy to access money. It offers fairly good interest rates, and you can be 16 to get one, so the HSBC Mini Cash ISA is great for a teenagers savings.
bb111's full review | 54 words
Review by
edboorman
on 22nd Jun 2004
User Rating : 5
Respect :
0
If you have an HSBC Current account then having a Mini Cash ISA is common sense. I use mine as a savings account. Just remember if you make a withdrawal, your allowance for that tax year decreases by that amount.
The Interest Rate is not very competitve. You only get the best rate if you have over £15,000 pounds invested in it. With the Mini Cash ISA allowance reducing next year, it could be a while before I have that much in it!
Come on HSBC, be the first high street bank with compe ...
edboorman's full review | 115 words
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