Continental Finance Credit Card Reviews

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Continental Finance Credit Card
0.9 stars
Average rating for this product is: 0.9 out of 5

From 8 ratings and 40 reviews

Thumb down 13% of users recommend this product

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%

Average Ratings for Continental Finance Credit Card

  • Customer service0.6 stars
  • Value for Money0.7 stars
  • Reviewer Ratings0.7 stars
  • Overall Rating0.9 stars

40 Reviews For Continental Finance Credit Card

  • Guest 29th Oct 2009

    Reviewer rating: 1 stars


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    this card is the biggest rip off they charge 18.00 a month for maitance fee (216.00)also 50.00 annual fee also 25.00 every six month line of credit increase (50.00) thats 316.00 infees alone not to talk finance rates

  • Guest 22nd Jul 2009

    Reviewer rating: 1 stars


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    I applied for a continental finance credit card in airport, never received one. after 2 years when i checked my cresit history, it is there with 150USD charges. called customer service to cancel, they cancelled it, but still i have to pay 150USD. i can't pay over phone or internet. tommorrow i am visiting chase bank to pay this amount. just to maintain my credit score i have to pay this.

  • Guest 22nd Jul 2009

    Reviewer rating: 1 stars


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    My son has had a Continental Finance card for since 2007. He lost his job and I paid it with his money anyway. But it was 4 days latein june. He had never made a late payment. The person taking the call said they would waive the late charge. They said they have a policy to waive a late charge once a year. Some of the customer service people will tell you every six months. The july 6 bill was $35 more than it was supposed to be. A customer service rep would not take off the late charge and I woul ...

  • Guest 21st Jul 2009

    Reviewer rating: 1 stars


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    Continental Finance Credit says they waive a late fee once a year. My son never paid his card late until he lost his job and it was paid 34 days late and I paid it.The girl there said she woould waive the late fee. So I di not have to pay a late fee. But in July the late fee that was promised to be waived showed up on the july 6 payment day.I exlained to another girl ther that the late fee was promised to be taken off.She wouldn't budge, just decided to give me a lecture about how when she lived ...

  • Guest 19th Jun 2009

    Reviewer rating: 0 stars


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    There is nothing positive about this card from Continental Finance. I am currently paying $15 in maintenance fees and I am working super hard to get this paid off and closed. I had the card for about 2 years, last month was notified about a credit limit increase, then I was charged $50 for a credit line increase. I contacted them which is hard to do and cancelled the increase (can you imagine being charged to raise your credit limit)

  • Guest 24th Apr 2009

    Reviewer rating: 1 stars


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    Continental Finance is to slow in processing payments. Seven days to process a check after they receive it. So, at times I've received late fee's which I had to fight with customer service by telling them to tell me when they received my payment. The finance charges are high, any mistake and the late fee's add up fast and can put in in a hole fast.

  • Danicalifornia21 23rd Dec 2008

    Reviewer rating: 0 stars


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    I was charged about $20 each month in maintenance fees, minimum payment is $50 a month, you are charged $5 each time you make a payment, the payment takes up to 7 days to post to your account and once you activate the card only $56 is available to you when you are automatically charged for the full $300 limit which looks bad on your credit.
    The customer service can sometimes be rude and sounds as if they are reading the same thing over and over again off a sheet of paper instead of listening to ...

  • Caile123 4th Mar 2008

    Reviewer rating: 0.5 stars


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    I have had the Continental Finance Credit card for a year. I have just paid off my balance and will let this card sit in the drawer. A better card to choose if you have bad credit will be the Orchard Bank Card with HSBC. The interest rates are better and you may not get a monthly maintenance fee.

  • dushanegranger 4th Mar 2008

    Reviewer rating: 0 stars


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    I got approved for 300$ limit I used 40$ of it and paid my first payment in full, I get my next statement and i owe 400$ each month it goes up even more an they say they did not get my payment even after the fact that I sent them bank statements proving the payment....long story short they closed my account in nov 07 and I am still getting 30 day late marks on my credit report. If you are like me and trying to build your credit this is not the company I would recommend.

  • Guest 29th Feb 2008

    Reviewer rating: 0 stars


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    Continental Finance raised the monthly payments. You never have your account updated accurately. Maybe 10 days before you get your next bill you will finally be credited your payment. It is a pain. They won't allow me to cancel my card until it is paid in full but it is never paid in full because they never credit my account until I have another monthly fee!

  • Guest 19th Feb 2008

    Reviewer rating: 0 stars


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    I have been with CONTINENTAL FINANCE for going on a year. Until i reported my card lost thing's were fine. Then i reported it lost and all hell went wrong. It took 3 month's to get a replacement card, when it did arrive I had already reported that card missing, so they sent me another. When that one arrived i couldn't access it to activate because it wasn't and still not in the system. I have been calling, all i get is a recording, sending letter's but have not received a response fro either. I ...

  • tmdano 8th Jan 2008

    Reviewer rating: 0 stars


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    I would not recommend Continental Finance to anyone; not even someone whom is trying to rebuild their credit. Customer service with this company is very poor - I have tried calling several times, however, you cannot get through. I intend to cancel this card with this company.

  • starryeyedfaries 4th Jan 2008

    Reviewer rating: 1 stars


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    I have mixed feelings about the Continental Finance Credit Card. Some days it's good and some day it's just a pain in the ass. I've been good with payment, but the payment that I made takes a while to get posted to my cards and in that case I would have to wait 7 days before i can get my available balance. This is why I check my balance online all the time to make sure I at least have some money on the card before I went out and used it. Customer service is impossible to get through, but I have ...

  • sarahjmazzie 28th Dec 2007

    Reviewer rating: 0 stars


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    I heard all the bad reviews from this credit card and so I cancelled the application and still got a bill for a $250 application fee for a $300 credit card! For bad credit Orchard Bank is the way to go!

  • Guest 15th Dec 2007

    Reviewer rating: 0 stars


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    This is a horrible card, I would never reccommed it to anyone, not even those who have bad credit.

  • megan24 14th Dec 2007

    Reviewer rating: 0 stars


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    I've had the Continental Finance Credit Card for one month I paid my first month payment of 50.00 then all of a sudden they call me at work and tell me I owe them 130.00 I went into my account and their charging me overdraft fees even though I only charged a couple dollars.

  • getnbetter 9th Dec 2007

    Reviewer rating: 2 stars


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    I had this card for about a year and four months. I started with a credit limit of about $300 and ended with a limit of $700. This company is what it is, and IMHO they are selling you a "Tradeline", only you can determine if it will a positive one or a negative one. In my case, I paid the high fees and put up with lack of customer service, the low credit limits until my score improved. I proved so that I could do better. When I started getting better cards I dumped this card. So keep in min ...

  • Guest 8th Dec 2007

    Reviewer rating: 0.5 stars


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    I really don't have anything good to say about the Continental Finance Credit Card.
    I've had them now for 6 months, I have never been late with payments, never gone over the limit and I just called for a payoff balance.
    I wouldn't suggest this card to anyone.
    In my opinion, useless online access, fees for making payment over the phone AND internet (remember mailing a payment or having it sent from your bank will take an additional one week to post after they have received it)

  • Guest 6th Dec 2007

    Reviewer rating: 0 stars


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    I have had a horrible experience so far with this company, I got approved for this supposed Un-Secured credit card only to discover fees over 250.00 dollars as soon as I received it, then when I called to activate the card, the "Customer Service" rep immediately asked for a payment. I decided I would just pay the card in full so I would have the 300.00 dollars credit..Big mistake
    They charged me an 8.95 processing fee to take the payment, and the payment didn't post for 8 days.. My account didn ...

  • annaboobug 13th Nov 2007

    Reviewer rating: 0 stars


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    I refused to activate my card and canceled it. Continental Finance sent me an email saying that they had closed out my account and that I owed them nothing since the card was not activated...thank God I kept the email! Two weeks later I received a bill saying that I owed them 100 dollars (two payments). Then the phone calls started and have not stopped, two months later. Now I am getting late fees and over draft charges on a card that I CANCELLED AND NEVER USED!!! I finally called the numbe ...