Aspire Visa Credit Card Reviews

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★☆☆☆☆
0.9 / 5
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Aspire Visa Credit Card
Aspire Visa Credit Card

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Latest Reviews

★☆☆☆☆

“Stopped Monthly Statements”

Written on: 01/05/2013

Over 8 months ago Aspire stopped sending monthly statements in the mail. I was tracking my payment history and balance. When I call the CS number I get a continuous loop. Are they still in existence? When I did speak with CS, it was always someone in another country and the calls were frustrating. Fees were just too high! Will not do business with them again… Read Full Review

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★☆☆☆☆

“cancelled my card and didnt clear my balance on credit...”

Written on: 27/11/2012

i got a letter saying they were closing my account - which was fine bc i was paying a high interest rate and outrageous fees...but i always paid on time and paid the balance shortly after they said they were closing my account. all these years later - the last portion of the balance i paid (69.00) is still on my credit report!!!!!!! awful card = stay away… Read Full Review

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★☆☆☆☆

“Worst Customer Service - STAY AWAY!”

Written on: 08/09/2012

What seemed to be an average card that is marketed to people who have had credit problems in the past, turned into a nightmare. Apart from exuberant interest rates (typical for this kind of cards) they also have numerous hidden charges for this and that. I have been making automated payments from my bank account to them for a couple of years now, but last month I decided to pay off the entire balance via their online payment service. It was on August 15. On September 5th, I started receiving… Read Full Review

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★★☆☆☆

“i'realy like aspire visa credit card becouse its...”

Written on: 30/06/2012

i'realy like aspire visa credit card becouse its impprove my credit histro.i'm very happy with term and condition.and i reqest for a aspire visa credit card for my self… Read Full Review

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★★★★★

“RUBILED THE CREDIT HISTORY”

Written on: 28/02/2012 by AFSAR053US (1 review written)

RUBILED THE CREDIT HISTORY… Read Full Review

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★☆☆☆☆

“This compqny have made unsolicited phone calls to me a...”

Written on: 01/03/2011

This compqny have made unsolicited phone calls to me a total of eight times in less than two days. When I pick up the phone there is either nobody on the other end or the sound of people laughing in the background. I asked them to remove my number from their records but this had made no difference. I have now reported them to Ofcom who can fine them up to £2,000,000. I would not touch this company if it was the last one on earth. I have not had a credit card from them but had to fill in… Read Full Review

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★☆☆☆☆

“I applied for a credit card from another firm but I...”

Written on: 02/06/2010

I applied for a credit card from another firm but I received a phone call from Aspire. As I dont know anything about Aspire I would like to know how you came to know my telephone number and why you thought you could simply ring me up about MY finances???
This is really a bad firm as their standard of trading is bad. I suggest that anyone thinking of using this firm, think again!!!!!!I could not send this review without using the rating system above. The rating above should read ZERO rating… Read Full Review

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☆☆☆☆☆

“Customer Service is marginal at best; they charge you...”

Written on: 01/08/2008

Customer Service is marginal at best; they charge you $4.95 to pay your credit card bill online, which they should offer free like most card companies since it cuts costs and offers easy ways to pay; the interest rate is HORRIBLE. This credit card/financial institution in Georgia needs to go AWAY. Something needs to be done to them and their predatory lending practices… Read Full Review

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☆☆☆☆☆

“I am a person that likes credit cards, I always pay my...”

Written on: 16/03/2008

I am a person that likes credit cards, I always pay my cards on time and always pay more than the amount due. Aspire is the worst credit card I have ever had. Their intrests rates are unheard of. It doesent matter if you pay your bills on time they will never lower your interest rates. They haven't mine anyway.
I paid them off with another one of my credit cards with a 11.24% intrest rate instead of 29.99% intrest rate that Aspire charges. Check around good before you get this card, Please!… Read Full Review

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☆☆☆☆☆

“I used the Aspire Visa Credit Card, tried to cancel -...”

Written on: 12/02/2008 by julieplumb (1 review written)

I used the Aspire Visa Credit Card, tried to cancel - paid my bill and they never posted payment and a year later showed huge balance due to late fees. I found the only way to settle was to pay this bill which I did. They NEVER updated my credit report and after (3) years it is still showing UNPAID which has hurt my credit.!!!!! Help! What can I do to reach them????… Read Full Review

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★★☆☆☆

“They were a good company as long as I paid my bill in...”

Written on: 09/02/2008 by lhall58 (1 review written)

They were a good company as long as I paid my bill in full each month, but now I can't understand how my bill was $400.00, I paid $100.00 and now my bill is over $500.00. I used my card at Christmas to buy presents and also moved the next month and had a lot of moving expenses. I used it on line also. I ran up my balance to over $400.00. Upon receiving the next statement, I immediately called them and made a payment of $100.00. I cancelled this card because some on-line companies had continued… Read Full Review

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★☆☆☆☆

“Aspire Visa Credit Card with the high interest it will...”

Written on: 04/02/2008 by johm (1 review written)

Aspire Visa Credit Card with the high interest it will take you a life time to pay of the credit care bill, so, don't get this care if you can help it… Read Full Review

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☆☆☆☆☆

“I had aspire for a few years. We paid it off back in...”

Written on: 27/12/2007 by anitac (1 review written)

I had aspire for a few years. We paid it off back in 2006. Now we got a letter in the mail saying we owe them $2700. We are in collections from midland credit. I don't understand how they can get away with what they are doing. If you pay something off, there is no way they should contact you any more… Read Full Review

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☆☆☆☆☆

“The information in this is factual and this is one of...”

Written on: 22/12/2007

The information in this is factual and this is one of the worst companies to deal with. They will cause their users to have a nervous breakdown… Read Full Review

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★☆☆☆☆

“GET BETTER CUSTOMER SERVICE, AND ASPIRE WOULD BE A...”

Written on: 28/11/2007 by NOOTNOOT (1 review written)

GET BETTER CUSTOMER SERVICE, AND ASPIRE WOULD BE A GREAT COMPANY TO DO BUSINESS WITH… Read Full Review

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★☆☆☆☆

“Don't use this service as a way to rebuild your credit.”

Written on: 27/11/2007 by dmorton (1 review written)

Don't use this service as a way to rebuild your credit… Read Full Review

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☆☆☆☆☆

“I will state that I was never late or over limit on...”

Written on: 07/11/2007 by jlsmith223 (1 review written)

I will state that I was never late or over limit on this card in the two years I used it in college HOWEVER I have recently had a problem with it... I closed it over a year ago. In Sept 2006 I paid it off and closed it only to get a forwarded piece of mail this year stating that not only was an annual fee charged this year but it was past ue... on a closed account. I finally got in touch with someone in India who said "well do you have proof" I told her I could give her the pay off date, the… Read Full Review

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☆☆☆☆☆

“Aspire Visa have been very unhelpful, and have...”

Written on: 29/10/2007 by charles70769 (1 review written)

Aspire Visa have been very unhelpful, and have expected me to pay, even if my credit card hasn't worked when trying to use it at retail stores… Read Full Review

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☆☆☆☆☆

“Outrageous charges, poor customer service, poor...”

Written on: 19/10/2007 by beatricemay (1 review written)

Outrageous charges, poor customer service, poor website for making payments (usually down), can't provide payoff balance to close the account - this way they can keep it open to post more charges. DO NOT GET THIS ACCOUNT, IT WILL FOLLOW YOU LIKE THE PLAGUE!!!… Read Full Review

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★★★★☆

“I posted a review of this card last year when I'd had...”

Written on: 16/10/2007 by bubbabean (2 reviews written)

I posted a review of this card last year when I'd had it for about four months. Now, I have had the card for about 15 months. I am still pleased overall with this card, much more than the other "rebuilder" type cards my husband and I have, even considering the high fees I paid when I first opened this account! (STAY AWAY from First Premier (no cli in over a year and they charge a high fee to pay online) and Orchard (they will offer you a low interest rate and then jack it up, and also give… Read Full Review

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