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| Customer service | 1.4/10   |
|---|---|
| Value for Money | 1.5/10 |
| Reviewer Rating | 1.7/10 |
| Overall Rating | 2.1/10 |
Full review by
Guest.
on 16th Mar 2008
User Rating : 0
Respect :
0
I am a person that likes credit cards, I always pay my cards on time and always pay more than the amount due. Aspire is the worst credit card I have ever had. Their intrests rates are unheard of. It doesent matter if you pay your bills on time they will never lower your interest rates. They haven't mine anyway.
I paid them off with another one of my credit cards with a 11.24% intrest rate instead of 29.99% intrest rate that Aspire charges. Check around good before you get this card, Please!
Guest.'s review and ratings | 91 words
Review by
julieplumb
on 12th Feb 2008
User Rating : 0
Respect :
0
I used the Aspire Visa Credit Card, tried to cancel - paid my bill and they never posted payment and a year later showed huge balance due to late fees. I found the only way to settle was to pay this bill which I did. They NEVER updated my credit report and after (3) years it is still showing UNPAID which has hurt my credit.!!!!! Help! What can I do to reach them????
julieplumb's full review | 87 words
Review by
lhall58
on 9th Feb 2008
User Rating : 3
Respect :
0
They were a good company as long as I paid my bill in full each month, but now I can't understand how my bill was $400.00, I paid $100.00 and now my bill is over $500.00. I used my card at Christmas to buy presents and also moved the next month and had a lot of moving expenses. I used it on line also. I ran up my balance to over $400.00. Upon receiving the next statement, I immediately called them and made a payment of $100.00. I cancelled this card because some on-line companies had continued t ...
lhall58's full review | 205 words
Review by
johm
on 4th Feb 2008
User Rating : 1
Respect :
0
Aspire Visa Credit Card with the high interest it will take you a life time to pay of the credit care bill, so, don't get this care if you can help it.
johm's full review | 37 words
Review by
anitac
on 27th Dec 2007
User Rating : 0
Respect :
0
I had aspire for a few years. We paid it off back in 2006. Now we got a letter in the mail saying we owe them $2700. We are in collections from midland credit. I don't understand how they can get away with what they are doing. If you pay something off, there is no way they should contact you any more.
anitac's full review | 60 words
Review by
Guest.
on 22nd Dec 2007
User Rating : 0
Respect :
0
The information in this is factual and this is one of the worst companies to deal with. They will cause their users to have a nervous breakdown.
Guest.'s full review | 96 words
Review by
NOOTNOOT
on 28th Nov 2007
User Rating : 1
Respect :
0
GET BETTER CUSTOMER SERVICE, AND ASPIRE WOULD BE A GREAT COMPANY TO DO BUSINESS WITH.
NOOTNOOT's full review | 29 words
Review by
dmorton
on 27th Nov 2007
User Rating : 1
Respect :
0
Don't use this service as a way to rebuild your credit.
dmorton's full review | 30 words
Review by
jlsmith223
on 7th Nov 2007
User Rating : 0
Respect :
0
I will state that I was never late or over limit on this card in the two years I used it in college HOWEVER I have recently had a problem with it... I closed it over a year ago. In Sept 2006 I paid it off and closed it only to get a forwarded piece of mail this year stating that not only was an annual fee charged this year but it was past ue... on a closed account. I finally got in touch with someone in India who said "well do you have proof" I told her I could give her the pay off date, the ...
jlsmith223's full review | 213 words
Review by
charles70769
on 29th Oct 2007
User Rating : 0
Respect :
0
Aspire Visa have been very unhelpful, and have expected me to pay, even if my credit card hasn't worked when trying to use it at retail stores.
charles70769's full review | 88 words
Review by
beatricemay
on 19th Oct 2007
User Rating : 0
Respect :
0
Outrageous charges, poor customer service, poor website for making payments (usually down), can't provide payoff balance to close the account - this way they can keep it open to post more charges. DO NOT GET THIS ACCOUNT, IT WILL FOLLOW YOU LIKE THE PLAGUE!!!
beatricemay's full review | 49 words
Review by
bubbabean
expert review 
on 16th Oct 2007
User Rating : 8
Respect :
0
I posted a review of this card last year when I'd had it for about four months. Now, I have had the card for about 15 months. I am still pleased overall with this card, much more than the other "rebuilder" type cards my husband and I have, even considering the high fees I paid when I first opened this account! (STAY AWAY from First Premier (no cli in over a year and they charge a high fee to pay online) and Orchard (they will offer you a low interest rate and then jack it up, and also give no ...
bubbabean's full review | 523 words
Review by
mike93612
on 7th Oct 2007
User Rating : 8
Respect :
0
To date I have had a really good experience with Aspire. I started with a balance of $500.00 then after several months of paying on time they increased my limit to $1,000.00. I try not to charge more than I can pay off in two to three months. I have never had to contact anyone by phone but I did request a card for my spouse through email and have her added to the account and they did it with no problems.My only complaint is the $4.95 they charge to make my payment on line but I can write it off ...
mike93612's full review | 112 words
Review by
molly3000
on 1st Oct 2007
User Rating : 0
Respect :
0
In my opinion, the Aspire Visa Credit Card is not a good card at all, as the interest is too high.
molly3000's full review | 23 words
Review by
suzieq5421
on 28th Aug 2007
User Rating : 0
Respect :
0
I find the Aspire Visa Credit Card a terrible card for the interest rate they charge. They have continuous hassle with the internet log in and payment centre and offer no help on phone.
suzieq5421's full review | 34 words
Review by
xoxo52204
on 7th Aug 2007
User Rating : 0
Respect :
0
I got this credit card as my first card to build credit when I was 18. I paid on time every month, and they gradually increased my credit limit. The website and customer service is horrible and you can barely understand the customer service reps. They lost a check once. I called a few days before it was due because it still hadn't posted and they said they never got the check. So I had to pay to have the check cancelled and pay it online before it was late. I started paying online after t ...
xoxo52204's full review | 293 words | 1 comment added.
Review by
DAMARIS FIGUEROA
on 22nd Jul 2007
User Rating : 2
Respect :
+1
The Aspire Visa is the worst credit card to deal with. Their customer service is non-existent, and I will now have to take the matter further.
DAMARIS FIGUEROA's full review | 137 words
Review by
creditguru
on 22nd Jul 2007
User Rating : 4
Respect :
0
Let's face it! If you have bad credit you'll have to pay to establish your credit. Fee's for the cards are worth paying for if you are trying to re-establish credit. Keep your balance very low on the Aspire Visa Credit card, and pay your monthly payment on time and you'll be OK.
creditguru's full review | 101 words
Review by
crewmom
on 3rd Jul 2007
User Rating : 0
Respect :
0
First I cancelled the my Aspire account, but continued to pay it off. The charged me a $50 annual fee, but did take it off when I called an explained the account was closed. Then the nightmare began!!!!
Paid off card online but they assessed a $15 fee after the fact. I knew I paid it off so I forgot about it. Then I got a bill for $100+ I emailed them to ask for copies of statements, but never got them. Every month a new $35 late fee plus interest. Now, a collection notice from Midland ...
crewmom's full review | 107 words | 1 comment added.
Review by
melyon3333
on 19th Jun 2007
User Rating : 0
Respect :
0
Customer service at Aspire Credit Card is geared to have you send in a minimum amount so that you get more fees assessed to you the following month. Example: They told me this last time that I was a couple of bucks over the limit and that I needed to send in a certain amount to get me back into good standing. I did that right over the phone with them. Next month.......more fees attached! This time it was because I didn't send in enough. I asked, "Well, how come when I spoke with customer s ...
melyon3333's full review | 272 words
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