Natwest Mini Cash ISA Reviews

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2.7 stars
Average rating for this product is: 2.7 out of 5

From 1 rating and 8 reviews

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
ING DirectING Direct ISAOpen an account today in approximately 10 minutes. A simple way to save up to £3,600, without paying tax on your investment.Monthly2.50%N/A
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A

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Information
ISA Provider: Natwest

Average Ratings for Natwest Mini Cash ISA

  • Customer Service2.4 stars
  • Value for Money1.9 stars
  • Reviewer Ratings2.4 stars
  • Overall Rating2.7 stars

8 Reviews For Natwest Mini Cash ISA

  • Guest 2nd Sep 2009

    Reviewer rating: 1 stars


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    I've watched the interest on my Natwest Mini isa dropping consistently every month. I've placed at least £400 per month in and it's currently got about 9.5K in there... getting £4.20 return pm. Rubbish isn't it?
    I'm moving my ISA and ditching them for my current account, been with them for 20 years.
    Useless...

  • Guest 1st Apr 2009

    Reviewer rating: 0 stars


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    NatWest doesn't explain changes clearly. Their customer service is horrible!

  • tracy80 8th Jan 2009

    Reviewer rating: 2 stars


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    The Natwest Mini Cash ISA gave a better introductory rate for new customers.
    It is not as competitive as others in the market and fluctuates but mostly to a lower interest rate rather then a higher one.

  • Guest 6th Dec 2008

    Reviewer rating: 2.5 stars


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    In my case, when I transferred my Cash ISA to Natwest, they failed to explain that there would be a loss of interest for the time the cheque was in the post from my previous provider and then I would not start to get interest until the 2nd day after the money was cleared to my account. In effect, I lost 7 days interest which was not explained to me so I am quite annoyed with Natwest. Perhaps I should have asked however I think an honest provider would have explained this penalty of switching the ...

  • iannapier 16th Oct 2008

    Reviewer rating: 4 stars


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    ISA providers tend to tempt you in with good rates, which reduce after a period. This NatWest account is no exception, with a 2% 12 month bonus. As a saver then, it is necessary to review each year and probably move the ISA to a better rate elsewhere. The receiving institution must do this for you; the rules do NOT allow the saver to close an account and take the money elsewhere themselves without loss of tax free status. One of the most important factors then is the smoothness and speed with wh ...

  • A Blackshaw 15th Apr 2008

    Reviewer rating: 1.5 stars


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    I am sorely tempted to move everything, lock-stock-and-barrel, to another bank because of this messing around. I have been with the bank for all of my life. As a saver in childhood and the old 'District Bank' days to today. However, the last 4 weeks have been absolutely frustrating and irritating.

    I think, contrary to the TV adverts, that they should turn my local Nat West into a trendy Wine Bar! I feel I would get better service.

  • Guest 1st Feb 2008

    Reviewer rating: 4.5 stars


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    I have "maxed" my NatWest cash ISA for 5 years now - no problems at all, am now getting just short of £100 a month interest.

  • python monty Rank: Lance Corporal 24th Jan 2007

    Reviewer rating: 4 stars


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    I have had a Natwest Mini cash ISA for 2 years now. I deposit money into it on a regular basis, and it is serving me well.

    I would certainly recommend a Natwest Mini cash ISA, as I have had no problems whatsoever, and I am happy that my savings are steadily growing.