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Average Ratings
Customer Service5.5/10 Based on 4 ratings
Ease of Use5.3/10 Based on 4 ratings
Overdraft Facility10/10 Based on 1 rating
Overall rating3.2/10
20% Recommended1 out of 5 Reviews
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5- Royal Bank of Scotland Student Royalties Account Reviews

  • Full review by
    Guest.
    on 19th Jul 2008


    User Rating : 8
    Respect : 0

    Good Points: Very helpful and friendly staff.

    Bad Points: Was not informed of the incentive for opening the account. I opened it a few weeks before the incentive started and missed out.

    General comments: Open, honest and friendly staff. A large but managable overdraft limit available. Informed of all the account details clearly e.g. when over draft must be paid back, interest rates etc.
    Guest.'s review and ratings
    | 59 words

  • Review by
    lc0u508d
    on 26th Oct 2006


    User Rating : 2
    Respect : 0

    First of all, I keep getting charged and I don't know why. I have had some of the charges reimbursed, but it keeps happening. Also, Royal Bank of Scotland are advertising an overdraft of £2,500 on their website and through the post, but when I enquired about this at my branch, they told me that it isn't the case and couldn't explain why it is advertised. The staff are unhelpful - it is the worst account in the world!
    lc0u508d's full review
    | 89 words

  • Review by
    doneganm
    on 12th Jan 2006


    User Rating : 2
    Respect : 0

    I had a Royal Bank of Scotland student royalties account for three years between September 1999 and July 2003. One day I sat down and went through my incomplete set of statements for that period, and I totted up £600 in bank charges. I must have been charged even more on the statements that I couldn't find.
    doneganm's full review
    | 69 words

  • Review by
    amysharp
    on 13th Dec 2005


    User Rating : 4
    Respect : 0

    I was very pleased with the Royal Bank of Scotland when I opened my Student Royalties account. They were the only ones who would give me an account at the time, and the staff were very friendly. 3 years later however, I would not recommend RBS for any account - credit card, savings, anything!! They put extortionate charges through, and reject cheques and direct debits, even when there is money in the account, and you have a hard time getting it back. Don't rely on the internet to do your ...
    amysharp's full review
    | 180 words

  • Review by
    rikmuir Rank: Staff Sergeant
    on 13th Jan 2004


    User Rating : 0
    Respect : +1

    I cannot warn you enough. I have had a Royal Bank of Scotland Student Royalties Account with the Glasgow City RBS since 1999. For half that time I have been in constant contact with the branch requesting a refund of illicitly charged maintenance fees, interest charges ( which the account, as a student overdraft, should not have ). The only glimmer of light has been a local branch, I opened the account while studying away, which higlighted the number of charges that had been added. They ( Glasgo ...
    rikmuir's full review
    | 136 words


Royal Bank of Scotland Student Royalties Account Web Sites



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