AA Home Insurance Reviews

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Latest Reviews

“Recent ongoing claim ”

★☆☆☆☆

written by Billybobdog66 on 20/02/2024

I have had AA car and home insurance although never had to make a claim until recently on home insurance from one call to another I wondered who was dealing with my claim Lloyds underwriter or AA as each time I phoned I got through to both my claim has still not resolved despite sending out home emergency call out and for 4 days I'm having to chase up making phone calls having to get this resolved as this is ongoing I will review further with the outcome although not satisfied with service received so far it should be a seamless service not adding to more distress than what your dealing with in making a claim in first place .

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The Aa's Response to Billybobdog66's Review

Written on: 21/02/2024

Hi, thanks for your feedback. We hope this gets sorted soon.

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“Do not go through AA house insurance ”

★☆☆☆☆

written by Kymbroad on 14/11/2023

We have been with AA insurance for buildings and contents never had a claim until now we have water coming through the ceiling from a shower , we are covered to source where the water was coming from , we never knew the AA were just brokers the sent a plumber out who was in the house for ten minutes would not take showe tray out or go through the ceiling to trace, he stood inside the shower sprayed hard on the door where it joins for ten minutes he stood spraying then said it was coming through the door , the was about a teaspoon of water on the vinyl , an absolute disgrace do not waste your money , our first direct debit was due to come out today after four years been with them , I have cancelled the have told me the will calculate how much we owe , the will have to take me to court first I have all the documentation which we are 100% in the right

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The Aa's Response to Kymbroad's Review

Written on: 15/11/2023

Hi Kym, we're sorry to see you've been left to feel this way and decided to leave us. Please keep in touch with the team directly if you have any questions or need further help.

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Kymbroad's reply to The Aa's Comment

Written on: 15/11/2023

I have been in touch with the AA Team the don’t help with the complaint the just keep transferring me to the company who you use for plumbing who are not sorting the work out

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“Accidental damage and still waiting”

★☆☆☆☆

written by Caspieblue on 26/07/2023

It is now July and after an accident with paint in the spring I am still waiting. I have provided photos on 2 occasions and sources 2 quotes and yet I hear nothing after being outsourced to another company. Month later and following up with phone calls after doing their job for them, I am not happy. Will not be renewing!

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The Aa's Response to Caspieblue's Review

Written on: 27/07/2023

Hi, we're sorry it's taking longer than expected. We'll have the car sorted as soon as we can.

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“Avoid they make every excuse not to pay out on claims”

★☆☆☆☆

written by Ceceliaz485 on 30/05/2022

I took out home insurance with AA as they where competitive, they made every excuse not to pay out during the recent storms , I had to get the financial ombudsman involved , AA caused unnecessary stress and worry and dragged my claim out for months while trying to get out of paying I advise you to spend your money with a company you can trust so you can have peace of mind that you are actually covered if the need arises, I will not use AA again for any of my insurances

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The Aa's Comment

Written on: 31/05/2022

Hi there, we're sorry you've been left to feel this way. Our claims teams will always look to have a claim resolved for you asap in line with terms, and will contact you with relevant updates. We hope you managed to raise any issues with us directly, and that everything is OK now.

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Traveltiger's Comment

Written on: 30/01/2023

I am going through similar. How did it go with the Ombudsman?

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Was this review helpful? 3 0

“Totally rubbish house insurance service so...”

★☆☆☆☆

written by JennaBaird on 19/02/2020

Totally rubbish house insurance service so far. Telephoned first thing Monday 10th Feb to report roof tiles storm damage - was told I was one of the first to get through so would probably hear later that day from a surveyor, received an email to say the surveyor would be in touch within one working day.... despite three calls (waiting on hold for half hour a time) later, 2 email complaints.... its now Wednesday 19 Feb im still waiting just to hear from the surveyor, let alone when we can get the work done. I knw it must be busy but how long does it take to make contact to keep us updated - Stay away from this company!!!

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The Aa's Comment

Written on: 19/02/2020

Hi, sorry to hear this. Please call us and we'll chase this up.

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Lornahudson's Comment

Written on: 20/02/2020

Please call you - I have already called you and Trinity on 3 occasions now, as I said above each time you're on holdm for ages (and it is not a free call landline I might add) - you should be calling me, you have my mobile number, my landline number, my husbands number.
I have not slept for over a week now worried about water ingress into my roof which in turn could result then in contents damage - costing you and me more money. I have builders ready to do the work, you have been sent those quotes..... what is taking somebody, that is sitting behind a desk so long to just approve this claim??????

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Lornahudson's Comment

Written on: 21/02/2020

This review got approved the day after I sent it. I should report yesterday (Thursday) I received a call from a person in customer services. She assured me this would be dealt with the next day (Friday) and that we would receive a call from a man at Trinty. She explained with the storms they have extended response to to 3-5 working days. Knowing I would be unavailable for some of the day today due to work commitments - she very helpfully took my husbands number to pass on to Trinity in the event they were unable to get through to me.. To her,if you are reading this GUESS WHAT.... no calls received on any of the numbers I gave you..... Your 3-5 working days is now standing at 10, how many more? Why oh why did I go for the cheapest quote....

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Was this review helpful? 4 0

“Appallling”

★☆☆☆☆

written by jbDougherty343 on 13/07/2019

AA broker home insurance then run away and leave in the hands of thugs when a claim comes in, avoid like the plague

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The Aa's Comment

Written on: 15/07/2019

We're sorry to hear you've been left feeling this way following needing to make a claim. Please continue to liaise with our claims directly who're best placed to assist throughout the claim.

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Bankrupted's Comment

Written on: 16/07/2019

Dear AA - who specifically would you suggest I have been in touch with all AA from CEO down. All that happens is you rather walk away and say it’s nothing to do with us we are just the broker. You are happy enough to advertise the service and then run for cover when the tough bit comes along.
Still Bankrupt

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Normalman's Comment

Written on: 05/10/2022

Impossible to get through then just nonsense scripted answer not appropriate to the situation.

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Was this review helpful? 2 0

“So much for great service dont try this service”

★☆☆☆☆

written by trevorbarrett on 25/06/2018

Asked for an aircon person to check unit and had an electrician that cost $365 with him saying not sure why they sent him... Asked for a refund and told a manager will call on Saturday..... no one called sunday same thing. Today on my 5th operator who pouts me on hold for 20 minutes wow what bad service and i took AA insurance for home and contents as you were the best in class customer services?

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The Aa's Response to trevorbarrett's Review

Written on: 29/06/2018

Hi, we're really sorry to learn of your experience and hope that you've since raised this with our customer support team so that they can address this for you.

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“Uncontactable no customer service whatsoever avoid at...”

★☆☆☆☆

written by 13241678450bob on 02/03/2017

I have home insurance the AA and I find it impossible to speak to someone, I can't even email them, I have tried for two days now on every telephone number possible and never yet had a reply only very expensive music even head office they couldnt help me,needless to say I WILL NOT BE RENEWING WITH THEM AGAIN,a disgusting service, you should be ashamed.

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The Aa's Response to 13241678450bob's Review

Written on: 02/03/2017

Hi there, we're sorry to read you have been having troubles reaching our call centre. During busy times there may be a delay in us reaching your call however we can assure you we will get to you as soon as possible. Regards.

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13241678450Bob's Response to 13241678450bob's Review

Written on: 03/03/2017

Day four still no contact with customer service, it just does not exist, Will now give up AND WILL NOT USE THE AA EVER AGAIN FOR ANYTHING WHATSOEVER. If a human being reads this DO NOT RENEW MY HOME INSURANCE.

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The Aa's reply to 13241678450Bob's Comment

Written on: 03/03/2017

Hi, we're not able to cancel your membership via this communication sorry. We're sorry you're having difficulty getting in through on the phones. Please visit our web site 'contact us' page and we can help you from there. Thank you

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“Please give it a wide birth. Home serve is better.”

★☆☆☆☆

written by Saddens on 22/10/2016

After 5 years of paying my bill every month, I return Ho e from a holiday to find my lights are not operating correctly Upon calling them, I found they said no! All of my lights need to not work before they will come out to help. The customer service team said that they could fix my problem for a 88.50 upgrade fee (for 6 weeks may I add) and a £69.99 fee for a call out. All of this in addition to my original policy fee of £30 a month. They did not seem to mind loosing my business and said it would cost me nearly £25 to cancel my policy with them. I have now transferred to home serve who want to charge me £9.50 a month add admittedly with a £50 call out fee, which I don't mind. For much more including a free boiler service. Much better!

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“Do not insure withy these people”

★☆☆☆☆

written by veryunhappyperson on 21/10/2016

This company is just awful. I missed a direct debit payment as I was short of 42 pence and the bank rejected the payment. Fair enough so I immediately telephoned to pay the outstanding amount of 4.44 only to be told they can't take a payment, phone back on another day!!! When I phoned back they have told me they have added a missed payment fee of 16.00. Prior to this because she couldn't take payment I wrote to the AA explaining, needless to say I am still awaiting a reply. I will never insure with this company again. I have given one star only because it won't let me give none

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The Aa's Response to veryunhappyperson's Review

Written on: 21/10/2016

Hi, we'd be happy to take a look at this for you. If you haven't spoken with the customer services team already please get in touch with us via our website 'contact us' page if there is anything further you'd like us to address. Thank you

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Veryunhappyperson's reply to The Aa's Comment

Written on: 21/10/2016

I have already sent a letter to customer services explaining and stating I did not want a charge levied on my payment. I know I defaulted but less than 24 hours later I tried to pay and was told I couldn't. Obviously no one has answered me yet

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The Aa's reply to Veryunhappyperson's Comment

Written on: 28/10/2016

We'd like to help with this, if you would like us to pick this up and address it please get in touch via our website. Thank you

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Veryunhappyperson's reply to The Aa's Comment

Written on: 28/10/2016

There is no point. I still haven't received and answer to my last email and I've spoken to customer services and you have still levied the charge. Rest assured i will never deal with aa again and will do my best to dissuade others

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The Aa's reply to Veryunhappyperson's Comment

Written on: 28/10/2016

We're sorry to hear that no one has got back to you yet about the complaint that you have raised. We are unable to locate this information from this department to chase this up. We would really like to help resolve this for you. Please get in touch at your earliest convenience so that we can get this sorted for you. Kind Regards

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“ why am i ignored by your machine because i do not...”

★☆☆☆☆

written by Woodwardai42 on 27/09/2016

why am i ignored by your machine because i do not choose to have a mobile phone number.

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The Aa's Comment

Written on: 04/10/2016

Hi there,

If there is anything you'd like us to address for you, please don't hesitate to get in contact via our 'Contact Us' page on our website.

Kind regards,
The AA UK

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“Say one thing do another”

★☆☆☆☆

written by Kramsenots on 19/09/2016

We have home insurance with the AA and have done for the last two / three years soon after the policy is taken out we always receive a call offering discounted breakdown cover. This year was no exception apart from when the operator rang and offered the policy for three cars at £42 I thought what a good offer so I rang back after giving it some thought to be told it was now £67 so next year AA they can forget both breakdown and home insurance.

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The Aa's Response to Kramsenots's Review

Written on: 19/09/2016

Hi, we hope you have raised this with our customer services team so that they can listen back to the call and the offer that was presented. We'd be happy to address this for you. Please get in touch via our website 'contact us' page. We look forward to hearing from you. Kind regards

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Kramsenots's reply to The Aa's Comment

Written on: 20/09/2016

like I say say one thing do another. I amnot usually a keyboard warrior but having taken into account the above comments i decided to call the office again this time to be told the £42 was administration charges and the£20 was for the membership.
what a dissapointment and as for logging on after putting in my details the website said the details did not match please call the office !

will the aa please call me with a response please and a price for multiple breakdown cover

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The Aa's reply to Kramsenots's Comment

Written on: 27/09/2016

Hi, it looks like you've tried to sign in to the My AA account, which is where that error message will appear. If you would like us to address your complaint please get in touch via the 'contact us' page. Look forward to hearing from you. Kind Regards

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“Declined claim for item i was under the impression ”

★☆☆☆☆

written by Gray224 on 28/07/2016

Claimed for Rolex watch listed individually on policy reported to police AA not insurance they say they set up policies for 3rd parties.Declined claim as purchased watch second hand no paperwork with serial number but still added to policy as owned by myself.AA say it is Integra they say visa versa have reported them to Financial Ombudsman services why not ask for authenticity/ownership prior to listing individual high value item on olicy and taking extra premiums then when it comes to the crunch you are not insured KEEP CLEAR will not take any responsibility for policy even though all correspondents/renewals/direct debits for premium are all to AA services Will leave as soon as matter sorted and cancel everything else i have with them including Family Road side cover Insurance should of requested proof of Authenticity/Ownership before adding high value individual item to policy - Intergra say AA should of done this and AA say Integra should of done this Though i would be fulky insured going to a large Company - DONT INSURE QUICK TO TAKE PREMIUMS FOR ITEMS THAT YOU THINK ARE FULLY INSURED BUT IN THEIR EYES THEY ARE NOT COVERED WHEN IT COMES TO THE CRUNCH

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The Aa's Comment

Written on: 30/07/2016

Hello, we are sorry to learn that you are unhappy with our insurance claim procedures. The AA is a Broker and we have several different underwriters on our panel to find you the best quote at the time. We're pleased that you are communicating with the underwriter directly regarding this matter. If we can help with anything further please don't hesitate to contact us via our website 'contact us' page. Kind Regards

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“Glacial Response”

★☆☆☆☆

written by Parksse497 on 24/07/2016

March 3rd an Articulated lorry hit our house, to date many people have looked at it but not a single thing has happened to repair it. Once you notify them of a claim, any threat of further collapse or injury becomes your problem. We got a local builder to make it safe, AA is not an insurance company!! Home, contents and legal cover are covered by 3 different companies, our claim was passed to a claims company then to a company who oversees the project and brings in surveyors etc. A builder has been to look and quote, his quote now passes back through the chain, which is where it resides now almost 5 months on. AA use "The 4th Emergency Service" on all their advertising, letter heads and documents, they clearly have never looked up emergency in the dictionary. To save them the trouble OED says "an unforeseen occurrence requiring immediate attention" as guidance to anyone thinking of taking AA insurance I offer this advice "Abandon hope all ye who enter here"

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The Aa's Comment

Written on: 25/07/2016

Hi, we're sorry to learn of your dissatisfaction with the insurance process. The AA is a Broker, we would advise you contact the underwriters of the policy for an update. We will be more than happy to address this for you, feel free to get in touch via our website 'contact us' page. We look forward to hearing from you.

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Cowgazer's Comment

Written on: 15/01/2017

Wrote and complained to the AA about the service and was told it wasn't their problem as they are just brokers, now I have had brokers before and with them I reported the incident and they dealt with the whole process. Basically they sold the policy and there after acted as a "go between" between myself and the insurance company, it is what they took their money for. Now AA is acting more as an advertising agency using the AA platform to sell policies to customers, often as in my case they are already "valued" customers or members of the AA. In good faith I trusted their logo on all correspondence and assumed that they had vetted the policies they were selling and put in place safeguards for their customers, as any reputable company would. My trust was misplaced, it took over 30 weeks for the claim and repair completed. All the chasing was done by us and this involved dozens of phone calls to various parties, all assured us they would keep us informed of progress but in almost 8 months we were phoned twice by them. In my opinion the AA miss-sold this policy by disguising it bellow the AA banner and its laughable claim to be the 4th emergency service, this logo is displayed on all documents and letters from the AA and should in my opinion mean that customers should be able to trust the AA to take its customers and members seriously.

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Bankrupted's Comment

Written on: 16/07/2019

I am completely in sympathy with you and want to get a user group together to highlight the issues we have faced and get publicity. Let me know if interested

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Cowgazer's Comment

Written on: 15/01/2017

Wrote and complained to the AA about the service and was told it wasn't their problem as they are just brokers, now I have had brokers before and with them I reported the incident and they dealt with the whole process. Basically they sold the policy and there after acted as a "go between" between myself and the insurance company, it is what they took their money for. Now AA is acting more as an advertising agency using the AA platform to sell policies to customers, often as in my case they are already "valued" customers or members of the AA. In good faith I trusted their logo on all correspondence and assumed that they had vetted the policies they were selling and put in place safeguards for their customers, as any reputable company would. My trust was misplaced, it took over 30 weeks for the claim and repair completed. All the chasing was done by us and this involved dozens of phone calls to various parties, all assured us they would keep us informed of progress but in almost 8 months we were phoned twice by them. In my opinion the AA miss-sold this policy by disguising it bellow the AA banner and its laughable claim to be the 4th emergency service, this logo is displayed on all documents and letters from the AA and should in my opinion mean that customers should be able to trust the AA to take its customers and members seriously.

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Cowgazer's Comment

Written on: 15/01/2017

Wrote and complained to the AA about the service and was told it wasn't their problem as they are just brokers, now I have had brokers before and with them I reported the incident and they dealt with the whole process. Basically they sold the policy and there after acted as a "go between" between myself and the insurance company, it is what they took their money for. Now AA is acting more as an advertising agency using the AA platform to sell policies to customers, often as in my case they are already "valued" customers or members of the AA. In good faith I trusted their logo on all correspondence and assumed that they had vetted the policies they were selling and put in place safeguards for their customers, as any reputable company would. My trust was misplaced, it took over 30 weeks for the claim and repair completed. All the chasing was done by us and this involved dozens of phone calls to various parties, all assured us they would keep us informed of progress but in almost 8 months we were phoned twice by them. In my opinion the AA miss-sold this policy by disguising it bellow the AA banner and its laughable claim to be the 4th emergency service, this logo is displayed on all documents and letters from the AA and should in my opinion mean that customers should be able to trust the AA to take its customers and members seriously.

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Bankrupted's Comment

Written on: 16/07/2019

As mentioned on other comments I want to assemble a crowd to publicise the shabby behaviour of AA, let me know if intereste

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Was this review helpful? 5 0

“HOME BURGALRY”

★☆☆☆☆

written by mwalsh2015 on 07/06/2016

The aa home insurance, is not from the aa. I found this out when our home was burgled whilst we slept. Stole our car and some very personel possessions. We immediately informed the police who were excellent. On contacting the aa, we were referred to powergate insurance. I was not expecting that. We were ther referred to davys loss adjusters who were to investigate our claim. They are so efficient, the earliest appointmet they could offer was almost two week after the crime. Myself and my partner took the afternoon off to accomodate the nice gentleman,  from davy. He interviewed us both for about an hour. This was a very conceise and detailed interview. Some questions seemed distant from the crime we had suffered. But we were assured, all was good and there was just a formality before settlement. No so. For davy have now insisted on a second loss adjuster to come and put us through a similar interrogation process. After almost 2 hours on the phone, i got to a point where i told him to keep the money. Im shocked the aa allow this. A supposed reputable company letting second rate underwriters use their name. The service is appalling. We have been victimised twice! Once with the robbery and now by an insurance company questioning my integrity. I will not let this rest. I will advise as many people as possible, not to use the aa.... Or the vile people the use

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The Aa's Response to mwalsh2015's Review

Written on: 08/06/2016

We're very sorry to learn of your experience and hope that you and your Wife are ok. We would very much like to address this. Please get in touch via our website 'contact us' page at your earliest convenience so that we may help. Thank you

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Bankrupted's Response to mwalsh2015's Review

Written on: 16/07/2019

Fully agree - please join in publicising this shabby and cowardly company

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“Daylight robber”

★☆☆☆☆

written by KatrinaStanton on 24/05/2016

They pretend to listen but they are fully trained in finding any excuse not to payout, they are complete robbers, don't believe me, try & make a claim. At the end of the day your paying money for absolutely nothing. When you try to complain you get through to a dragon. My experience with AA home insurance has made me sick, I regret ever signing up with these robbers of the year

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The Aa's Comment

Written on: 25/05/2016

Hi, this is concerning and we'd really like to help. Please get in touch via our website 'contact us' page and we'll pick this up as soon as possible. Many thanks

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Onehappy's Comment

Written on: 26/05/2016

You know why I call you criminals, without doing any physical inspections and just visually looking at something and coming to the conclusion that my insurance doesn't cover this.
Had your organisation made any physical inspections I would have half accepted your highly questionable conclusion.
I got a mortgage to pay, I got bills to pay I took out insurance for peace of mind. I don't know why you would be concerned take a good look in the mirror your a bunch of criminals dressed in suits. Shame on you

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Onehappy's Comment

Written on: 27/05/2016

I would just like to give an example of how AA home insurance work and an insight of their mentality.

Me= hi I wish to make a claim

AA = please tell us what your claim is

Me= I wish to claim the very next day from Monday is Tuesday

AA= we will get one of our experts to come and see you

AA= morning I've looked at your claim, sorry it's not valid

Me= I don't understand you, the very next day from Monday is Tuesday, right?

AA= yes I see what your saying but technically it's Wednesday morning in Australia, so your claim is invalid.

This is the mentality of the AA home insurance.

Now just to add some balance to this sorry situation
I'm emotionally upset with my experience, the AA have the gift of the gab, they talk the talk but delivery on JACK ALL

Thank you for doing over hardworking people who trusted you for peace of mind.

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The Aa's Comment

Written on: 28/05/2016

Hi, we understand your frustration and would really like to get to the bottom of this for you. So that we can help you, please get in touch via our website 'contact us' page. Thank you

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Bankrupted's Comment

Written on: 16/07/2019

Please join us in publicising shabby and cowardly company - make contact

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Bankrupted's Comment

Written on: 16/07/2019

Quite right, join us in publicising shabby and cowardly company

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Was this review helpful? 2 0

“They do not reward loyalty ”

★☆☆☆☆

written by JaseCormier on 27/04/2016

I have been with the AA for 27 years! They now do auto renew which I did not sign up for. They quoted me £250 plus £70 for home start the Rac is £190 so much for being loyal for 27 years. It think all these companys are as bad as each other, its best to check all the deals out every year and be LOYAL NO NON OF THEM.

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The Aa's Comment

Written on: 27/04/2016

Hi Jase, existing members do have additional benefits attached to their accounts that new customers would not be entitled to. We hope that you have spoken to our renewals team about your dissatisfaction, they will be happy to look in to this for you. We do send out standard documents each year prior to your renewal date this gives you the opportunity to discuss or make any changes.

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Was this review helpful? 0 0

“Terrible Home Contents Insurance Provider!”

★☆☆☆☆

written by on 09/04/2016

This is the worst home insurance I have had in the 25 years I have been getting insurance. It has taken me 6 weeks to get my laptop replaced by them and 25 phone calls, only to then be told that they will only offer me less money than it costs to replace my apple macbook. They are essentially short changing me by £150 and to make matters worse they are trying to charge me another £30 to get my own hard drive back from them which holds pictures of my children as well as sensitive information. I am beyond furious, been waiting on a call back from them all afternoon again. It is ridiculous. They have no clue what they are doing and no customer service at all. Do not buy insurance with them, try elsewhere!

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The Aa's Comment

Written on: 09/04/2016

Hello, we're very sorry to learn of your dissatisfaction in our service. If you haven't had a call already to discuss this, please get in touch via our website 'contact us' page and we will get this investigated as soon as possible. Thank you

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Was this review helpful? 0 0

“AA membership is a waste of money!”

★☆☆☆☆

written by tedandmary92 on 16/03/2016

Took out there home membership insurance, which when was sold to us was told it was all singing and all dancing policy, but now we have come to make a claim find the AA wriggle more than a fish on a hook and found they don't want to meet their obligations. Anyone who is thinking of taking out this insurance should seriously think again and we shall be cancelling our policy and will never take anything out with them again. *The only reason I have rated with 1 star is because I can't do 0!

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“Avoid at all costs! ”

★☆☆☆☆

written by Vaughan190 on 12/02/2016

The AA do not look after existing customers upon renewal - highly uncompetitive rates. They insist on home and contents being split into two different policies; they say that this is to maximise savings... It just means a higher administration fee to the customer. I have been dealt with in a rude and abrupt manner and am so pleased to have cancelled my policies, which cost an arm and a leg in penalties to get out of (times by two for two policies, get my drift...?). Having got fantastic rates for a better level of cover elsewhere - and under cover of one policy - I regret all those wasted years with the AA.

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Was this review helpful? 0 0

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