Smile Student Account Reviews

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2.9 stars
Average rating for this product is: 2.9 out of 5

From 0 ratings and 4 reviews

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy benefits such as, free annual European travel insurance plus receive a share of £50 when you recommend a friend.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a

Average Ratings for Smile Student Account

  • Customer Service2.5 stars
  • Ease of Use2.7 stars
  • Overdraft Facility3.5 stars
  • Overall rating2.9 stars

4 Reviews For Smile Student Account

  • Guest 30th Mar 2009

    Reviewer rating: 5 stars


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    Money can be put in and taken out from Post Office.2k Overdraft. 'Ethical Policy', soon to merge with Brittania apparently, so will have more branches.

    However, I found that post offices can sometimes have very long queues! Fewer branches than most.

    Good customer service, quick and efficient and you get a smiley face on your debit card/cheques!

  • Guest 16th Apr 2008

    Reviewer rating: 1 stars


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    Would not recommend as Smile Student bank is a difficult service to use
    Clunky website
    No real statements
    Use email for sending transaction related information

  • Guest 23rd Jan 2008

    Reviewer rating: 1 stars


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    did look good... now i'm trying to find another decent student bank account. my chip didn't always work and they kept sending my pin reminders when I emailed them saying I had a problem - didn't seem bothered in really listening to my problem at all!

  • Summarized
    Professional
    Review on 14th Dec 2006

    Reviewer rating:4.5 stars

    Smile Student Account offers a maximum interest free overdraft of £2000, an interest rate of 3% on credit balance and free internet banking. Deposits made at UK Post Office or Co-operative bank.