Argos Store Card Reviews

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Argos Store Card
2.9 stars
Average rating for this product is: 2.9 out of 5

From 18 ratings and 14 reviews

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Sainsbury's Credit Card0.00%10 months10 months 3.00% or £3.00 fee10 months15.90%
AA Credit Card0.00%until 12/10until 12/10 2.99% or £3.00 feeuntil 12/1016.90%
BT Retail Card0.00%10 months6 months 3.00% or £3.00 fee10 months16.90%

Summary

Compare the Argos Store Card today. Whether you are looking for a great interest rate or discounts off purchase, why not read or write reviews on the advantages and disadvantages of holding this card. Make comments and help others and yourself to shop around for the best store card avaiable.

Average Ratings for Argos Store Card

  • Ease Of Making A Payment3.1 stars
  • Customer Service2.3 stars
  • Value for Money2.1 stars
  • Reviewer Ratings2.3 stars
  • Overall Rating2.9 stars

14 Reviews For Argos Store Card

  • Guest 17th Nov 2009

    Reviewer rating: 1 stars


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    12POUND FOR LATE PAYMENTS VERY HIGH INTEREST AT 27.9

  • olass 3rd Nov 2009

    Reviewer rating: 4 stars


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    Applied for this card when my washer broke, i got one straight away as i have no debt. When i used it,it gave me 6mths Interest Free Credit which is what i wanted, i set up payment on my online banking and paid as and when as long as its within the 6mths. Its great and use all the time now and pay it off asap. It works for me but i am very good with money.
    Any credit/store cards are great as long as you pay off the full price within the specified time. Good luck

  • paulasmith012 9th May 2009

    Reviewer rating: 0 stars


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    The Argos card was easy to apply for, and quite convenient. Or so we thought. We were offered 'buy now, pay 12 months later' scheme in September 2008. In February 2009, we started getting letters telling us the full balance was now due. We made a phonecall to Argos and I spoke to a very rude saleswoman who kept rather annoyingly repeating "you would have been told what the scheme was when you first took out the credit, it's not our mistake". After she repeated this, I kid you not, SIX TIME ...

  • Guest 13th Sep 2008

    Reviewer rating: 3 stars


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    The Argos store card is a good option if you can control your finances and are disciplined enough to ensure you pay the full balance before the end of the interest free periods. I have purchased a bed, sofa & laptop and always paid the balance before the interest is applied - would not recommend for people have are not on top of their finances as the interest that can be applied is astronomical.

  • alvinlwh Rank: Captain 11th Apr 2008

    Reviewer rating: 2.5 stars


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    I got my Argos Storecard back in 2005 with a credit limit of £150. Easy to get approved, just fill in some information online and I got it. The problem is I moved home very soon after getting the card and missed a few bills.Before I knew it, I got a call from them telling me that my balance is now over £200, which is over the limit, meaning I get both late and over limit fees.I quickly bring it below the limit and make weekly payments at the Post Office to clear the balance (which ...

  • Guest 24th Jan 2008

    Reviewer rating: 0.5 stars


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    I wish i never had the Argos card. It started of ok because i was working. Now it's gone right down the toilet because i've lost my job. Every time i have asked for help no one seems to care. Yes i got rid of the card ages ago but i still got a great amount outstanding.

  • gpreshaw Rank: Sergeant 9th Nov 2007

    Reviewer rating: 4.5 stars


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    I got this card about six months ago and have since purchased many things such as a new tv, bed etc, all using the buy now pay later option, this gave me up to 9 months to pay off items such as my tv. which i would have never been able to afford unless using this option, this card is great if you can control your spending on it as you can spread your purchase over many months without being charged interest and as long as you pay the item off before the end of the buy now pay later agreement you ...

  • maisie2002 21st Sep 2007

    Reviewer rating: 3.5 stars


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    I used this card to pay for my baby's things and then purchased some birthday presents but when I try and pay the interest each month is half the minimum payment!

  • yellowtimechris Rank: Major-General 21st Aug 2007

    Reviewer rating: 4.5 stars


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    I have used my Argos Store Card a few times, and never have had a problem. The card cracked on the magnetic strip, and I rang customer care for a replacement, which was hassle free, and I had a new card within a few days.

  • carylh Rank: Lance Corporal 13th Oct 2006

    Reviewer rating: 0 stars


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    I first got my card in May 2006, and I made a purchase on it using the 6 month buy now pay later option. However, only 2 months after my purchase I received a letter stating I was over my limit, as I had had a deferred charge fault added to my debt for non-payment of my buy now pay later (that wasn't due to be paid back until late November). Eventually, after a number of calls that I had to make to their number, which is a premium rate number, they admitted that I should not have been charged o ...

  • alvinlwh Rank: Captain 16th May 2006

    Reviewer rating: 1.5 stars


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    I have had the Argos Store Card for almost a year now. When I moved house, I forget to inform them, so I missed the bill. A few weeks later they tracked me down and sent me a nasty letter. I had been hit with a load of fees, effectively double what I actually owe them. Now it may have been my fault to forget to inform them of my move, but double the amount??? Well, I have paid them off fully now, and I do not intend to use the card again.

  • fetus 8th Feb 2006

    Reviewer rating: 5 stars


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    The best store cars for me is the Argos Store Card because they have everything you can think of to buy anywhere and less.

  • WOOTTIE 30th Jun 2005

    Reviewer rating: 0 stars


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    Argos Store Card - Initially seemed like a good idea but it's what they don't tell you that's the problem.

  • Big Brother Fan Rank: Major 5th Jul 2004

    Reviewer rating: 2.5 stars


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    A couple of months ago I was in Argos and they said If I signed up for their card I'd get 10% of what I was buying. I normally can't bothered with these things but as I was buying a TV and I'd save a tenner (It was a bargain of a purchase) it was worth filling in the form, much to the rest of the ques frustration. Anyway I filled it in, got my money off, chose a nice design with a plastic duck on it, and went off to watch my new telly. Turns out I was rejected for the card (at the time I'd ne ...