Bread pre paid debit card Reviews

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%

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5 Reviews For Bread pre paid debit card

  • parle14 6th Jun 2008

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    Good Points: None.


    General comments: Applied for a Bread pre-pay debit card. I was asked to pay via text, paid £10.00 then received email to say that I have not been accepted...and could only have money returned by cheque within 14 days,
    As I do not have a bank account, cheque useless. I contacted bread via email and they were no help at all. They would not tell me why I had not been accepted, for what ever reason I do not know.

  • rajneetc 22nd Jan 2008

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    I tried to use the Bread card for an on-line transaction but the money to be transferred simply disappeared. I haven't had any help from customer services despite umpteen e-mails. Also, my password to their web site doesn't work although that is the one I chose.

  • benjaminnnn 20th Sep 2007

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    Dont get one, I tried but they lost my order after paying them 10 pounds, 80 pence a minute to call them, it would cost me more than the 10 pounds I sent them to get my money back in phone calls, they never answered my emails, i now have a Virgin card, got it in 4 days flat, 3 pence in the pound to use, no monthly charge, and no top up fee if you pay by eMoney and use the net to type the voucher number, I told them to keep my money and buy a virgin card, dont get one unless you want to lose all ...

  • phalsall 13th Sep 2007

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    I have had nothing but trouble with the BREAD card.

    When the card arrived it simply did not work - i.e. the PayPoint loading machines could not read it, nor could ATMS. I repeatedly tried to write to the site, but have received no response. The 80 pence a minute call line is a disaster.

  • Gary x Rank: Lance Corporal 23rd Aug 2007

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    If your thinking of getting a Bread card ..... DONT.
    I`m still waiting for my pin number despite 4 emails [& a 2 week wait] to their customer service team. Ive had 1 reply advising me to ring their help line , they charge a whopping 80 pence a minute, they advertise both email & phone customer sevice help on their web site but in my experience the email option just tries to steer you to phoning them.

    I have`nt been able to use the card & i would`t recommend this pre paid debit card. ...
LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%