Private & Commercial Finance Reviews - www.pcfg.co.uk

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★★★☆☆
2.9 / 5
50% of users recommend this
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Latest Reviews

★★★★★

“No Problems”

Written on: 22/09/2014

I have had 2 finance deals with pcfg since 2009 and have no problems with them. Great service. Will be upgrading my car again soon too!… Read Full Review

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★☆☆☆☆

“leave well alone”

Written on: 24/04/2014 by JadeKemp (1 review written)

We had finance on a car 6 years ago .The car was 3000 pounds we kept up with our payments until my wife got made redundant we paid well over half the money and decided to give the car back now we have court orders for deduction of earnings for 12000 pounds thanks private and commercial we are now on verge of bankruptcy… Read Full Review

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★☆☆☆☆

“avoid at all cost!!!!!!!”

Written on: 29/04/2013

Pcf financed my car purchase, was mis sold part finance and part fixed sum loan agreement, car turned out to be a nightmare, not pcf's fault but having spent over 2k trying to fix the car I gave in. Pcf arranged for the car to be collected under the sale of goods act or so I thought, it certainly wasn't a voluntery surrender, I asked for my money back having paid over £1600 and over £2000 on repairs they refused and are now threatening me with court action for their money!!!!!!!now they won't… Read Full Review

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★☆☆☆☆

“Avoid at all costs. Excessive interest rates. Horrible...”

Written on: 01/04/2011

Avoid at all costs. Excessive interest rates. Horrible customer service. Don't say i didn't warn you… Read Full Review

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Guest's Comment

Written on: 12/07/2012

I would not recommend PCF to anyone, I was duped by the car sales man to take the finance and although I've maintained the high payments, I would never ever go through this channel again. I hate them with a passion. They're legitimate loan sharks. Avoid at all cost.

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★★★★★

“Having been left with bad debt from ex husband i...”

Written on: 29/03/2011

Having been left with bad debt from ex husband i struggled to get car finance however private and comercial agreed the loan and i have found them quite reasonable if a little more expensive than some companies. As i am desperate to rebuild my credit rating i was delighted. I would definatley recomend this company to all… Read Full Review

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★☆☆☆☆

“BE WARNED! READ THIS! Anybody thinking of getting...”

Written on: 01/08/2010

BE WARNED! READ THIS! Anybody thinking of getting involved with PCF/Private and commercial Finance should be very weary!!! They are fine so long as an agreement is going to plan but miss a payment or try to end an agreement early and you will be left feeling very hard done by indeed! I used them for a purchase, through a difficulty not made by my own actions after only having said vehicle for 4 months they would not drop a penny from what would have been the full amount paid if the deal had… Read Full Review

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Guest's Comment

Written on: 20/09/2011

have just lost court case a car £21000 as just cost me £42000 they go behind ur back lie in court papers plus go for the jugular instead of talking plus they are non helpers when it comes to ur legal rights but beware im not finished yet but its cost me my home so now i have nothing to lose apart from pride WHERE IS OUR RIGHTS AND WHO CAN AFFORD £200 AN HOUR FOR SOLICITORS yours skint but proud

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★★★☆☆

“I cant really complain about anything really. Yes the...”

Written on: 17/09/2009

I cant really complain about anything really. Yes the Private & Commercial Finance APR is high and the late payment fees high but then what do you expect if you dont pay! I did miss some payments but they were not overly aggressive.

One thing I noticed was I had to pick a car model first then they would tell me how much they would finance me for. A bit annoying as you really want to know how much you have to spend before you go out looking. eg I found a car for £8000 but they said they would… Read Full Review

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★★☆☆☆

“Cannot think of any, accept they were probably the...”

Written on: 23/07/2008 by kellou (1 review written)

Cannot think of any, accept they were probably the only firm to offer me car credit as I have a poor credit history.. It is not worth the grief, hey have had me in tears on several occasions… Read Full Review

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★★★★★

“I rang Private and Commercial on Tuesday saying I...”

Written on: 09/05/2008 by Julie Forster (1 review written)

I rang Private and Commercial on Tuesday saying I wanted to change my car and on Friday I was driving it off the forecourt. Their service was superb and I can recommend them for car purchase… Read Full Review

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★★★★★

“If you need a new car, I would recommend Private and...”

Written on: 02/11/2006 by jaycom22 (1 review written)

If you need a new car, I would recommend Private and Commercial Finance. I applied for a car loan from them, and the process was very quick and easy.

Good luck… Read Full Review

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