Marks & Spencer Car Loan Reviews

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Latest Reviews

★☆☆☆☆

“Misleading APR Deals - Increased Rate After Applying”

Written on: 30/04/2016

With an excellent credit score of 999, I needed a loan for a car - with their advertised rate of 3.3% APR which was one of the best deal out there. Loan approved, they then announced the APR was now over 6% due to "various factors" of which the foreign call center lady tried to explain, none of which I had on my record, or ever experienced. Just excuses to justify trying to extort more money out of me. They are just conning you to apply with a false APR advertised, be warned. Credit report no… Read Full Review

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★☆☆☆☆

“Marks and Spencers Gangsters ”

Written on: 08/10/2012 by bobgold (1 review written)

Pleand, Please be very carfull with Marks and Spencers as they are con gangsters , My wife aplyed for a concolidation lone to save £70 per month on very semsible you would think, well not to M & S my wife has Exolent credit score acording to Expirea ( Well not now ) as M & S Gangsters have rejuced her score to Fair for no reason at all no missed payments on Defolts at all We are concidering taking legal action against M & S for slander, Mr R Goldsmith Never go near Marks and Spencers as… Read Full Review

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★☆☆☆☆

“Avoid M&S at all costs if you're not an M&S customer. ...”

Written on: 24/12/2009 by imrank (1 review written)

Avoid M&S at all costs if you're not an M&S customer. I applied for the car buying plan loan and was advised with my credit rating being excellent I should qualify for the typical APR 8.7% as most customers tend to get this rate. However, as I am not an M&S customer they quoted me a ridiculous 12.7 APR stating I was high risk as I am not an M&S customer and I don't shop with them either! My credit profile was excellent and now I have a footprint on my file as M&S have carried out a search… Read Full Review

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