Elephant Car Insurance - www.elephant.co.uk Reviews

★★☆☆☆
1.8 / 5
24.7% of users recommend this
  • Customer Service

  • Value For Money

Summary

''There are probably only two times when you think about car insurance: when you renew and if you ever need to claim. We hope your driving always goes smoothly - but whatever happens, you'll be delighted you've insured with elephant.''

Media Gallery for Elephant Car Insurance - www.elephant.co.uk

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Latest Reviews

★☆☆☆☆

Written on: 02/05/2012

“car insurance”

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Slow and stupid. Car hit by uninsured motorist,they wanted to write it off even though damage was mainly body work.gave a ridiculous low price to write it off less than the cost of fixing it.A good B.M.W car low milage and immaculate leather top notch interior now has been standing waiting to be fixed and insurers ignoring the situation. Pay a bit more and have decent insurerers this lot are useless. ...

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eyeseetwo

★☆☆☆☆

Written on: 29/04/2012

“Rubbish”

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They lie and they cheat and I will not be using them again. When it came to renewal they had me down for 0 years when I should have had 2 just to be difficult because I was not renewing with them! ...

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adamski_23

Reviews written: 1

★☆☆☆☆

Written on: 24/04/2012

“Awful communication,awful holding music, awful service”

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Just cancelled my policy with elephant.co.uk due to very poor customer service and non existant customer communication. I recieved no written notice of renewal through the post that my renewal was due, its was only by chance that i found an email (which i dont check very regularly) telling me my policy was due for renewal, 3 days BEFORE i had read the email. This is my first gripe, i find it unacceptable for this to be the only form of renewal notice, i never declared that i do not wish to recieve...

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★☆☆☆☆

Written on: 19/04/2012

“lying b*****ds, never go with elephant!!”

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i came to cancel my policy when it was due to be renewed. they when said i owed a month still as i'd missed it in january, which i hadn't. i asked if i've missed a payment why has nobody called or sent a letter they said they had which is untrue, then they passed me to someone else and the month changed to either june or july when i missed this payment....they wasn't too sure themselves?? (bit strange)they said they'd look into it further, next it changed to march 2012 yet i cancelled my policy...

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★☆☆☆☆

Written on: 17/04/2012

“Try to rob you at renewal”

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Currently trying to send debt collectors around for £390 as they say i did not tell them i did not want to renew with the robbing ba%%%terds, even told them on the phone i did not want to renew, aviod like the plauge, use Fortis / Ageas / Tesco / Axa all much better...

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★★★★★

Written on: 14/04/2012

“CHEAP, HELPFUL AND LOVELY STAFF”

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really happy with elephant car insurance, staff on the phone are lovelt, they are reasonable in price too. Would recommend them as I've had a good experience with them, but it works out cheaper to pay the whole premium otherwise they do have a high direct debit interest. Other than that brilliant service....

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★☆☆☆☆

Written on: 05/03/2012

“Auto renew thieves”

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They auto renewed my policy even though they knew I previously didn't want to auto renew (I wasn't in the country as I was working abroad. I had to send photo copies of my passport to convince them), and then threaten CCJs....Jokers...Avoid, Avoid, Avoid...and they were charging more than other insurers for a 10 month 3rd party fire and theft policy what I could get for 12 months fully comprehensive. The second year is when they usually try on this trick. They did it twice, never ever again. Avoid!...

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termin8tor2k

Reviews written: 1

★☆☆☆☆

Written on: 03/03/2012

“avoid”

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I was paying 83.26 for a corsa I enquired how much extra I would pay on top of my monthly premium and they said 9 pound extra so I got the rover 25 and then phoned back only to find it was 198.76 to insure so had to get rid of this and later down the line I was / am due a refund and they said 3 to 9 days still not received it and the say 3 to 7 days so avoid this company at all costs....

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princesspeanut

★☆☆☆☆

Written on: 24/02/2012

“Avoid!!”

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I chose elephant as they gave me the cheapest quote but after 2 years of being with them and never making a claim I decided to go elsewhere. At the time that my car insurance was due to run out(I knew I didn't need to renew it) I had a really busy time looking after a child alone and coping with a family death at xmas time I didn't let elepphant know that I wanted to end my policy(didn't really think that I needed to as in the past if you didn't renew car insurance it just automatically ran out!!...

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Swanthecat

Reviews written: 1

★☆☆☆☆

Written on: 24/02/2012

“Thieves crooks disreputable”

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Had minor damage on my car caused by roof tile falling on car in storms in January. Total repair bill £550 of which I paid the first £350. Policy had protected NCD but come renewal in February policy had jumped from £328 to £658. 100%+ increase in cost and they tried to tell me this was normal and actually would have been more without the NCD protection. To add insult to injury they also did not post out my renewal documents - claimed they were sent but never got them. Avoid this company like...

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jilldenise

Reviews written: 3

★☆☆☆☆

Written on: 24/02/2012

“Cancelled my policy without notice. Awful!”

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I called this company to ask if my cover included public liability insurance as I was THINKING about lettings my property for a few weeks a year for holiday lets. They immediately sent me a e mail telling me they are cancelling my policy, with no refund as they charge £50 for cancellation. The e mail from the staff are written in pigeon English and as they are brokers they just can't tell you anything about anything. Eventually i was told that my policy was cancelled because i was within 1/4 of...

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UnfairlyTreated

★☆☆☆☆

Written on: 03/02/2012

“Absolutely ridiculous!”

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I was involved in a crash when an older man attempted to overtake at great speed on a bend and collided with the front of my car. My car has been repaired and is currently in the paint shop being sprayed. I contacted my insurance and gave them all the necessary details of what happened including a statement from an independent witness, my boyfriends father. The witness is a member of the DSA as he is a registered driving instructor and must be unbiased at all times. However, Elephant have said that...

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★☆☆☆☆

Written on: 02/02/2012

“Thieves Scammers Crooks Liars Criminals Elephant.co.uk”

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I got insured with them july 2010 and had a crash august 2010 which involved a lampost. They decided it was my fault and wouldnt let me cancle the insurance as i coulndt afford a new car. A few months later i brought a new car and all was well and although a low powered cheap to insure car they wouldnt give me anything back from the high insurance car i crashed. August 2011 i recived a letter from the council saying they are going to claim from my insurance. and then in november recived a copy of...

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Beckworthonia's response to Guest's Review

Written on: 25/02/2012

So, counsil likely sent you the bill for the lamp post because you are the one who broke it. If there is no third party involved, then of course your at fault, you have no one else to claim off but yourself. And furthermore, you say you had a third party fire and theft policy, did you know that you have to pay damages when it is a fault claim? Dunno, just saying!

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chompychomp

Reviews written: 2

★☆☆☆☆

Written on: 01/02/2012

“OMG - What are these people”

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Me - Canceled policy back in Feb '11 - then emigrated permanently. Left forwarding address and UK cellphone active for 8 months. No contact from elephant at any time. Them - Didn't contact me or make any effort to contact me, then suddenly and out of the blue have debt collectors calling me at 08:00 in the morning (thats 03:00 east coast USA where i now live) demanding money for a policy I cancelled just about a year ago. An absolute shower of sh!t. I owe them nothing, even if I did owe them I have...

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Chucker

Reviews written: 1

★☆☆☆☆

Written on: 24/12/2011

“Absolute Shafters of the highest order.”

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I did loads of quotes on Tesco Compare for my 17 year old boys first Insurance on various cars and named drivers. Elephant were competitive on all of them. I received 3 quotes for just over £2500, but did not take the quote references and the Tesco compare site only stores the last 5 quotes. I phoned Elephant direct and they found the 3 quotes amongst lots of others I had done. The lady from Elephant said she would have to go through the quote again over the phone to check details. I paid for the...

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★☆☆☆☆

Written on: 24/11/2011

“Who is the Criminal?”

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My Son had insurance with them for his car. initially they were fine but when someone hit him in the side coming out of a junction they marked it as 50/50. My son was on the main road.... so the next year insurance went up.... I then had a slight touch in his car.. My fault damage to son's car £300 but they claimed it to be £1,700 and the car was a write off as it was only worth £1,500. They suspended the insurance because it was a write off despite 4 months remaining on the policy and it still...

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★☆☆☆☆

Written on: 18/11/2011

“absolute waste of time ”

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Car was stolen 3 months ago police found the vehicle 3 weeks after theft, took my civic type r to a honda garage they quoted 11000 damage and elephant want to settle it with me for 2500 and give me my car back? Whats worse they dont want to pay for the repair of my sat nav as it costs 4000 to replace. Seriously we need to report this company to watchdog! Everytime i ring its like another claim handler has taken over my claim and needs to put me on hold to find out and read notes. Anyway surpassing...

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★☆☆☆☆

Written on: 03/11/2011

“Everything designed to inconvenience you...”

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Elephant is a bit cheaper. And some would say you get what you pay for....but I didn't bargain on terrible customer service, skyrocketing prices and a refusal to provide even the slightest amount of nicety. After finally deciding to move to a proper insurance company, I'm trying to get the remaining cover refunded by Elephant and it's like pulling teeth. Even the letters they eventually send require you to send other documents back in the "self enclosed envelope" before the refund can be made. There...

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★☆☆☆☆

Written on: 29/10/2011

“Claim on going for 4 months”

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My car was stolen earlier this year, I reported it to the police and my insurance company - (Elephant Insurance). Two days later the police found my car, burnt and written off with all the items stolen. The insurance company was informed and they told me they need to further investigate. It has now been four months since the car has been reported stolen, recovered and identified by the police. The insurance company has the fire reports, police reports, police investigation surveys and also two reports...

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madlozza

★☆☆☆☆

Written on: 18/10/2011

“Never trust Elephant.co.uk”

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I had been with Elephant for 3 years before I made a claim after clipping a kerb and damaging my own wheel and front bumper. I thought it was simple enough to see what had happened. Elephant contested the claim all the way, even sending the tyre to their wheel expert who surprisingly found in favour of the insurance company, that the impact on the wheel could not have damaged it! Would a Turkey vote for Christmas!! Never trust Elephant if you actually have an accident, as they will do their best...

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unstained86

Reviews written: 1

★☆☆☆☆

Written on: 23/09/2011

“AWFUL!”

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ALL WHO HAVE ELEPHANT AUTO INSURANCE: be warned. not only do they cancel your account without communication but they waited until after the reinstating period to even let me KNOW that my account was canceled. then. to top it off the customer service when i called to complain didn't answer my question and blamed me for everything. lastly when i called back to speak to management i was on wait for 11.48 mins and then interrupted and finally hung up when i started getting angry. wow. ...

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★★☆☆☆

Written on: 04/09/2011

“Renewal was a joke! ”

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So im 23 years old and the 1st year I insured my sporty convertable the price was definately competitive at about £700. Then WITHOUT sending me any renewal documentation they debited £1200 out of my bank for the following year. I firstly went online and acquired a quote of £419 from MoreThan. I contacted Elephant who advised that no renewal documentation was released in August and that they apologise for this. I told them the price of the best quote that I had found and they said they would review...

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roxy1981

★☆☆☆☆

Written on: 20/08/2011

“cancaeeling the policy”

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took out my policy and paid it by the anual amount when it came to the end of my policy someone phoned me and asked me if i wished to renew the policy which i had said no to as it had nearly doubbled in price i took it out with another company and now several months later they have passed my details onto a credit colklection company for £204.27 saying i never had a phone call asking them to cancel the policy and its my word against them so im taking this further and contacting citazins advice bural...

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jimcook

Reviews written: 2

★☆☆☆☆

Written on: 18/08/2011

“Worse than terrible”

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I have a problem with elephant breakdown cover and even after getting the credit card providor involved Elelphant are worse than useless. Call Assist (their agents) take calls but also fail to resolve the ongoing confusion. We took the policy out in May 2011. Elephant still say the policy does not exist even though the have emailed a policy to us. The policy expiry date is now March 2012, they probably want to stop me complaining. A better way of dealing with the problems would be to contact me...

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jimcook

Reviews written: 2

★☆☆☆☆

Written on: 18/08/2011

“Avoid Elephant if you can”

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The car insurance is OKish, over £200 charge when I wanted to change the car but at least it seems to be insured. The cover for Elephant breakdown,bought seperatley, is bad. Firstly they said the policy does not exist. When we asked the bank to get the money back Call Assist (their agents) found a policy. It was taken out in May 2011 and now has a renewal date of March 2012, two months have been removed for no reason. Elephant still can't find the policy to change. Nobody will take on the problem...

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★★★★☆

Written on: 25/05/2011

“8 years happy”

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Been with elephant.co.uk for about 8 years. Has a serious crash in year 1 or 2. My fault, one phone call sorted issue with elephant re other party. Bit of haggling over write-off value of my car but resolved to my satisfaction reasonably quickly. Recovery went well too. Recently claimed for windscrees, again one call sorted it. Also used their breakdown cover (tird party), and again, fairly smooth (though some minor restrictions which you might not think of until you need to use the service, but...

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★☆☆☆☆

Written on: 24/05/2011

“Currently into month number 6 of trying to both recoup...”

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Currently into month number 6 of trying to both recoup the full sum of money for my vehicle, and to actually finally have the whole issue dealt with and closed out. Involved in a no fault accident. Should have been an open and shut case, as the 3rd party accepted responsibility immediately. However, this has been the most horrible experience I have ever had to deal with in all my time driving, and I wouldn't go with Elephant again if they paid me! They passed the issue to Albany Assistance, and...

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★★★★★

Written on: 21/05/2011

“I had a crash and the other driver was at fault. As...”

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I had a crash and the other driver was at fault. As soon as this happened, I started frantically searching for reviews of how well elephant car insurance deal with claims. (I did no such thing when buying the insurance, I just went for it as it was a cheap quote). I thought boy oh boy what have I got myself into. However, I was very surprised as they dealt with my claim pretty quick in contrast with most reviews. The car was written off, I got a car hire virtually the next day, and whilst I still...

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★☆☆☆☆

Written on: 19/04/2011

“Signing initially with them was fine until it came...”

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Signing initially with them was fine until it came time to renew. I do not drive and do not hold a license and they threatened to cancel our policy because they did not have a driver's license for me. After repeated calls, they assured us that we would be renewed. We find out 3 months late from our loan people that Elephant canceled our insurance and we were in danger of having additional fees attached to our car loan. As far as we know Elephant never reported to the DMV but they never told us either....

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Insuranceguru's response to Guest's Review

Written on: 29/10/2011

It is illegal to obtain insurance without a valid driving licence. Unless declared correctly i.e. full uk licence or provisional licence etc... then your insurance can be invalidated. This may have been the cause of your insurance being cancelled.

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brad6064

Reviews written: 2

★☆☆☆☆

Written on: 04/04/2011

“Elephant customer service what a joke. They gave a...”

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Elephant customer service what a joke. They gave a quote for cancellation to my daughter for her car insurance. When the quote arrived in writing it was for much less. They disputed everything. My daughter negotiated the waving of the admin fee. Elephant failed to deposit the cash within the 10 days promised. The cost of calls keeps escalating, still no money....

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★★☆☆☆

Written on: 30/03/2011

“I have been with elephant for 3 years now and although...”

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I have been with elephant for 3 years now and although they keep you waiting on the phone for 30 minuets before getting to talk to anyone, the service has been cheap and ticked along nicely. UNTILL! The end of my policy was up. I wanted to add my partner onto my policy so compared the market and found that elephant was still going to be the cheapest. Great! No faffing! Just cancel the upcoming renewal and take out a new one for the both of us. Now.. I have been charged £20 for adding...

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★★☆☆☆

Written on: 26/02/2011

“everytime you change the slightest thing they bill you...”

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everytime you change the slightest thing they bill you for £27.Told them i had started to park car in drive instead of the road at night,cost £27.Change of car cost £27....

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★★☆☆☆

Written on: 23/02/2011

“The product itself was good, cheap and the roadside...”

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The product itself was good, cheap and the roadside assistance was excellent. However I cancelled my policy half way through and had problems getting back the money they owed me. Each time I called I got a different response to how to get the money back including to call visa who told me it wasnt anything to do with them and to call the bank which I did and got told no money had been credited back however each time I called I was told the money had been put into my account. Still waiting for it....

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★☆☆☆☆

Written on: 22/02/2011

“having been on the phone 2 them 4 currently 46minutes...”

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having been on the phone 2 them 4 currently 46minutes charged at 5p pe minute for the 4th time, just 2 try n cancel my policy that is due for renewel as theyve been under quoted by £250. no one ever takes my calls so how am i meant to cancel?...

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★☆☆☆☆

Written on: 21/02/2011

“Elephant seems okay price wise until you have to make...”

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Elephant seems okay price wise until you have to make a claim. Then they will do everything they can to stall settling and making reductions, ie offering you half what you paid for the car only 7 months before and when they have the bill; adding additional premium saying you haven't told them something when you have. Etc, etc. Ive been without a car for 7 weeks and still no settlement. Avoid like the plague!!...

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★★★★★

Written on: 02/02/2011

“Gosh!! it really was a step up from Admiral. I...”

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Gosh!! it really was a step up from Admiral. I previously had Admiral and they almost made me cry with frustration. Elephant was like a 10 times better, everything jut clicked with I had a small accident. Its still a cheap car insurance company so the quality is ok on certain accounts, but yet again its not HSBC or Barclays car insurance charging twice, mind it. ...

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★★★★★

Written on: 28/01/2011

“fantastic service from the word go! I got a quote from...”

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fantastic service from the word go! I got a quote from the internet and rang them to ask about it as I was new to insurance, the gentleman I spoke to was kind and helpful and explained all my options, he went through extra things that I could have on the policy, but I didn't feel pressured to take out anything and it was good to know exactly what I was covered for or not! Can always trust the company and know that customer service is their first priority! Will recommend to a friend no problem!!...

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★☆☆☆☆

Written on: 23/01/2011

“Elephant.co.uk ”

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Elephant.co.uk Initially i was quite happy with the company apart from the odd mistake on the contents cover which i checked very carefully. That was until i had my car stolen. I am having terrible trouble contacting the necessary person to talk about the claim, the communication was awful (other people in the department do not pass on messages) and i felt the company were making every effort not pay out. I have had to pay out for another car to get to and from work each day myself and am...

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★☆☆☆☆

Written on: 22/01/2011

“These people have no customer service what so ever! I...”

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These people have no customer service what so ever! I called them because I could not remember my password and the answer was: change your swap your name and surname around and you will get a new quote!!!I do not get it, so they do not have my password they cannot send it to me by email and I cannot get a new quote......any way to be honest to all of you with all the reviews I have seen, I do not think it is worth to get even a quote from them....

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★☆☆☆☆

Written on: 18/01/2011

“Elephant car insurance AVOID. ”

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Elephant car insurance AVOID. The worst company I have ever dealt with. You either get someone you can't understand to talk to or someone who can't help you because they need to speak to there 'manager'!!! Car value 40000, claim quote 21000 car age 4 months old, parts not available for 3 months. Why repair it? They should have written it off. The car could have been sold for salvage and paying me out would probably have cost them less overall. Now it's been well over 4 months, and I have had my...

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★★★★★

Written on: 18/12/2010

“I claimed in the last two weeks.......absolutely...”

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I claimed in the last two weeks.......absolutely brilliant...cannot recommend them enough. I had the accident on the Friday and within a week I had the money in my account for the total loss. BRILLIANT SERVICE, I WILL ALWAYS INSURE WITH THEM....

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dave8479

Reviews written: 3

★☆☆☆☆

Written on: 14/12/2010

“I loved being with elephant, very happy customer who...”

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I loved being with elephant, very happy customer who paid £42 per month and was overall, impressed with every aspect of the service.... until somebody hit my un-occupied car in a car park whilst I was shopping... The driver took full responsibility for the damage, we agreed to go through insurance companies. Fine. I asked "will this affect my no claims or ANYTHING with future quotes" Nicola's answer - "No" It was nothing to do with me, I would not pay a penny now or at all. The...

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★☆☆☆☆

Written on: 14/12/2010

“They were the most unhelpfull people in the world...”

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They were the most unhelpfull people in the world providing poor service! Was on the side of the road waiting for 5h before a tow car came to pick me up. They sent someone to pick me up from southampton when i was actually in Norfolk and instead of saying they were sorry they kept me waiting for more 2:30!!! They said straight away it was a write off before i even said what the damage! dont go with them. Awful day made even worse for their awful service!...

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★☆☆☆☆

Written on: 05/12/2010

“When I made a claim they told me they will be sending...”

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When I made a claim they told me they will be sending a cheque to me and its been 2 months I am still waiting. They have however written asking me if I wanted the car they wrote off, which I do not understand as I paid my insurance in full over a £1000. Terrible people....

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★☆☆☆☆

Written on: 03/12/2010

“Customer Service non existant. They just want the...”

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Customer Service non existant. They just want the money. Horrible people to deal with. My advice go with a slightly higher quote (not Admiral - same company)and deal with humans instead of pondlife....

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★☆☆☆☆

Written on: 22/11/2010

“Terrible company, customer service was a bad as my...”

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Terrible company, customer service was a bad as my temper after 4 hours trying to sort out a problem with my vehicle using there assistant program which I pay £60 a year for....Staff are either rude or incompetent...The only advice I can give to anyone seeking insurer's is to avoid elephant like the plague..... Poor communication just all negative, even there quite ended up costing way more one you sorted out pay monthly.....TERRIBLE!!!!!...

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theoverseer1

Reviews written: 14

★★★★☆

Written on: 20/11/2010

“ ”

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This review is about the Home Assist part of the Breakdown recovery package with Elephant insurance. Firstly I called Elephant Insurance to tell them that my car wouldnt start at about 10.30 am, at around 10.35 I was called by a local car mechanic informing me he would be there as soon asap. At around 10.50am he arrived at my address,I gave him my keys and he got to working on the car. Superb.Thank you....

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theoverseer1

Reviews written: 14

★☆☆☆☆

Written on: 03/11/2010

“ ”

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this review is of Elephant Insurance company the customer service is the issue here,I called Elephant for taking out over £100 in one week from my account.I waited 20 minutes to speak to someone this now cost me over 10 pounds in one call,we sorted the issue out,and a week later they went back on their word and refused to credit my account with the £48 pounds extra they had drawn from my bank. reviewed from experience...

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★☆☆☆☆

Written on: 29/10/2010

“my second time with elephant and both times they have...”

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my second time with elephant and both times they have penalised for not carrying on with them. both times i paid for the years upfront, now that i have found a cheaper car insurance they want to send me a bill of just under £90 and threatening to send the bailiffs to my house. the first time i spoke to customer services to resolve this and was not helpful...'even lost our recorded conversations as i threatened to take them to court'' stay well clear of elephant!! 2 years on and still...

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timmytank

Reviews written: 45

★★★☆☆

Written on: 27/10/2010

“Been with Elephant for around 4 years. They are...”

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Been with Elephant for around 4 years. They are consistently amoung the cheapest company that I get a quote from come renewal and actually did price match a quote this year to keep me. Their CS staff are ok but my main issue is their admin fees. £17.50 to tell them that I had moved less than 5 mins down the road. I am sure that this is in their T's and C's somewhere but for me that is a bit much. I used to work in insurance and know for a fact that it would have taken them 2 mins max to...

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