Family Investments Child Trust Fund Reviews

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2.6 stars
Average rating for this product is: 2.6 out of 5

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Overdraft RateOverdraft Limit
ING DirectING Direct ISAOpen an account today in approximately 10 minutes. A simple way to save up to £3,600, without paying tax on your investment.Monthly2.50%N/A
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.50%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A

Average Ratings for Family Investments Child Trust Fund

  • Value for Money1.8 stars
  • Overall rating2.6 stars

8 Reviews For Family Investments Child Trust Fund

  • Guest 18th Sep 2009

    Reviewer rating: 5 stars


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    We transfered out of a with profits Child Trust Fund with LV at the bottom of the market and joined Family Investments. Has worked out really well as the LV wasn't growing at a great rate (but being with profits wasn't loosing money). As it was LV closing all their accounts no Market Reduction Value was applied and we bought many more units in the FI fund than we would have done if we'd done it when the market was high. The overall value has gone up by 11% this year so far... not bad!
    For all those moaning about performance over the last 2 years, this is market based investment. If you are in the first years of the plan, the market being low is GOOD news. For each £20 you add you are buying many more units, which when the market picks up (which it is already doing) your fund will be worth much more. If you don't want this risk then choose a cash account.
    Great service and great web site.

  • son2005mark Rank: Lieutenant 15th Jul 2009

    Reviewer rating: 1 stars


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    I must make the point first that I've only one child therefore I've only opened one child trust fund and don't have any idea of how other child trust funds are doing, but I'm not really happy with my choice to invest my son's money into Family Investments child trust fund, Since opening with the governments £250 in July 2005 as of now (July 2009) the investment is only worth Approx £200! Yes I hear that these types of investment can go up as well as down but it dose not really make ...

  • Guest 21st May 2009

    Reviewer rating: 1 stars


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    I have opened an account with Family Investments in November 2006 and i believe i have deposited to the value of &3800 which includes the government voucher and as of may 2009 it is only worth just less than &3000.I regret opening an account with Family Investments Child Trust Funds.

  • Guest 1st May 2009

    Reviewer rating: 3 stars


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    Family Investments Child Trust Fund has Excellent customer service over phone. User friendly online access. Good choice of payment methods. Simple for family members to pay into account.

    The original 250 quid is now worth 143 quid, since investment in May 2004. However tthis is a stakeholder ctf and should improve vastly over the next 13 years.

  • charteredbanker 28th Apr 2009

    Reviewer rating: 0.5 stars


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    I have invested a total of £4,800 since inception of a Stakeholder CTF Account with Family Investments. Its value today 28/04/09 is £4,200. I regret opening an account with them.

  • Guest 30th Jan 2009

    Reviewer rating: 0 stars


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    After 2 years in the Child Trust Fund scheme I phoned to ask why my investment was less than I had put in. I was advised that the positive returns were at the the end of the term. After 8 years the value is 1 years contribution less than I have put in If I had a savings account account at a low 3%, I would be 50% better off.

  • mdaley 1st Jun 2008

    Reviewer rating: 5 stars


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    I have twins and a small boy. Three separate funds in place started in 2006. The government vouchers were invested then a standing order for £10.00 per month for each child.
    Over this period the stock market has regained strength from a weak position.
    Over this period this fund has repeatedly shown a loss. It has actually cost me to give them my money.

  • mksmh Rank: Lance Corporal 13th Sep 2006

    Reviewer rating: 5 stars


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    Family Investments Child Trust Fund is an excellent service. Friendly and approachable. History of family-based investments. Friendly Society - owned by their customers.