IVA www.iva.co.uk Reviews
Latest Reviews
★★★★★
“answer was swift and helpfull put my mind at rest its...”
Written on: 21/04/2013
answer was swift and helpfull put my mind at rest its great to know there are people who understand (read more)
★★★★★
“ppi claim by iva manager”
Written on: 06/04/2013
great site sadly not the reply i was hopeing for but didnt expect to keep the money from ppi claim but hav edone with a new gas boiler as ours is hanging on by its teeth, have now asked IVA manager if we could have. 3.5k for new boiler but againd dont hold out much hope, can i just thank all who did reply not on my own, again great site regards john (read more)
★★★★★
“Your not alone”
Written on: 27/03/2013 by Prim (1 review written)
I love this forum, I don't feel isolated now knowing there are other people in the same boat. [name removed] is a wonderful person who sympathises with any problem you have. I would recommend this service to everyone who needs advice there's a great chance that someone has already posted the same problem their experiencing, if not their questions will be answered. (read more)
★★★★★
“Thinking about an IVA? In an IVA? This great site is...”
Written on: 14/03/2013
If you are thinking about starting an IVA or are in one then you need to look at this site. It has loads of information about IVA's and thousands of people on the site who are already in them. Being able to read stories about people in the same boat as you makes things a little easier and you realise you are not alone. If you have worries about something you can bet that someone else is thinking the same. You can ask questions from other IVA'ers or the experts for anything you dont... (read more)
★★★★★
“great help”
Written on: 15/02/2013
great site wouldnt of got through without it lots of great advice, admins are swift and correct in replys would recomend to anyone to use this great site (read more)
★★★★★
“Excellent Service Highly Recommended!!”
Written on: 18/01/2013 by Jonpaul123 (1 review written)
A fast and detailed response from a knowledgeable source. I would and already have recommended your site to others. Please take the time to register; it will be to your advantage.Their response is quick and will quickly reassure you with any problems you may have. Considering having an IVA is a very important decision to make and will affect your financial status for a long time, so please take the trouble to engage with iva.co.uk. Once again, many thanks for your help, Jonathan (read more)
★★★★★
“RELIEF FROM STRESS”
Written on: 19/11/2012 by jacobjomy
I am very impressed with the service. Thank you for helping me in such a difficult situation, it seems that all my worries are over now.I would like to really appreaciate INDRA WRIGHT who organised my IVA. (read more)
★★★★★
“Such a quick response”
Written on: 02/11/2012 by army4917
I was very impressed with the response to my question.If I had realised how quick and easy it was to use the forum, I would have used it far earlier,instead of waiting until the end of my I.V.A. Thank you for your reply, it seems that all my worries are over now. I would also put in a word for (Kingsgate) who were supportive throuout my I.V.A. (read more)
★★★★★
“Vincent Bond and Andy Davie”
Written on: 11/10/2012
Very helpful all the way through, if I needed to ask anything they were there for me to explain, very glad we did it, I have a lot less stress and worry now. Well worth it no need to worry about whether to do it like I did, if we didn't do it I dread to think where we would be now. They do everything for you if creditors are hassling you they deal with it and they are quick. (read more)
★★★★☆
“Guilt and Pressure Receding and Life is Looking Up”
Written on: 24/09/2012
I cannot emphasise enough the the expert advice and help I was given by Indra Weight and Tracey Hopkins at Vincent Bond & Co. At all times they were calm, efficient and importantly,sympathetic and non-judgemental. All the questions I had were fully answered and I felt enormous relief that at last I was getting help. I could have gone down the bankruptcy route but I felt guilty about the situation I was in and wanted to find some way out which would at least pay back some of my debt. An IVA,... (read more)
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Showing 1 - 10 of 62 Reviews
★★★★★
“Great”
Written on: 22/09/2012 by Gano (1 review written)
Vincent Bond & Co Andy Davie helped me a lot. Many thanks Andy! (read more)
★★★★★
“No More Worries”
Written on: 20/09/2012 by SHibbins (1 review written)
I am now in my second month of paying my IVA, thanks to Andy Davie, who helped me start this path of getting worry free from a huge financial burden. I am now able to come out from under the stress of not knowing where to turn or who to turn to. Andy Davie was very personable, helpful and never judgemental, which made the whole process easier to cope with. Thank you. (read more)
★★★★★
“So Glad We Did It!”
Written on: 19/09/2012
I have to admit to being less than keen to investigate the idea of an IVA as we had already gone down the route of a DMP with another company but this hadn't worked out. Hubby pushed for an IVA and started the ball rolling, however once we had started the process i soon realised how beneficial this would be. Andy Davie at Vincent Bond was fantastic, he went through the whole process with us fully and explained everyhing thoroughly. We are now almost 2 years in and haven't looked back. (read more)
★★★★★
“Thank God!”
Written on: 19/09/2012
I was in a bit of a state and after talking to Andy Davie at Vincent Bond my fears were allayed and such a weight was lifted off my shoulders that it is incomparable. I would recommend him for advice any day and have in fact have done so to 3 people I know. In essence, it was the best decision I made in respect to sorting out my financial woes. Today, I am in my second year of my IVA and I hardly notice the payment going off every month. I cannot believe that things were once so out of... (read more)
★★★★★
“so helpful-no problems!!”
Written on: 19/09/2012
the staff were incredably helpful & understanding.they explained things & went through all our outgoings with us.at no point were we made to feel shameful about the situation we'd ended up in.we didnt want to go down the bankrupcy route if we could help it,& they went through various ther options-& mutually an IVA was agreed upon. (read more)
★★★★★
“Light at the end of the tunnel”
Written on: 19/09/2012
Everyone I spoke to or wrote to was very helpful. It was like escaping from a swamp of debt that was gradually sucking one's life away. I hope that I never have to recommend the service to my friends but if they asked I would give a glowing reference. (read more)
★★★★★
“A LEAP OF FAITH !”
Written on: 19/09/2012
You may think that "A leap of Faith" is an unusual title, but that is exactly how I felt at my time of greatest need. There is a myriad of options on the internet and to put it simply - WHO DO YOU CHOOSE FOR HELP? I took this leap of faith with Indra Weight of Vincent Bond & Co and I am glad that I did. Here is a summary of my experience. Having a level of debt that you cannot control can be a very painful existence. Financial stress can soon morph into physical & emotional stress which can... (read more)
★★★★★
“Black cloud lifted of our shoulders”
Written on: 18/09/2012 by Winnishan82 (1 review written)
So glad we did an IVA. We have 2 young children and had just moved into a new house Which needed a total revamp. Over the years we slowly sank deeper. We started getting on top Of things then we have car problems and then our tax credits stopped which was a huge blow That's when we made the call. Life seems so much brighter now it's all sorted. I worried about getting the phone Calls from our creditors. The IVA wimple were always on hand with any questions I had which was Lots but they... (read more)
★★★★★
“The best thing I've ever done!”
Written on: 18/09/2012 by Alijon (1 review written)
I got myself slowly into debt - in fact i was in more debt than i initially thought - being a single working mum to two children and a home owner things escalated out if my control - I had to do something. I was terrified of initialising the conversation about my debt but once this was done I felt totally relieved. The friendly, understanding IVA people took me through the procedure step by step and were there 24/7 to answer questions and stop me from worrying. It took only a few weeks to... (read more)
★★★★★
“now have light at the end of the tunnel :)”
Written on: 18/09/2012 by mickyblueeyes78
having struggling with debt for a while we originally signed up to a debt management plan with a different company, at the time we wanted advice on an iva but were told we couldnt as we owned two houses- one a rental..after reading reviews on the iva website forum we decided to contact vincent bond and were told we could apply for an iva despite owning a rental property. having a large family and large debts which would of taken us many many years to clear with the debt management plan we... (read more)
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Showing 11 - 20 of 62 Reviews
★★★☆☆
“IVA Make sure”
Written on: 18/09/2012
If you are struggling with major debts, please do read everything you can about how to get out of this difficulty, I was advised that the IVA was the best route to go down, creditors would accept the reduced payments and that after 5 years everything would be settled. Not in my case I was paying fees to a firm that only passed on a percentage to the creditors, I was still having to pay out every month the firm arranging the IVA and each time I gained extra money I had to declare it so this... (read more)
★★★★★
“Perfect took all my stresses away!”
Written on: 18/09/2012
I was anxious about going through with an Iva but upon speaking with Andy I felt like there was a solution to my problems. It is not an "easy" process and takes about 8 weeks but Vincent bond were always available and correspondence was easy to understand once you have gone through the process though all I can say is what a relief and Thankyou to Andy for his help. (read more)
★★★★★
“Just a word of thanks”
Written on: 18/09/2012 by BandDnorthants (1 review written)
After losing my job and with debts spiralling out of control, we decided to contact Vincent Bond for advice. This was not an easy decision at the time as we have never needed financial help before and we are proud people - but needs must as they say. Although sceptical we listened to what they had to say and now we're almost a year into our IVA and looking forward to being debt free. The initial advice was free from people that had personal experience - it was therefore relevant - and most... (read more)
★★★★★
“IVA LIFESAVER BRILLIANT”
Written on: 02/09/2012
Right from the very start vincent bond could not have been more helpful nothing was to much trouble telephone calls and emails were answered instantly tracy hopkins and indra weight have been absolutely brilliant all the way through it's been a massive weight lifted of our shoulders knowing we will be debt free at the end of the iva my advice to anyone who is struggling with debt don't run away from it and contact vincent bond and there team and you will see the light at the end of the... (read more)
★★★★★
“IVA ADVICE”
Written on: 01/09/2012
I am currently seeking IVA advice 're bad debts. I contacted Andy Davie of Vincent Bond. Andy has been absolutely fantastic with his advice, discretion, and expert knowledge. He was able to answer all my questions in detail appearing to leave no stone un-turned. Andy has been so extremely helpful in guiding me and quashing my fears. I am now looking at beginning the IVA process asap and after continual reassurance feel Andy is the right person to guide me through this. Fingers crossed I see... (read more)
★★★★★
“Individual Voluntary Arrangement”
Written on: 01/08/2012 by damianBoulton
IVA is a good way to pay your debts, when it all seems to have got out of hand. I allows you to live on a reasonable income and pay a lump sum to a handler for your creditors. Although it can take a few years and you cannot get any credit (except car ins) while you are on it. I have recently had to take what they call a an IVA holiday because my car broke down and needed some very expensive repairs, but I was allowed to knock my payments down to a third for six months to pay for it.... (read more)
★★★★★
“Brilliant site. free help for anything to do with IVA`s”
Written on: 31/07/2012
If you ever need any help to do with debt management plans bankruptcy or iva`s this is the site for you! Free help from application to completion and beyond. Kind caring forum with IPs and other people in the same situation as yourself. Dont struugle alone. The site is a lifeline. There is always someone online to help or point you in the right direction. in a word Brilliant! (read more)
★★★★★
“Debt and the way forward”
Written on: 31/07/2012
Since starting work I have always managed to get into debt. I guess I am to generous ! I was made Bankrupt in 1995 and thought that I would never owe money to anyone again. However in 2011 I entered into an IVA and have since offered a full and final settlement that was accepted. After starting the IVA, I then came across IVA.co.uk and have always found the experts and poster extremely helpful and positive. I have made some great friends via the frugal friends meetings that are organised . I... (read more)
★★★★★
“Fantastic Support From A Brilliant Site”
Written on: 31/07/2012
IVA.co.uk is a fantastic site offering great support for people - just starting their journey to debt freedom, to part way through and at the end of their journey. Support from forum experts is absolutely essential and provides clear guidance and comfort to posters that have asked many questions. Having professionals signed up to the forum enables posters to seek expert advice. Such a vast array of questions and answers gives on-lookers opportunity to help progress their own journey to... (read more)
★★★★★
“A Brilliant Lifesaver!!”
Written on: 27/07/2012
I found this site a few years ago when I was trying to find out details of a debt collector that was hounding me. It is an excellent site involving professional IP's, debt advisors and lay people from all walks of life and with various experiences of debt and solutions. It is daunting to admit you have problems and to post on a public forum but you're always assured of a warm welcome from everyone. Somebody will always know the answer to whatever question is asked and there is a very good... (read more)
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Showing 21 - 30 of 62 Reviews
★★★★★
“I visited IVA.co.uk before deciding upon which...”
Written on: 22/05/2011
I visited IVA.co.uk before deciding upon which financial option to take, and still continue to use it now. We needed help and advice, preferably from people who were going through the same difficulties we were. So having pretty much stumbled across IVA.co.uk we found it full of advice from people in our situation and from professionals. Any questions are answered promptly.
I feel one of the best things about it is that other users are non- judgmental; all are made to feel welcome, and it's...
(read more)
★★★★★
“I have been visiting iva.co.uk for over a year now,...”
Written on: 19/05/2011 by Pandy2 (1 review written)
I have been visiting iva.co.uk for over a year now, the advice I have received has been excellent and the support from the other posters is fantastic, no-one is made to feel bad for the situation they have found themselves in and no question is to trivial.
Newcomers are welcomed and help offered to all. The experts are always around at all times of the day and night and the mentors know a huge amount of information so you can guarantee that any advice given is correct and true.
It is the...
(read more)
★★★★★
“I use the site primarily as a non participant. The...”
Written on: 18/05/2011
I use the site primarily as a non participant. The reason I go there is for the support it gives me to see others in the same situation with such a positive outlook. I am nearing the end of my IVA and it has been so hard at times but the comments help me to see the goals and the light at the end of the tunnel. Also when I have had worries about an overtime issue etc. the site has helped me to see that my IVA company will always deal fairly and this has been a great help as both my wife and I... (read more)
★★★★★
“I was recommended to look at IVA.com by a friend when...”
Written on: 17/05/2011
I was recommended to look at IVA.com by a friend when I was considering an IVA myself. I was immediately struck by the amount of great advice and support that I found on the site. It can be so confusing trying to find the best option for getting out of debt and I had so many questions that needed answering. The experts here were able to give important and impartial advice which answered all my questions and put my mind at rest. I would recommend anybody who was considering an IVA to come... (read more)
★★★★★
“Having found myself in financial difficulty recently,...”
Written on: 17/05/2011
Having found myself in financial difficulty recently, I have been trying to avoid the consequences and basically burying my head in the sand.
Eventually it got to the point where I could no longer handle the pressure on my own and I sought out advice. I wanted to find an alternative to going down the bankruptcy route and so I contacted a number of organisations including IVA.co.uk who I have found to be helpful and understanding, at a time while I was feeling emotionally and physically...
(read more)
★★★★★
“Similar to other reviewers here, I had been having...”
Written on: 16/05/2011
Similar to other reviewers here, I had been having difficulty getting good advise on how to deal with some debt problems I appear to have gotten myself into recently. There are many sites and companies offering advise, but tended to focus heavily on only 1 option or had their own agenda. Not wanting to go down the bankruptcy route, this site has been an invaluable source of help and advise to give me alternative options, especially due to the forum where you can ask others questions and gain... (read more)
★★★★★
“I think this is a brilliant site it helped me make the...”
Written on: 16/05/2011
I think this is a brilliant site it helped me make the best decision I ever made and get my life back on track, I owe this site a lot!
About 3/4 years ago I found this site when I was getting more and more depressed with my debt situation I didn't know want to do and the advice and support I got off of here was brilliant. There are people on here who are in the same situation and who have also been in the situation and come out the other side, plus the experts on here always help with their...
(read more)
★★★★★
“I entered into an IVA before discovering this forum,...”
Written on: 16/05/2011 by FoggyBrain (2 reviews written)
I entered into an IVA before discovering this forum, but wish it was the other way around. The advice I found there has been invaluable and the support second to none.
Had I discovered the forum earlier I would, no doubt, have used one of the resident experts there for my IVA, having found them to be incredibly supportive and ever eager to help.
Best of all it has given me the opportunity to discuss the IVA with others who have been through the same situation, to discover I wasn't alone and...
(read more)
★★★★★
“I first found the forum when I needed some advice...”
Written on: 16/05/2011 by flow13 (1 review written)
I first found the forum when I needed some advice regarding our IVA. I have now been a member for over 3 years, and am coming to the end of the IVA.
I don't think there is anything I dislike about the site. Everyone I have spoken to has been supportive, and the information I have been able to extract from the website has been excellent.
I would definatley recommend the site to other people. I don't know what we would have done if we hadn't found the website.
I think the main strength...
(read more)
★★★★★
“As a regular expert poster on the site's forum I...”
Written on: 16/05/2011 by Tina Shortland (1 review written)
As a regular expert poster on the site's forum I believe the iva.co.uk website is nothing short of a lifeline to people struggling in debt. It gives them both expert advice about all aspects of debt issues and the personal support necessary in dealing with the negative impact of being in debt. With the site being available constantly 24/7 it is a place where people can go for help and encouragement even at early hours of the morning when some cannot sleep due to the stress they are under. ... (read more)
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Showing 31 - 40 of 62 Reviews
★★★★★
“I'd been having difficulties with various creditors...”
Written on: 16/05/2011
I'd been having difficulties with various creditors and had got into a mess with a number of payday loans and didn't know where to turn. Having spoken to one debt assistance company but not feeling too confident with them (I'm a big believer in following my gut instincts!) I tried online and found IVA.com.
The people on the forum were brilliant and gave me lots of really helpful advice. Several people suggested I contact Andy Davey at Vincent Bond and I was lucky enough to speak to him...
(read more)
★★★★★
“I am one of the expert posters on the site, and there...”
Written on: 15/05/2011 by Melanie Giles (1 review written)
I am one of the expert posters on the site, and there is not a day when I don't come away learning something new - sometimes techncial from the other experts, but generally and most importantly about how personal insolvency can affect our friends, families and colleagues. This is one of the most warmest and friendliest sites on the internet, where you can meet a friend for life or just pop in for some short-term help from the resident experts. After all not all insolvency practitioners... (read more)
★★★★★
“i have known about this site for a while and have...”
Written on: 14/05/2011
i have known about this site for a while and have found it very useful in answering pretty much any question i have ever had. We nearly had to go into an IVA a few years ago when our business was struggling, but the advice and support on the forum was amazing. Not only are there experts telling you all the do's and don't, but there are also people who are in IVAs now who are really supportive. Hopefully i will never actually have to do an IVA, but if i do, i think this site would be a... (read more)
★★★★★
“IVA.co.uk is a very freindly place with a good range...”
Written on: 11/05/2011 by dcdrac (1 review written)
IVA.co.uk is a very freindly place with a good range of experts and fellow debt sufferers, it is very a very supportive website and forum which is essential to anyone in debt becasue it can be very lonely and frigthening.
I regard it as an esential service and resource and would reccommend it to anyone facing debt issues.
(read more)
★★★★★
“I was lucky to find this forum. I had an immediate...”
Written on: 11/05/2011
I was lucky to find this forum. I had an immediate reply to my debt questions and have received stellar service throughout. My debt advisors were prompt in suggesting accessible debt solutions and when I decided on an IVA, I was thankful they were there to push it through. Thank you all very much. (read more)
★★★☆☆
“I enjoy using the site as it has an array of views and...”
Written on: 11/05/2011
I enjoy using the site as it has an array of views and opinions form people who are experiencing the same sitautions as we are. I like the availability of experts to pass comment and advise where necessary. I also feel the strength of opinion from fellow IVA people keeps us all going.I am not so keen on the restrictions we have to live with in an IVA.
(read more)
★★★★★
“I first found iva.co.uk last year and I would like to...”
Written on: 10/05/2011
I first found iva.co.uk last year and I would like to thank all of you for all the help you have given me. My questions have always been answered in a timely fashion and I do appreciate quick responses. (read more)
★★★★★
“I used this forum to get some free neutral advice and...”
Written on: 20/04/2011
I used this forum to get some free neutral advice and found it ever so helpful. The other posters are so friendly and I like the fact it was totally unbiased. I received answers to everything I asked and I really approve of the fact that there are professional people on here as well as people like me you are in debt and can give me some support. (read more)
★★★★★
“Simply a really helpful site - offers advice, choices...”
Written on: 20/04/2011
Simply a really helpful site - offers advice, choices and clear answers to all the questions I had. Would definitely recommend to others. The forum is always interesting - topical issues surrounding debt - IVA's seem main focus (unsurprisingly!) - but comparisons with other possible solutions also available. A very valuable resource. (read more)
★★★★★
“Without doubt the best site for IVA and bankruptcy...”
Written on: 19/04/2011 by Plasticdaft (1 review written)
Without doubt the best site for IVA and bankruptcy help and support. No selling no gimmicks just facts and real people. I started using the site 3 years ago and it had helped lift me from a real low point in my life financially. (read more)
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Showing 41 - 50 of 62 Reviews
overview
Top 5 IVA (Individual Voluntary Arrangement)
To calculate the top 5's we take the following factors into account:
• All the star ratings the company/product has received,
• The number of reviews
• How recent the reviews are
As rated by real users
-
1. Valour Financial Management
563 reviews read latest review -
2. Payplan www.payplan.com
482 reviews read latest review -
3. ClearDebt www.cleardebt.co.uk
365 reviews read latest review -
4. Clark Richards - www.clarkrichards.co.uk
307 reviews read latest review -
5. Harrington Brooks www.harringtonbrooks.co.uk
353 reviews read latest review
Latest Reviews in IVA (Individual Voluntary Arrangement)
-
Valour Financial Management - www.valourfinancialmanagement.com
"Peace of mind and very helpful" Read More
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Harrington Brooks www.harringtonbrooks.co.uk
"Peace of mind" Read More
-
Payplan www.payplan.com
"Terrible service to creditors" Read More
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Clark Richards - www.clarkrichards.co.uk
"Constant nuisance calls" Read More
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The Debt Support Company www.thedebtsupportcompany.co.uk
"Stress Free Debt" Read More
Latest items in IVA (Individual Voluntary Arrangement)
