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Picture courtesy of James Macfarlane.
| Ease Of Making A Payment | 5.3/10   |
|---|---|
| Customer Service | 3.8/10 |
| Value for Money | 2.3/10 |
| Reviewer Rating | 2.4/10 |
| Overall Rating | 3/10 |
Compare the Topshop Store Card today. Whether you are looking for a great interest rate or discounts off purchase, why not read or write reviews on the advantages and disadvantages of holding this card. Make comments and help others and yourself to shop around for the best store card avaiable.
Full review by
Guest.
on 10th Oct 2008
User Rating : 1
Respect :
0
The most obvious good point would be that you can use it to buy something you want from the store when you have no money in your bank account! and the fact it can be used in other arcadia group stores such as miss selfridges and dorothy perkins. The interest is very high on it! i applied for my card then a month later my boyfriend applied and got a lower interest rate than i'm on!! I wouldn't reccommend it.
Guest.'s review and ratings | 80 words
Review by
hshh
on 11th Jul 2008
User Rating : 0
Respect :
0
The whole system is a complete mess, the leaflet which arrives with the card is full of errors. The biggest one being that there is no online account management, you have to call expensive service lines, which may or may not work (though they will connect you to some agent, so the phone call will be charged, of course)!
I received my card about two weeks after filling out the form to get a 10% discount for a purchase. That 2.50 discount, and more, I spent on their service phone lines trying to p ...
hshh's full review | 289 words
Review by
Guest.
on 28th Mar 2008
User Rating : 1
Respect :
0
They make it really hard for you to pay it off, even finding the number to phone is a mission!
Guest.'s full review | 20 words
Review by
jensullivan1
on 23rd Feb 2008
User Rating : 8
Respect :
0
Hi I have a Topshop store card and a lot of the details in your first comment are wrong. The APR is typical variable 19.9%- 24.9% you get 10% for your purchase whilst opening the card if you spend over £40 and 15% if you spend over £80 you also get 3 free internet deliverys and 10% extra off on the first week of the two main sales not to mention getting various offers throughout the year. These details are taken directly for the leaflet I was given just thought you'd like the proper ...
jensullivan1's full review | 116 words
Review by
gpreshaw
on 9th Feb 2008
User Rating : 0
Respect :
0
When i just turned 18 i went into topshop to purchase a coat and the member of staff behind the counter asked if i wanted a store card with them, when i asked about it all the guy would tell me about the card is that i would get 25% off my coat if i opened an account there and then, and that i couldnt pay off my balance once id paid for the my coat as i had to wait for my card to come through the post. so i opened the account and paid the balance straight off when the card arrived in the post, b ...
gpreshaw's full review | 308 words
Review by
jennx
on 12th Jan 2008
User Rating : 1
Respect :
0
I understand that I am responsible for my own credit - but looking back now I really wished that I would have said no to the card - and I don't think that shop assistants should offer the card so easily - I think that they should promote the product in different ways and allow people to make a more informed choice - especially where the apr is at.
jennx's full review | 78 words
Review by
Guest.
on 10th Dec 2007
User Rating : 10
Respect :
0
Although staff should give the customer a general description of the accounts charges and payments - it is not up to staff in store to remind a customer they have to pay their card balance in full every month and if they don't they will be charged interest. Topshop now has one of the lowest apr rates on the high street. The staff are fully trained on how to sell accounts but not about the accounts.
Guest.'s full review | 76 words
Review by
angelictears
on 7th Dec 2007
User Rating : 0
Respect :
0
I've had my topshop card for almost 2 years, but i've only used it twice, the first i bought a shirt but then i had to return it because it wasn't the right size, i returned my item and was given a full refund however, even though it was still within the date of the statement they continued to charge me and then put me down as a late payment, Second time i got some trousers via the internet, i returned these as they were to big they sent out my statement but no letter to say that they got my ret ...
angelictears's full review | 176 words
Review by
sistypie
on 28th Jun 2007
User Rating : 0
Respect :
0
I was given the Topshop store card when I was 17 and it should not have been issued until I was 18. I didn't actually fill out the form personally, it was a young man at the till.
My date of birth was incorrectly put in as 1985 and I was born 1986, so when I phoned up to pay its impossible to do so as I fail the security questions.
sistypie's full review | 88 words
Review by
Suziewuzie
on 1st May 2007
User Rating : 5
Respect :
0
I managed well for a while with my Topshop card, but am now really struggling with it.
As I said in the 'bad points' I can't pay my bill over the phone, I have to go in store and pay for it. These payments take about 7 days to register, so a lot of the time my payments are received late and I'm charged £12, on top of that payment.
The card is a good idea IF you are able to stay on top of it, I thought I'd be able to because I was lured in by the "£4 a month" payments, but doi ...
Suziewuzie's full review | 230 words
Review by
sherbitlemon
on 15th Mar 2007
User Rating : 0
Respect :
0
Do not be tempted by this. It is a credit card, their sales people do not tell you the full story.
sherbitlemon's full review | 45 words
Review by
Jodielee
on 12th Feb 2007
User Rating : 3
Respect :
0
Topshop use promotional discounts to lure naive, often young girls into getting a store card, and they fail to properly impress upon you the value of paying off the total balance monthly to avoid the high interest rate charges.
Jodielee's full review | 82 words
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