Cashplus Reviews - www.mycashplus.co.uk

★★☆☆☆
2.2 / 5
307
32% of users recommend this
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Latest Reviews

★★☆☆☆

“Can't pay, won't pay. BEWARE”

Written on: 16/02/2017 by PHOGHORNLEGHORN (1 review written)

Prepaid CashPlus MasterCard. Top up from bank account very quick - in 2 hours BUT it won't pay out cash on many regular cash machines and it does not pay online payments straight away, ie it gets rejected then automatically represents later. It is a pain. I have a more expensive to run cash debit card which is only advertised in Daily Mi Paper that is a LOT better. BEWARE YOU HAVE BEEN WARNED… Read Full Review

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★★★★☆

“read your t+cs”

Written on: 04/02/2017

If you read your terms and conditions and actually read through the website before you apply, you wouldn't be so surprised. This account is a self servicing account and that they actually don't process instant payments. Whenever I have dealt with customer services they have been nothing but pleasant, polite and helpful and do their best within what they are given to work with. I suppose if you are going to phone with an attitude then don't be surprised when you receive an attitude right back… Read Full Review

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★☆☆☆☆

“Do not go near these people”

Written on: 31/01/2017 by belgarion22 (1 review written)

I had to open a business account in a hurry and with a poor credit rating these seemed to be the people to go to, I wish I had never gone near them it costs a small fortune to open the account then if you want a statement it is £10 you can not pay in cheques to your account so as a business account it is totally useless. try anyone else but these rip off merchants how the finatial conduct authority lets the people keep their consumer credit licence is beyond me… Read Full Review

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★☆☆☆☆

“Swim Away From These Sharks!!”

Written on: 25/01/2017 by Roxanneuk (2 reviews written)

Opened a Business account with this company, It all went well for few months. Then all a sudden could not access the online account, or via cash card, Contacted the company by phone, was told the "team who deal with this are not answering" and was told they will call me back! They never called back!! rang again the next day, was told the same thing again, and same story again "bet these guys have a "autocue" as they all say the same thing! Anyway they just would not give a straight answer… Read Full Review

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★☆☆☆☆

“Swim Away From These Sharks!!”

Written on: 25/01/2017 by Roxanneuk (2 reviews written)

Opened a Business account with this company, It all went well for few months. Then all a sudden could not access the online account, or via cash card, Contacted the company by phone, was told the "team who deal with this are not answering" and was told they will call me back! They never called back!! rang again the next day, was told the same thing again, and same story again "bet these guys have a "autocue" as they all say the same thing! Anyway they just would not give a straight answer… Read Full Review

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★☆☆☆☆

“Useless! Do NOT use this bank!”

Written on: 20/01/2017 by Sean110202 (1 review written)

I opened my account a few years back. Out of the blue I received a letter stating they wouldn't be continuing my account and would be withdrawing my account. I came to an agreement to clear the balance (overdraft) with them and payments were made. No statements were issued by the company for payments and as the account was closed I no longer had access to the online banking system and therefore couldn't see what balance if any was due. Any payments I'd made were just put into a black hole and… Read Full Review

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★☆☆☆☆

“COULD NOT ACTIVATE MY CARD”

Written on: 12/12/2016 by Pruitt264 (1 review written)

COULD NOT ACTIVATE MY CARD NOT A GOOD START SO I AM NOW HAVING TO FIND ANOTHER BANK… Read Full Review

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★☆☆☆☆

“Slow transactions”

Written on: 11/12/2016 by daRamirez176 (1 review written)

Very bad conditions. ...waiting 12346 hours for a transaction. ...awful… Read Full Review

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★☆☆☆☆

“Cashplus APS financial review”

Written on: 06/12/2016 by ulGibson399 (1 review written)

Had an account with this company until they decided to close my account with ZERO reason given. I asked for the funds in the account, which was £170 to be bank transferred to anothrt account. I was told thry dont provide that facility & i would have to wait for cheque. This would normally be 7-10 days but could take 30 days. Guess what? 30 days later, several calls, complaints, etc I still do not have my funds. Been told twice cheque was sent out, been told twice i was given false… Read Full Review

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★☆☆☆☆

“Reading reviews had really put me off”

Written on: 02/11/2016 by Edgari393 (1 review written)

After reading all of the poor reviews about this company I am sceptical about going to them. Quite scary with such negative stories from other people. Think I've changed my mind now… Read Full Review

Binna2009's Comment

Written on: 29/11/2016

I'm with them and I'm currently sat waiting for my wages to go in so I can leave the house been waiting nearly 5 hours they still haven't cleared my money I can't buy nappys for my baby or food electric ect they don't care the amount they charge just to have an account and they can't even do there job properly

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★☆☆☆☆

“I opened a business account with these guys as I had a...”

Written on: 20/10/2016 by Mchale96 (1 review written)

I opened a business account with these guys as I had a personal account with them also and it was so convenient to open... and I can tell you now that's where the ease of dealing with this company ends !! I only had two of my customers pay into my account .. the first payment went missing .. I emailed over the proof of the transaction from my customers bank and after three days they still couldnt find it. Talking to customer services was like talking to my three year old child !! Eventually I… Read Full Review

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★★★★☆

“Overall impressed”

Written on: 16/10/2016 by Moran406 (1 review written)

We were just disappointed that we could not deposit a business cheque into the account… Read Full Review

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★☆☆☆☆

“very poor company”

Written on: 13/10/2016 by sadat10 (1 review written)

This company is poorly run. They are located above a shop in Salford. They are so poorly run that they accepted a direct debit from someone onto my account. The staff are rude and it takes forever for them to pick up the phone. My experience with them is very bad and I would NOT recommend them as they are very different to a high street bank… Read Full Review

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★★★★★

“Cash plus is a thums up for me”

Written on: 11/10/2016 by Kellym87 (0 reviews written)

Cashplus has helped alot had it avout a month and already my credit score has gone up by 40 points. I can transfer and withdraw cash at anytime also contactless paymenys work brilliant. Always make sure you have enough funds in your account. It charges me 99p on transactions but this was my choice instead of the 5.99 charge every month. Overall fantastic company no complaints here.please try not to listen to all negative comments and cashplus do say read the t and cs before agreeing. Thanyou… Read Full Review

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★☆☆☆☆

“DO NOT USE”

Written on: 30/09/2016 by AndyThomas (1 review written)

Totally incompetent. I tried opening a business solution with them. Spoke to the call centre and they were rude and threatning. They told me they could only open the account if I changed my registered office to my home address!! totally INCOMPETANT… Read Full Review

By Cashplus

Written on: 30/09/2016

Hi,

I’m sorry to hear that you’ve had difficulties opening an account with us. I’d like to look into this for you. If you'd like my assistance, please email your full name and postcode to us via the email address I’ve private messaged you and I’ll investigate the issue for you. Please don’t post these details on review centre as this is a public forum which is unsecure.

Kind Regards

JK

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★★★★☆

“Good Experience”

Written on: 09/09/2016 by 261Larsen (1 review written)

I found it very simple to apply and haven't had any problems using it… Read Full Review

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★☆☆☆☆

“Negative effect on credit file - They do not respond”

Written on: 06/09/2016 by 300Moore (1 review written)

If you want to improve your dredit record then stay away from this company. They contact you before your monthly paymenty date and tell you that you are in arrears and then put a negative mark on your credit record before you have even had a chance to pay your bill. I have contacted them several times and they have not once responded to my complaints once. during this time they have added a monthly fee to my account and continued to affect my credit rating in the process. My credit rating has… Read Full Review

By Cashplus

Written on: 07/09/2016

I’m sorry to hear that you’ve experiencing issues and you haven’t received a response. I’d like to help you try and resolve this issue as quickly as possible. If you'd like my assistance please email your full name and postcode to us and I will contact you directly (I've sent you a private email which includes the email address as I'm unable to post email addresses in this response). Please don’t post these details on review centre as this is a public forum which is unsecure.

Kind Regards
JK

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Kellym87's Comment

Written on: 11/10/2016

I joined cashplus a month ago and my credit rating went up 40 points since having this. Its a great service.

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★☆☆☆☆

“Funds not received after 3 days!!!”

Written on: 25/08/2016

I live in Nigeria and needed to pay the tuition fees fro my daughter who starts University in the UK in September. I paid someone in my local currency and the equivalent of 9,500 Pounds was to be remitted to my daughter's school. Three days later, the funds have not reflected in the account in my daughter's school. The CashPlus payee has sent evidence to prove the money was actually paid. What can I do please? I am worried sick!!! Can anyone in CashPlus reach out to me and help?… Read Full Review

By Cashplus

Written on: 26/08/2016

I’m sorry to hear that the money you’ve transferred hasn’t reached your daughters account. I’d like to help you resolve this as quickly as possible. If you'd like my assistance please email your full name and postcode to us and I will contact you directly. Please don’t post these details on review centre as this is a public forum which is unsecure.

Kind Regards

JK

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★★★★☆

“Can't complain”

Written on: 20/08/2016 by Upton232 (1 review written)

I have used cashplus for a year now since shutting down a LTD company and loosing my bank account with it. I have no complaints but when you make a payment on a Saturday it doesn't go through until Monday ! Doesn't take long to get used to .Iadvance is a god send and I've now been upgraded to a £250 overdraft...better than when I was with Barclays ! It cost me 0.75p a day to use. Has full bank features like DD's and Instant payments and when I get paid into the account, no matter what day its… Read Full Review

Mackenzie2010's Comment

Written on: 15/10/2016

I was offered I advance last week for £50 I set the date to repay 4 the November but I paid off this week and it hasn't been offered again I thought paying early would help but obviously not

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★☆☆☆☆

“Credit builder cash plus”

Written on: 07/08/2016 by 163Willoughby (1 review written)

I've had a cash plus card for a while and thought credit builder would be a great thing so first off all I checked my credit report wich was not brilliant anyways score 490 I used credit builder for one month so far checked my credit score gone down to 390 extremely annoyed so much for building your credit ratinng discustsing… Read Full Review

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