Tesco Personal Finance Instant Access Savings Reviews

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0.8 stars
Average rating for this product is: 0.8 out of 5

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
ING DirectING Direct ISAOpen an account today in approximately 10 minutes. A simple way to save up to £3,600, without paying tax on your investment.Monthly2.50%N/A
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.50%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A

Average Ratings for Tesco Personal Finance Instant Access Savings

  • Value for Money1.3 stars
  • Overall rating0.8 stars

4 Reviews For Tesco Personal Finance Instant Access Savings

  • jonchelle 25th Apr 2009

    Reviewer rating: 0.5 stars


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    Good Points: Good interest rate - I hope


    Bad Points: Loads


    General comments: Previous comments are correct, this is truly a shambolic administrative set up. Calls to the online banking customer service number send you to the credit card department and you get caught in a cycle for 20 minutes before you get transferred to the correct department.The issue regarding the card reader would be avoided if they were sent following account setup.Tesco should read this forum and get their act sorted. Even the setup of the 'Instant Access' savings account in the first place took months instead of days with the to and fro of security issues. No other finance organisation has these issues so why Tesco. Furthermore their online website leads to confusion.

  • Guest 14th Apr 2009

    Reviewer rating: 0 stars


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    Stay away! Absolutely shambolic! You open the account with Tesco Personal Finance, then get sent a form to verify your signature before you can do anything online. Then to withdraw money you need a special card and a card reader which take months to arrive. Avoid like the plague.

  • Fossyf 17th Mar 2009

    Reviewer rating: 0 stars


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    If you really want to waste your time and phone costs then this is the one for you.If you would like to learn how to NOT run an application service then this is the one for you.If you want to lose some money in the system then this is the one for you.Please Please Please consider very hard before you start to consider what can only be described as a shambolic debacle and in light of the current credit crunch where financial institutions need your deposits then Tesco certainly lead the way in me ...

  • Guest 19th Feb 2009

    Reviewer rating: 2.5 stars


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    Hardly 'instant access' in my experience. Before I could withdraw money, I needed to ask for a card reader and a card in order to generate a security code for the website.This is great security - only Tesco Personal Finance didn't tell me that I need this card reader or card until I actually tried to withdraw some money!!

    Make sure you ask for a card reader and card when you open the account - this can only be done online.