Argos Store Card Reviews

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★★☆☆☆
2.2 / 5
34% of users recommend this
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  • Ease Of Making A Payment

  • Customer Service

  • Value For Money

Summary

Compare the Argos Store Card today. Whether you are looking for a great interest rate or discounts off purchase, why not read or write reviews on the advantages and disadvantages of holding this card. Make comments and help others and yourself to shop around for the best store card avaiable.
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Latest Reviews

★★★★★

“Very Handy Card When Used Wisely”

Written on: 05/11/2014 by luv2browse (1 review written)

I've had the Argos Store card now for two years and am very happy with it. I use it for purchases at Argos as it's a very handy place to shop as there is a store on nearly every high street with a great range of household items and the prices are quite competitive, although I usually wait for sales or discount, but sometimes buy stuff that needs replacing or in an emergency when something breaks down. The BNPL plans are good, just make sure to pay off in full before the plan expires otherwise… Read Full Review

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★★★★★

“shopping made easy”

Written on: 20/08/2014 by Lewis-Alt198 (1 review written)

I have had my argos card for 3 years now with a credit limit of £2200.00 about 2 yrs ago i was struggling to make payments and contacted customer service , they could not have been more helpful reducing the payment to the bare minimum and freezing the interest, after 2 months i was able to pay as usual and as long as you pay for your items in the time agreed you pay no interest which i have not had to do since , its not the cards fault that people get into difficulties but some users who then… Read Full Review

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★☆☆☆☆

“Worse company ever”

Written on: 23/06/2014 by Libra1010 (1 review written)

I can't wait to pay off my card I wish I didn't take it on. Interest is shocking, struggle to phone on premium numbers from my mobile cost a fortune. Keep getting locked out of internet site when trying to pay my card or view my account. Don't get a card from Argos cheaper credit cards elsewhere… Read Full Review

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★☆☆☆☆

“useless”

Written on: 09/06/2014 by YairWiley233 (1 review written)

Really bad customer service and no notice of fees on late payments and things. My details have been used for paying someone else's account taken automatically out of my bank without knowledge when I realised I was insulted to receive a good will gesture of 30 pound and eventually my money back, but it was too late as my privacy was already breached and bank details used… Read Full Review

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★☆☆☆☆

“Waste of time. WORST EVER..”

Written on: 05/06/2014 by sumncc (1 review written)

When I bought our first home we needed a number of things like washing machine, fridge and sofa. I have aHSBC credit card with 7k+ limit but we thought we could save some interest money by applying a argos card and do the purchase on argos.. But it was a nightmare experience ever.. I waited five weeks to arrive the card. during that I had to call them three times...atleast one of them was arrogant. After all those they send me a card with £350 limit which is absolutely useless to me… Read Full Review

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★★★★☆

“really a big help”

Written on: 29/05/2014 by Jordanleo (1 review written)

Well i was really worried about getting a store card at first because i have heard some nightmare story's about things going major wrong or the risk of self control, but having a Argos myself it really helped us get the pushchair we wanted for £179.99 and being able to pay it off over 6 months is great no interest is charged on the set buy now pay later plans unless you went over the due date that is given to you in my case the 6 month buy now pay later, so every month i poped into the bank… Read Full Review

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★☆☆☆☆

“Seriously wouldn't recommend!!”

Written on: 24/05/2014 by Newman209 (1 review written)

Month after month I've had a nightmare with my argos card, having argos call me on a number of occasions saying that I haven't paid when actually I had. I've had 3 late payments 'apparently' when actually they had only sent me a statement each month with an extra £12 late payment and not told me when the money had to be paid by. The service was diabolical and I strongly wouldn't recommend getting a card!… Read Full Review

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★☆☆☆☆

“Worst Service Ever!!!!”

Written on: 13/05/2014 by Amelien153 (1 review written)

Took out the store card which was easy enough, 1st issue arrived when a payment got lost about 6 months into using the card, it was found but there is still a mark against our credit rating! The next problem arrived when using online account it asked us to save paper and go paperless with online statements, y not we thought? After 2 months of being paperless, we were blocked from our online account. My husband called the company and they said it would b unlocked. It wasn't! Every month we used… Read Full Review

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★☆☆☆☆

“do not get one ”

Written on: 05/05/2014 by beththom84 (1 review written)

avoid this card at all costs!! the interest on them is redicilous! a credit card is much cheaper! plus the customer service over the phone is terrible,they're rude and extremely unhelpful so much so i wont be shopping with argos again! rant over… Read Full Review

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★☆☆☆☆

“Rubbish”

Written on: 02/05/2014 by Jamessammy (1 review written)

I have cancelled my card, I thou I was on 3 monthly plan, I was on a normal plan missed a payment by 4 days. It has been added to my credit history. This is not ment to be done untill 30 days of missed payment by the company, no mortgage now and house :( I am middle age and never missed a payment in my life, I will worn lots of people… Read Full Review

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★☆☆☆☆

“Avoid at all costs”

Written on: 13/04/2014 by Roman461 (1 review written)

TERRIBLE CUSTOMER SERVICE, EXTREMELY HIGH INTEREST RATES, ONE LATE PAYMENT AND REFERRED TO INHOUSE DEBT COLLECTORS WITH A DEFAULT ON YOUR CREDIT FILE - WORST STORE CARD OUT THERE AVOID AT ALL COSTS - NOT WORTH IT UNLESS YOU CAN PAY IT OFF AND AVOID ANY INTEREST -BIGGEST MISTAKE EVER!!!!… Read Full Review

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★★★☆☆

“Ploease Help”

Written on: 05/04/2014 by selena07 (1 review written)

Hi can someone explain to me why i had to give argos my bank account details to apply for a store card ? And also if my application in unsuccessfull what happens to my details t.i.a… Read Full Review

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Hedgewitch78's Response to selena07's Review

Written on: 03/10/2014

They need your bank details to be able to perform the credit check... The details are kept on data base for a short time because it is an application for credit so it has to be kept for a certain period of time (a couple of months I think) although the banks details are not kept...then it is removed..hope this helps

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★★★★★

“great, can't go wrong unless you don't check first”

Written on: 05/04/2014 by MeghanDonovan (1 review written)

I have had so many items for so many family members on my Argos card and as long as they pay it off in time, its no problem, my dad paid late as he thought he had longer than he had and of course they charge you the interest from the date you purchased the item if the item isn't paid for in full by the end of by now pay later but of course that was his fault and and cannot blame Argos for that :)… Read Full Review

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★☆☆☆☆

“Terrible”

Written on: 07/03/2014 by Trevinonf235 (1 review written)

I just cancelled mine. I payed the outstanding balance a week ago... And today I received a letter asking me for owed money + £50 interest because the payment didn´t go through. Never again… Read Full Review

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★☆☆☆☆

“avoid at a;; costs”

Written on: 06/03/2014 by Angelique91 (1 review written)

horrendous experience with argos. online detail update failed, and resulted in 3 months of failed direct debit. unaware of this as they sent information to wrong address. Now have a default due to missing 3 payments of £15. will not remove default even though account has been cleared. customer service is awful. disgusting company!!… Read Full Review

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★☆☆☆☆

“Disgusting way to treat loyal customers”

Written on: 17/01/2014 by Angrybird200 (1 review written)

We have had an Argos Store card for a about 4 years and have made some fairly big purchases on it taking advantage for the 0% interest free payment plans they offer. Each time we have settled the payment plan in full before the interest free period ends and have not incurred any interest what so ever. Argos have now written to us to say our card is due to expire and have decided not to re-issue us with a new one. This policy apparently is based on things like usage levels !. This is… Read Full Review

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★☆☆☆☆

“Buy now pay later in more ways than one!”

Written on: 17/01/2014

I got an Argos card from the Lakeside store to purchase a Christmas present in Dec 2012. I was told that I would get 12 months interest free but would have to make payments ONCE this period ended with interest. Fair enough that it was I expected. After Christmas (Jan or Feb 2013) I phoned them to set up a direct debit so that the minimum payments would come out of my account in Jan 2014. Nothing had left my account by mid Jan 2014, so I am on the phone to their 'help' line. I was advised that a… Read Full Review

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★☆☆☆☆

“Useless and confusing”

Written on: 16/01/2014

Try there buy now pay later and you see what I mean.It's pointless to have one,you better off with regular cards… Read Full Review

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Lucy90210's Comment

Written on: 14/02/2014

Buy now pay later- for example 6 months buy now pay later, if you pay before the expire date on your statement it's great no interest, if you pay after the expire day you get charged the back dated interest, pretty simple to me I don't see why people find it so confusing and pointless

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★★★★★

“More than happy with it!”

Written on: 16/11/2013

I originally got the card when I needed a new dyson-buy now pay 6 months later....then a microwave and now Christmas presents! All have been buy now pay 3 months later- can't fault it....I get statements telling me which lurches are due by what date, I also keep a log In my diary so I can budget! As long as your keeping track of your spending I see no problem with using this card-been useful for me!… Read Full Review

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★☆☆☆☆

“Major rip off”

Written on: 12/11/2013

ALWAYS send bills sporadically Even on BUY NOW PAY LATER you still get charged interest if items are delivered a MONTH later Phone line to pay charges THE EARTH VERY quick to put on credit score late pay if only by a couple of days which is THEIR fault for sending the bill late MASSIVE INTEREST FEE DONT TOUCH IT!!!!!!!!!… Read Full Review

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