Argos Store Card Reviews

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★★☆☆☆
2.1 / 5
80
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  • Ease Of Making A Payment

  • Customer Service

  • Value For Money

Summary

Compare the Argos Store Card today. Whether you are looking for a great interest rate or discounts off purchase, why not read or write reviews on the advantages and disadvantages of holding this card. Make comments and help others and yourself to shop around for the best store card avaiable.
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Latest Reviews

★★☆☆☆

“Getting into my account requires more security info...”

Written on: 19/08/2015

Getting into my account requires more security info than that requested by my bank. For a simple shopping account, it goes overboard and makes it extremely hard to actually pay anything off without having to go through the faff of phoning customer services. Not recommended at all unless you intend to use it fairly regularly… Read Full Review

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★☆☆☆☆

“NOT TO BE TRUSTED”

Written on: 13/07/2015

I have had an Argos card for the last 3 years and always paid the full balance when the bill came. I decided to pay my last card amount early (in full) and drew the case out of the bank to take along to the Argos Store to pay. They said they could not take the payment and to wait until the next bill arrived and then take it to the post office and pay the cash there. I waited as the store advised me and kept the full amount of £450 to one side until the bill arrived. On receiving the bill today… Read Full Review

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★★★☆☆

“Handy”

Written on: 03/07/2015 by jessicaminor444 (4 reviews written)

Its handy to have, but the interest rate is bit steep. Probably worth using BNPL scheme rather than using this… Read Full Review

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★☆☆☆☆

“avoid this card”

Written on: 07/06/2015 by crazey (1 review written)

I contact there customer services as due to drop in income would struggle to meet the minimum monthly payment after being transferred around by 3 different people spoke to someone and advised i will have difficulty paying minimum payment was asked how long will last was unsure person asked was i in fanancial difficulty and said yes next thing i know i'm being told that a 12 default fee is being applied and all my creditors being informed i'm in difficulty. Person i spoke to who wasn't very… Read Full Review

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★★☆☆☆

“Worst customer service ever!!!!”

Written on: 07/06/2015 by Melany10 (1 review written)

I simply want to close my account but it took me forever to do one simple thing. as every agent want to transfer me over to different department and help in que for god knows how long! Customer service adv standard is very poor. TRY NOT TO DEAL WITH THIS COMPANY… Read Full Review

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★★★★★

“pay your bills on time and stop moaning”

Written on: 02/06/2015 by cgStrickland221 (1 review written)

great company helped us immensely have been with them for 3 years now… Read Full Review

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★☆☆☆☆

“wouldn't recommend this card to my worst enemy, get...”

Written on: 05/05/2015 by Craigis401 (1 review written)

wouldn't recommend this card to my worst enemy, get charged 12 even when I pay early, customer service is abysmal, get put on hold for ages when you want to complain + its a 0800 number so costly to call - hint to anyone considering don't bother and just get yourself a credit card from a decent lender… Read Full Review

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★☆☆☆☆

“Ridiculous interest fees”

Written on: 05/04/2015 by 451Tennant (1 review written)

Brought items on buy now pay later. Always paid well over minimum required.. Got charged nearly £70 quid interest on purchases... On a balance of £350....,avoid avoid avoid… Read Full Review

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★★☆☆☆

“easy to get hard to get rid of”

Written on: 14/03/2015 by 494Kent (1 review written)

When shopping in Argos I got asked by a member of staff if I would like an Argos card.so I said yes I bought a few items then the hard sales started by phone would you like payment protection emails text with your balance which I said no to then was told why would you not want it.I was at work so said yes then £6.00 was added to my bill.so I decided to pay the bill off in full and cancel the account so I phoned card services eventually got through paid the full amount then told I would receive… Read Full Review

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★☆☆☆☆

“A complete rip off. ”

Written on: 28/02/2015 by Kmn6 (1 review written)

I got an Argos card back in July 2014 as I needed a few things desperately but didn't have the money for. I got the 'buy now pay 6 months later' deal which seemed perfect. Or so I thought. Every month I was sent a paper statement and an email reminder telling me how much I had to pay minimum each month. Obviously from August to January it always said £0.00. Then February 2015 came along and I knew this was when I had to make my first payment. I waited and waited and no paper statement or email… Read Full Review

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Rt000's Response to Kmn6's Review

Written on: 13/03/2015

I have just had the same issue with my myargos store card. No statement by email or post in February, and now the March statement includes a £12 fee.

I have now paid the full amount but will complain and expect a refund of the £12 fee.

The January statement is also missing. Luckily the amount due was £0.

Before January statements were provided by email.

March's statement has been provided by post.

Other people seem to have suffered the same problem.

I would not recommend a myargoscard.

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★★★★★

“Very Handy Card When Used Wisely”

Written on: 05/11/2014 by luv2browse (1 review written)

I've had the Argos Store card now for two years and am very happy with it. I use it for purchases at Argos as it's a very handy place to shop as there is a store on nearly every high street with a great range of household items and the prices are quite competitive, although I usually wait for sales or discount, but sometimes buy stuff that needs replacing or in an emergency when something breaks down. The BNPL plans are good, just make sure to pay off in full before the plan expires otherwise… Read Full Review

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★★★★★

“shopping made easy”

Written on: 20/08/2014 by Lewis-Alt198 (1 review written)

I have had my argos card for 3 years now with a credit limit of £2200.00 about 2 yrs ago i was struggling to make payments and contacted customer service , they could not have been more helpful reducing the payment to the bare minimum and freezing the interest, after 2 months i was able to pay as usual and as long as you pay for your items in the time agreed you pay no interest which i have not had to do since , its not the cards fault that people get into difficulties but some users who then… Read Full Review

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★☆☆☆☆

“Worse company ever”

Written on: 23/06/2014 by Libra1010 (1 review written)

I can't wait to pay off my card I wish I didn't take it on. Interest is shocking, struggle to phone on premium numbers from my mobile cost a fortune. Keep getting locked out of internet site when trying to pay my card or view my account. Don't get a card from Argos cheaper credit cards elsewhere… Read Full Review

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★☆☆☆☆

“useless”

Written on: 09/06/2014 by YairWiley233 (1 review written)

Really bad customer service and no notice of fees on late payments and things. My details have been used for paying someone else's account taken automatically out of my bank without knowledge when I realised I was insulted to receive a good will gesture of 30 pound and eventually my money back, but it was too late as my privacy was already breached and bank details used… Read Full Review

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★☆☆☆☆

“Waste of time. WORST EVER..”

Written on: 05/06/2014 by sumncc (1 review written)

When I bought our first home we needed a number of things like washing machine, fridge and sofa. I have aHSBC credit card with 7k+ limit but we thought we could save some interest money by applying a argos card and do the purchase on argos.. But it was a nightmare experience ever.. I waited five weeks to arrive the card. during that I had to call them three times...atleast one of them was arrogant. After all those they send me a card with £350 limit which is absolutely useless to me… Read Full Review

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★★★★☆

“really a big help”

Written on: 29/05/2014 by Jordanleo (1 review written)

Well i was really worried about getting a store card at first because i have heard some nightmare story's about things going major wrong or the risk of self control, but having a Argos myself it really helped us get the pushchair we wanted for £179.99 and being able to pay it off over 6 months is great no interest is charged on the set buy now pay later plans unless you went over the due date that is given to you in my case the 6 month buy now pay later, so every month i poped into the bank… Read Full Review

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★☆☆☆☆

“Seriously wouldn't recommend!!”

Written on: 24/05/2014 by Newman209 (1 review written)

Month after month I've had a nightmare with my argos card, having argos call me on a number of occasions saying that I haven't paid when actually I had. I've had 3 late payments 'apparently' when actually they had only sent me a statement each month with an extra £12 late payment and not told me when the money had to be paid by. The service was diabolical and I strongly wouldn't recommend getting a card!… Read Full Review

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★☆☆☆☆

“Worst Service Ever!!!!”

Written on: 13/05/2014 by Amelien153 (1 review written)

Took out the store card which was easy enough, 1st issue arrived when a payment got lost about 6 months into using the card, it was found but there is still a mark against our credit rating! The next problem arrived when using online account it asked us to save paper and go paperless with online statements, y not we thought? After 2 months of being paperless, we were blocked from our online account. My husband called the company and they said it would b unlocked. It wasn't! Every month we used… Read Full Review

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★☆☆☆☆

“do not get one ”

Written on: 05/05/2014 by beththom84 (1 review written)

avoid this card at all costs!! the interest on them is redicilous! a credit card is much cheaper! plus the customer service over the phone is terrible,they're rude and extremely unhelpful so much so i wont be shopping with argos again! rant over… Read Full Review

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★☆☆☆☆

“Rubbish”

Written on: 02/05/2014 by Jamessammy (1 review written)

I have cancelled my card, I thou I was on 3 monthly plan, I was on a normal plan missed a payment by 4 days. It has been added to my credit history. This is not ment to be done untill 30 days of missed payment by the company, no mortgage now and house :( I am middle age and never missed a payment in my life, I will worn lots of people… Read Full Review

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