Written on: 19/10/2013 by almoben (1 review written)
I had over 280 telephone calls from this company withut even making an enquiry of them. I got so angry about it that I wrote a complaint to the FCA (Financial Conduct Authority). The reply I got back was shocking. They sent me a letter asking me to report Churchwood Finance to The Office of Fair Trading and ended their letter to me with the following sentence. "Finally, I can also advise that Churchwood Finance Ltd is no longer authorised by the FCA and therefore you shouod exercise caution... (read more)
Written on: 15/10/2013 by Mandyherbo (1 review written)
I was surprised at some of the reviews about Churchwood finance . I was in a debt management with them for 25 months . I had no problems with them at all got regular balances and statements and have now cleared all the debts on my plan . I was in a pretty bad place before contacting this company and the relief after dealing with them was immediate. I was not hassled by phone calls as other reviews say and staff were always extremely helpful . Contacting them about my debt was the best thing... (read more)
Written on: 16/08/2013 by alexfa1990 (1 review written)
My mum got in to contact with Churchwood in 2009 after struggling with £15,000 of debt with which she was only managing to pay the interest. After contacting them online, she quickly received a phone call from a man who promised all her worries could go away by agreeing to an IVA with Churchwood. He told her that after 5 years of paying £250 a month her debt would be clear and all interest wiped. My mum was told that she’d have to pay a £500 setting up fee and because she did not... (read more)
Written on: 04/08/2013
Please never ever deal with this company. From the beginning I was given bad advice , my debts were handled badly and my creditors were not paid on time. I was spoken to in a rude way by the " advisors ". Eventually I had to deal with the creditors myself. For this I was paying £40 a month, until I woke up, and went to the C.A.B. who promptly helped me sort out a proper repayment plan, and dealt with my creditors efficiently , all for nothing. Churchwood are basically in the same category... (read more)
Written on: 23/05/2013
Having been with churchwood for just under a year we now fing ourself in more debt than when we started. Our creditors still hassle us, when we got told by an advise that we would have no more phone calls. We don't get monthly statement of them to say what we have paid or what the remaining balance is that we owe, we have to phone the creditors ourselves, and it keeps going up, so I say to my self I should use the £200 a month I give them and do it myself , so that is what we now do l, pay... (read more)
Written on: 25/04/2013 by katepotts123 (1 review written)
I am surprised to see some of the comments on here about Churchwood so I thought I would share my experience, I have been using their debt management service for several years and I have never had any problems with them. The people I speak to on the phone each month are always helpful and courteous and are not in a rush to get rid of me. I hope to be fully out of debt soon. this is my honest review of Churchwood and I hope you find it helpful. (read more)
Written on: 12/04/2013 by ScottNorman (2 reviews written)
I would like to thank to women who I spoke to on the phone recently who gave me some really sound advice, I needed some quick fixes and she spent quite a while on the phone telling me what i could do in the short term. Thanks it was really good of you to take that time. I have since started using Churchwoods services and so far everything is looking good, hopefully it continues like this and i can get back to enjoying things again, sorry to see you have some bad feedback on here, not the... (read more)
Written on: 30/03/2013 by Lulu24
I terminated my contract with this so called company they took my money and did not pay my creditors a penny which made me in even more debt, I was told that they would take their fee after my creditors at least got some of my money. I was assured I would get my fees back and no other money would be taken out of my account not true, I have just checked my account and they have taken money they also claim they don't have outbound email addresses they are a bunch of sharks DON'T TRUST THEM (read more)
Written on: 20/03/2013 by db32 (1 review written)
I used this company for two years during this time i had money coming back to churchwood that never went to creditor. Churchwood couldnt tell me why i had to phone up creditor and ask which payments they recieved and what ones they didnt then phone churchwood who attitude was i couldnt be bothered. They got really rude when i asked what am i paying £36 a month to them for if they dont do anything? Try idebtplan these are a lot easier more professional (read more)
Written on: 19/03/2013
I signed up with Churchwood at the beginning of the year and had [name removed] dealing with everything for me, to compete with another company he offered the 2 1st payments of £80 to be paid to my creditors instead of a set up fee and also reduced there monthly payment just to get me to sign. Well 3 month later and Im no longer with them they took 2 £80 payments with in 3 days of each other leaving me with no money and took over a week to have it refunded and then when I rang to see why... (read more)
Written on: 12/03/2013
I wish to thank the whole bankruspy team for their very kind proffsional help they have given my Daughter during a complex and troubled time of her life. I would reccommend their services to all who found themselves in the downward spiral of debt. I have had most of my dealings with [name removed] and wish to give a special thanks to her. (read more)
Written on: 23/01/2013
Have been with this company for about 6years I have always paid them on time but have started getting letters from my creditors asking why I had payed them late and not of the full amount. I have tried contacting Churchwood and all phones have been disconnected, no one has returned my emails. I have recently cancilled my direct debit with them and I'm paying my creditors direct saving myself £100 a month. Churchwood are rude, unprofessional, and a right buch of *%#€@£" (read more)
Written on: 09/11/2012
I joined Churchwood financial back in 2003 with a massive debt Churchwood made my life a lot easier by spreading out the money I was giving them every month I can honestly say every single person who has dealt with my file since the start have given 100% service to myself they have always resolved any issues I have had with clients I've owed money to I wouldn't have done it with everyone I can finally say now I'm out of debt after 10 long years I would recommend anybody with debt issues to... (read more)
Written on: 15/10/2012 by Ahart
I had been with them for several years and everything was ok, I then came into some money and decided to pay it off. I was told it would take 6-8 wks to deal with and the fee would be no more 10%. It is still going on now 6months later, they have taken more than 10% and there is money not accounted for. It seems to have disappeared!!!! I have spent a fortune on phone calls. If you ever come into money, deal with your debt yourself. Do not let them do it. (read more)
Written on: 26/08/2012 by nikknock99 (1 review written)
I had a great experience with Churchwood, after coping on my own for years it was great to hand everything over and all the hassles. I even added more to the debt which went smoothly and I received no letters from the creditors. The staff were professional and polite and always called me back when I asked them to. I have still got 1 debt left but instead of paying it through them I do it direct with the creditor - this was Churchwoods suggestion and saves me the management fee. I am happy... (read more)
Written on: 09/08/2012
I was in dept with certian bank/and loan company.This company(churchwood financial) turn around and said they could help me sort my depts.I made a payment through my debit card(once)and after giving them the detail they then kept my benk card detail(and took money from my account and that was done by a case manager 4times without my permision)all i can say is the persons initails are (S.C).I would strongly advise that if you are concidering going to this company (DONT join this company i... (read more)
Written on: 07/08/2012 by rubyles56 (1 review written)
I was in debt for over £20,000 and my creditors were giving me a hard time.i contacted churchwood and from day one they helped me from paying over £900 a month to £415. If i have had any problems i just phone them and it is sorted out in a couple of days. They have helped me so much. They did miss a couple of payments at first but they phoned each time and apologised. I am nearly debt free now. I have read a lot of negative reviews about them but in all honesty i have found them first... (read more)
Written on: 29/05/2012
i have been with churchwood since 2009 and after paying up front fees it took 3 months before any arrangement with debtors took place resulting in further charges totalling £2,000. I have always paid my money to this agency on time and have never missed a payment..then talking to my bank they raised a query as to why my credit score was showing constant defaults for payments not being made on time. I duly obtained a copy of my report and there are transactions with 3 of the companies that... (read more)
Written on: 11/05/2012
As a 21 year old who's gotten himself into money trouble, I looked into several options into how to solve my debt issues. I enquired online with a few companies, and after speaking to some previously I didn't hold much hope as I found that they generally just harrassed me, calling non-stop all day. But then I received a call from churchwood finance, who I had read some pretty poor reviews on so again didn't hold much hope. However they offered to talk through my solutions and options for me,... (read more)
Written on: 08/05/2012
I started out with 26k debt 5 years ago churchwood gave me an option either take a secured loan and pay back 35k including interest or debt consolodation and pay back 29k after talking to my dad i decided to go an there debt management plan. For the first 2 months i received more letter from my creditors than ever and i was very close to cancelling my debt management plan. churchwood told me over and over again to send all letters to them as thy were computer generated letters i explained i... (read more)
Written on: 22/03/2012 by star1 (1 review written)
This company seemed so helpful when I signed up. Told me all interest charges will be frozen, I will have a personal advisor and should be out of debt within 5years. I have been with this company for 3years and now I owe my creditors more money than when I started. When I confronted churchwood they told me it woZ my fault because I werent paying my creditors enough each month. When she told me that, my heart stopped. I couldnt believe what I was hearing. I told her "where has my money gone... (read more)
Written on: 06/03/2012
I enlisted the help of Churchwood financial and was told the interest on my debts would stop and I would be debt free in 2 years at a fixed payment of around £200 per month. I was constantly phoned by debt agencies, asking why they hadn't received payments even though I had paid Churchwood and after a year my debt had actually gone up because of late payment charges, and interest. After talking to my debtors myself I found them all to be really helpful and set up payment plans to help me... (read more)
Written on: 20/02/2012
Then saw the plan had me paying 600 just to churchwood alone upfront and then overall i'd be paying about 7k over my current debt in interest! i'd have been paying over twice my debt in interest in under two years payments, trying to explain things to bank staff seems a nightmare sometimes but the hassle is worth saving the 7k interest and banks wont charge a setup fee either. The only useful thing from them is seeing what they want put a boot up my a.rse to sort it out myself. (read more)
Written on: 19/02/2012 by ljc92 (3 reviews written)
First of all this company assured me that the interest on my balances would be frozen .. LIE! they also told me i would be contacted every month with my remaining balance .. LIE! They also informed me that i would have a personal account manager and would manage my money correctly .. ANOTHER LIE! I requested my balances from this company and was also informed that this would take a few weeks or months to get off of all my debtors, i emailed my so called "account manager" with a print screen... (read more)
Written on: 12/02/2012 by frazzledfrau (1 review written)
Break that wall down and Churchwood is fine. I have been with Churchwood over 3 years now and in the first 6 months we had a lot of letters from creditors etc,but gradually it all petered out and interest has been frozen on them all.Monthly fee is rather high but for the amount of creditors and payments to them all i cant grumble just glad to get them off our backs while we sort things out and hopefully very soon get into a position to repay them all off. My only gripe although we are... (read more)
Written on: 09/02/2012 by Hitchos (2 reviews written)
First of all i do not work for churchwood finance never have never will but i must say that this company are brilliant have been with them for 2 years and apart from my creditors being paid late last month because of a mistake on my part i can not fault them. After6 weeks all letters and phone calls stopped from my creditors and have had nothing since, there customer service is always fantastic and i really appreciate the monthly phone calls and letters i get updating me on how my debts are... (read more)
Written on: 03/11/2011
After being forced into debt by a divorce,I turned to churchwood for help. At first it took a few weeks for the demands to stop from my creditors, but once this was sorted everything went along smoothly. With the monthly updates and regular reviews I didn't have much to do. If there were any problems, they were only a phone call away. Once I could afford to settle my debts, It was done promptly and they also got me a discount on the settlement amounts. well done churchwood.. (read more)
Written on: 12/10/2011
I was happy with the service I received from Churchwood and they supported me all the way through my debt management right up until I had paid my debt which with their help was reduced by 50% by all three creditors! (read more)
Written on: 24/04/2011 by Misred (1 review written)
I went to this company with £7k worth of debt and everyone wanting their money RIGHT NOW... this was after a year or trying to sort things out after my husband had left. They had an expensive up front payment for admin, but to get the people off my back I felt was worth it. I have been with them now for over 3 years and I am still in £7k debt and they are defaulting on payments, they are now with-holding money from one of the banks..so my credit score is still awful. I wish I hadn't been... (read more)
Written on: 01/04/2011
these reviews are all fake, written by churchwood staff. (read more)
Written on: 03/03/2011
Churchwood offers a great service and a load off, no complaints... (read more)
Written on: 28/02/2011
Churchwood Financial has personally been a great help to me through my financial situation. They very quickly and effieciently helped me to get on top of my debt right from the first phone call.
As far as I can see they research/investigate throughly into anyone position and come up with the best solution possible in a day before getting straight onto dealing with the matter.
I would most defintely recommend Churchwood to anyone in any form of ddebt troubles, they certainly took the... (read more)
Written on: 23/02/2011
we are pleased with the service we recieve from Churchwood financial. The members of staff are always helpful and assist where they can.
It is easy to get through on the phone and calls answered quickly.
Written on: 22/02/2011
I would recommend Churchwood to my family and friends as i have found they are very friendly and helpful on the phone. The fee i think is very reasonable. Overall the service is very good. I particulary like the phone call i get every few months just to make sure i am happy with my plan.
There is nothing i don't like really. I was made aware of everything before i asked Churchwood to take on my debts. (read more)
Written on: 22/02/2011
without churchwood being there giving good advise then i can say that the creditors would demand more money from you so i thank churchwood in helping me .
thank you (read more)
Written on: 22/02/2011
Today I have spent a lot of time on the phone to my creditors and have discovered that there has been no need for my Feb payment as I am in credit with two and the third was cleared in Jan. I feel Churchwood should have been keeping track of any outstanding balance rather than blindly taking money every month as if I had not chased this up then my dd would have continued for who knows how long. I am disappointed by this as I have other wise found Churchwood to be good, other than the very... (read more)
Written on: 22/02/2011
I am very pleased with the service I've received. I feel I was at risk of becoming very depressed at my financial situation and Churchwood's debt management plan saved me from this.
I now have more money at the end of the month and am able to save a bit!
There is nothing I dislike about Churchwood financial, in fact they have done nothing but help me all the way.
The one thing I would have liked to have known before I made my purchase is on what dates do churchwood pay my creditors.
Thats... (read more)
Written on: 22/02/2011
Churchwood were recommended to me by a friend who was already with them.
They are friendly and helpful, they went through all of my outgoings and incomings with me, and through all of this information my outgoings to creditors redjuced from roughly £400 a month to £100, they took all the stress of dealing with my creditors and well as me ringing them and talking about my concerns over the phone calls and letters and although I was still getting telehone calls from them it eventually stopped... (read more)
Written on: 22/02/2011
I have been with Churchwood Financial for about a year now. There service is very good and has taken the presure of me when it comes to my cdreditors. We got in debt due to our buisness falling. I was happy with the communications via letter and how quick they were to sort everything out. (read more)
Written on: 21/02/2011
I would recommend a friend to Churchwood, as I have never had any problems with the service.
Everytime I have telephoned the problem has been sorted out straight away with the people to whom I am paying my debts to. I has also been in close contact with many of the members who deal with my case, these too have been so helpful even if I have become tearful at times with the amount of unsolicited mail from the debtors. (read more)
Written on: 21/02/2011
I felt i was never going to be able to sort out my finances before speaking with the very helpful staff at Churchwood. I am now financially more stable and no longer worry how i'm going to get by each month. I have with the help of Churchwood managed to start paying back my debtors without getting into further debt.
Staff extremely helpful and easy to talk to and i never felt at any time pressurised into signing with Churchwood.
I like the fact that i can contact my advisor in the... (read more)
Written on: 18/02/2011
Having been with Churchwood Financial for a while now, I have been very impressed with the service I have received from them. All the members of the team I have dealt with have been friendly, professional and understanding. The regular courtesy calls are great and are a reminder that they are there to help, very reassuring that they are only a phone call away. I would certainly recommend them to anyone else that may benefit from their services (read more)
Written on: 18/02/2011
I was recommended to Churchwood by a friend that had dealt with them before. Generally the service has been ok and I have been with Churchwood for over four years. The staff are friendly and helpful, but the main issue I have is that no attention was paid to the individual creditors, there was a company that kept on charging me interest so that at the end of the year I got a statement from them showing that my debt had increased by over 10% from the previous year, this was not negotiated... (read more)
Written on: 16/02/2011
my apologies for taking so long to get this review back to you.
although i feel that this is sometimes how i am treated, with some assistants i have to wait an extraordinary long time to get to the correct person/information that i need and when i have requested information to come out to me i either havent received it or waited around 2 to 3 months for it to get to me.
this isnt the same for all the assistants, for example the last lady that i spoke with (who sent me this review, i cant... (read more)
Written on: 08/02/2011 by somersflo (1 review written)
I was in quiet a bit of finincial difficulty with credit cards ,my overdraft and bank loans.I contacted a number of debt management firms a number of which were extremely pushy.I was delighted to have dealt with Churchwood Financial in the end.I was appreshinsive at first as I was a bit unsure as to what I was getting into.I need not of worried.The staff were reassuring , friendly and explained everything.They dealt with all my creditors on my behalf arranged a low payment option that met my... (read more)
Written on: 08/02/2011 by val lester (1 review written)
There is a great truth in life that 'you get what you pay for'. With Churchwood I get a great service for a great rate and have never had a problem with either them or my creditors since the day they took me on. I was personally close to a breakdown and I truly credit Churchwood with saving me from this. They took the pressure off and gave me back my self respect as for the first time in two years I began to feel in control of my own destiny again and began to pay off my creditors. The... (read more)
Written on: 04/02/2011
I FEEL THAT IT IS PEACE OF MIND TO KNOW THAT THERE IS OTHER PEOPLE THAT UNDERSTAND YOUR CIRCUMSTANCE AND THAT THEY REALIZE THAT PEOPLE FINANCIALLY GET INTO DEBT THAT CAN BE NO DOING OF THERE OWN ( IE LOSS OF JOB ),
ALSO TAKING THE LOAD OFF HELPS ALOT AND NOT HAVING TO CONTACT THE DEBTORS YOURSELF AND JUST BEING ABLE TO TRANSFER THEM TO CHURCHWOOD FINANCIAL IS JUST A WEIGHT LIFTED.
BEING ABLE TO TALK TO SOMEONE OVER THE PHONE IF THERE ARE ANY WORRIES OR PROBLEMS THAT YOU INCCUR, SIMPLY GIVING... (read more)
Written on: 01/02/2011 by lauraswindells (1 review written)
Churchwood Finance have been very good with helping me with my finances, they contact all your creditors so you have to do nothing. Befor i contacted Churchwood i used to feel stressed with the debt i was in and now i pay 1 monthey fee with no hastle. I recomend them to anybody with is dealing with any financial difficulties. (read more)
Written on: 01/02/2011
has helped me out alot an im very greatful, all the people iv spoken to on the phone are always nice an well mannerd, any problems i get is always resolved straight away. thanks (read more)
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"Help with refund" Read More
"I WOULDNT RECOMMEND TO MY WORS..." Read More
"Absoloutly chuffed!!!!!" Read More
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