Nationwide Mortgage Reviews - www.nationwide.co.uk

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Latest Reviews

★☆☆☆☆

“calculator i get this amount Decision in Principle =...”

Written on: 27/07/2014 by whitey2k (1 review written)

me and my girlfriend just started to look for our first property but the problem is and im not sure if this a joke to us or not but we do an online process and could achieve and be lent upto £180k according to the calculator online but according to Decision in Principle but it got refused. We couldn't understand why they are contradicting there-selves… Read Full Review

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★☆☆☆☆

“Bunch of idiots.”

Written on: 23/07/2014 by Zaoh (1 review written)

Applied for mortgage 1st June - decision in principle referred - finally approved on 27/06 we paid our fees and was assigned a solicitor. 2nd July they accidentally cancelled our mortgage... They 'rekeyed' the case and asked us for new documents, which we happily sent straight over. Now being told our case has been referred and we might not get a mortgage and nobody can tell us why! Our vendors are now pulling out of the property!! Nationwide don't care, nobody seems to know anything and I can… Read Full Review

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★☆☆☆☆

“APPALLING”

Written on: 20/07/2014 by AngelineCooper230 (1 review written)

I applied in february for additional borrowing to complete some home improvements,despite numerous telephone calls, faxed documents sent / copies of previous documents resent recorded delivery I was still waiting for an answer for the under writer , I then received a telephone call last week from nationwide requesting more information, bank statements as previous ones are now out of date !!! I have now cancelled my application as the process is an absolute joke... I will look into remortgaging… Read Full Review

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★☆☆☆☆

“Unhelpful and homophobic”

Written on: 16/07/2014 by Brennanzz406 (1 review written)

Terrible to deal with, inefficient, at times rude and lost paperwork. Unhelpful during a month of chasing up their incompetence with over £50 in phone calls. Refused to accept that I was in a one-sex relationship when applying for a mortgage. This I felt was a policy bordering on homophobic… Read Full Review

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★☆☆☆☆

“Archaic”

Written on: 09/07/2014 by Torres97 (1 review written)

I don’t often write reviews, and thankfully I usually don’t have to. But Nationwide Mortgage is absolutely terrible. This is my 4th mortgage company that I’ve dealt with in my lifetime, unfortunately this was shopped from our original company where the loan originated. The first major issue I have is that their online account management is archaic. I can’t make an online payment unless it’s through Western Union, which comes with a $7.50 fee EVERY time. I set up automatic payments to… Read Full Review

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★☆☆☆☆

“Three months and still counting!”

Written on: 07/07/2014 by Konnichi (1 review written)

To cut a very long story short nationwide have taken over three months to complete our mortgage in fact we still don't have a mortgage offer. Before we involved the complaints department we had a mortgage agreed in principle, the house valued then told due to the law change we had to go back into branch to be told verbally that my partner would be over the age of retirement at the maturity of the mortgage. At this rate she might be over a 100! They then tried to re process the mortgage and… Read Full Review

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★☆☆☆☆

“Disgraceful”

Written on: 03/07/2014 by Mylesy384 (1 review written)

It has taken 2 months for me to find out my mortgage application is in decline, with no phone call or letter to advise me of the situation. I had to phone the New Business Centre myself to find out the current situation. They are very happy to take a valuation and application fee up front, but their eagerness soon disappears thereafter. I have had to write a letter of complaint with threats of the Ombudsman, but I don't expect to get much joy if my dealings thus far with the Nationwide are… Read Full Review

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★★★★★

“Amazingly fast - they have the resources”

Written on: 26/06/2014 by Cebulos (1 review written)

I have read many reviews about Nationwide, some of them were positive and some were not :) and as most of FTB I was quite nervous as I have already got my offer on the house accepted. My experience with this Building Society was only positive from DIP and full application (direct/online) it took 6 days to formal offer....and this included the survey... Amazingly fast :) survey and application fee to be paid up front. I guess my case was straight forward but if you are required to provide any… Read Full Review

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★☆☆☆☆

“Additional borrowing for existing customer”

Written on: 26/06/2014 by Andyboy123 (1 review written)

Where do I start incompetent , unprofessional, lazy .i decided to ask for some additional borrowing for some home improvements on first contact it was agreed in principal that I could afford to borrow the extra money on top of my existing mortgage with nationwide the first contact used there online mortgage calculator to asses whether I could afford this loan .I was then passed to a mortgage advisor to go through a full additional borrowing application at this point I asked her to double check… Read Full Review

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★☆☆☆☆

“Existing customer Failed DIP with excellent credit...”

Written on: 19/06/2014 by 19Hagan (1 review written)

We have had a mortgage with nationwide for the last 7 years. We decided to move to a bigger property. We put our house on the market, spoke to nationwide re porting our current mortgage and tried to get a dip. They did an affordability check over the phone and told us we could lend up to 320k! We only want 160k in total. Told us they wouldn't do a dip until we had found a new property! A few months later we found the house of our dreams, booked an appt in our local branch! We only want to lend… Read Full Review

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★☆☆☆☆

“SHOULD BE ASHAMED”

Written on: 13/06/2014 by hzHackett432 (1 review written)

My experience of them as been appalling although they have not declined me yet I feel as if they are looking for any reason too. They DO NOT return any call or have staff trained enough to answers questions just he usual reading off notes without any solutions being offered. My biggest grip is they state on their responsible lending criteria that they will provide clients with a 'professional service' what rubbish there are worse than mobile phone companies in my opinion. 8 weeks into a… Read Full Review

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Nationwidearepants's Comment

Written on: 13/06/2014

I feel for you! If you can see my review I had a terrible experience. Try halifax. Much much much easier. Ten working days and sorted!

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★★★★★

“Excellent”

Written on: 12/06/2014 by mokabir (1 review written)

With so many negative reviews don't let this put you off. We applied for a mortgage on 24th May 2014 and within 12 working days we have an offer exactly the same as what we applied for. We applied in branch via a mortgage advisor. We had all our documents but were requested to complete and send back a gifted deposit form. This had to be signed by my wife's dad who was gifting us some money. Text alert service kept us updated in terms of progress and survey valuation update. Mortgage advisor… Read Full Review

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★☆☆☆☆

“Absolutely disgusting behaviour”

Written on: 11/06/2014 by debbie.hull (2 reviews written)

After applying to remortgage, and getting told over the phone they would agree, we had a remortgage in principle. Upon going into our local branch and after an hour of questions we were declined because I work on a zero hour contract! They knew this all along! We have planning permission and builders etc all in place due to our first phone call in April and now no money. We have always paid our way and worked hard for the last 30 odd years and this is a major slap in the face.!!!!!! Why do we… Read Full Review

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★☆☆☆☆

“Absolutely disgusting behaviour”

Written on: 11/06/2014 by debbie.hull (2 reviews written)

After applying to remortgage, and getting told over the phone they would agree, we had a remortgage in principle. Upon going into our local branch and after an hour of questions we were declined because I work on a zero hour contract! They knew this all along! We have planning permission and builders etc all in place due to our first phone call in April and now no money. We have always paid our way and worked hard for the last 30 odd years and this is a major slap in the face.!!!!!! Why do we… Read Full Review

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★☆☆☆☆

“Incompetent”

Written on: 11/06/2014 by Perla252 (1 review written)

6 weeks after a further advance mortgage offer in principle was agreed I am no further forwards, I have chased them twice a week only to be fobbed off with excuses after excuses whereas the latest being that my application address does not match the electoral list. I've been with them for 13 years at this address and all correspondence has always been posted here!!! Come on Nationwide, not the kind of service I expect as a long term customer with you… Read Full Review

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★☆☆☆☆

“DON'T GO THERE!”

Written on: 10/06/2014 by Skyblueblazer (1 review written)

On a fixed deal with Nationwide until next year, so unfortunately tied in. Moving home and need mortgage for less than we have now. Thought the process would be simple and straightforward - absolutely no way! Initial phone appointment we would've been waiting approx 2/3 weeks, so we opted to go into branch, approx. 30miles away. However, when we got to branch, the mortgage advisor said that because we hadn't confirmed the appointment, she didn't have the time to complete our mortgage… Read Full Review

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★★★★★

“No problems!”

Written on: 09/06/2014 by Hahahahahahhahaja (1 review written)

Submitted application through a mortgage broker, 3 months bank and pay slips and lots of ID details. 4 days later formal offer came through, first time buyer with no problems whatsoever.. If you supply what they will need the process is simple!!!!! No offence to anybody who has wrote a bad review but you must have something to hide if you don't provide all the information upfront!… Read Full Review

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Mokabir's Response to Hahahahahahhahaja's Review

Written on: 12/06/2014

I couldn't agree more. The more you hide or understate your expenses the more time they will take under plausibility of each document submitted

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★☆☆☆☆

“Nationwide 'Not Fit For Purpose'”

Written on: 05/06/2014 by gxPerry1960 (1 review written)

Well thanks a lot Nationwide!. While still an existing customer of yours all I wanted to do was port my Mortgage, reduce it and buy my new house. Simple? not a bit of it. After the initial acceptance in principal of the amount we wanted, four weeks later we get a reduced offer by £15k thinking it must be some kind of mistake. Ah well just send more pay slips and yet more statements wait another two weeks. Now they offer us £20k less than the first derisory offer! In the meantime we have… Read Full Review

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★★★★★

“Fantasic”

Written on: 03/06/2014 by BaileeDean442 (1 review written)

Was worried after reading all the poor reviews but could not be happier. Submitted my full application on the 24/05/2014 and received offer today 03/06/14. Had no issues what so ever. Highly recommended… Read Full Review

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Mokabir's Comment

Written on: 05/06/2014

We applied on the same day via a branch mortgage consultant. Proof of savings gifted deposit form etc all submitted. Home valuation survey all ok too. But we keep getting notified by call centre staff that one of the documents of savings is not clear.....We have re submitted that document and is clear as water but for some reason they are not attaching the document to the case and our case does not seem to move. Mortgage advisor is a waste of time....can never get to speak to him. As it's only been 2 weeks I expect this to take a little longer. Hope it all works out......

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Mokabir's Comment

Written on: 12/06/2014

My offer has come thru 12 working days after application. Had issue with one bank statement not being in correct format. Once submitted in correct format the offer came thru within 24hours. Total delay was 5 days....not Nationwide issue but mainly mine.

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Mattyyoo's Comment

Written on: 09/06/2014

I have had no problems whatsoever ever with Nationwide. Provided everything they would need and offer was through within 4 days and I'm a FTB

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★☆☆☆☆

“Horrendous”

Written on: 28/05/2014 by perkins106 (1 review written)

avoid at all costs, don't know what they are doing, took 5 weeks to give a much reduced mortgage offer,offered £240 compensation for their ineptitude, still waiting for the money. Went to mortgage broker got a mortgage from Santander in 4 days. Nationwide are a absolute joke do not go anywhere near them, can't get back to same people, waste 2 hours on phone trying to speak to someone, have to wait 3 weeks to get an appointment in branch. If you want stress use Nationwide, if you don't and… Read Full Review

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