Virgin Credit Card Reviews
Watch this item
From 3 ratings and 76 reviews
16% of users recommend this product
Average Ratings for Virgin Credit Card
- Customer service
- Value for Money
- Reviewer Ratings
- Overall Rating
76 Reviews For Virgin Credit Card
-
Guest 17th Nov 2009
Guest's review has yet to be rated - Be the first!
Report this review
Really embarrassed I got caught out but hoping this review may stop others. Only took out the virgin credit card recently had interest free on purchases until Sept statement and decided to transfer £2500.00 cash interest free until June 2010. Got my Sept statement and paid £2400.00 which covered all outstanding purchases leaving only my interest free cash transfer...WRONG the interest free period for purchases ran out the day before my statement date so my payment of £2400.00 was allocated to the lowest interest rate..ie the one free until 2010 and I'm now paying interest on the £2300.00 I thought was interest free. Well just paid off balance and will learn by a rather expensive mistake. Be warned read the small print.
- Read Guest's full review and ratings (118 words)
-
Guest 8th Oct 2009
Guest's review has yet to be rated - Be the first!
Report this review
Yep - I am one of the people who have received a letter saying I will no longer be on 15.9 percent when I finish my 0 percent period, I am now going to be paying over 24 percent.......Amazing that credit card companies can get away with this. To be honest I hadn't planned to spend on the card anyway so will be calling them up to keep the 15.9, but plan to pay off before they make any money out of me. I have had other MBNA cards and never had a letter telling my interest is going up 10 percent, ...- Read Guest's review (114 words)
-
Guest 27th Aug 2009
Guest's review has yet to be rated - Be the first!
Report this review
Anyone with any sense will stay away from this virgin credit card, i too have been one of the unlucky ones who have gone from 0% to 33% on a card i am in the middle of paying mine off and never again will i fall for this. they keep giving you good deals until you have used your card lots then they surprise you with the new %- Read Guest's review (66 words)
-
Guest 24th Aug 2009
Guest's review has yet to be rated - Be the first!
Report this review
I've had a virgin credit card for a couple of years now and initially I used it for the 0% interest. Everything set up nicely and transferred my balance great! I set up a DD for a fixed amount to overpay minimum balance. They were very quick to charge me a £12 late payment fee when my minumum payment went up my 20p! I rang up (finding the correct phone number was difficult as its not on the statements!) and they agreed to repay me the default sum Yeah! I asked to set my DD to the minimum a ...- Read Guest's review (189 words)
-
reviewkitten
11th Aug 2009
reviewkitten's review has yet to be rated - Be the first!
Report this review
I took out a Virgin Credit Card purely to pay for my rail season ticket and to have the option for paying as some companies will only accept credit cards. There was an introductory offer of 9 months interest free on balance transfers and purchases which meant I could spread the cost of my train ticket over 9 months and save myself both interest and get the cheaper ticket option.
Application online was easy and pain free and I got my decision later that day via email. My shiny new red Virgin cre ...- Read reviewkitten's review (177 words)
-
Guest 6th Aug 2009
Guest's review has yet to be rated - Be the first!
Report this review
Virgin were really efficient when signing me up and charging me transfer fees...but then when I asked for their help to resolve an error which was costing me considerably they quickly became very unhelpful.
They have proved themselves to be no better than other credit companies...quick to make money from you but even quicker to make more given the opportunity.- Read Guest's review (62 words)
-
Guest 29th Jul 2009
Guest's review has yet to be rated - Be the first!
Report this review
I was paying amounts off my virgin credit card every 2 to 3 weeks. They still tried to hit me with a default payment. I got the refund and told it would not happen again. The next payment date was going to be 15th of August after the 15th of July. I paid an amount on the 16th of July. £1000. I then paid another £500 on the 24th of july. I then log into my account on the 29th of JUly and it tells me I have till 15th of August to pay a minimum amount. They suggest 5 days prior, thus I ...- Read Guest's review (185 words)
-
forrozza
26th Jul 2009
forrozza's review has yet to be rated - Be the first!
Report this review
Took out a virgin moey credit card over a year ago, purely as a 0% deal and transfer from my paypal credit card. This card is actually a MBNA card and sadly that is where the problem lies. Virgin, or actually MBNA, insist in sending me UNSOLICITED CREDIT CARD CHEQUES, folk may be aware of the recent governmental changes to the way these cheques are issued, in particular the preasure on the card holder to stay out of debt. These cheques also contain all the details a credit card scammer needs to ...- Read forrozza's review (233 words)
-
Guest 20th Jul 2009
Guest's review has yet to be rated - Be the first!
Report this review
Rubbish rubbish customer service, no matter when you phone you are left on hold for 40 minutes, every time it's 40 minutes and then you either get cut off or someone answers but mostly they never do, everytime there is a problem you know you have to ring them and you dread it because of this, the phone bill is huge and with your money you want to be able to speak to someone whenever you feel the need arises, Virgin make this impossible! We also found out we were paying for card protection for th ...- Read Guest's review (196 words)
-
Guest 20th Jul 2009
Guest's review has yet to be rated - Be the first!
Report this review
Absolutly would not use Virgin Credit Cardagain! wanted to pay off my balance and it took my 25 mins waiting on hold on the phone! I thought i would see how long it took them to answer my call if i rang the application 'hotline' or the 'transfer payment to your account line' and surprise surprise they answer them straight away!- Read Guest's review (60 words)
-
Guest 1st Jul 2009
Guest's review has yet to be rated - Be the first!
Report this review
Absolutely and totally ruthless when it comes to profit. Assuming the Virgin brand means anything the antics of their credit card department will hopefully drive it into the dirt. Have a perfect payment history with them for over 6 years and have just received a letter from them telling me that my interest rate is going up from 16% to 34%. I can stay on 16% but I must never use the card again, just pay my balance off!- Read Guest's review (89 words)
-
Guest 17th Jun 2009
Guest's review has yet to be rated - Be the first!
Report this review
When setting up my card I was harrassed by customer services trying to sell me more products, insulting my intelligence and treating me like I was irresponsible. Also, I pay 10 times minimum payment each month as soon as I get paid, yet because this isn't paid within the 15 days between statement date and payment date, I am charged £12 fee and have my 0% intrerest taken off me. Customer Services are extrenely rude, unhelpful and unsympathetic - they just say 'You signed up to terms and co ...- Read Guest's review (99 words)
-
Zaitch
3rd Jun 2009
Zaitch's review has yet to be rated - Be the first!
Report this review
Largely the same as other comments here - missed payment date by 1 day due to being away on holiday (pay by internet transfer rather than direct debit) and had 0% pulled and £12 fee. This was compounded the following month by timing and misunderstnading the amount they wanted paying (arrears + that month + penalty) and therefore getting another penalty.
I shut down my Virgin credit card shortly after that (although they took some persuading). I was so annoyed I transferred the balance to ...- Read Zaitch's review (151 words)
-
Guest 1st May 2009
Guest's review has yet to be rated - Be the first!
Report this review
Paid my account by bank transfer which cleared one day late was charged a £12 fee, interest and my O% on purchases was cancelled. I phoned customer services who agreed to re-instate the 0%. I cannot understand why the payment took so long to clear as two other accounts I paid on the same day cleared the following day. Virgin say it is because they are not a clearing bank but neither are the other two - strange.I asked them to waiver the fee and interest as a goodwill gesture and they r ...- Read Guest's review (139 words)
-
theangryhellcat
30th Apr 2009
theangryhellcat's review has yet to be rated - Be the first!
Report this review
I took out the Virgin Credit Card as it currently has the longest 0% balance transfer period of 16 months.Everything was very simple about the set-up process and I received the card and details very promptly. The customer service staff were very good at the time of setting up the balance transfer.However, I set up a regular standing order from my bank to pay a set amount (a lot more than the minimum) but unfortunately Virgin set the monthly payment deadline to earlier than my payment was due to ...- Read theangryhellcat's review (230 words)
-
Guest 22nd Apr 2009
Guest's review has yet to be rated - Be the first!
Report this review
Everything was going well with Virgin Credit Card - I was paying off my debt then Virgin decide that they will introduce a minimum payment. This means that I'm nearly paying as much interest as I am paying off each month.Is is any wonder the economy is in such a state when companies like Virgin can get away with this sort of stuff?- Read Guest's review (68 words)
-
bobpitbull 18th Apr 2009
bobpitbull's review has yet to be rated - Be the first!
Report this review
Virgin Credit Card increased my APR from 15.9% to 29.9% without telling me... though they claim to have sent a letter... then they tried to increase it further to 34.9% - this time giving me a chance to "opt out" if I promise never to use the card again...What's going on?!? In July 2008 I was on 15.9%... so they want to suddenly more than double that...?!?There should be laws against things like that.- Read bobpitbull's review (71 words)
-
dahbij
11th Apr 2009
dahbij's review has yet to be rated - Be the first!
Report this review
I paid my Virgin Credit Card balance off early so on a zero balance was still charged £12 for cancelling my direct debit .
I paid the £12 to a member of staff over the phone via my debit card, he told me he would close down the account and there would be no more charges to pay.
Low and behold this morning another statement arrived with a balance of £13.52 interest charge.I believe this will be interest on the £12 however it totally contradicts one of their terms which ...- Read dahbij's review (203 words)
-
Guest 3rd Apr 2009
Guest's review has yet to be rated - Be the first!
Report this review
I have found that if you're payment doesn't reach Virgin Credit Cards in time (3 or 4 days late, for example) you automatically get excessive phone calls from debt collection agencies demanding the payment that has already been made and thta has already left your acc days ago -outrageous ! Their response is it's a timing issue : my response to that is that that's not good enough..- Read Guest's review (86 words)
-
jayde81 28th Feb 2009
jayde81's review has yet to be rated - Be the first!
Report this review
After my initial 0% interest rate with Virgin Credit Card finished I have received letters every 6 months telling me my interest rate is increasing up to 34.9%! After a phone call they drop it back down again. This week I received a new one. A letter telling me that my rate is increasing to 26.9%. They give you the option to "opt out" and keep your current ineterest rate, but if you choose to do this then they will stop all transactions on your account until you have cleared your account, at ...- Read jayde81's review (128 words)
Web Links
-
Virgin Credit Card Review - Best Credit Cards. Review of 122074
Virgin Credit Card in Best Credit Cards / Credit and Debit Cards reviews at Review Centre. Review of 122074 ... Virgin Credit Card; ... Best Credit Cards UK, 0% Credit Card Deals & Offers, Balance;
www.reviewcentre.com -
Compare Credit Cards - 0% Credit Cards, Credit Card Application,
Low Rate Credit Cards ... Credit Card Deals | Best Credit Card | Virgin Credit Card | ... Virgin Credit Card 6 months 15 months 16.6% apply
www. comparesaver .co.uk -
Best Credit Cards - Compare & Apply for the Best Credit Card |
Are you looking to find the best credit card* for your needs? ... Listed below are the best credit cards on offer based on consumers lifestyle and financial situation in a comparison table.
www. creditcardfinder .com.au -
Credit Card Finder | Find the Best Credit Cards and Compare
Credit Card Finder is Australia's best online resource to Compare Australian Credit cards, Apply Online and Save, 100% Free Service. ... Below are the best credit cards* available on the market,
www. creditcardfinder .com.au -
Best Credit Card | Compare the best Credit Cards
Compare the top Credit Cards in an instant. Apply online for UK Credit Cards with the best rates. ... Best Credit Cards and Credit Card Rates.
www. bestcredit-card .co.uk -
Credit Card Guide And Best Buy Credit Cards From The Thrifty Scot
Now is the best time to compare credit cards that will suit your finances. ... ; Virgin Credit Card 0% PA for 16 months; (2.98% fee) 16.6% APR 0% PA for 6 months
www. thriftyscot .co.uk -
Credit Card Guide And Best Buy Credit Cards From The Thrifty Scot
Now is the best time to compare credit cards that will suit your finances. ... ; Virgin Credit Card 0% PA for 16 months; (2.98% fee) 16.6% APR 0% PA for 6 months
www. thriftyscot .co.uk -
Credit Card Shopper Australia | Compare Best Credit Cards | Credit
Compare the best Australian credit cards online including low credit fee, balance transfer, frequent flyer and no fee cards. Apply for the best credit cards today at credit card shopper and save.
www. creditcardshopper .com.au -
Best Credit Card Offers
Virgin, 0% for 16 months ... Tags: best credit card rates, best credit cards rates; Posted in Credit Cards | No Comments »
www. bestcreditcardoffers .cc -
Best Credit Cards UK - 0% Credit Card Deals, 0% Balance Transfers
View the best credit cards available with this UK credit card comparison service. See who offers the best deals including 0% rates on purchases and balance transfers, apply online. ... Review each product,
www. creditsearcher .co.uk










Share this page: