Lloyds TSB Graduate Loan Reviews

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1.5 stars
Average rating for this product is: 1.5 out of 5

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No

Average Ratings for Lloyds TSB Graduate Loan

  • Value for Money2 stars
  • Overall rating1.5 stars

1 Review For Lloyds TSB Graduate Loan

  • twjohnson Rank: Corporal 11th Jan 2004

    Reviewer rating: 1.5 stars


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    Bad Points: "Optional" insurance is expensive junk. Interest rate is set fairly high.


    General comments: The Lloyds TSB Graduate Loan are Willing to extend a decent chunk of cash to help you get all kitted up for your first job. Don't accept the "optional" loan insurance they'll offer you. It is very expensive and not worth a damn, it is also nearly impossible to opt out of it later when you find out just how much of a con it is. They'll probably try to hard sell you this, but remember that the reason the interst rate is above the base rate is that they are already insuring themselves against anything that might happen to you - so don't pay twice for the privledge of protecting the bank, you can get a cheaper policy to protect yourself elsewhere.