Argos Mastercard Reviews

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★★☆☆☆
1.6 / 5
23% of users recommend this
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  • Customer service

  • Value For Money

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Latest Reviews

★☆☆☆☆

“argos rip of!”

Written on: 14/11/2013

I have paid monthly paiment and when i went to purchese new item my card was declined ! Payment was taken over the phone and i was told that nobody marked down that is paid! I had the biggest embarasment in the shop i have called customer service from argos store and told them how rubbish they are front of the store manager … Read Full Review

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★☆☆☆☆

“Terrible customer service and banking”

Written on: 28/10/2013 by mostazir (1 review written)

After I made my first purchase, I instantly set up my direct debit online so that I do not forget the payment. These bunch of dumb heads even didn't bother to take the money out of my account on time and a late fee incurred in the statement. After calling to their premium rate number, someone apologized for the error and transferred me to the customer service department to rectify the problem. After hanging up for 10 minutes, I gave up !! I am sure they won't pay me for the premium rate number… Read Full Review

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★☆☆☆☆

“Calling on sunday to take more details ? ”

Written on: 24/03/2013

unfortunately Argos they chose the worse bank ( Vanquis Bank ) to to handle Argos credit card. I submit my details on the website and I keep receiving calls on my mobile and at home asking to take more details. Last one was today Sunday 24/03/2013 at 12:00 which was very rude person calling to take more details, over talking me in nonprofessional way. I sent them email to delete my application and stop calls … Read Full Review

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★☆☆☆☆

“useless customer service”

Written on: 12/05/2012 by madcat (36 reviews written)

Ive got married and they wanted my original marriage cert sent to them, original documents i dont think so. so im trying to pay the remainding £100 but they wont accept my payment from my married name but if i can get a stranger with a different name to pay theyll accept that! how does it make sense? so i tell them they have to wait until hubbys home at the end of the month and i get hounded with 10 calls a day, i say my surname and they abruptly hang up, have logged a complaint. steer clear… Read Full Review

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★☆☆☆☆

“If you are considering taking an argos mastercard...”

Written on: 20/02/2011

If you are considering taking an argos mastercard reconsider as customer services are very rude,i was 3 days late making a payment so as well as getting a late payment fee they made me pay standard rate interest i had first got an promotional rate at 0% there interest rates are huge so i will be closing my account with them asap never to use again… Read Full Review

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★☆☆☆☆

“Very bad customer service very rout espacily Mr Dean...”

Written on: 17/12/2010

Very bad customer service very rout espacily Mr Dean and Mr Jaka not trying to understand what claint trying to sys… Read Full Review

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★☆☆☆☆

“They rope you in with attractive rates then continue...”

Written on: 27/11/2010

They rope you in with attractive rates then continue to increase them the more you spend! There are much better deals out there do not get one!!!!… Read Full Review

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★☆☆☆☆

“Have had different credit cards over the last 30 or...”

Written on: 28/08/2010

Have had different credit cards over the last 30 or more years and can honestly say this is probably the worst. Agree with all the other comments about poor customer service and low credit limit etc.

I was approached in store by a very pushy guy and the only reason I did apply was that I thought it was some kind of upgrade of the Argos storecard which I've had for years. I've frequently used my Argos storecard to take advantage of their various buy now pay later schemes and have found these… Read Full Review

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★☆☆☆☆

“Worst credit card i have ever known. Customer Service...”

Written on: 08/07/2010

Worst credit card i have ever known. Customer Service is extremely poor , Direct Debits purposely not set up in order that you get charged late fees. Will not be using it any more. Won't use Argos either on principal… Read Full Review

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★☆☆☆☆

“Terrible customer services and the worst service ever.”

Written on: 06/07/2010

Terrible customer services and the worst service ever… Read Full Review

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★★☆☆☆

“Me and my partner applied for the Argos card, I did...”

Written on: 06/07/2010

Me and my partner applied for the Argos card, I did mine in store and she did hers over the internet on there website, we both have no credit issues, I got refused and she got accepted. She was given a small limit of £250 and was told that when she paid back each time the limit would increase, when we tried to pay this off on there site it kept saying it had errors and to try again in 24 hours, so my partner phoned them and we tried to pay the overdue amount on my mastercard credit card to be… Read Full Review

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★☆☆☆☆

“I took this for a saving on purhcases on the day....”

Written on: 04/05/2010 by snorlax (1 review written)

I took this for a saving on purhcases on the day. Firstly, I was staggered by the £500 limit! The only lower limit I have ever had was £250 - back in 1974! My others are into thousands. But, as I didn't really intend to use it, there was no problem.
I did use it and when I tried to register online, I was told 2 parts didn't match their records. I then rectified the errors with Customer Services and was told to try again in 24 hours.
Have done so and still getting same problem!!!!!!! So I will… Read Full Review

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★☆☆☆☆

“They only gave me a £1000 credit limit - the lowest on...”

Written on: 16/04/2010 by garagehouse (3 reviews written)

They only gave me a £1000 credit limit - the lowest on any card I've ever had.
Now I know why.
It's so you're likely to go over the limit, and they can charge you £12. (Why can't they just not authorise the transaction?)

Now, you might think a £1000 limit would be OK. So did I, as I typically spend £500 per month, and pay t off in full by direct debit.
However, they seem to hold off from taking the first payment. The result is that the balance varies from 500 - 1000, rather than from 0 -… Read Full Review

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★☆☆☆☆

“i applied for this card just for the sake of money...”

Written on: 14/04/2010

i applied for this card just for the sake of money back rewards, been doing timely payments had no problem using the card but the rewards never got one calling customer services is of no use, the only answer i used to get was there was a system error the reward voucher is on its way but never got one. but have been paying telephone bills calling 0845 numbers. AVOID ARGOS MASTERCARD… Read Full Review

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★★★★★

“only card i use have others but find argos is better...”

Written on: 13/04/2010 by richardmason2 (1 review written)

only card i use have others but find argos is better all round.i wouled recommend it to family and friends and every one… Read Full Review

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★☆☆☆☆

“ARGOS CREDIT CARD - I have always been able to pay any...”

Written on: 27/03/2010

ARGOS CREDIT CARD - I have always been able to pay any balance off before interest became due on a buy now pay later basis with Argos.. However, this time, I had found that hard. I was staggered just how they managed the interest etc., on my account. Firstly, they added two buy now pay later plans together despite the fact the second one was not due to be paid for anohter 3 months, and then they charged an extortionate amount of interest. This month I paid over the minimum payment, but my… Read Full Review

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★☆☆☆☆

“I have had Argos mastercard for close to 4 years.I...”

Written on: 12/03/2010

I have had Argos mastercard for close to 4 years.I often get charged interest inappropriately and always have to phone them up. Their customer service is not very good either… Read Full Review

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★☆☆☆☆

“Shocking level of customer service. Had card for 3 ish...”

Written on: 03/03/2010

Shocking level of customer service. Had card for 3 ish months could not take it anymore, as an additional user called them 8 times for a pin and blocked pin, gave up in the end!! Nice rewards but would not have covered the phone calls I had to make… Read Full Review

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★☆☆☆☆

“I too have had difficulties with PIN number changes...”

Written on: 25/02/2010

I too have had difficulties with PIN number changes that the Barclaycard systems don't pick up from Barclays ATMs. Contacting the call centre is like trying to have an intelligent conversation with a Stepford Wife. They don't work for Argos or for Barclaycard. It's some other company answering the calls so they don't care. They get paid whether the service is good or bad. Letters are ignored till you complain to the Argos Chief Executive. I closed the account and as for the loyalty scheme -… Read Full Review

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★☆☆☆☆

“Applied for the Argos mastercard due to the generous...”

Written on: 12/02/2010 by allan65 (4 reviews written)

Applied for the Argos mastercard due to the generous money back scheme. Have spent thousands on the card but never received any noney back. Phoned customer services which is an 0845 number so it actually costs you to complain about there bad services. Was passed around from one department to another all saying my problem of not receiving my money back was nothing to do with them. Was given alternative numbers to ring and got the same message, 'Its nothing to do with us' not even the slightest… Read Full Review

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