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Average Ratings
Customer service2/10 Based on 1 rating
Value for Money4.3/10
Overall rating4/10
50% Recommended2 out of 4 Reviews
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4- Intelligent Finance Credit Card Reviews

  • Full review by
    ihatehalifax Rank: Lance Corporal
    on 4th Apr 2007


    User Rating : 0
    Respect : 0

    Good Points: None

    Bad Points: Bad website Bad customer service

    General comments: Basically the Intelligent Finance site doesn't work. I work in IT, so it's not that I don't know how to use it. Every other online banking site I have ever used -- NatWest, HSBC and Egg are much more reliable and easier to use.
    ihatehalifax's review and ratings
    | 49 words

  • Review by
    joeburton Rank: Staff Sergeant
    on 8th May 2006


    User Rating : 7
    Respect : 0

    The IF credit card has a good APR and good Introductory 0% balance transfer and purchases. I paid my card off in full each month, but by mistake I missed one payment date, and they dropped my credit limit by about half. I thought this was harsh, as I had paid all my other months off in full. They could have sent me a reminder and not dropped the credit limit!!
    joeburton's full review
    | 82 words

  • Review by
    kaldeep Rank: Corporal
    on 13th Feb 2006


    User Rating : 0
    Respect : 0

    Based on personal experience. I took out a one account with IF and an IF Credit Card. Without reason or warning the bank froze my savings for alegedly missing one payment, then sent my account straight to debt collectors without any opportunity to pay off the ammount - then charged me £1000 for sending the account to deby collectors. I would avoid IF like the plague.
    kaldeep's full review
    | 83 words

  • Review by
    clerki01 Rank: Lance Corporal
    on 19th Jan 2004


    User Rating : 9
    Respect : 0

    www.if.com offer a good Visa card with lowest of rate for purchases and cash
    clerki01's full review
    | 34 words


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Intelligent Finance has a range of financial products including mortgages, current accounts, personal loans, credit cards and insurance. Visit if.com now to find out more.

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Intelligent Finance has a range of financial products including mortgages, current accounts, personal loans, credit cards and insurance. Visit if.com now to find out more.

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