ASDA Credit Card Reviews

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ASDA Credit Card

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Latest Reviews

★☆☆☆☆

“Shocking ”

Written on: 29/07/2016 by KarenDaley (1 review written)

Do not use . Charge you interest while your payments have gone through. I cleared my balance but still got charged daily interest while it went through . Worst card i have had . So i will get more interest charges eevn after i closed the card down… Read Full Review

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★☆☆☆☆

“LOW LIMIT AND CONTINUED REFUSALS”

Written on: 18/07/2016 by Stevepqrt (1 review written)

I have a very good credit rating and spend around £2k each month on my credit card - I went for the ASDA card for the cashback. Unfortunately the credit limit provided was 10% of what I am usually given, so I had to run with a credit balance by paying in funds. This was just about acceptable but then, despite a credit balance on the card it was rejected in two shops (one being ASDA!) due to "system issues". Avoid unless you are happy to suffer problems in return for the cashback… Read Full Review

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★☆☆☆☆

“Pathetic Credit limit £300, Crying out loud”

Written on: 26/05/2016 by DonteSchwartz191 (1 review written)

Applied for Asda money credit card. Accepted no problem, credit limit £300. (This wont be enough to pay for fuel for the month) I thought this may be just in case the cards falls into the wrong hands whilst in the post. I set-up direct debit for bill to be paid of in full every month When I received the card, I Tried to increase the limit online only to be told I cannot increase limit for the first 6 months. 9 months on applied for limit increase online, got an increase to £360, still not… Read Full Review

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★☆☆☆☆

“What a waste of my valuable time!”

Written on: 30/04/2016 by Timbo1949 (1 review written)

As MBNA, our current provider, is about to stop giving cashback I decided to apply for an Asda credit card. To my astonishment, however, my application was unsuccessful and Asda were unable to tell me why or how their underwriters had come to this decision. For the first time in my life, I therefore went to considerable trouble to establish (with Equifax) that my credit score is officially "excellent" - way above average, in fact. I can only conclude that I was declined because we pay our… Read Full Review

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★☆☆☆☆

“NIL CREDIT CARD PROTECTION”

Written on: 19/11/2015 by GracelynRobinson (1 review written)

Booked my Apartment using Asda Credit Card to the value of over £200. The Apartment turned out to be infested with cockroaches and after three days got moved to more dangerous one with loose live wires and broken shower screen, torn curtains and bed sheets i.e Health hazard!! Complained to the provider with no joy so contacted Asda Finance for act on my behalf to stop payment and raise dispute. Asda's answer was: "Thank you for your response to our last communication regarding a dispute you… Read Full Review

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★☆☆☆☆

“Waste of Time”

Written on: 07/11/2015 by McConnell325 (1 review written)

Have delt with many Credit Cards over the years but this one is the worst by far. Made a messs of balance transfers actually transferred twice, customer service a nightmare charging me interest on there mistakes. Only had the card a couple of months will not be using it again.CRAP… Read Full Review

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★☆☆☆☆

“Joke ”

Written on: 07/11/2015 by Pissedoffhousewife (1 review written)

What an appalling thing this credit card is. Not making payments properly, so I have no idea whether payment has been made at all, meaning I can not make further orders with my supermarket. You phone the number on the back to be told there's a new number with no time to write it down then you phone the new number, during opening hours and get told it's closed. For what cashback you earn it isn't worth the hassle or the embarrassment of getting that lurid green card out. It would be slightly… Read Full Review

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★☆☆☆☆

“Worst experience I have ever had with a card”

Written on: 23/10/2015 by 285Williams (1 review written)

Credit amount was £400 per month. I dont know who this is aimed at but for most that would not cover two weeks. This is to include petrol and other outlets. I called the customer service to ask " politely" if I could have the limit raised as I ha been a perous Asda card holder for some 15 or more years ans was told they would have to apply and what was the reason. I waited for a response and was just told no. no explanation or anything - Card has been cut up and burnt now. I do not have a bad… Read Full Review

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★☆☆☆☆

“Asda credit card/creation finance”

Written on: 14/10/2015 by ross.smith44 (3 reviews written)

The robbing idiots now charge you 10p per minute so you can rectify their mistakes, cost £9.95 in call charges and they still havent fixed the origional problem , avoid at all costs unles you want and ulser and a big phone bill, staff dont care, are rude, complaints department only work 9 to 5 however that actually means 9.39 to 4.45, got a manager call where phone was put on loudspeaker and manager sat away and could not hear me , no resolution stay away dont do it… Read Full Review

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★★★☆☆

“asda card”

Written on: 06/09/2015

I have been using my Asda credit card successfully for some time but when attempting to use it to pay my grocery bill on line Asda would not accept it -very strange!… Read Full Review

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★☆☆☆☆

“£12 fee rip off, as a result of low credit limit”

Written on: 15/08/2015 by asdaripoff (1 review written)

I recently took out an ASDA cash back credit card, however the very low credit limit of just £300, reluctantly increased to £1000, resulted in me inadvertently going over my limit and being hit with a sneaky £12 overlimit fee, even although I had set up a direct debit to pay off my account, in full, each month. It is patently obvious that this is a complete RIP OFF by Sygma Bank, i.e. give customers a very low ( £300 ) credit limit, then hit them with an Over limit fee of £12, because… Read Full Review

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★☆☆☆☆

“Credit Limits”

Written on: 08/06/2015 by Bobarmone (1 review written)

When shopping for a new reward credit card, the Asda card seemed to offer good benefits. It was accepted and I awaited the cards for myself and my wife. The cards arrived but only one pin number followed. I registered on line and noticed that the credit limit was set at £300 per month. I rang the helpline, explained that our monthly spend was regularly between £1000 and £2000 and that my present card limit was £10000. I requested an increase on my credit limit and informed them about the… Read Full Review

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★☆☆☆☆

“constant issues”

Written on: 06/05/2015 by tracytoffee (2 reviews written)

Again system errors cant pay my bill online.....don't have a clue staff. And just all round bad and annoying company. Initially loved getting free delivery with asda THEY STOPED THAT A WHILE BACK NOW. Use now as I get 1 percent off monthly groceries. Husband has just got a 1% cashback AMEX with Barclaycard and asda exept amex. Will be cancelling this week and get rid of this card. Creation/Sygma area joke!!!!!!!!!!!!!!! Asda please change your CC supplier to a better company please … Read Full Review

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★☆☆☆☆

“Deceptive way of engineering late payment fee.”

Written on: 10/02/2015 by raymando (1 review written)

Care is needed when thinking of applying for an Asda card and it appears even when payment is made in good time the delay in Banks transferring funds ensures you make a late payment and thus incur late payment charges. This is a card from a tertiary bank hiding behind a recognized brand and thus exploiting customers. My counsel would be do not get one of these cards - you must go to a recognized source as these organisations practice usury. Caveat emptor buyer beware… Read Full Review

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★☆☆☆☆

“Inconsiderate,theft,don't care for customers .money...”

Written on: 29/01/2015 by jqPittman135 (1 review written)

I have been waiting for statements since 27/12/14 .called but was told it was out on 27/12/14 .never received it .luckily paid on line as it was due 16/01/15.called again told them I haven't received it .i got a copy of my previous statement and been charged £3.00 for copy of 2 pages..disgusting.im very upset & .you can't get hold of anyone who can solve this problem .i did not like anything no help .just going round and round .no result.just waste of my time and money making calls… Read Full Review

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★☆☆☆☆

“Do not use”

Written on: 07/12/2014 by ndHumphrey411 (1 review written)

Did not receive a monthly statement so contacted Asda Money, clearly it was not their falt but mine. Got billed £12 for late payment also interest added. DO NOT GET INVOLVED WITH THIS CREDIT CARD… Read Full Review

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★☆☆☆☆

“Don't waste your time”

Written on: 07/11/2014 by kuffs (2 reviews written)

They always decline payment at weekends. Customer service don't work weekends. When calling after the weekend they have no reason for declining the transaction. In fact not all transactions get declined. The cynic in me says it is because I pay off my balance and have never paid them interest. Too unreliable. Voting with my feet. I will stop shopping at the store too… Read Full Review

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★☆☆☆☆

“terrible service”

Written on: 25/08/2014

Held an asda credit card for a number of years always made payments on time. I didnt receive my new credit card through the post and called to chase only to find out asda have cancelled my account. I have never been late making payments My credit rating is good and I am appalled that they can cancel without any prior notice or for no apparent reason. I Have just taken out a new 0% deal with barclaycard whose customer service is fantastic and 1st job will obviously be paying my asda card… Read Full Review

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★☆☆☆☆

“defaulted on early payment”

Written on: 25/07/2014 by SeanMitchell459 (1 review written)

I had been defaulted as they called it a "missed payment" even though for almost a year I have been paying my credit card payments two weeks before its due to be paid. Basically on the 15.7.14 I had been defaulted (SHOCK), I had already made a payment for the bill 2 weeks before the due date, according to Asda, not allowed to make early payments!! but I have been doing so for almost a year now! I explained to them that I am immaculate with my finances and do make early payments for other… Read Full Review

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★☆☆☆☆

“Useless piece of plastic”

Written on: 17/07/2014 by fyHammond167 (1 review written)

Paid credit card bill by Direct debit. They have the payment, but do not clear the funds for 4 days! The credit allowance level of £3oo is a waste of space. You can speak to customer services on a peak call number.... to find that you are wasting your breath… Read Full Review

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