Argos Store Card Reviews

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★★☆☆☆
2.1 / 5
93
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  • Ease Of Making A Payment

  • Customer Service

  • Value For Money

Summary

Compare the Argos Store Card today. Whether you are looking for a great interest rate or discounts off purchase, why not read or write reviews on the advantages and disadvantages of holding this card. Make comments and help others and yourself to shop around for the best store card avaiable.
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Latest Reviews

★★☆☆☆

“Out of date”

Written on: 01/11/2016 by McQueen391 (1 review written)

I have just spent over an hour and a half trying to buy something online and pay with my Argos card only to find it wouldn't take a payment from me and my card was out of date buy a year and nobody has sent me a new one what a load of rubbish so today they have lost £60 I always buy now pay later… Read Full Review

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★★★★★

“No problems”

Written on: 02/10/2016 by Jackg354 (1 review written)

I have had my argosstore card for a couple of years now and only use it for BNPL(buy now pay later), I started with a limit of £750 and now its over double that, I havent had any problems at all, I always pay back before the deadline and it helps me with emergancy buys that I know I can pay back asap. You can pay back on the internet using their website very easy to do with a debit card. I have never been charged any fees, nothing. It helps me out and would reccomned it but as said on here… Read Full Review

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★☆☆☆☆

“NOT FOR ME”

Written on: 22/08/2016 by Miguelg464 (1 review written)

over the years I've spent hundreds if not thousands at Argos. today I've paid my account off in full £555.32p and come back home cut my card up and tossed it in the bin. all because I under paid last month by £6.74. got a threating letter. the cards all well and good but you have to remember your still spending real money. YOUR MONEY. I will probably still shop at Argos. on a cash or debit card only basis. as far as I am concerned now my account is paid in full. I am keeping my last receipt… Read Full Review

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★☆☆☆☆

“Customer Service Threatenng and horrible.”

Written on: 28/06/2016 by euGreenwood226 (1 review written)

I had purchased an Item worth 45 pound and applied for a.Card in April which the customer service representative insisted and I took the card and she said I won't have to pay anything then and it will be deducted monthly within 3 months it will be paid off. I said ok and yesterday in June a person calls me claiming to be from Argos and said I was due to pay a late fee of an installment. This guy was very rude and insensitive, I was thinking all these payments were direct debit and I didn't… Read Full Review

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★☆☆☆☆

“Stupid credit limit”

Written on: 17/04/2016 by xhappy.chicx (2 reviews written)

So I got a argos card and had a credit limit of 200. I bought a few things and paid back well in time, so why can't I raise my credit limit??? I earn 16,000 a year and have a fantastic credit score and they won't raise my limit. It's not like I was asking for 5000 I only wanted it to go from 200 to 400 so I could buy an xbox one. So for this I rate 1 star generally disappointed by this when I can go very as a new customer I get 1000 credit limit. Argos you are a joke!!!!… Read Full Review

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Pedro1972's Response to xhappy.chicx's Review

Written on: 11/06/2016

the way it works is that you dont decide when to raise it they do and after what im assuming is a short period of time yhou thought you would automatically be able to raise it??
mines took about 6 mnths to raise,i never requested it or was looking for it,but once it was raised they then kept raising it,so they are really good at raising it after a period of time
although i suppose if you dont wanna wait you could always buy your console outright from yer 16k a year salary or go get a bank loan or even go shop at Very since you have a fantastic credit score
me ill just stick with my 21k salary,increased card limits and PS4

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Xhappy.chicx's reply to Pedro1972's Comment

Written on: 12/06/2016

Then why give me option on my account to request a new limit I've had it over a year and no limit increase so far guess I'm just not rich enough to but myself somthing as a treat

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★★★★★

“Great card Great Deals”

Written on: 04/04/2016

I got my card 8 months ago.I love it as it gives me the flexability to pay later.I always pay the balance before the plan date expires so as not to incur charges.I stay within a limit that i know i can pay each month or in one lump sum.I have always found customer services very helpful.The interest rate is steep but try to order little at a time and its easier to pay before you are charged interest… Read Full Review

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★☆☆☆☆

“Do not west your money guys”

Written on: 04/02/2016 by Junior1983 (1 review written)

Argo card been charge 2 time fees!!! The first time I pay £50 fees for late payment , but obviously I don't know nothing about that ,they said the send me the stetment week ago , which I never received .. The last fees was today £12 which I buy £80 staff for Christmas , and I been told the will send the bill at home , which I was wait for !!! But today the send me the stetment with £12 fees extra for late payment !!! I just been in the phone to Argos card and they said the send the bill in… Read Full Review

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★☆☆☆☆

“dont waste you money”

Written on: 29/12/2015 by Jimenez145 (1 review written)

cheaper to use ordinary credit card, was charged £14.79 intrest on £9.49 i was still owing my account,another thing you cant do with the argos card is that argos wont allow you to transfer what you owe to another credit card account if you find one with better intrest rate, keep well away from this card unless you intend to pay off in full any thing you buy on the card asap after you buy from argos… Read Full Review

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★☆☆☆☆

“Money grabbers”

Written on: 29/12/2015 by Thetruth10times (1 review written)

Just don't do it. I set up a direct debit to make payments as they wouldn't notify me when it us due and I kept getting charged £12 for missing £4 payments (ridiculous) and after I set up the direct debit I was still charged £12 late payment fee because it was set up literally one dat after the pay date so next month I was charged again and the refused to wave at least this one charge as they had charged me every month since I got the account… Read Full Review

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★☆☆☆☆

“Store card refusal”

Written on: 04/11/2015 by PranavAlexander107 (1 review written)

Had store card for 2yrs always paid on time not in arrears but when card was due for renewal argos would not renew my card i can only assume i dont have a very good credit score but why are they checking with an agency when im up to date with payment and no late payments… Read Full Review

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Tonichajeronimo's Comment

Written on: 15/12/2015

It's a capital I. Check your credit agreement you numpty, it clearly states,we will periodically check credit reference agencies for account maintenance and payment history with other creditors.

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★☆☆☆☆

“Disgrace ”

Written on: 22/10/2015 by hayleyhen (1 review written)

I always put my goods on a bnpl and pay this! But I set up a DD on the advice of my father just incase I missed Atleast the safety net was in place to take the minimum payment! Well bill came in this month for £10.99! I reserved £150 items in store they reserved them all as been in stock but when I arrived one £10.99 was out of stock ! Therefore it was ordered in for me and I asked if this would be added to the bnpl, yes it will and they got a manager to do this when I went back. However I… Read Full Review

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★☆☆☆☆

“It can ruin your credit score easily, Be smart and AVOID”

Written on: 19/10/2015 by Phillipswa1982 (1 review written)

I wouldn't recommend argos card to anyone. It is not the people in the stores or on the phone it is the card it self. The ways to make a payment are limited in my opinion and its not as difficult as you may think to run behind with payments regardless your income. You need to go to the bank or post office which is time consuming and is likely you may not have the time or simply don't want to queue for 30 mins. Alternatively you can call them if you like giving your debit card… Read Full Review

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Firiun's Comment

Written on: 13/07/2016

You can make payments online... check the back of your statements.

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★☆☆☆☆

“UTTERLY DISGRACE, AVOID AVOID AVOID”

Written on: 12/09/2015 by naMcKee244 (1 review written)

Absolutely disgraceful costumer services. My online account been locked, call several times, waiting 20 minutes average to answered. Staff does not have a minimum condition to answer anything, ask my details repeatedly. Well, my account is still locked and the useless staff do not give any alternative number or Email. PIECE OF AN UTTERLY DISGRACE! … Read Full Review

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★★☆☆☆

“Getting into my account requires more security info...”

Written on: 19/08/2015

Getting into my account requires more security info than that requested by my bank. For a simple shopping account, it goes overboard and makes it extremely hard to actually pay anything off without having to go through the faff of phoning customer services. Not recommended at all unless you intend to use it fairly regularly… Read Full Review

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★☆☆☆☆

“NOT TO BE TRUSTED”

Written on: 13/07/2015

I have had an Argos card for the last 3 years and always paid the full balance when the bill came. I decided to pay my last card amount early (in full) and drew the case out of the bank to take along to the Argos Store to pay. They said they could not take the payment and to wait until the next bill arrived and then take it to the post office and pay the cash there. I waited as the store advised me and kept the full amount of £450 to one side until the bill arrived. On receiving the bill today… Read Full Review

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Luizsalford's Comment

Written on: 12/09/2015

Disgraceful card and terrible costumer services.

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★★★☆☆

“Handy”

Written on: 03/07/2015 by jessicaminor444 (4 reviews written)

Its handy to have, but the interest rate is bit steep. Probably worth using BNPL scheme rather than using this… Read Full Review

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★☆☆☆☆

“avoid this card”

Written on: 07/06/2015 by crazey (1 review written)

I contact there customer services as due to drop in income would struggle to meet the minimum monthly payment after being transferred around by 3 different people spoke to someone and advised i will have difficulty paying minimum payment was asked how long will last was unsure person asked was i in fanancial difficulty and said yes next thing i know i'm being told that a 12 default fee is being applied and all my creditors being informed i'm in difficulty. Person i spoke to who wasn't very… Read Full Review

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Luizsalford's Response to crazey's Review

Written on: 12/09/2015

Rubbish, I know how you feel. Disgrace!

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★★☆☆☆

“Worst customer service ever!!!!”

Written on: 07/06/2015 by Melany10 (1 review written)

I simply want to close my account but it took me forever to do one simple thing. as every agent want to transfer me over to different department and help in que for god knows how long! Customer service adv standard is very poor. TRY NOT TO DEAL WITH THIS COMPANY… Read Full Review

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★★★★★

“pay your bills on time and stop moaning”

Written on: 02/06/2015 by cgStrickland221 (1 review written)

great company helped us immensely have been with them for 3 years now… Read Full Review

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★☆☆☆☆

“wouldn't recommend this card to my worst enemy, get...”

Written on: 05/05/2015 by Craigis401 (1 review written)

wouldn't recommend this card to my worst enemy, get charged 12 even when I pay early, customer service is abysmal, get put on hold for ages when you want to complain + its a 0800 number so costly to call - hint to anyone considering don't bother and just get yourself a credit card from a decent lender… Read Full Review

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