Natwest Bank Classic Card Reviews

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1.9 stars
Average rating for this product is: 1.9 out of 5

From 0 ratings and 4 reviews

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%
MBNA Platinum Rewards Visa0.00%3 months13 months 2.90% fee3 months15.90%

Average Ratings for Natwest Bank Classic Card

  • Customer service3 stars
  • Value for Money1.7 stars
  • Overall rating1.9 stars

4 Reviews For Natwest Bank Classic Card

  • codcelica Rank: Lance Corporal 12th Jun 2009

    Reviewer rating: 0 stars


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    Good Points: Good online banking.


    Bad Points: Lies about their interest rates.... beware!


    General comments: I have had this card with Natwest for about 8 years. On the Natwest website the APR is quoted at 16.95%.. and about 20% for balance transfers. I have never missed a payment and have an excellent credit history.
    I noticed last month that my monthly interest payment on a balance of £2500 was £62!!! I called to see how this could be & they said my APR was 31%!! I asked why & they didnt know apart from they couldnt change it.. No explanation as to why im being charged nearly twice what everyone else is!
    No manager to speak to & nothing they would do.. I will "have to get a better card elsewhere"...! Shocking customer service.
    I will never use this card again on principal.
    Dont go with Natwest.. you will never know what apr they are actually charging you!

  • Guest 4th Mar 2008

    Reviewer rating: 1.5 stars


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    I was banking with Natwest for 5 years. All my wage was paid into account and i used credit card often especially in Europe. However one month I was late with payment and I went over my limit. After arrival to UK I paid half of the balance immediately. Next month i received a letter which said that my balance was reduced from £900 to £350!! I accepted that fact but after 6 months i requested increase of the limit. Surprisingly Natwest refused to do so. My next step was closing both ...

  • wihcar Rank: Corporal 15th Feb 2008

    Reviewer rating: 5 stars


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    Although I have not mentioned any bad points this is on my review of using the card as a month by month card. The balance is paid off every month so I do not attract interest, the reason for this review is fruad, my card was cloned and within hours NatWest had contacted me and told me of transactions that were suspicious, they cancelled and reissued a new card the fraudulent transactions showed on my statement but I was informed that would be credited the next statement. This is a stressful issu ...

  • Speedway Rank: Staff Sergeant 22nd May 2007

    Reviewer rating: 1 stars


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    I have used Natwest credit cards for 22 years. Overall there have been no problems, but it is difficult to see now, why this card should be chosen in preference to any other. A major advantage in the past has been that NatWest has given Air miles for credit card use. It seems now in its wisdom the bank has elected to set up its own loyalty scheme, but more importantly the intention seems to be to charge the majority of customers for using it (£3 for every month in which the card spend is l ...