Ikea Home card Reviews
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100% of users recommend this product
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1 Review For Ikea Home card
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Good Points: Interest Rate is low compared with other store cards
Excellent customer service and great call centre
Clear statements that tell you it wil cost you more if you only pay the minimum payment and highlights the interest your paying.
Bad Points: Ikea is rolling out online shopping but you can't shop online yet with the Ikea Card.
General comments: I have had an Ikea card for about 8 years now. They seem to operate the exact opposite to every other store card provider and bank out there. Firstly, I got into financial difficulty after a divorce a few years back and they froze my interest payments for 6 months and reduced my limit to zero until I got back into the black. I had no extra charges because I kept them informed-they really listened! As long as I kept to my payments, I had no trouble at all. The only time I was ever charged was for 12.00 for a DD that didn't go through (my fault). My Bank charged me £30.00 for the same transaction! I think Ikea Card charges are much fairer than other lenders. Once my finances improved, I cut up my other credit card and didn't apply for credit with anyone else because I could see the difference in the service I received when I really needed help the most.
Since then, my card has been re-instated with a good credit limit-no problems, this is never increased without my knowledge, I have to apply for any increase -for example, if I wanted to make a big purchase, like a Kitchen (which I never have), they seem to be really sensible lenders. I noticed that the APR was around 12% (recently gone up to around 16% re the current climate). Some store cards charge around 30% APR. The call centre is uk based, with no crazy press this and that options and they do not try to sell you things you dont want. I wish the service I got instore was as good as the store card-other than that it is excellent. If this is the only credit card you choose, then you cant go far wrong- and no! I don't work for Ikea!
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Web Links
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Ikea Home card Review in Store Cards at Review Centre
Read Trusted and Unbiased reviews of Ikea Home card in Store Cards Compare Ikea Home card in Credit and Debit Cards at Review Centre. ... Ikea Home card Review in Store Cards at Review Centre;
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Argos Store Card Review - Store Cards. Review of 198093
I have had the Argos Store Card for almost a year now. When I moved house, I forget to inform them, so I missed the bill. A few weeks later they tracked me down ... Top Store Cards ... Home Improvement
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IKEA | IKEA home card
IKEA Home Card means you can make big purchases, but make small payments. ... IKEA Home Cards are issued subject to approval. You must be aged 18 or over and a UK resident. ... Your local IKEA store
www.ikea.com -
Welcome to the IKEA Home Card Application Form
All applicants for the IKEA Home Card must be a resident of the UK and be at least 18 years of age. IKEA Home Cards are issued subject to approval. ... Diners Club (5) Store Card (6)
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Ikea store cards fail Year 2000 test - vnunet.com
The store card of the Swedish home furnishing giant is not being accepted by computer systems because of a Year 2000 problem, ... Jens Rom, managing director for Ikea's card programme in the UK,
www.vnunet.com -
Sunday Express | YourMoney :: Why store cards are a Christmas
The most competitive store card is Ikea Home, which charges 12 ... ?Under those circumstances, there is no more expensive form of borrowing than a store card. With store cards the advice is simple:
www.express.co.uk -
Daily Express | YourMoney :: Why store cards are a Christmas
The most competitive store card is Ikea Home, which charges 12 ... ?Under those circumstances, there is no more expensive form of borrowing than a store card. With store cards the advice is simple:
www. dailyexpress .co.uk -
Christmas time and credit cards
With a few isolated exceptions (including the John Lewis and Waitrose card, and the Ikea Home card) store cards charge extortionate rates, of up to 30.9 per cent.
uk.biz.yahoo.com -
Gemb Jcpenney Credit Cards
The credit p es are no longer going to be able to charge gemb store credit cards credit card home depot credit card ikea credit card jcpenney card jcpenney bad credit.
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The Great Store-Card Swindle! - 11/01/2005
Store cards are among the UK's biggest financial rip-offs and yet we have around 18½ million store-card accounts, with 23 million cards in circulation. ... Home Insurance
www.fool.co.uk








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