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| Speed of Application | 8.3/10  |
|---|---|
| Customer Service | 9/10 |
| Value for Money | 8.5/10 |
| Overall rating | 9.3/10 |
Full review by
tonytike
on 12th Sep 2008
User Rating : 8
Respect :
0
Good Points: Quick and easy to apply.
General comments: I dont really do reviews but thought would give it ago cause I've got to agree with the other reviewers. I took out a Universal cash loan as one of their fast cash accounts just over 3 months ago, the application was fairly simple, but the point I want to make is I had a £500 cash advance with payments of £50 a month, my charge for credit was £16.25 a month I thought I was like a normal loan but when I got my first months statement through my outstanding balance was already £466.25. When I recently got a gas bill through I went on the universal website and requested an advance within an hour I had an email back saying it had been processed and the money had been transferred in to my bank account. How quick is that?
tonytike's review and ratings | 141 words
Review by
emmap
on 8th Aug 2008
User Rating : 10
Respect :
0
I just read the comments by tylermark and thought sounds to good to be true so I phoned Universal and asked them if I applied for a fast cash account and paid it off in a month how much would it cost. They told me the total repayable would be £309.75 and then I asked what if I paid it off in two months then they said the total repayable would be £319.50. I haven't applied for one as I already have a cash loan with them but this rate seems to good to last. It seems you pay a fixed m ...
emmap's full review | 173 words
Review by
tylermark
on 7th Aug 2008
User Rating : 10
Respect :
0
If you want a payday loan go to www.universalcashloans.co.uk and check out there fast cash.
I wanted to apply for a payday loan after checking out the usual sites like quick quid and payday advances I came across universal cash loans they offer payday loans which was what I was after but noticed on their site a fast cash account.
Thing is for a £300 payday loan for a month was going to cost me £375 in total but you can take out a fast cash account for a month and the same £3 ...
tylermark's full review | 189 words
Review by
emmap
on 25th Sep 2007
User Rating : 9
Respect :
0
When I was messed about by provident I applied for a loan with universal cash loans, I must admit the rate is quite high the interest on the £500 I wanted was £220 but as I was told by provident and universal this is because it's collected weekly by an agent. I phoned up on a Thursday morning and completed an application over the phone, they told me an agent would call to confirm my details they told me his name and a day and time he would call. He came round the next day checked my ...
emmap's full review | 166 words | 1 comment added.
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