Amazon Credit Card Reviews
Latest Reviews
★☆☆☆☆
Written on: 06/03/2012
“Beware”
This card is a nightmare. Hidden charges awful customer service. Not a pleasant experience avoid it!!! ...
Read full review
★☆☆☆☆
Written on: 06/03/2012
“Absolutely the pitts - never use again & never recommend”
I have suffered (like many other reviewers) in the hands of these turkeys!! They do not warn you about payment dates then slap an immediate penalty of £12 on your account each time you are late paying. If you were carrying an interest free offer then this just dissapears the first time you are late and interest gets slapped on at an extortionate rate. As for Amazon's part in all this - yes you need to be wary there as whenever you make a purchase the fefault card comes up as theirs and you have...
Read full review
★☆☆☆☆
Written on: 28/02/2012
“The rudest customer service advisers I have ever had!”
DON'T GO THERE! I closed my account down after 1 month - disgusting customer services - rude and could not care less about a service that they are being paid for! Hidden charges & they are out to trip you up so you end up paying high interest rates even when you have cleared your balance! The worst credit card by far I have ever taken. Be WARNED!! ...
Read full reviewGuest's response to Guest's Review
Written on: 06/03/2012
I have had the same treatment from them. Dreadful people awful service. Amazon should be ashamed to deal with them
★☆☆☆☆
Written on: 19/09/2011
“All that glitters is not gold.”
Amazon offered a £20 discount on a Blueray I wanted to purchase if paid by their Bank of America card. Moreover, they offer points (rediculous low amount) on money spent. First bill arrived and a direct debit was set, however, second bill included charges plus interest! Unknowilngly small print reads that direct debit will be taken out on next bill. Third bill comes and more charges and interests added. Direct Debit does not go in. Amazon claim 'I cancelled it'! Of course not. Now i am receiving...
Read full review
★★★★★
Written on: 19/05/2011
“Very good card, £50 of vouchers have come through to...”
Very good card, £50 of vouchers have come through to me since signing up, every time i put a big purchase on the card i can get myself something extra from amazon. Never paid them a penny in interest, if you can't afford to fully pay off your card don't use it - simple as that. The one time my bank failed to send a direct debit for the full amount (Halifax's 'change team' decided I should only pay the minimum), the helpline was excellent and fully refunded the interest charged....
Read full review
★☆☆☆☆
Written on: 04/04/2011
“I don't normally write reviews but this has to be...”
I don't normally write reviews but this has to be written to warn others AVOID THE TRAPS!!! Incentive not worth the hassle and cost of a bad credit strike plus late fees Avoid like the plague serious this card will give you stress and a bad credit rating!!!! As they don't send you statements and will charge you $12 + $1 interest!!!! Trust me save your self the headache and AVOID!!!! ...
Read full review
★☆☆☆☆
Written on: 05/03/2011
“I got the card because I was offered a £10 credit on...”
I got the card because I was offered a £10 credit on my Amazon account. I never received this. Amazon said it was the card issuers problem and the card people said it was Amazons. I'm canceling the card because it was issued to me under false pretenses....
Read full reviewGuest's response to Guest's Review
Written on: 07/09/2011
i have not recieved any bill statments had to pay over the phone
★★★★★
Written on: 19/02/2011
“I took up this card to get the benefit of 9 months...”
I took up this card to get the benefit of 9 months interest free and £15 bonus on first purchase. I was looking for a new TV at the time and they had what I wanted anyway. I've never had any of the problems with statements or payments that I read of here, but it is only shown in the small print that the interest free is applicable only to Amazon purchases. I finished up the 12 months by renewing my car insurance and thus got the £10 voucher for spending £1000. Biggest difficulty...
Read full review
★☆☆☆☆
Written on: 14/02/2011
“Hi, I signed up to this card and then bought something...”
Hi, I signed up to this card and then bought something on Amazon with it. They never sent me a statement or asked me to make a payment. The first thing I knew about it was when Bank of America wrote to me saying that I was in default. I paid the balance off immediately but they would not remove the late marker from my credit file. DO NOT SIGN UP FOR THIS CARD ! ...
Read full review
★☆☆☆☆
Written on: 31/01/2011
“I've used an Amazon Credit Card for about a year now,...”
I've used an Amazon Credit Card for about a year now, originally taking advantage of a small cash incentive (10 or 15 pounds, can't quite remember). I've had a few fairly minor administrative problems, but with one thing after another I've finally got fed up and cancelled it. Several things I don't like: They don't process your payments quickly enough which for some reason is your fault. You can be given a payment date which can fall over the weekend and send the money by fast payment on the...
Read full review
See next 10 reviews
Showing 1 - 10 of 30 Reviews
★☆☆☆☆
Written on: 28/01/2011
“I only got the amazon bank of america credit card to...”
I only got the amazon bank of america credit card to get the £10 discount off an order as i didnt see the harm. I have used it once since the initial purchase and always pay as soon as the good arrive and i am happy with them. However no matter when i try to access my account to pay the balance there is a problem and wont let me access the site. No wonder people get charged late fees if you cant pay! I eventuall called and paid the balance off. The card is now cut into a hundred pieces and...
Read full review
★☆☆☆☆
Written on: 08/10/2010
“HI, ”
HI, It is an horrible card never apply or never use it. Just it is the way Bank of America grab your money. Credit period is lesser than other cards. Without any reason they charge over due amount of £12 and interest £1. Better never apply for it. Hope god will save you. Thanks Venu...
Read full review
★☆☆☆☆
Written on: 16/08/2010
“Got the card to buy TV from Amazon and use interest...”
Got the card to buy TV from Amazon and use interest free period. I paid my first monthly payment by debit card two days before the due date but it took BoA five days to apply the payment to my account which meant that the payment was late. They then charged me £12.00 late fee and cancelled the interest free! Called them and all I got was that the payment had to be in the account due date. But come on, when all the other banks (and I work for one) are doing instant payments why does it take...
Read full review
★☆☆☆☆
Written on: 22/07/2010
“This card is very poor when compared with any other...”
This card is very poor when compared with any other major credit card companies including amx and hsbc for example. (1)They charge interest on the full amount of balanace even if you paid the (whole balance -1 )pounds each month!! (2)They respond your email 3 days. (3)They don't give you a number with which if you pay in full you will be cleared of debt - they simply want to charge interest on you. (4)Over the phone, they don't have respect for customer. Every question will be treated as a silly...
Read full reviewMovilogo's response to Guest's Review
Written on: 11/09/2010
I found this review very helpful because it explained me why BoA charged me late fee and interest even when I always paid balance in full.
★☆☆☆☆
Written on: 02/07/2010
“i got my card few months ago. someone some how bought...”
i got my card few months ago. someone some how bought a car for £4370 and also gone online and put it on atuo trader. i only found out whn i recived my statment tht im -£4400. i called them and told them tht it was not me. a lady calls me and asks me a hand full of questions and tells me tht ops sorry from wht i think ur wife might hav bought a car. lol am i tht crazy tht i would not knw my wife has a car. i live with her. i wront to her manger reply came after 2weeks giving me 20...
Read full review
★☆☆☆☆
Written on: 05/05/2010
“Bank of America/Amazon credit card: ”
Bank of America/Amazon credit card: I had forgotten how horrible, horrible, very bad and truly frustrating Bank of America (BoA) is. I couldn't get in to see my statement or pay my bill online, as I had another card with MBNA, and the banks merged, but not enough to talk to each other. So, after accepting the late fee, I tried to cancel my account. Two months later, I'm still trying to cancel my account. Everyone I speak to at the bank is quite pleasant, but not able to help me. Or says they...
Read full review
★☆☆☆☆
Written on: 04/05/2010
“Horrendous customer service with awful automated phone...”
Horrendous customer service with awful automated phone system. They took total amount out of my account twice, then charged me £12 for the privillage of making me overdrawn. I have been trying to close the account for 3 weeks and don't seem to be able to as can't speak to anyone. A truly awful and stressful experience and for what? Nothing! This card and it's support is utter rubish - do youself a favour and do not bother! I'm glad I still have my old (reliable) cards (Nationwide...
Read full review
★☆☆☆☆
Written on: 18/02/2010
“Never received a card. Just a phone call that I was...”
Never received a card. Just a phone call that I was late and haven't seen a physical bill. Thought I was getting a bargain with the purchase and opening an account. I feel it is a scheme. Difficult to get a hold of when you don't have an account number and when they called they did not have a call back number. I wish I would of known sooner of all these difficulties. Don't get fooled by the incentives. Got disconnected twice while on phone support. I wish I would of read these reviews before applying....
Read full review
★☆☆☆☆
Written on: 21/01/2010
“Not impressed by the fact that Bank of America (who...”
Not impressed by the fact that Bank of America (who runs Amazon card) asks for your password as part of their 'security questions'. When I said I didn't want to give out that info, the bloke said it's part of the check, and that he can see my password in front of him. Nice!...
Read full review
★☆☆☆☆
Written on: 22/10/2009
“I was looking to buy a new TV and saw on amazon I...”
I was looking to buy a new TV and saw on amazon I could get interest free and save money by getting their credit card. The interest is %24 which is the lowest offered, which is somewhat absurd. This part was upfront though, and since I don't plan on making any other purchases it wasn't a problem. Upon buying my TV I found out that while I could pay for things with the card, I couldn't access it or make payments. Even though they issued the card and let me use it I had to wait for a physical card...
Read full review
See next 10 reviews
Showing 11 - 20 of 30 Reviews
★☆☆☆☆
Written on: 10/10/2009
“Amazon Credit Card has th worest customer service and...”
Amazon Credit Card has th worest customer service and it's filled with traps. Beware of this before applying for their card. About a year ago, I ordered a TV with their 12 month no interest, no payment option. Shortly after I ordered another product from amazon hoping it was also included in their promotion. Later I found out that the customer service was trying to send my account to the credit bureau for not paying the second item in the monthly fashion. After a lengthy conversation with their...
Read full review
★☆☆☆☆
Written on: 05/06/2009
“Amazon did not send the loyalty points that has been...”
Amazon did not send the loyalty points that has been promised. I've contacted both Halifax and amazon, have been kept on hold by Halifax for 20 minutes but in the end they decided there will be no gift cert to be issued. They just never fulfill their promises. I will never ever open any account associated with Halifax and anything to do with amazon....
Read full review
★☆☆☆☆
Written on: 30/09/2008
“Very difficult to contact, either via website or...”
Very difficult to contact, either via website or phone. Instantaneous raising of my credit limit the moment 6 months was up (actually this isn't a good point, but I can't think of any others)....
Read full review
☆☆☆☆☆
Written on: 13/06/2008
“It's not worth applying for amazoncard in my opinion....”
It's not worth applying for amazoncard in my opinion. It's more a hassle than anything else, no benefit at all. Halifax were so inefficient and I found their website so unreliable it doesn't even accept payment online, thus it makes it so difficult to pay for your balance....
Read full review
★☆☆☆☆
Written on: 31/03/2008
“After 5 weeks have elapsed since my 1500 points have...”
After 5 weeks have elapsed since my 1500 points have been redeemed from my statement. Still I have not received the loyalty gift certificates.Each time I send an email and phoned the amazon.co.uk customer service they said that they are sorting it out with Halifax. ...
Read full review
☆☆☆☆☆
Written on: 27/03/2008
“On-line service is appalling - one of the worst I've...”
On-line service is appalling - one of the worst I've ever come across. The frequency with which the website crashes is alarming. Roughly 1/3 of the time I cannot get access to the website when I try- and even when I can, it frequently says there are no statements or transactions available. The only reason I have this card is to take advantage of the Amazon points, yet I have not actually received these points and 3 months, 20 phone calls and 5 e-mails later I still haven't received anything. Quite...
Read full review
★★☆☆☆
Written on: 03/02/2008
“Online banking is the worst I've had to deal...”
Online banking is the worst I've had to deal with....Never shows past statements, hardly shows last transaction and doesn't even let me on 1/4 of the time! Having trouble with getting the vouchers owed to me as well!...
Read full review
★★☆☆☆
Written on: 28/12/2007
“A credit card is a credit card at the end of the day,...”
A credit card is a credit card at the end of the day, I chose this one because of the amazon points, As I have been charged for a late payment fee because of no fault of my own I will be at a loss with this card. I am currently looking for an alternative company which offers some other incentive. I think that maybe because I pay my statement off in full each month this company does not like that....
Read full review
★★★★★
Written on: 07/05/2007
“They periodically mail me amazon.com gift certificates...”
They periodically mail me amazon.com gift certificates without my having to initiate anything. I also appreciate this service since I don't have to go through a series of hoops to redeem my rewards....
Read full review
★★★★★
Written on: 09/04/2007
“My Mastercard was fraudulently used some time ago to...”
My Mastercard was fraudulently used some time ago to the value of c £160 in two transactions. As soon as the fraud came to light, contact was made with Amazon/Halifax, and they could not have been more helpful. It is the first time that I had been a victim of this type of fraud, which I explained to them, and they were reassuring that the problem would be sorted out. After signing some declarations which followed my initial reporting, my credit card account was credited with the £160,...
Read full reviewoverview
Share this page?
Top 5 Best Credit Cards
To calculate the top 5's we take the following factors into account:
• All the star ratings the company/product has received,
• The number of reviews
• How recent the reviews are
As rated by real users
-
1. Capital One Classic
84 reviews read latest review -
2. Vanquis Bank Credit Card
186 reviews read latest review -
3. American Express Platinum
34 reviews read latest review -
4. Halifax Clarity Reward Credit Card
6 reviews read latest review -
5. Aspire Visa Credit Card
132 reviews read latest review
Latest Reviews in Best Credit Cards
-
Vanquis Bank Credit Card
"Ripping me right off............" Read More
-
Tesco Clubcard Credit Card
"Card Declined, tele-support li..." Read More
-
Barclaycard Visa
"Terrible service. " Read More
-
Egg Credit Card
"Absolute utterly rubbish " Read More
-
Argos Mastercard
"Useless customer service" Read More
Latest items in Best Credit Cards
Hot Stuff in Best Credit Cards
