PayPal Credit Card Reviews

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3.2 stars
Average rating for this product is: 3.2 out of 5

From 0 ratings and 6 reviews

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%

Average Ratings for PayPal Credit Card

  • Customer service3.1 stars
  • Value for Money3.4 stars
  • Overall rating3.2 stars

6 Reviews For PayPal Credit Card

  • Guest 10th Apr 2009

    Reviewer rating: 0.5 stars


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    Good Points: Easy acceptance.


    Bad Points: Have tried to use it in 6 different places, only once did it work.


    General comments: I have had a Paypal card for one week and have only managed to ever use it once.
    It didn't work with 2 online transactions I tried to make and also at 3 different cashpoints.

  • Guest 17th Jan 2009

    Reviewer rating: 4.5 stars


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    Good interest rate, one of the best!! Quick acceptance. No problems what-so-ever. Can't understand why some people Knock it. I've had no problems at all getting it accepted all over Europe.

  • Solutions 22nd Dec 2008

    Reviewer rating: 5 stars


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    I must have a different Paypal Credit Card than the reviewers here. Mine is a Mastercard one and no problems at all getting it accepted. I applied through the Paypal website and was accepted. This card is not an Electron or Pre Paid one.
    Only thing I find annoying is the time it takes to get online to look at my account etc. It takes ages.

  • Guest 16th Dec 2008

    Reviewer rating: 4 stars


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    This works great for me, as I get paid mostly via paypal so to be able to transfer my balance (only takes 24 hours) to a useable card is great. It does look a bit cheap, but who cares? Yes it is Electron, but this has become more widely accepted and I do check with the retailer if I am unsure if they accept it.
    Compared to other prepaid cards it is easy and cheap. I had endless problems topping up other cards and the fees were high. I have only topped up via paypal, so I can't comment on other m ...

  • Guest 30th Oct 2008

    Reviewer rating: 5 stars


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    I have found my paypal top up card excellent. As I accept most of my income via paypal it is a very convenient way to access my money.
    I have had no problems with it's use - I think it is considered more of a Visa Electron rather than visa debit.
    The top-ups are free if you use your paypal acoount. I haven't tried paypoint or the post office yet.
    The card does look a bit tacky - bright yellow and the numbers aren't embossed (as on Electron), but it does the job.
    Well done Paypal! ...

  • tiger83 Rank: Lance Corporal 11th Oct 2008

    Reviewer rating: 0 stars


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    I don't think the PayPal Credit Card was worth the £4.95 fee for issuing. It looks and feel awful. Flimsy plastic, no embossing and the chip looks like I made it from tin foil.
    I was unable to use in all 4 of the on-line transactions I've tried to complete, and only 1 of 3 retailers. Didn't work in Morrisons, or a restaurant and did work in Holland & Barrett. This is too unreliable, if you've no alternative payment method, it's highly embarrassing. In fact, to have any card rejected/decli ...