Lending Stream Reviews - www.lendingstream.co.uk

★★★★★
4.6 / 5
93.8% of users recommend this
  • Value For Money

Description (provided by business)

Lending Stream offers short-term loans between £50.00 - £800.00 that are paid back in monthly instalments over six months. Lending Stream accepts applications 24 hours a day, 7 days a week, even on bank holidays. We encourage our customers to repay early to save on interest and provide online account management features for making payments and checking account balances. Lending Stream has been providing short-term loans since 2008 and is a member of the BCCA and CCTA. We run an affordability analysis on all applications to help assess whether you are able to repay the loan in a sustainable manner. Representative Example:Annual Interest Rate: 377.6 %. Total Amount of credit: £200. Representative APR: 5387.8% Duration of Agreement: 6 months. Total Amount Payable: £472. Total Charge of credit: £272.
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Latest Reviews

★★★★☆

“very easy”

Written on: 30/07/2014 by Steelesf307 (1 review written)

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Dont like a prefilled amount when you first start the application. I think it would encourage to borrow more than you need. It should be left blank and something at the top og application to tell you maximum could borrow… Read Full Review

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★★★★★

“Easy as easy could be”

Written on: 30/07/2014 by Clayton311 (1 review written)

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Although the interest rates are high, the payments are well spread out and easy to make, if you need fast cash, then this is the place to come. Thank you Lending stream. Nigel Mahomet… Read Full Review

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★★★★☆

“well done”

Written on: 30/07/2014 by NataliaBolton (1 review written)

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everything was fine staff were very helpful… Read Full Review

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★★★★★

“Quick and Easy!”

Written on: 30/07/2014

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Easy to use site for the application process. Terms, conditions and repayment schedule all laid out for you in advance so you know what you're going to be paying back and over how long. Money was in my account within half an hour. I have a very poor credit score but this gave me an instant decision without the messing about of waiting round for an answer. APR is high but I'm able to repay over 6 months and can reduce cost of interest by paying early. Definitely recommended… Read Full Review

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★★★★★

“LENDING STREAM PRAISE”

Written on: 30/07/2014 by Carolynu399 (1 review written)

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Lending Stream is so quick and easy to use and spreading the repayments is fantastic. I would have no hesitation in recommending it to others… Read Full Review

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★★★★★

“You know your in control with Lending Stream”

Written on: 30/07/2014 by RiyaMcLain (1 review written)

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Excellent service. Easy to use website. Your account details give a very clear breakdown of what you owe and your repayments including the option to repay early. Customer services are helpful, clear and friendly. Applying for a loan is quick and straightforward. Lending Stream are great company… Read Full Review

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★★★★☆

“rewarding”

Written on: 30/07/2014 by Lindsayov1974 (1 review written)

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I found that asking for the amount that I needed , this company was more then happy to help, and made it easy to apply, with their easy to fill in application. Also they are on hand till late which is great, so if you needed any help, then you knew you would be able to talk to someone straight away… Read Full Review

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★★★★★

“excellent serivce ”

Written on: 29/07/2014 by AlessandroMurray (1 review written)

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easy and quick helpful staff when needed to speak to them… Read Full Review

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★★★★★

“Lending stream loans, excellent”

Written on: 29/07/2014

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Excellent hassle free service, quick transfer, much better than any credit card service. Very happy. Would definately recommend to family and friends… Read Full Review

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★★★★☆

“One of the best...”

Written on: 28/07/2014

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If you've never used a "short-term" loan company or "payday loan" company i recommend you think about it properly before you accept the T&C's and ask yourself "Do i really need this money? Could i just borrow it from family or a friend instead?. It can get out of hand very quickly if you borrow a little bit more than you actually need or can repay, or if you miss a payment. - Looking back at the past 4 years of my life, i have one regret and thats taking out my first "Payday" loan. If your… Read Full Review

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★★★★★

“Very quick”

Written on: 28/07/2014

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brilliant couldnt believe it happened that quick… Read Full Review

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★★★★★

“very good and quick”

Written on: 28/07/2014 by rpStone78 (1 review written)

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im very happy as i can always come to you if i need a loan quickly to help me out to keep me going till i next get my wages… Read Full Review

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★★★★★

“Bit expensive but easy to use”

Written on: 28/07/2014 by Eviex244 (1 review written)

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If you cant get cash elsewhere this seems the best way to go, monthly repayments instead of one massive amount, yes you pay back a lot more than you borrowed but the earlier you repay the less you actually pay. … Read Full Review

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★★★★★

“So easy”

Written on: 27/07/2014 by Floresep60 (1 review written)

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So easy and uncomplicated to use, instant decision and no ridiculous transfer fees like so many competitors!… Read Full Review

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★★★★☆

“sharp”

Written on: 27/07/2014 by Lindseylw151 (1 review written)

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Very quick response deal with people like human beings also give good details good terms and fully explain how much payment will cost… Read Full Review

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★★★★☆

“Excellent Service”

Written on: 26/07/2014 by Fatimau139 (1 review written)

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I found using the quick application easy and simple to understand, did not have to fill in my details again which is always helpful. This way of obtain extra money for those emergency is a good. The only drawback is the interest rate, and it would be better to pay in full at your first pay date, as if you don't and pay over the six months then you end up paying double the original loan. However saying that I would certainly use the service again as it does gives you flexibility and you are… Read Full Review

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★★★★★

“Always simple easy and clear”

Written on: 26/07/2014 by Beric (1 review written)

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I have been a customer of Lending stream for a long time and have never had any issues with them. It would be nice if returning customers got a cheaper interest rate as this can be rather costly… Read Full Review

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★★★★★

“trouble free”

Written on: 26/07/2014 by Armaniw203 (1 review written)

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Excellent service as usual. Highly recommend… Read Full Review

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★★★★★

“Great service ”

Written on: 26/07/2014 by TatianaLopez450 (1 review written)

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This service is more flexible than others it offers a longer repayment plan and also allows for early settlement so you pay less interest. It is fast and saves basic data so you don't have to re input same things all over again. The funds are quickly deposited making for a very fast efficient service… Read Full Review

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★★★★★

“Quick and Easy”

Written on: 26/07/2014 by Koenigqd1984 (1 review written)

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Simple, easy on line application. Would certainly recommend this company. 5 star service, Excellent… Read Full Review

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