Accept Car Credit www.acceptcarcredit.com Reviews
Latest Reviews
★★★★☆
“Car Finance”
Written on: 25/11/2012
Quick application, immediate response, helpful and most of all got me the car credit considering my circumstances in the past, George was great kept in contact and with me every step of the way, never failed to respond to my queries and was helpful in every way. Would recommend, if you have poor credit and have given up trying the high street lenders contact Accept Car Credit they have found me a deal that is not brilliant but fits in with my bad credit and hopefully I can build some... (read more)
★★★★★
“I have a poor credit history and accept car credit...”
Written on: 22/08/2012
Hi, as steed in the heading I have a poor credit history but george at accept car credit history was confident he could help me obtain finance, george kept me up to date with my application very often, the whole process from my first call to purchasing my car took less than a week. Yes, I am paying a higher interest rate but then I have made mistakes in the past so in George's words " you gotta take your medicine" ! keeping to this new credit agreement will help repair my credit file too.... (read more)
★★★★★
“Excellent Service”
Written on: 04/08/2012 by DJC1966
I had almost given up on getting car finance but i thought i would make one last try and went to Accept Car Credit. I dealt with Neil and i have to say the service was first class and within 10 days i had my new car. I am a very happy customer. (read more)
★★★★★
“Very understanding and professional”
Written on: 02/08/2012 by Phil_42 (2 reviews written)
Due to the failure of a previous business venture my credit rating is poor. My new business is doing well, but I obviously still find it nigh-on impossible to get finance from mainstream lenders. I already have two work vehicles financed through Moneybarn (they won't finance more than two per household) so I contacted Accept. I initially dealt with George, and then Neil. They were both very understanding of my situation and I felt that they genuinely wanted to help. After I had supplied all... (read more)
★★★★★
“A company that offers personal service”
Written on: 23/06/2012 by Nick_58 (1 review written)
I applied for credit with Accept Car Credit with these guys to buy a car after being either knocked back or offered sky high rates from a number of other lenders due to having a bad credit rating after being declared bankrupt four years ago. These guys are fantastic and didn’t knock me back. Spoke with Neil who chatted with me at depth about my current financial circumstances and was willing to offer me credit at an acceptable rate and lower than quoted by other companies. The service was... (read more)
★★★★★
“No drama, just great service from start to finish!”
Written on: 08/05/2012 by Stefan82
I dealt with Neil from the start of my application. He was always very helpful and returned my calls on the same day, with out fail. There was an occasion where I had lost my job and was struggling to find the monthly payment. Due to the fact I had bever missed a payment previously, Neil allowed me to take a payment holiday . I would highly recommend Accept Car Credit to anyone. Professional throughout. No catch, these guys are good. (read more)
★★★★★
“Excellent Service Again”
Written on: 26/04/2012
This is the second time I have used accept car credit, having had a good customer experience the first time round. Neil is always helpful and efficient. Yes I know the APR is high but this is the price you pay for a poor credit history. (read more)
★★★★★
“Great finance company”
Written on: 18/04/2012 by RachelBR
Having poor credit I applied to Accept Car Credit for car finance not thinking I would get passed,within an hour of making the application I had a text message saying I had been passed and to go and find a car. I found a ford focus diesel on the Internet and within days the car dealership had been paid and I had my new car. Well done at Accept Car Credit you have made my day. (read more)
★★★★★
“Perfect finance company.”
Written on: 18/04/2012 by Jay_bee
I contacted accept car credit and got a decision in minutes as to whether they would finance the sort of car I was looking for. I got accepted (as the name suggests). I had a one to one personal advisor which helped check out the car that I had found. I could hardly believe that just 3 days after starting the whole process that accept had paid the licensed dealer and my gorgeous focus st 3 was available for me to pick up. One word describes this great company is "FANTASTIC" thanks accept (read more)
★★★★★
“My experience of Accept Car Credit”
Written on: 29/03/2012 by tim1547
Just entered into my 3rd car now with Accept Car Credit... really can't fault Neil and his team. Very helpful when providing advice on the car, great to be able to deal with just one person through the whole loan process, customer service is excellent, payout is quick and straightforward. Once accepted you will have the freedom of choosing a car from any garage with a credit license (unlike many other bad credit car loans) meaning you can shop around for the best deal and car. APR is... (read more)
See next 10 reviews
Showing 1 - 10 of 39 Reviews
★★★★★
“Can't fault the guys at AcceptCarCredit”
Written on: 20/12/2011 by Tavli (1 review written)
I just wanted to join others here in giving a good review. My Experience and history: First off my credit history is pretty poor, this is from things beyond my control a number of years ago when I became ill and had to give up work. Being out of work for 5 years due to ill health I could not afford to pay any of my outstanding debts and got into quite a mess, looking back now I should maybe have declared bankrupt and at least my credit would be clear by now, however being the person I am I... (read more)
★★★★★
“Car Finance For BMW”
Written on: 15/12/2011 by johnjohnson
Well not much to say about these guys other than fantastic, quick, extremely helpful and a full knowledge of the trade very evident, unlike larger brokers they provide a personal service second to none and one of which you feel like your being treated one to one and not just as a number. I would highly recommend this company and will be using them again. My credit history has a blip no more so I expected the usual 50% apr, but was very surprised when they offered me near prime rates of 10%... (read more)
★★★★☆
“whatcarcredit.com”
Written on: 13/09/2011 by ladylips
I applied for credit with some of the mainstream dealers finance companies and got declined. So as a last resort and to build up my credit rating following on from an IVA 3-4 yrs ago, i decided to try whatcarcredit.com which i found on the internet= i have been dealing with a lovely lady at the office called Susan Jones and she kept me fully informed throughout the process, and she got me accepted with Moneybarn (formally duncton). The APR rate is a little higher than some credit companies... (read more)
★★★★★
“My credit rating is so bad after a previous...”
Written on: 31/07/2010
My credit rating is so bad after a previous relationship breakdown, i had tried all the adverse credit companies there is and was declined each time. I tried Accept car finance whilst messing about on the net at work, expecting to have the usual `declined` message..to my surprise i got a call, saying i had been accepted, gave a few more details and they called me back in about an hour with a monthly payment amount, which was great, no GAP insurance or PPI being forced on me. They told me to... (read more)
★★★★★
“Applied on line, received an E-Mail back within 2...”
Written on: 29/07/2010
Applied on line, received an E-Mail back within 2 hours to say I had been accepted, which surprised me given my very poor credit rating. I was approved for £7,000 to purchase my Hyundai Coupe, Neil kept in touch throughout the whole process.Extremely satisfied and happy customer. (read more)
★★★★★
“I have had very bad credit rating with 440 scoring,...”
Written on: 22/03/2010 by caravanlady (1 review written)
I have had very bad credit rating with 440 scoring, and needed a car tried a few places , but got turned down , tryed accept car credit and heard a couple of hours later , and with a total og £6000 , a week later we had our car. they were brill , and kept in contect through out (read more)
★★★★★
“I was contacted by Accept Car Credit on Tuesday and...”
Written on: 21/01/2010
I was contacted by Accept Car Credit on Tuesday and was told I was accepted for finance with a limit of £12500. I have quite a bad credit rating and was very surprised at the finance being avaiable. Having slight doubts in my head I went to a local car dealer the same day and picked out a nice Peugeot 206cc Allure. I then took this back to ACC and they took care of everything. After a few checks etc to confim my identity and a check on the car, the finance will now be paid tomorrow... (read more)
★★★★★
“I came accross ACC online and thought it was worth a...”
Written on: 10/11/2009
I came accross ACC online and thought it was worth a shot to apply as I was realy struggling elswhere. I was contacted very promptly and went through the whole process via email and phone which was easy on very convenient. They gave me a max that I could borrow and all I needed to was find the car I wanteed, which I did shortly thereafter. Once car was sorted, documents were mailed to the dealer where I had to sign on the premises (new law), send them off to ACC and a few days later I had my... (read more)
★★★☆☆
“I'm rather confused. Because my recent credit history...”
Written on: 05/01/2009
I'm rather confused. Because my recent credit history has not been brilliant I approached Accept as I thought it was the easiest option. However, the only deal they could find was with a company that supplied its own cars, which is not what I was after (nor what is advertised on the website). They advised approaching my own bank for a personal loan so I did. To my surprise, this was approved (in spite of the fact that my bank had turned me down for a credit card 6 months ago). I guess I... (read more)
★★★★★
“Applied for Car Finance Thursday Had an email same Day...”
Written on: 14/03/2008 by swansea84
Applied for Car Finance Thursday Had an email same Day acceptin me for £6000 called them up All happy got the letter next day to pick a car. Picked the car and they contacted the dealer same day should be driving away by monday cant wait. :) (read more)
See next 10 reviews
Showing 11 - 20 of 39 Reviews
★★★★★
“Having dealt with another company there were two good...”
Written on: 23/02/2008 by michellegl (1 review written)
Having dealt with another company there were two good points with Accept Car Credit. 1 You could choose a car at any dealer.
2 The 30 day time to find a car. (It took me a over a week to find the car I wanted).
After that, I found the company to be high in customer service with no hard sell of the policies you could have. They also liaise with the dealer to finalise finance.
Highly recommended and would use again.
(read more)
★★★★★
“I applied to accept car credit after being messed...”
Written on: 21/02/2008
I applied to accept car credit after being messed around by other similar companies. Accept car credit were quick and straight to the point. The staff just couldn't do enough for me, very helpful. I will certainly use them next time. (read more)
★★★★★
“I applied to accept car credit after being messed...”
Written on: 20/02/2008 by Hatty11
I applied to accept car credit after being messed around by similar companies. The whole process was quick and simple, the staff can't do enough for you. I will certainly use them again.
Thanks again!!!
(read more)
★★★★★
“I applied for car loan with AC, after a struggle with...”
Written on: 03/02/2008 by salvado (1 review written)
I applied for car loan with AC, after a struggle with other loan companies,I was accepted for £11.000 and was told to pick the car I liked..I have given AC several cars I was interested in but later I happened to find better ones, at the moment I have really found a nice car that I will stick to an X-Type Jag...will give AC a call to start the process,fingers crossed I will get my car soon, AC staff are the most polite people I have ever spoken to,very helpful and professional...will update... (read more)
★★★★★
“After being turned down by a few other companies my...”
Written on: 04/12/2007 by emmacharles010181
After being turned down by a few other companies my friend recommended Accept Car Credit to me. I applied on the Wednesday and was accepted Thursday morning. I got a call telling me to find a car at a garage. I called them back with the details of a golf that Id found. They quoted me (which was a lot cheaper than I expected!) and sent the paperwork to the garage. Once I signed it took about 2 days until the garage called me saying I could pick the car up. They kept me up to date along the... (read more)
★☆☆☆☆
“I will not use Accept Car Credit again. Their website...”
Written on: 22/11/2007 by jules19
I will not use Accept Car Credit again. Their website guaranteed £350 cashback and 6 months tax, we got neither. Was offered one car only, over 100 percent interest. I was told on phone, accepted for finance and no deposit required. When we got there, then they said could do finance, but needed a deposit of 250. Then told had to be partner's insurance and not mine (we couldn't do that as he has a provisional) only then to be told we could do it all of a sudden. Asked about part ex - was... (read more)
James Acc's Response to 326363_jules19's Review
Written on: 15/01/2008
Hi Jules19,<br/>I think you have our company confused with another similar sounding one, we don't sell cars, ask for deposits or offer tax etc. This can be confirmed on our website. We are a finance company not a car dealer therefore we wouldn't ask you to do any of the things you've mentioned in your review. As this is clearly a mistake please remove this review.<br/><br/>Many thanks
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James Acc's Response to 326363_jules19's Review
Written on: 15/01/2008
I disagree with this review because... its a review of a different company not acceptcarcredit.com.
Reply to this comment
★★☆☆☆
“With Accept Car Credit I got a decision very quickly,...”
Written on: 20/11/2007 by fogginn (1 review written)
With Accept Car Credit I got a decision very quickly, saying that I had been accepted, was advised which garage to go to and did. Found a car and put the deposit down. Will have to wait and see, but not holding my breath. If however everything goes through ok, I will re-post telling this. (read more)
Fogginn's Response to fogginn's Review
Written on: 21/11/2007
After posting the veview, got a call about an hour later telling me that everything had gone through and picked up my new BMW last night. It took a while, but everything has gone through and the staff were very helpful, even though I had been on the phone with them a lot.
<br/>
<br/>All in all a good service and would now recommend.
Reply to this comment
★★★★★
“We applied to accept car credit after reading the...”
Written on: 15/09/2007 by atlanta0311 (2 reviews written)
We applied to accept car credit after reading the reviews on this website. We had been messed about by yes loans and wanted to go to a reputable company.
Accept car credit came to decision very quickly and did not charge us for this. Once they had accepted us we went and found the car we wanted, told accept car credit the registration and they did the rest.
Any questions we had and any help we needed there was always someone at the end of the willing to give us their time.
Highly...
(read more)
☆☆☆☆☆
“Accept car sent me a text and phoned me telling me...”
Written on: 29/07/2007 by leeandrewdunn (1 review written)
Accept car sent me a text and phoned me telling me that I had been accepted for finance on any car up to the value of 10k. Received an acceptance letter through the post and was told to go find a car. Found one the next day, rang them with the details and they said excellent, car was fine. Was asked to go to the dealer asap to sign all the documents. Went up the next day and signed the credit agreement, I had to pay a deposit on the car so that the trader would mark it as sold. I thought... (read more)
James Acc's Response to leeandrewdunn's Review
Written on: 01/08/2007
I am sorry to hear about the problems you've experienced. Obviously I can't go into details due to the Data Protection Act; however I can confirm that acceptances are only given after credit checks have been completed.
<br/>
<br/>If at the final stages new information comes to light that wasn’t originally disclosed when the initial application was made, for example an undisclosed address on a proof of ID then further credit checks will of course be done to check this withheld information which may result in a case being declined.
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Leeandrewdunn's Response to leeandrewdunn's Review
Written on: 02/08/2007
All info was disclosed and all my documentation was genuine.
Reply to this comment
★★★★★
“Thank you accept car credit for helping me when no one...”
Written on: 27/07/2007 by kassala106 (1 review written)
Thank you accept car credit for helping me when no one else would. (read more)
See next 10 reviews
Showing 21 - 30 of 39 Reviews
★★★★★
“Everything. I had a text off Accept Car Credit saying...”
Written on: 03/07/2007 by watts320
Everything. I had a text off Accept Car Credit saying I'd been approved. After 2hours of filling in an online application. I rang them, they said go choose a car. I did, I rang them. They got me a quote. There doing all the stuff for me, all Ive got to do next is waiting for them to call and I can go pick my car up. They are very polite and friendly. Any questions you have they shall answer. (read more)
★★★★★
“I applied online at www.acceptcarcredit.com the very...”
Written on: 10/03/2007 by mollygeorge (1 review written)
I applied online at www.acceptcarcredit.com the very next day I got a text message saying that my finance had been approved and to call the office. I called the office and the customer service is second to none, I spoke to a chap and he told me that I had been accepted for a car loan up to £8,000 and I could go and look for a car. The next day I found the car I wanted and called them back with the reg number dealer name and millage. Within 24 hours the documents were sent to the dealer and I... (read more)
★★★★★
“Having been declined by my local dealer, I came across...”
Written on: 22/01/2007 by mfurness1963 (1 review written)
Having been declined by my local dealer, I came across this company on the internet. Once I'd applied on their site, I got a text message and a call from a very polite and helpful young chap, who took his time and talked me through the details and gave me some ideas of repayments. I found a car and called him back with the details, He HPI checked the car and was able to tell me what price I should be aiming for (which resulted in the dealer knocking £500 of the price!). After I'd signed the... (read more)
★★★★☆
“Accept Car Credit were very helpful, and they were...”
Written on: 01/11/2006 by estherwilluk (1 review written)
Accept Car Credit were very helpful, and they were able to answer any questions really quickly. I received a very quick response and sensible credit limit on my car loan, and they deal directly with the sales people once you have decided on the car you want. Their interest rate is 40+ percent, but if you can't get credit elsewhere that is OK (ish). (read more)
★★★★★
“I got a better deal from Accept Car Credit than I...”
Written on: 13/09/2006 by manu lad (1 review written)
I got a better deal from Accept Car Credit than I expected. They were really nice people, and I liked that I could go to any garage.
I have applied to a few loan companies and got some very high quotes back. I applied to Accept and they have been really helpful. I got a payment cheaper than I thought I would.
(read more)
★★★★★
“Having already tried with Yes Loans, and reading other...”
Written on: 18/07/2006 by TheStig (1 review written)
Having already tried with Yes Loans, and reading other reviews on the Review Centre website (found entirely by accident). I came across the reviews for this company.
So far, I can only sing their praises. Their staff are helpful and friendly, and they answered all my (usually) moronic questions. So, I've been told I've been accepted with a credit limit of £5000. All I have to do is find a dealership with a car that I want around that value (must be less than 10 years old and under a group...
(read more)
★★★★☆
“It was a shame that Accept car credit couldn't get me...”
Written on: 12/06/2006 by johnwilson2004 (1 review written)
It was a shame that Accept car credit couldn't get me credit for the car I found first - (an Impreza). It was because of something about the insurance group, but they accepted me for £7500 and let me go to anywhere I liked to buy a car. It got sorted within a week. It was good that they didn't sell the car, and I got to find my own. (read more)
★★★★★
“I applied to Accept car Credit online and they were...”
Written on: 18/05/2006 by jeffsmith (1 review written)
I applied to Accept car Credit online and they were very helpful in financing a Mitsubishi FTO from my local dealer. The payments were at a good rate and well within my budget; unlike other places who had offered me some really high APR's. They are really good if you have had credit problems in the past. (read more)
★★★★★
“I applied on the internet and Accept Car Credit sent...”
Written on: 01/04/2006 by bigjimmi (1 review written)
I applied on the internet and Accept Car Credit sent me a text message to tell me I had been accepted. They gave us a credit limit that we could use at any car garage. We found a Berlingo and gave them the details, and we signed the papers and had the car in about 3 days. They were very helpful and made us feel looked after, as we had never applied for credit on the internet before.
We will be telling our friends to go to them.
(read more)
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Bengt's Comment
Written on: 27/09/2012
hi, i also have bad credit and googled my eyes out looking for a decent company that will accept me for credit. i earn after tax around 1700 and have a deposit of £500 to put down but can not find any company. reason for bad credit is default for phone bill & payday loan back in 2009. i have been in my job for over a year and a half had the same bank for 5 years no problems and been at the same address around the same time.
my only downfall is i am 21 years old , have you or anyone else got any advise honestly guys im desperate for a car atm , will theses guys accept?
thanks